Payzer – The All-In-One Financial Tool for Contractors Welcome to Payzer Payzer is a leading financial technology company dedicated to empowering contractors in the HVAC, plumbing, and other service industries. With innovative tools and world-class support, It simplifies business operations, enhances customer experiences, and helps contractors grow their businesses. About Payzer At Payzer, we understand the unique challenges faced by contractors. That’s why we’ve developed Payzerware, an all-in-one management platform designed specifically for the trades. From streamlining operations to improving collections and increasing sales, Payzer provides the tools contractors need to succeed in a competitive market  1 . Our Solutions It offers a comprehensive suite of features tailored to meet the needs of contractors: Payzerware: A powerful, easy-to-use software solution that simplifies field service management, including scheduling, dispatching, and invoicing. Secure Payment Processing: Accept payments quickly and securely, whether in the field or online 1 . Proposal Management: Create professional proposals to showcase your expertise and win more clients 2 . Maintenance Plans: Implement proactive service plans to build long-term customer relationships 2 . Automated Notifications: Keep customers informed with appointment reminders and status updates, reducing manual tasks for your office staff 2 . Why Choose Payzer? It stands out as a trusted partner for contractors looking to grow their businesses. Here’s why contractors choose Payzer: Industry-Specific Solutions: Designed specifically for HVAC, plumbing, and other service trades. All-in-One Platform: Manage your entire business from one intuitive platform, saving time and reducing complexity 1 . World-Class Support: Our team is dedicated to helping you succeed, offering expert guidance every step of the way. Proven Results: It helps contractors improve collections, sell more jobs, and streamline operations. The Payzer Advantage Payzer is more than just a financial tool — it’s a comprehensive solution that empowers contractors to focus on what they do best: delivering exceptional service. With Payzer, you can simplify your operations, enhance customer satisfaction, and grow your business with confidence  1 . Get Started with Payzer Today Ready to take your business to the next level? Join the thousands of contractors who trust Payzer to manage their operations and grow their businesses.Contact us today to learn more about Payzerware and how it can transform your business. With Payzer, success is just a few clicks away. Social Link

To open a Penta business account, you can follow these steps: 1. Visit the Penta website at www.getpenta.com. 2. Click on the “Get Started” button on the homepage. 3. Select the type of business you have (e.g., GmbH, UG, freelancer, etc.). 4. Fill in your personal information, such as your name, email address, and phone number. 5. Provide your business information, including the company name, legal form, and registration number. 6. Choose a password for your Penta account. 7. Verify your email address by clicking on the link sent to your inbox. 8. Complete the online application by providing additional details about your business, such as the industry, turnover, and expected monthly transactions. 9. Upload the required documents, such as your ID or passport, proof of address, and business registration documents. 10. Review and confirm your application. 11. Wait for Penta to review your application. This process usually takes a few hours, but it can take up to a few days. 12. Once your application is approved, you will receive your Penta account details, including your German IBAN and Business Debit Card, via email. 13. Activate your Penta account by logging in with your email and password. 14. Start using your Penta business account to manage your finances, make payments, and track your expenses. If you have any questions or need assistance during the registration process, you can contact Penta customer service via email or live chat on their website. Social Link

Paybby smart banking solution aims to address the specific needs and challenges faced by Black and Brown communities. By offering free digital checking and saving accounts, Paybby aims to make banking more accessible and affordable for these communities. One of the key features of the Wicket app is its transparency and trustworthiness. Paybby utilizes blockchain and AI technology to develop enhanced KYC (Know Your Customer) processes, ensuring that users identities are verified securely and efficiently. This helps to prevent fraud and identity theft, providing users with peace of mind. The Paybby Trust Engine is another innovative feature of the Wicket app. It aims to demystify the complexities of traditional banking and provide financial transparency. This means that users will have a clear understanding of how their money is being managed and what fees or charges they may incur. This level of transparency is not commonly found in traditional banking options. Overall, Paybby smart banking solution aims to provide a more inclusive and transparent banking experience for Black and Brown communities. By leveraging blockchain and AI technology, Paybby aims to address the specific needs of these communities and provide them with the tools and resources they need to achieve financial success. Social Link

With Papara, users can easily open an account, send and receive money, make payments, and manage their finances all in one place. The app is available on both iOS and Android devices, making it accessible to a wide range of users. One of the key features of Papara is its simplicity. Opening an account takes just a few minutes, and users can start using the app right away. The app interface is user-friendly and intuitive, making it easy for anyone to navigate and use. Papara also offers a range of financial services that are designed to meet the needs of its users. Users can send money to friends and family instantly, without any fees. They can also receive money from others, whether it from a friend or a business transaction. In addition to peer-to-peer transactions, Papara also allows users to make payments at thousands of online and physical stores. Users can simply scan a QR code or enter a merchant code to make a payment, eliminating the need for cash or cards. Papara also offers a prepaid card that users can use for online and offline purchases. The card is linked to the user Papara account, allowing them to easily manage their spending and track their transactions. Security is a top priority for Papara. The app uses advanced encryption technology to protect user data and transactions. Users can also enable biometric authentication, such as fingerprint or face recognition, for an extra layer of security. Overall, Papara offers a modern and convenient banking experience that is tailored to the needs of its users. With its simple interface, wide range of services, and strong security measures, Papara has become a trusted and loved finance app for millions of users. Social Link

Parpera aims to address the specific needs and challenges faced by microbusinesses, freelancers, and workers in the gig economy. By providing a comprehensive suite of financial tools and services, Parpera aims to empower these individuals to effectively manage their finances and grow their businesses. One of the key features of Parpera is its digital bank account and card. This allows users to easily receive and make payments, track their expenses, and manage their cash flow. The account also provides invoicing capabilities, allowing users to create and send professional invoices to their clients. In addition to the banking features, Parpera also offers tax management tools. This includes automated tax reporting, which simplifies the process of calculating and submitting tax returns. By streamlining this process, Parpera aims to save users time and reduce the stress associated with tax compliance. Parpera money-management app is designed to be user-friendly and intuitive, making it easy for microbusiness owners to navigate and access the tools they need. The app also provides insights and analytics, allowing users to gain a better understanding of their financial performance and make informed decisions. Overall, Parpera aims to provide a holistic solution for microbusinesses, freelancers, and workers in the gig economy. By combining banking, invoicing, payments, cash flow management, and tax reporting capabilities, Parpera aims to simplify and streamline the financial management process, enabling users to focus on growing their businesses. Social Link

Patelco Credit Union was founded in 1936 by a group of Pacific Telephone & Telegraph Company employees who wanted to create a financial institution that would serve their specific needs. Originally known as the Pacific Telephone Employees Credit Union, the organization started with just 12 members and $500 in assets. Over the years, Patelco Credit Union has grown significantly and expanded its membership to include employees of other companies and organizations in the Bay Area. Today, Patelco serves over 400,000 members and has more than $7 billion in assets. As a credit union, Patelco is owned and operated by its members, who elect a volunteer board of directors to oversee the organization. This cooperative structure allows Patelco to focus on providing personalized service and competitive rates to its members, rather than maximizing profits for shareholders. Patelco offers a wide range of financial products and services, including checking and savings accounts, loans, credit cards, and investment options. They also provide online and mobile banking services, making it convenient for members to manage their finances. In addition to serving its members, Patelco is committed to giving back to the communities it serves. The credit union supports various charitable organizations and initiatives, with a focus on education, financial literacy, and community development. Overall, Patelco Credit Union is dedicated to helping its members and communities prosper by providing them with the financial tools and resources they need to achieve their goals. Social Link

ORANGE MONEY IFN S.A. offers a range of financial services, including mobile wallet solutions and payment cards. The company operates as an electronic money institution, providing customers with convenient and secure ways to manage their money. As of 2020, ORANGE MONEY IFN S.A. reported total assets of 114.89 million RON. This indicates the financial strength and stability of the institution, which is important for customers who entrust their funds to the company. However, ORANGE MONEY IFN S.A. reported a net income of -64,073,823.00 RON in 2020. This suggests that the company incurred a loss during that period. It is important to note that net income can fluctuate from year to year due to various factors, such as operating expenses, investments, and market conditions. ORANGE MONEY IFN S.A. is authorized and regulated by the National Bank of Romania, ensuring that the company operates in compliance with the country’s financial regulations. This regulatory oversight provides customers with added confidence in the safety and security of their funds. Overall, ORANGE MONEY IFN S.A. offers electronic money services and payment solutions, with a focus on mobile wallets and payment cards. While the company reported a loss in 2020, its total assets and regulatory oversight indicate its commitment to providing reliable and secure financial services to its customers. Social Link

As an electronic money institution, Oro Pay Ltd provides a range of financial services, primarily focused on international money transfers. This includes the ability to create e-wallets, which allow users to store and manage their funds electronically. Oro Pay Ltd also offers merchant accounts, which enable online businesses to accept payments from customers. This can be done through various channels, such as credit cards, debit cards, and other electronic payment methods. In addition, Oro Pay Ltd provides debit cards and virtual cards, which can be used for online and offline purchases. These cards are linked to the user e-wallet and can be used to make payments at any merchant that accepts card payments. One of the key services offered by Oro Pay Ltd is international money transfers. This allows users to send money to individuals or businesses in different countries. These transfers can be done quickly and securely, with competitive exchange rates. As an authorized and regulated institution, Oro Pay Ltd operates in compliance with the regulations set by the Central Bank of Cyprus. This ensures that the company follows strict guidelines to protect the interests of its customers and maintain the integrity of the financial system. Overall, Oro Pay Ltd provides a range of financial services that cater to the needs of individuals and businesses looking for convenient and secure ways to manage their money and make international transfers.   Risk Appetite Risk AppetiteLow Risk, Medium Risk Features 3D Secure Processing,Payment Link Solutions Online Payments Accepted Industries E-commerce,Hospitality,Travel Payment Options Mastercard,Visa Social Link

Osper aims to teach children financial responsibility and independence while giving parents peace of mind. With Osper, parents can set spending limits, receive real-time notifications of their child transactions, and even block certain types of purchases. The app also allows parents to transfer money to their child card instantly, making it easy to give them pocket money or allowance. For children, Osper provides a user-friendly app where they can track their spending, set savings goals, and learn about budgeting. They can also earn money by completing tasks or chores set by their parents. Osper encourages children to make responsible financial decisions by providing them with the tools and knowledge they need to manage their money effectively. Osper prepaid debit card can be used anywhere that accepts MasterCard, both online and in-store. This gives children the freedom to make purchases while still being under the supervision of their parents. The card can also be used to withdraw cash from ATMs, providing children with a sense of financial independence. Overall, Osper offers a convenient and secure way for families to manage their finances. It promotes financial literacy and responsibility in children while giving parents control and oversight. Social Link

Oxygen is a financial technology company that offers a comprehensive mobile banking platform for both personal and business finances. It provides a single app to manage your finances, offering features such as earning up to 6% on purchases, secure spending with virtual cards, and early payroll access. Oxygen is particularly supportive of first-time entrepreneurs, offering tailored benefits including up to 6% cashback, virtual cards for secure spending, and P2P transactions with Oxygen Friends. With different tiers of Oxygen Elements offering varying benefits, It presents a flexible and robust solution for modern banking needs. Year Founded: It was founded in May 2018. CEO: The CEO of Oxygen is David Rafalovsky. Headquarters: It is headquartered in Princeton, New Jersey, United States. Why choose Oxygen? Innovative Features: It offers innovative features like cashback rewards, virtual cards, savings goals and more. Ease of Use: it provides a seamless banking experience with an intuitive interface where you can manage both your personal and business banking. Expense Management: Oxygen’s intuitive expense management tools and real-time tracking capabilities in the personal account make it easier to monitor and control your spending compared to other platforms. Early Payday Access: With it, you can get your payroll two days earlier. Cashback Rewards: Oxygen offers up to 6% cashback on purchases. Social Link

With Pace, customers can make purchases online or in-store and choose to pay in three equal instalments over a period of time. This allows them to spread out the cost of their purchase and avoid any financial strain.Pace offers a seamless and convenient payment experience. Customers can sign up for a Pace account and link their preferred payment method. When making a purchase, they simply select Pace as their payment option and the total amount is divided into three equal payments. The first instalment is paid at the time of purchase, while the remaining two instalments are automatically deducted from the customer linked payment method in the following months. There are no interest charges or hidden fees, making it a transparent and affordable payment solution. Pace also provides a user-friendly dashboard where customers can manage their payments, view upcoming instalments, and make early repayments if desired. This gives customers full control over their purchases and allows them to stay on top of their payments. In addition to being a convenient payment solution for customers, Pace also benefits merchants. By offering Pace as a payment option, merchants can attract more customers and increase their conversion rates. Pace handles all the payment processing and assumes the risk of non-payment, providing a hassle-free experience for merchants. Overall, Pace is a flexible and affordable payment solution that allows customers to shop with confidence and merchants to boost their sales. With no interest or hidden fees, customers can enjoy the convenience of spreading out their payments without any regrets. Social Link

This allows other businesses to integrate Paga payment and financial services into their own platforms, expanding the reach and accessibility of these services. Paga offers a range of services to consumers, including the ability to send and receive money, pay bills, buy airtime and data, and make online and offline purchases. Consumers can access these services through it’s mobile app, website, or by visiting one of it’s network of agents, who are typically small businesses or individuals that have partnered with Paga to offer these services in their local communities. For sellers, It provides a range of tools to help them manage their businesses more efficiently. This includes the ability to accept payments from customers using Paga mobile app or website, as well as access to financing through Paga partner banks and financial institutions. Paga APIs allow third-party partners to integrate it’spayment and financial services into their own platforms. This enables businesses in various industries, such as e-commerce, transportation, and utilities, to offer Paga services to their customers, expanding the reach and accessibility of these services. Overall, It is helping to drive the adoption of digital payments and financial services in Africa, providing consumers and businesses with convenient and secure ways to transact and access financial services. Social Link