Bondora
Bondora offers both consumer and business loans, with loan terms ranging from 3 months to 60 months. Investors can choose to invest in individual loans or use Bondora’s Portfolio Manager tool, which automatically diversifies investments across multiple loans.Investors can start investing with as little as 1 euro, making it accessible to a wide range of investors. Bondora also offers a secondary market where investors can buy and sell their loan investments.Bondora has a robust risk assessment process in place to evaluate borrowers’ creditworthiness. They use a combination of traditional credit scoring methods and their own proprietary credit scoring model to assess borrowers’ ability to repay loans.Bondora also provides investors with detailed statistics and data on loan performance, allowing them to make informed investment decisions. They have a transparent fee structure, with no hidden fees or charges.Overall, Bondora is a reputable and well-established Peer-to-Peer lending platform in Europe, offering a range of investment options and providing investors with the necessary tools and information to make informed investment decisions.