Alternative Payments

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Alternative Payments is a payment gateway technology provider that offers a global payment infrastructure to assist eCommerce companies. With Alternative Payments, businesses can expand their reach and cater to customers who do not use credit cards. AlternativePayments provides a wide range of payment options, including local and alternative payment methods, such as e-wallets, bank transfers, and cash payments. By offering these alternative payment methods, businesses can tap into new markets and increase their conversion rates.The payment gateway technology provided by AlternativePayments is secure and reliable, ensuring that transactions are processed smoothly and securely. The platform is PCI-DSS compliant, meaning that it meets the highest security standards in the industry.In addition to its payment gateway technology, AlternativePayments also offers fraud prevention tools and risk management solutions. These tools help businesses minimize the risk of fraudulent transactions and protect their customers’ sensitive information.Alternative Payments has a global presence, with support for over 240 payment methods in more than 190 countries. This allows businesses to expand their operations internationally and cater to customers from around the world.Overall, Alternative Payments provides a comprehensive payment solution for eCommerce businesses, helping them supercharge their operations and meet the needs of millions of customers who prefer alternative payment methods. – Year Founded: Alternative Payments was founded in 1999. – Headquarters:  Alternative Payments’ headquarters is located in Pasadena, California, USA. Why Choose Alternative Payments? 1. Global Payment Reach: It enables businesses to expand their global reach by offering a diverse range of payment methods that cater to various regions and customer preferences. 2. Diverse Payment Options: Businesses choose AlternativePayments to diversify their payment options beyond traditional credit cards, including e-wallets and localized payment methods. 3. International Customer Base: The platform helps businesses tap into international markets and attract a broader customer base by providing payment methods that are trusted and widely used in different regions. 4. Enhanced Customer Experience: Offering a variety of payment options enhances the overall customer experience, providing flexibility and convenience for customers during the checkout process. 5. Simplified Global Transactions: It simplifies global transactions, streamlining the payment process and reducing barriers for businesses engaging with customers across borders. 6. Trusted and Secure: The platform prioritizes security and trust, ensuring that payment transactions are conducted in a secure environment, fostering customer confidence. 7. Adaptability and Innovation: It stays adaptable to evolving payment trends and innovations, helping businesses stay at the forefront of the dynamic fintech landscape. Social Link

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Aevi

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Aevi is a global company that specializes in in-person payments, offering a unified platform for all types of transactions. Their platform supports any kind of payment on any channel or device, making it a versatile solution for businesses. With easy-to-integrate APIs and truly connected data, Aevi not only simplifies the payment process but also facilitates business growth. They offer a range of solutions including Payments Plus, SMB Starter Pack, Smart POS for ISVs, and Unattended Payments, catering to diverse business needs. Whether it’s face-to-face, online, or unattended, Aevi brings all payments together, transforming the way businesses handle transactions. Year Founded: Aevi was founded in 2015. CEO: The CEO of Aevi is Mike Camerling. Headquarters: The headquarters of Aevi is located in Paderborn, Germany. They also have offices in London, UK, and Prague, Czech Republic. Why choose Aevi? Innovation: It believes in-person payments should be as innovative as online payments. They were the inventors of the first ever SmartPOS. Breaking Down Barriers: It is setting payments free with an open platform defined by flexibility. It is completely device agnostic, putting all their customers firmly in control. Partnership: Theybelieves in starting a movement where everyone can win. They are open to the world and inspired by collaboration. Awards: Aevi has been recognized for their hard work and innovation in the payments industry. Certifications: Aevi is fully certified with ISO 20022 and ISO 9001. Social Link

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AffiniPay

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AffiniPay is a payment solutions provider that focuses on serving professional service industries, including legal, accounting, and association management. Benefits: Industry-Specific Solutions: AffiniPay tailors its services to meet the needs of specific professional service industries, providing specialized solutions for attorneys, accountants, and associations. Security: AffiniPay typically emphasizes robust security measures to ensure the safety of sensitive financial information during transactions. This is crucial for businesses dealing with confidential client data. Ease of Use: User-friendly interfaces and streamlined payment processes contribute to a positive user experience for both businesses and their clients. Customization: AffiniPay may offer customization options, allowing businesses to integrate payment solutions seamlessly into their existing workflows and branding. Compliance: The platform may ensure compliance with industry regulations and standards, such as PCI DSS (Payment Card Industry Data Security Standard), to protect against data breaches and fraud. Automated Billing: AffiniPay may provide tools for automated billing, making it easier for businesses to manage recurring payments, subscriptions, and invoicing. Reporting and Analytics: The platform might include reporting and analytics features, allowing businesses to track and analyze their financial transactions and gain insights into their revenue streams. Features: Online Payments: AffiniPay likely supports online payment processing, enabling businesses to accept payments through various channels, including credit cards and electronic checks. Mobile Payments: With the increasing use of mobile devices, AffiniPay may offer solutions that facilitate mobile payments, allowing clients to make transactions on the go. Integration: The platform may integrate with other business tools and software, such as accounting systems and customer relationship management (CRM) software, to create a seamless workflow. Client Portals: AffiniPay might provide client portals where clients can access their payment history, invoices, and other relevant information. Invoicing: Businesses may use AffiniPay for creating and sending invoices to clients, simplifying the billing process. Recurring Payments: For businesses with subscription models or regular service fees, AffiniPay may offer features for setting up and managing recurring payments. Customer Support: A reliable customer support system is crucial, and AffiniPay may offer customer support to address any issues or concerns that businesses or clients may have.   Social Link

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Affirm

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Affirm is a Buy Now, Pay Later (BNPL) service that provides consumers with the option to pay for purchases over time through fixed monthly payments. Here are some benefits for both shoppers and businesses associated with using Affirm: For Shoppers: Flexible Payment Options: Affirm allows shoppers to split the cost of their purchases into fixed monthly payments, providing flexibility in managing their budget. Transparent Terms: Affirm aims to provide clear and transparent terms to users, with upfront information about interest rates and monthly payments. This helps shoppers make informed decisions. No Hidden Fees: Affirm typically does not charge late fees, annual fees, or any other hidden charges. This transparency contributes to a positive user experience. Quick and Easy Approval: The approval process for Affirm is often quick and straightforward, providing shoppers with the ability to make purchases without a lengthy application process. Interest-Free Options: Affirm may offer interest-free payment plans for certain purchases, allowing shoppers to avoid interest charges if payments are made on time. Mobile App: Affirm provides a user-friendly mobile app that allows shoppers to manage their accounts, view payment schedules, and stay informed about their purchases. For Businesses: Increased Conversion Rates: Offering Affirm as a payment option can lead to increased conversion rates, as shoppers may be more likely to make a purchase when they have the flexibility of paying over time. Larger Average Transaction Size: BNPL services like Affirm can encourage customers to make larger purchases than they might if they had to pay the full amount upfront. Customer Acquisition: Affirm can attract new customers who prefer the flexibility of installment payments, expanding the customer base for businesses. Reduced Cart Abandonment: By providing an alternative payment method, businesses using Affirm may experience lower cart abandonment rates, as shoppers are more likely to complete their purchases. Marketing Opportunities: Businesses can leverage Affirm’s brand and marketing to attract customers and promote special deals or promotions associated with using BNPL services. Enhanced Customer Experience: Offering BNPL options like Affirm can contribute to an enhanced customer experience, potentially leading to increased customer loyalty and repeat business. It’s crucial for both shoppers and businesses to carefully review the terms and conditions of using Affirm or any BNPL service. Understanding the repayment terms, interest rates, and potential fees ensures that users make informed financial decisions.   Social Link

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Afterpay

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USA

Afterpay, as a Buy Now, Pay Later (BNPL) service, offers several benefits for both consumers and merchants. Here are some common advantages associated with Afterpay and similar BNPL services: For Consumers: Interest-Free Installments: Afterpay typically allows users to make purchases and pay for them in interest-free installments over several weeks. This can make budgeting more manageable for consumers. Instant Approval: Afterpay often provides instant approval for users, allowing them to use the service for purchases without the need for a lengthy application process. No Credit Checks: Unlike traditional credit services, Afterpay may not require a traditional credit check for users to use their services. This can make it accessible to a broader range of consumers. Transparent Fees: Afterpay is known for its transparent fee structure. Users are informed about any potential fees upfront, and there are no hidden costs if payments are made on time. User-Friendly Experience: The Afterpay app and platform are designed to be user-friendly, providing a seamless and straightforward experience for consumers. Risk-Free Returns: If a consumer needs to return an item purchased through Afterpay, they can often do so without incurring fees, provided the return aligns with the merchant’s return policy. For Merchants: Increased Conversion Rates: BNPL services, including Afterpay, are known to boost conversion rates for merchants. The option to pay in installments can attract more customers and encourage larger purchases. Access to New Customers: Offering Afterpay may attract customers who prefer the flexibility of installment payments and who may not have made a purchase otherwise. Reduced Risk of Non-Payment: Afterpay assumes the risk of non-payment, providing merchants with a guaranteed payment even if the customer defaults on subsequent payments. This can be appealing for businesses concerned about the financial risk associated with traditional credit. Easy Integration: Afterpay and similar services are often easy to integrate into a merchant’s existing checkout process, requiring minimal technical effort. Marketing Opportunities: Merchants can leverage the Afterpay brand and marketing to attract new customers and promote special deals or promotions associated with using BNPL services. It’s important to note that while BNPL services like Afterpay offer benefits, users should also be aware of their financial responsibility and the potential impact on their budget. Late payments may incur fees, and users should carefully review the terms and conditions of the service.   Social Link

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Agilysys

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Atlanta, GA

Agilysys is a technology company that provides hospitality software solutions, particularly for the gaming, hotels, resorts, and food service industries. Benefits: Enhanced Guest Experience: Agilysys solutions are designed to improve the overall guest experience in hospitality settings by streamlining operations and providing efficient and personalized services. Operational Efficiency: The software solutions offered by Agilysys aim to enhance operational efficiency for hotels, resorts, and restaurants, helping businesses run smoothly and reduce manual errors. Integrated Solutions: Agilysys often provides integrated solutions that cover various aspects of hospitality management, including property management, point of sale (POS), inventory management, and more. Scalability: The solutions offered by Agilysys are often scalable, allowing businesses to adapt and expand their operations without major disruptions to their technology infrastructure. Mobile and Self-Service Options: Many Agilysys solutions may include mobile and self-service options, enabling guests to engage with services through their mobile devices or self-service kiosks, enhancing convenience and efficiency. Data Security: In the hospitality industry, data security is crucial. Agilysys typically emphasizes robust security features to protect sensitive guest information and payment data. Analytics and Reporting: The software solutions often come with analytics and reporting tools, allowing businesses to gain insights into their operations, track performance, and make informed decisions. Features: Property Management System (PMS): Agilysys may offer PMS solutions that help hotels and resorts manage reservations, check-ins, check-outs, room assignments, and overall guest services. Point of Sale (POS): Agilysys POS solutions can facilitate transactions in various hospitality settings, including restaurants, bars, and retail outlets, with features like order processing, payment processing, and inventory tracking. Inventory and Procurement: Agilysys solutions may include features for managing inventory levels, tracking stock, and streamlining procurement processes, helping businesses optimize their supply chain. Payment Processing: The company may provide secure and efficient payment processing solutions, ensuring compliance with industry standards and regulations. Analytics and Business Intelligence: Agilysys solutions often come with analytics and business intelligence tools to help businesses analyze data, identify trends, and make data-driven decisions. Guest Engagement: With a focus on enhancing the guest experience, Agilysys solutions may include features that enable personalized guest interactions, loyalty programs, and targeted marketing. Mobile Check-In and Check-Out: Some solutions may offer mobile check-in and check-out features, allowing guests to manage their reservations and check in or out using their mobile devices.     Social Link

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Aidexa

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USA

AideXa offers a range of financial services tailored to the needs of small businesses. These services include: 1. Business accounts: AideXa provides business accounts that are specifically designed to meet the needs of small businesses. These accounts offer features such as online banking, mobile banking, and easy integration with accounting software. 2. Payments and transfers: AideXa allows businesses to make and receive payments easily and securely. This includes domestic and international transfers, as well as the ability to set up recurring payments. 3. Financing solutions: AideXa offers various financing options to help small businesses manage their cash flow and fund their growth. This includes business loans, lines of credit, and invoice financing. 4. Expense management: AideXa provides tools to help businesses manage their expenses more efficiently. This includes features such as expense tracking, receipt scanning, and integration with accounting software. 5. Financial planning and analysis: AideXa offers tools and resources to help businesses plan and analyze their finances. This includes budgeting tools, financial forecasting, and access to financial advisors. 6. Insurance services: AideXa partners with insurance providers to offer a range of insurance products tailored to the needs of small businesses. This includes coverage for property, liability, and business interruption. 7. Integration with third-party services: AideXa integrates with various third-party services to provide a seamless experience for small businesses. This includes integration with accounting software, payment processors, and other business tools.Overall, AideXa aims to provide small businesses with the financial tools and services they need to thrive. By leveraging technology and open banking, AideXa aims to simplify and streamline financial processes for small businesses, allowing them to focus on what they do best – running their business. Social Link

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Aion

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USA

Aion Bank is a modern digital bank that stands out for its transparency and customer-centric approach. Founded with the mission to revolutionize banking, Aion offers high-interest savings accounts with some of the best rates in Belgium. What sets them apart? No hidden fees! Unlike traditional banks, Aion ensures complete transparency, so you always know what you’re paying for. Their fully digital platform allows you to manage your finances effortlessly from your smartphone. Plus, your deposits are protected up to €100,000. If you’re ready for a banking experience that’s as clear as day, explore Aion Bank! 🌐💼📱 Year founded: Aion Bank was founded in 2018. CEO: The CEO of Aion Bank is not specified in the available information. Headquarters: Aion Bank operates with branches in Hong Kong, Shanghai, Singapore, London, Thailand, Indonesia, and Malaysia. Why choose Aion Bank? Transparent Banking: Aion Bank proudly wears its transparency badge. Imagine a bank where you don’t need a magnifying glass to find hidden fees. With Aion, what you see is what you get. No surprises, no fine print—just crystal-clear terms. High-Interest Savings Accounts: Saving money shouldn’t be a mystery. It offers high-interest savings accounts with rates that make other banks blush. Whether you’re building an emergency fund or planning a dream vacation, It’s rates are among the best in Belgium. Digital at Its Core: Say goodbye to long queues and paperwork. It is fully digital. Manage your finances from your smartphone—whether it’s transferring funds, checking balances, or paying bills. The future of banking is in your pocket. Deposit Protection: Your hard-earned money deserves protection. It ensures that your deposits are safe up to €100,000. Rest easy knowing that your financial nest egg is secure. The Netflix of Banking: Why the catchy nickname? Because Aion’s model resembles Netflix: straightforward, user-friendly, and subscription-free. No hidden plot twists—just banking made easy. Social Link

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Airpay

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Global

Airpay offers a wide range of payment solutions for businesses, including online payments, mobile payments, point-of-sale (POS) systems, and recurring billing. Their platform supports multiple payment methods, including credit and debit cards, net banking, mobile wallets, and UPI.Airpay also provides value-added services such as fraud prevention, risk management, and analytics to help businesses optimize their payment processes and improve customer experience. They offer customizable payment pages and checkout flows, allowing businesses to create a seamless and branded payment experience for their customers.In addition to payment solutions, Airpay offers a suite of financial services for businesses, including working capital loans, insurance, and loyalty programs. They also provide integration with popular e-commerce platforms and shopping carts, making it easy for businesses to start accepting payments online.Airpay’s platform is designed to be scalable and secure, with robust encryption and compliance with industry standards. They have a dedicated customer support team to assist businesses with any issues or questions they may have.Overall, Airpay aims to simplify and streamline the payment process for businesses, helping them grow and succeed in the digital economy. Risk Appetite Risk AppetiteLow Risk ,RegulatedYes Features 3D Secure Processing,Payment Link,Payouts,Recurring Payments,Refunds Solutions Encryption,Monitoring & Reporting,Online Payments,Point of Sale Accepted Industries E-commerce,Travel Payment Options Mastercard,Visa Social Link

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Airstar

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Airstar Bank aims to provide innovative and convenient digital banking services to customers in Hong Kong. With the backing of Xiaomi’s technological expertise and AMTD Group’s financial services experience, Airstar Bank aims to leverage cutting-edge technology to deliver a seamless and personalized banking experience.As a member of the Deposit Protection Scheme, Airstar Bank ensures that eligible deposits are protected up to a limit of HKD500,000 per depositor. This provides customers with peace of mind and reassurance that their funds are secure.By combining the strengths of both Xiaomi and AMTD Group, AirstarBank aims to revolutionize the banking industry in Hong Kong and provide customers with a new and improved way of managing their finances. Social Link

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Akurateco

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Akurateco is a leading provider of white-label payment gateway solutions, designed to streamline and enhance payment processing for businesses. Their platform is PCI DSS-compliant, ensuring high standards of security and data protection. Akurateco offers a comprehensive suite of features, including payment orchestration, fraud prevention, and customizable payment pages, making it easier for businesses to manage their payment operations efficiently. With a focus on flexibility and reliability, Akurateco empowers businesses to offer seamless and secure payment experiences to their customers, ultimately driving growth and customer satisfaction. Year Founded: Akurateco was established in 2019. This relatively recent founding means the company is likely leveraging the latest technologies and trends in the payment processing industry. CEO: The CEO of Akurateco is Dmitry Yatskaer. As the leader of the company, Dmitry Yatskaer is responsible for guiding Akurateco’s strategic direction and ensuring the company meets its goals and objectives. Headquarters: Akurateco is headquartered in Amsterdam, Netherlands. Being based in Amsterdam places the company in a vibrant, international business hub known for its strong financial and technological sectors. Why Choose Akurateco? Security and Compliance: Akurateco’s platform is PCI DSS-compliant, which means it adheres to stringent security standards to protect sensitive payment data. This compliance is crucial for building trust with customers and safeguarding against data breaches. Comprehensive Features: The platform offers a wide range of features, including payment orchestration, which allows businesses to manage multiple payment methods and providers through a single interface. This flexibility ensures a smooth and efficient payment process for customers. Fraud Prevention: Akurateco includes advanced fraud detection and prevention tools that help businesses identify and mitigate fraudulent activities in real-time. This ensures a secure transaction environment for both businesses and their customers. Customization and Flexibility: Businesses can customize their payment pages to match their brand’s look and feel, maintaining a consistent brand identity across all customer interactions. This level of customization helps enhance the user experience. White-Label Solution: Akurateco’s white-label solution allows businesses to offer these advanced payment services under their own brand. This not only enhances brand loyalty but also provides the flexibility to scale payment operations as the business grows. Driving Growth and Customer Satisfaction: By offering a secure, flexible, and comprehensive payment solution, Akurateco helps businesses provide seamless payment experiences to their customers. This drives customer satisfaction and loyalty, ultimately contributing to business growth.

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Alacriti

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Alacriti is a technology company that provides payment solutions, and their Orbipay platform is designed to offer various features and benefits related to payment processing. Features of Alacriti’s Orbipay Platform: Payment Processing: Orbipay is designed to facilitate payment processing, supporting various payment methods and channels, including ACH, credit cards, mobile payments, and more. Multi-Channel Support: The platform likely supports payments across multiple channels, including online, mobile, and in-person transactions, providing a seamless experience for users. Real-Time Payments: Some versions of Orbipay may support real-time payments, allowing for faster and more immediate transaction processing. Bill Payments: Orbipay may include features for bill payments, enabling users to pay bills conveniently through the platform. Digital Wallet Integration: Integration with digital wallets for streamlined and secure transactions may be a feature of Orbipay. Customization and Configuration: The platform may offer customization options, allowing businesses to configure payment workflows and processes according to their specific needs. Security Measures: Security features, such as encryption and compliance with industry standards, are likely integrated into the Orbipay platform to ensure the protection of sensitive financial information. Reporting and Analytics: Orbipay may provide reporting tools and analytics to give businesses insights into payment trends, transaction data, and other relevant metrics. Automated Payment Workflows: The platform may support automated payment workflows, reducing manual intervention and improving operational efficiency. User-Friendly Interface: An intuitive and user-friendly interface may be a part of Orbipay, making it easier for both businesses and end-users to navigate and use the platform. Benefits of Alacriti’s Orbipay Platform: Efficiency and Streamlining: Businesses can benefit from increased efficiency by streamlining payment processes and reducing the time and effort required for transactions. Enhanced Customer Experience: For end-users, Orbipay can contribute to an enhanced customer experience by providing convenient and secure payment options. Flexibility and Scalability: The platform likely offers flexibility and scalability to adapt to the changing needs of businesses as they grow. Compliance and Security: Compliance with regulatory standards and robust security measures can contribute to the trustworthiness of Orbipay for both businesses and customers. Real-Time Transaction Processing: If supporting real-time payments, businesses can benefit from faster transaction processing, which is particularly crucial for certain industries. Insights for Decision-Making: The analytics and reporting features can provide businesses with valuable insights, aiding in data-driven decision-making. Social Link

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