RateSetter offers personal loans with competitive interest rates and flexible repayment terms. Customers can borrow between £1,000 and £25,000, with loan terms ranging from 1 to 5 years. The application process is quick and easy, with decisions made within minutes.One of the key features of RateSetter personal loans is their flexibility. Customers have the option to make overpayments or repay their loan early without incurring any additional fees. This allows borrowers to save on interest and pay off their loan faster if they choose to do so.RateSetter also offers a RatePromise feature, which guarantees that the interest rate offered at the time of application will be the rate the customer receives if their loan is approved. This provides peace of mind and transparency for borrowers.In addition to personal loans, RateSetter also offers a range of other financial products, including business loans and property development finance. These products are designed to meet the needs of different customers and provide tailored solutions.With the acquisition by Metro Bank, RateSetter now has the backing of a well-established and reputable bank. This partnership allows RateSetter to leverage Metro Bank resources and expertise to further enhance their offerings and provide even better customer service.Overall, RateSetter and Metro Bank deliver a fresh and innovative approach to personal lending, combining competitive rates, flexible terms, and excellent customer service.

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