Cashless India

Cashless India

Transforming India into a Digitally Empowered Society

The Digital India programme is a flagship initiative of the Government of India, aimed at transforming India into a digitally empowered society and knowledge economy. One of the core principles of Digital India is “Faceless, Paperless, Cashless.”

Digital Payment Methods

Explore the various digital payment methods available under the Cashless India initiative:

Banking Cards

• Secure and convenient for all types of transactions.
• Widely accepted across various platforms and merchants.

USSD

• Use simple codes to perform banking transactions without internet access.
• Ideal for feature phone users.

Aadhaar Enabled Payment System (AEPS)

• Leverage your Aadhaar number to access banking services.
• Secure transactions using biometric authentication.

Unified Payments Interface (UPI)

• Instantly transfer money between bank accounts.
• Easy to use with mobile apps and highly secure.

Mobile Wallets

• Store money digitally and make payments conveniently.
• Accepted by numerous merchants, both online and offline.

Banks Pre-paid Cards

• Preload a specific amount and use for transactions.
• Suitable for controlled spending and gifting.

Point of Sale (POS)

• Widely used in retail and service industries for card payments.
• Ensures quick and secure transactions.

Internet Banking

• Manage your bank account and conduct transactions online.
• Comprehensive service for various banking needs.

Mobile Banking

• Access banking services directly from your mobile device.
• Convenient and secure way to manage your finances on the go.

Micro ATMs

• Portable ATMs that provide banking services in remote areas.
• Facilitate cash deposits, withdrawals, and balance inquiries.

India Moving Towards a Cashless Economy

The Digital India programme is driving the nation towards a cashless economy by promoting digital payment methods that are secure, convenient, and accessible to all. By embracing these technologies, India is on its way to becoming a digitally empowered society.

Website Content Managed by Ministry of Electronics and Information Technology (MeitY), GoI

Designed, Developed and Hosted by National Informatics Centre (NIC)

Join us in making India a Cashless and Digitally Empowered Nation!