Companies - fintech rating company for Payment Gateway Listing Directory Companies - fintech rating company for Payment Gateway Listing Directory

Zand

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Zand aims to revolutionize the banking industry by offering a seamless and user-friendly digital banking experience. The bank services include current and savings accounts, debit and credit cards, loans, and investment products. One of the key features of Zand is its focus on customer-centricity. The bank aims to provide personalized and tailored solutions to meet the unique needs of each customer. Through advanced data analytics and artificial intelligence, Zand can offer personalized financial advice and recommendations. Zand also places a strong emphasis on security and privacy. The bank utilizes state-of-the-art encryption and security measures to ensure the safety of customer data and transactions. Additionally, Zand is fully compliant with local regulations and operates under the supervision of the Central Bank of the UAE. In addition to its banking services, Zand aims to be a digital economic accelerator. The bank plans to collaborate with fintech companies and other digital service providers to create a vibrant ecosystem of digital services. This includes partnerships with e-commerce platforms, payment gateways, and other digital platforms to offer a seamless and integrated experience for customers. Overall, Zand is poised to disrupt the traditional banking industry in the UAE by offering innovative digital solutions and creating a digital ecosystem that supports the growth of the digital economy. Social Link

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Zero Bank

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Bank Zero aims to provide a seamless and convenient banking experience by offering all services through its mobile app. This means that customers can access all banking functionality, including FICA activities, giving notice, closing an account, replacing a card, and more, directly through the app. By eliminating the need for customers to visit a branch or use other channels for certain activities, Bank Zero aims to provide greater control and transparency to its customers. This approach aligns with the modern banking needs of both businesses and individuals, who increasingly prefer to manage their finances through mobile apps. Bank Zero focus on providing a comprehensive banking experience through its app sets it apart from traditional banks that may offer their app as an additional channel with limited functionality. By offering all services through the app, Bank Zero aims to simplify banking processes and provide a more efficient and user-friendly experience for its customers. Social Link

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Ziglu Limited

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Ziglu Limited is an electronic money institution that provides alternative banking and crypto trading services. They offer virtual accounts with IBAN and UK sort code, as well as debit cards for their customers. Additionally, It provides crypto exchange services, allowing customers to buy and sell cryptocurrencies. They also offer crypto e-wallets for storing and managing digital assets. Ziglu Limited is authorized and regulated by the Financial Conduct Authority in the United Kingdom. As of 2019, the company had total assets of 492,422.00 GBP. Social Link

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Xoom

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Xoom provides a convenient and reliable way to send money internationally. Customers can send money online or through the Xoom mobile app, making it easy to send money anytime, anywhere. Xoom offers competitive exchange rates and low fees, ensuring that customers get the most value for their money. With Xoom, customers can send money directly to bank accounts in over 160 countries. This is a convenient option for recipients who prefer to receive funds directly into their bank accounts. Xoom also offers cash pickup options in select countries, allowing recipients to collect their money from designated locations. In addition to money transfers, Xoom also allows customers to reload prepaid mobile phones for their loved ones in over 100 countries. This service is quick and convenient, ensuring that recipients can stay connected with their loved ones. Xoom also offers bill payment services, allowing customers to pay bills for their family and friends in select countries. This service helps customers support their loved ones by taking care of their financial obligations. Xoom prioritizes security and customer protection. They use advanced encryption and fraud protection technology to ensure that customers transactions and personal information are secure. Xoom is also regulated and licensed in the countries where they operate, providing customers with peace of mind. Overall, It is a trusted and reliable payment service that offers fast, easy, and secure ways to send money, reload phones, and pay bills internationally. With its wide range of delivery options and competitive rates, Xoom is a convenient choice for customers looking to support their loved ones around the world. Social Link

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YooMoney

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YooMoney is a versatile financial platform that simplifies payments and transfers. Here are its key features: Virtual Card: Obtain a free virtual card for seamless payments and transfers without the need for a passport or intrusive loan offers. YooMoney Wallet: Sign up and receive a YooMoney wallet, which you can use for online shopping. Link your bank card to the wallet and enjoy additional cashback if your bank offers it. Physical Card Option: For a nominal fee, you can order a physical Mir card, valid for 5 years. Spend 15,000 ₽, and you’ll receive 299 points (1 point = 1 ₽) that you can use in stores and online. Whether you’re managing everyday expenses or exploring online shopping, YooMoney provides a convenient and secure solution. 💳🌐 Year Founded: It was originally launched as Yandex.Money on July 24, 2002. CEO: The current Chief Executive Officer of YooMoney is Ivan Glazachev. Headquarters: YooMoney’s headquarters are located in Moscow, Russia. Why choose YooMoney? Versatility: It offers two main services: YooMoney Electronic Wallet: For individual users, providing easy, safe, and reliable online payments. YooMoney for Business: A payment acceptance service with a Merchant Profile designed for businesses. Leading Payment Aggregator: It’a subsidiary, Yandex.Checkout, is currently the leading service for accepting online payments in Russia. It allows merchants worldwide to offer popular payment methods to Russian and CIS citizens. User Popularity: YooMoney’s e-wallet is widely used in Russia, with approximately 30 million user accounts and about 15,000 new accounts opened daily. It’s the most popular e-wallet in the country. Social Link

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Wirepayer Ltd

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Wirepayer Ltd is an electronic money institution that specializes in providing financial technology solutions. They offer BIN sponsorship, which involves issuing prepaid cards to banks. In 2019, Wirepayer Ltd had total assets of £733,215.00 and generated a net income of -£333,265.00.Wirepayer Ltd is incorporated in the United Kingdom and is authorized and regulated by the Financial Conduct Authority. This means that they operate under the supervision of the regulatory body and must comply with their rules and regulations. They owns two websites: https://www.thecurrencyaccount.com and https://www.interpolitanmoney.com/. These websites likely provide information about their services and may offer online platforms for customers to manage their prepaid cards or conduct financial transactions. Social Link

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Wirex

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Wirex is a pioneering Web3 money app that seamlessly integrates digital and traditional currencies, offering users a unified platform for managing their finances. Founded in 2014, Wirex has grown to be trusted by over 6 million people worldwide, with over 20 billion in crypto transactions. The platform offers a unique hybrid personal banking solution, combining the power of blockchain finance with traditional currency systems. Users can earn up to 8% on every transaction with the Wirex card, a banking alternative built for Web3. It supports a variety of stablecoins and offers seamless deposit options on multiple blockchain networks. With features like Cryptoback™ rewards and X-Accounts, users can earn crypto and receive interest on selected currencies. However, the availability of these products and services is subject to jurisdictional limitations. It is more than just a financial app; it’s a bridge between traditional and digital finance, empowering users to navigate the world of Web3. Year Founded: It was founded in 2014. CEO: The CEO of Wirex is Pavel Matveev. Headquarters: It is headquartered in London, England, United Kingdom. Why choose Wirex? Unified Platform: Wirex provides a unified platform for managing both digital and traditional currencies, making it a versatile tool for diverse financial needs. Wirex Card: The Wirex card allows users to earn up to 8% on every transaction, providing a tangible financial benefit for regular use. Support for Various Currencies: Wirex supports a variety of stablecoins and offers seamless deposit options on multiple blockchain networks. Earning Opportunities: With features like Cryptoback™ rewards and X-Accounts, users can earn crypto and receive interest on selected currencies. Regulated and Trusted: Wirex is a regulated institution trusted by over 6 million people worldwide. Social Link

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Wittix

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As an electronic money institution, Wittix, UAB specializes in providing IBAN accounts to individuals and businesses. These IBAN accounts can be used for various financial transactions, including sending and receiving payments. Wittix, UAB offers personal IBAN accounts, which are designed for individuals who need a dedicated account for their personal finances. These accounts can be used for everyday banking activities, such as receiving salaries, making payments, and managing expenses. In addition to personal accounts, Wittix, UAB also provides business IBAN accounts. These accounts are tailored to meet the needs of businesses and can be used for managing company finances, receiving payments from customers, and making business-related transactions. To complement their IBAN account services, Wittix, UAB also offers debit cards to both individuals and companies. These debit cards can be used for making purchases online and in physical stores, as well as for withdrawing cash from ATMs. Wittix, UAB is authorized and regulated by the Bank of Lithuania, ensuring that they operate in compliance with the necessary financial regulations and standards. This regulatory oversight helps to provide customers with confidence in the security and reliability of their services. As of 2020, Wittix, UAB had a total of 5.39 million EUR in safeguarded customer funds. This means that customer funds are held securely and are protected from potential risks or losses. Overall, Wittix, UAB aims to provide convenient and reliable banking services through their IBAN accounts and debit cards, catering to the needs of both individuals and businesses. Social Link

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World First UK Ltd.

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World First UK Ltd is an electronic money institution that specializes in international money transfers for businesses and individuals. They offer a range of services including international money transfers, virtual personal accounts, virtual business accounts, and foreign exchange. As of 2019, World First UK Ltd had total assets of 524.94 million GBP. However, they reported a net income of -41,952,000 GBP, indicating a loss for the year. World First UK Ltd is incorporated in the United Kingdom and is authorized and regulated by the Financial Conduct Authority, ensuring that they operate within the legal framework and meet the necessary regulatory requirements. Social Link

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WorldRemit

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WorldRemit’s user-friendly mobile app and website make it easy for customers to send money to over 150 countries around the world. With a variety of payment options, including bank transfers, mobile money, and airtime top-ups, WorldRemit provides flexibility and convenience for its users. Additionally, their competitive exchange rates and low fees ensure that customers get the most value out of their transactions. Furthermore, WorldRemit’s dedication to security and compliance with global regulations gives customers peace of mind when sending money abroad. Their robust verification processes and encryption technology protect users’ personal and financial information, ensuring that their transactions are safe and secure. In addition to their commitment to customer satisfaction, WorldRemit also prioritizes social responsibility by partnering with local businesses and organizations in the countries they serve. This not only helps support the local economy but also provides customers with more options for receiving their funds, such as cash pick-up locations and mobile wallets. Overall, WorldRemit’s innovative approach to international money transfers has transformed the way people send and receive money across borders. With their convenient, secure, and affordable platform, they have become a leader in the industry and continue to make a positive impact on the lives of millions of people worldwide. How It Works: Create an Account: Users sign up for a WorldRemit account, providing necessary details and verifying their identity. Select Recipient: Users enter the recipient’s information, including name, contact details, and preferred payout method. Choose Amount and Currency: Specify the amount to be sent and select the desired currency. WorldRemit displays the exchange rate and applicable fees upfront. Review and Confirm: Before finalizing the transfer, users review the details. WorldRemit ensures transparency by showing the total cost and the exact amount the recipient will receive. Transfer Completion: Once confirmed, WorldRemit processes the transfer swiftly. Users receive notifications at each stage, from initiation to successful delivery.   Year Founded: WorldRemit was founded in 2010. Since then, it has grown to become a leading digital money transfer service, connecting people across borders. CEO: The current CEO of WorldRemit is Breon Corcoran. His leadership has been instrumental in shaping the company’s vision and driving its success. Headquarters: WorldRemit’s headquarters are located in London, United Kingdom. From there, they manage their global operations and serve millions of users worldwide. Why choose WorldRemit? Global Reach: WorldRemit covers over 150 countries, making it accessible to a wide range of users. Whether you’re sending money to family, supporting education, or paying bills, WorldRemit’s extensive network ensures your funds reach their destination. User-Friendly App: The WorldRemit app is intuitive and easy to use. Whether you’re a tech-savvy user or a first-timer, the app streamlines the entire process of sending money. Transparent Fees: WorldRemit provides real-time exchange rates and displays fees upfront. You’ll know exactly how much your recipient will receive, without any hidden costs. Multiple Payout Options: Whether it’s bank deposits, mobile money transfers, airtime top-ups, or cash pick-up, WorldRemit offers flexibility in payout methods. Security and Compliance: WorldRemit prioritizes security, adhering to strict protocols and regulatory requirements. Your transactions are safe and protected. In summary, WorldRemit combines convenience, affordability, and reliability, making it an excellent choice for international money transfers. 🌍💸✨ Social Link

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WTUK Ltd, also known as Whites Group, is an electronic money institution based in the United Kingdom. It specializes in providing innovative financial technology solutions, including international payments and foreign exchange services. As an electronic money institution, WTUK Ltd is authorized and regulated by the Financial Conduct Authority (FCA) in the UK. This means that it operates under strict regulatory guidelines to ensure the safety and security of its customers funds. In 2019, It reported total assets of 1.11 million GBP. This indicates the financial strength and stability of the company. WTUK Ltd, trading as Whites Group, caters to both individuals and institutions, offering them a range of financial services to meet their specific needs. Its focus on technology-driven solutions sets it apart in the financial industry, allowing it to provide efficient and convenient services to its customers. Overall, WTUK Ltd, operating as Whites Group, is a reputable electronic money institution that offers innovative financial technology solutions to individuals and institutions. Its authorization and regulation by the FCA ensure that it operates in compliance with industry standards and provides a secure environment for its customers financial transactions. Social Link

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Xapo (Gibraltar) Ltd

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Xapo (Gibraltar) Ltd was founded in 2013 by Wences Casares, a serial entrepreneur and bitcoin advocate. The company mission is to make bitcoin more accessible and secure for individuals and institutions. Xapo offers a range of services to its customers, including cryptocurrency wallets, cryptocurrency custody, and a bitcoin storage platform. The company wallets allow users to securely store and manage their bitcoin and other cryptocurrencies. Xapo custody service provides institutional investors with a secure and regulated solution for storing their digital assets. In addition to its storage and custody services, Xapo also offers cryptocurrency trading. The company trading platform allows users to buy and sell bitcoin and other cryptocurrencies at competitive prices. Xapo is authorized and regulated by the Gibraltar Financial Services Commission, ensuring that it operates in compliance with the highest standards of financial regulation and consumer protection. The company has received significant investment from leading venture capital firms, including AME Cloud Ventures, Pantera, Ribbit Capital, Fortress, and Greylock Partners. These investments have helped Xapo to expand its services and reach a wider audience. Overall, Xapo (Gibraltar) Ltd is a trusted and reputable electronic money institution that provides secure and regulated cryptocurrency services to individuals and institutions. Social Link

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