Cushion
With Cushion, customers can link their bank accounts and credit cards to the app, which then analyzes their transaction history to identify any potential fees or charges. The app uses advanced algorithms and machine learning to detect fees that may have been overlooked by the customer.Once a fee is detected, Cushion’s AI-powered negotiation engine goes to work, contacting the bank or credit card company on behalf of the customer to request a refund or reduction in the fee. Cushion’s team of experts handles all the negotiations, saving customers the time and hassle of dealing with customer service representatives themselves.Cushion’s negotiation engine is constantly learning and improving, using data from previous negotiations to optimize its strategies and increase the chances of success. The app also provides real-time updates on the progress of negotiations, keeping customers informed every step of the way.In addition to fee detection and negotiation, Cushion also offers other financial management tools to help customers save money and improve their financial health. The app provides personalized spending insights and recommendations, helping users identify areas where they can cut back and save. Cushion also offers a savings feature, allowing customers to set aside money automatically and earn interest on their savings.Overall, Cushion aims to make managing finances easier and more rewarding for its customers. By leveraging AI and advanced technology, the app helps users save money, avoid unnecessary fees, and achieve their financial goals.