Splitit is a Buy Now, Pay Later (BNPL) service that allows consumers to make purchases using their existing credit card and pay for them in monthly installments. Here are some benefits associated with using Splitit, both for consumers and merchants: For Consumers: No New Credit Applications: Splitit doesn’t require consumers to apply for a new credit line. Users can utilize their existing credit cards, making it more convenient and avoiding potential impacts on credit scores. Interest-Free Payments: Similar to other BNPL services, Splitit typically offers interest-free installment plans. This can help consumers budget more effectively and avoid interest charges on their purchases. Transparent Pricing: Splitit aims to provide transparent pricing. Users are aware of the total cost of their purchase upfront, and there are no hidden fees or interest charges if payments are made on time. Use of Existing Credit Card Benefits: Consumers can continue to enjoy the benefits and rewards associated with their existing credit cards, such as cashback, rewards points, or travel miles, when using Splitit. Global Acceptance: Splitit is designed to work with credit cards, making it accessible to users with internationally accepted cards. This can be convenient for consumers who shop across borders. For Merchants: Increased Conversion Rates: Offering Splitit as a payment option can lead to increased conversion rates, as consumers may be more likely to make a purchase when they have the flexibility of paying in installments. No Risk of Chargebacks: Splitit is not subject to chargebacks as it does not extend credit directly to consumers. This can reduce the risk for merchants compared to traditional payment methods. Broad Consumer Base: Splitit may attract a broader consumer base, including those who prefer to use their existing credit cards for purchases but want the option to pay in installments. Easy Integration: Splitit is designed to integrate seamlessly into existing e-commerce platforms and checkout processes. Merchants can implement the service without major changes to their systems. Enhanced Customer Experience: Providing the option to pay in installments can enhance the overall shopping experience for customers, potentially leading to increased customer satisfaction and loyalty. It’s important for both consumers and merchants to be aware of the specific terms and conditions of using Splitit, including any fees associated with missed payments or changes to the payment plan. As with any financial service, understanding the terms helps users make informed decisions based on their financial situation and preferences.   Social Link

. With Spotii, customers can split their purchases into four equal payments, with the first payment made at the time of purchase and the remaining three payments made every two weeks. Spotii aims to make shopping more accessible and affordable for everyone. By offering a BNPL solution, Spotii allows customers to spread out the cost of their purchases over time, making it easier to manage their finances. This can be particularly helpful for larger purchases or unexpected expenses. Spotii also focuses on transparency and simplicity. There are no hidden fees or interest charges, and customers can easily see their payment schedule and remaining balance in their Spotii account. Spotii also offers a seamless checkout experience, allowing customers to complete their purchase with just a few clicks. In addition to providing a convenient payment solution for customers, Spotii also partners with merchants to help them increase sales and attract new customers. By offering BNPL as a payment option, merchants can appeal to a wider range of customers and increase conversion rates. Overall, It aims to provide a fair and inclusive payment solution that empowers customers to enjoy their purchases without the burden of high interest rates or fees. With Spotii, customers can shop now and pay later, making it easier to afford the things they love. Social Link

With Spreedly, merchants can easily integrate with multiple payment gateways and endpoints, allowing them to offer their customers a wide range of payment options. This flexibility enables merchants to capture and store credit card information securely in Spreedly vault, reducing their PCI-DSS compliance scope. Spreedly orchestration platform allows merchants to easily route transactions to different payment gateways based on rules and conditions they define. This enables them to optimize their payment processing and ensure high transaction success rates.In addition to its core payment gateway functionality, Spreedly offers a diverse ecosystem of services and integrations. This includes integrations with popular third-party APIs, such as fraud detection services, subscription management platforms, and more. These integrations allow merchants to enhance their payment processing capabilities and provide a seamless experience for their customers. Spreedly also provides merchants with valuable market insights and analytics. By analyzing transaction data, merchants can gain valuable insights into their customers payment preferences and behaviors. This information can help merchants optimize their payment strategies and drive digital growth. Overall, Spreedly offers merchants a comprehensive solution for managing their payment processing needs. Its flexible integration options, robust orchestration platform, and diverse ecosystem of services make it an ideal choice for merchants looking to optimize their payment operations and provide a seamless payment experience for their customers. – Year Founded: Spreedly was founded in 2008. – CEO: The CEO of Spreedly is Justin Benson. – Headquarters: Spreedly’s headquarters is located in Durham, North Carolina, USA. Why Choose Spreedly? 1. Payment Gateway Flexibility: Spreedly provides a platform that allows businesses to work with multiple payment gateways easily, offering flexibility and the ability to choose the best-suited options. 2. Global Payment Solutions: The platform supports global payment solutions, enabling businesses to expand their reach and accept payments from customers worldwide. 3. Secure Tokenization: Spreedly employs secure tokenization techniques, ensuring the safety and confidentiality of sensitive payment information, which is crucial for maintaining customer trust. 4. Reduced Integration Complexity: Spreedly helps reduce the complexity of integrating with various payment gateways, streamlining the development process for businesses. 5. Subscription and Recurring Billing Support: Businesses that rely on subscription models or recurring billing can leverage Spreedly’s features to manage and optimize these processes effectively. 6. Unified API: Spreedly offers a unified API that simplifies the integration process and allows businesses to manage payment transactions seamlessly. 7. Data Portability: Spreedly emphasizes data portability, allowing businesses to maintain control over their payment data and ensuring smooth transitions between different gateways. 8. Developer-Friendly Tools: Developers appreciate Spreedly’s developer-friendly tools and documentation, facilitating a smoother implementation and ongoing management of payment gateways. 9. Compliance and Security: Spreedly is designed with compliance and security in mind, adhering to industry standards and regulations to protect against potential security threats. 10. Adaptability to Business Needs: Spreedly’s adaptable infrastructure caters to the evolving needs of businesses, making it suitable for a wide range of industries and payment scenarios. Risk Appetite Risk AppetiteLow Risk ,PCI CompliantLevel 1 ,RegulatedYes Solutions Blacklisting,Encryption,Monitoring & Reporting,Payment Tokenization,Smart Routing Accepted Industries E-commerce Social Link

SMB Global Payments understands the unique challenges that merchants in these industries face and is dedicated to providing them with reliable and secure payment solutions. With our extensive network of acquiring banks and payment processors, we are able to offer competitive rates and flexible solutions tailored to the specific needs of each merchant. Our payment solutions include credit card processing, ACH and eCheck processing, as well as alternative payment methods such as cryptocurrency. We prioritize security and compliance, ensuring that all transactions are processed securely and in accordance with industry regulations. For merchants with bad credit or operating in strictly regulated industries, we offer specialized underwriting services to help them get approved for a merchant account. We understand that these merchants often face challenges in obtaining payment processing services, and we are committed to helping them overcome these obstacles. In addition, we understand that some businesses may have delayed or unpredictable shipping times, which can make it difficult to meet the requirements of traditional payment processors. At SMB Global Payments, we work with these merchants to find solutions that accommodate their unique shipping needs. At SMB Global Payments, we believe that every business deserves access to reliable and secure payment processing services. We are committed to providing exceptional customer service and support to our merchants, helping them grow their businesses and succeed in their industries. Social Link

SnapPay is a payment gateway that allows North American merchants to accept a wide range of payment methods, including traditional options like Visa and Mastercard, as well as popular Chinese payment instruments like Alipay, WeChat Pay, and China UnionPay. This enables merchants to cater to the growing number of Chinese tourists and residents in North America who prefer to use these payment methods. SnapPay offers a secure and convenient payment solution for both online and offline transactions. Merchants can integrate SnapPay into their websites, mobile apps, and point-of-sale systems, allowing customers to make payments easily and securely. SnapPay payment gateway is designed to be user-friendly and seamless, providing a smooth payment experience for both merchants and customers. In addition to payment processing, SnapPay also offers marketing solutions to help merchants expand their customer base and increase revenue. This includes targeted advertising campaigns, loyalty programs, and customer analytics. By leveraging SnapPay marketing tools, merchants can reach new customers and encourage repeat business, ultimately driving more sales both online and in-store. SnapPay has a strong presence in Canada, serving over 2000 businesses across various industries, from small restaurants to large retail brands. With its comprehensive payment solutions and marketing capabilities, SnapPay is helping merchants tap into the growing Chinese consumer market and maximize their revenue potential. Social Link

Soar Payments is a leading high-risk merchant account provider, specializing in credit card processing for hard-to-place and non-traditional businesses. They serve a wide range of industries, including antiques, legal services, health and beauty, and more. The application process is quick and straightforward, and their friendly support team ensures a smooth setup. Soar Payments offers various payment options, from retail terminals to mobile and online processing. If you’re looking for reliable high-risk payment solutions, check out them! 😊 Headquarters: It is headquartered in Atlanta, Georgia, USA. Why choose Soar Payments? Industry Expertise: It specializes in high-risk merchant services, understanding the nuances of challenging transactions. Easy Application Process: Apply online quickly and receive an instant quote with industry-minimum pricing. Flexible Payment Options: Whether you need retail terminals, mobile solutions, or virtual terminals, it offers tailored solutions. Social Link

With Sonder Payments, merchants can expect a simple and transparent pricing structure. They offer a flat-rate processing option, which means that merchants will pay a fixed percentage fee for each transaction, regardless of the card type or transaction amount. This eliminates the confusion and surprise fees that can often come with accepting card payments. In addition to transparent pricing, Sonder Payments also provides each merchant with a dedicated Solutions Architect. This Solutions Architect will work closely with the merchant to understand their specific needs and goals, and provide personalized guidance and support. Whether a merchant is new to accepting card payments or has been in business for years, having a dedicated Solutions Architect can provide peace of mind and ensure that they have someone on their side when they need assistance. Sonder Payments processes over 40 billion transactions annually, which demonstrates their expertise and experience in the payments industry. They have the infrastructure and technology to handle high transaction volumes, ensuring that merchants can accept payments smoothly and efficiently. Overall, Sonder Payments aims to bring transparency and peace of mind to the payments industry. With their flat-rate processing option and dedicated Solutions Architects, merchants can have confidence in their payment processing and focus on growing their business. Social Link

Shieldpay payment processing and gateway solution is designed to provide a secure and transparent payment experience for both businesses and consumers. With Shieldpay, businesses can process high-value and high-risk payments with confidence, knowing that they are protected against fraud and chargebacks. One of the key features of Shieldpay is its streamlined verification checks. By using advanced technology and data analysis, Shieldpay can quickly and accurately verify the identity of both buyers and sellers, reducing the risk of fraud and ensuring that only legitimate transactions are processed. In addition to verification checks, Shieldpay also offers a secure escrow service. This means that funds are held in a secure account until both parties are satisfied with the transaction. This provides an extra layer of protection for both buyers and sellers, as it ensures that funds are only released when the agreed-upon conditions have been met. Shieldpay also offers fast and secure payouts. Once a transaction is complete, funds can be quickly and securely transferred to the seller bank account. This ensures that sellers receive their funds in a timely manner, without having to worry about delays or security issues. Overall, Shieldpay provides a more secure and transparent way to pay online. By combining advanced verification checks, secure escrow services, and fast payouts, Shieldpay ensures that businesses and consumers can make and receive payments with confidence. Social Link

Sila payment gateway allows businesses to easily accept payments from customers using ACH transfers, credit cards, and other payment methods. The platform handles all the complexities of the payment process, including authentication, verification, and settlement, so businesses can focus on their core operations. Sila fintech software platform also enables businesses to build applications that leverage blockchain technology. By integrating with Sila platform, businesses can access the benefits of blockchain, such as transparency, immutability, and security, without the need for extensive technical knowledge or infrastructure. One of the key features of Sila platform is its compliance with US regulations. Sila ensures that all transactions processed through its platform are fully compliant with applicable laws, including anti-money laundering (AML) and know your customer (KYC) regulations. This allows businesses to operate with confidence, knowing that they are meeting their regulatory obligations. Overall, Sila provides businesses with a comprehensive payment infrastructure solution that combines the speed and efficiency of traditional banking systems with the innovation and security of blockchain technology. By leveraging Sila platform, businesses can streamline their payment processes, reduce costs, and provide a better experience for their customers. – Year Founded: Sila was founded in 2018. – CEO: The CEO of Sila is Shamir Karkal. – Headquarters: Sila’s headquarters is located in Portland, Oregon, USA. Why Choose Sila Money? 1. Fintech Infrastructure: It offers a robust fintech infrastructure-as-a-service (IaaS) platform, empowering developers to integrate financial capabilities seamlessly into applications. 2. Digital Wallets: Businesses choose Sila for its digital wallet solutions, providing a secure and user-friendly way to manage funds and enable various financial transactions. 3. ACH Payments: It facilitates ACH payments, allowing businesses to process electronic transfers efficiently and securely. 4. Identity Verification: The platform includes identity verification features, enhancing security and compliance for financial applications. 5. Developer-Friendly APIs: It provides developer-friendly APIs, making it easier for businesses to build and customize financial applications tailored to their specific needs. 6. Financial Innovation: Sila supports financial innovation by offering tools and services that allow businesses to create cutting-edge applications in the fintech space. 7. Security and Compliance: Businesses choose Sila for its commitment to security and compliance, ensuring that financial transactions meet industry standards and regulations. 8. Seamless Integration: Sila’s platform allows for seamless integration, enabling businesses to enhance their applications with financial capabilities without unnecessary complexity. Social Link

As an electronic money institution, Silicon Silk Ltd offers payment gateway services, allowing businesses and individuals to make electronic payments securely and efficiently. They act as an intermediary between the payer and the payee, facilitating the transfer of funds. Silicon Silk Ltd is based in the United Kingdom and is authorized and regulated by the Financial Conduct Authority (FCA). This means that they have met the necessary regulatory requirements and are subject to ongoing supervision by the FCA to ensure compliance with financial regulations and consumer protection standards. In 2020, It reported total assets of 48,644.00 GBP. This figure represents the total value of the company assets, including cash, investments, and any other property or resources owned by the institution. Overall, It operates as a trusted and regulated entity, providing payment gateway services to businesses and individuals in the United Kingdom.

Silverflow is a payment service and gateway technology provider based in the Netherlands. It offers a cloud-based processing platform that allows payment service providers (PSPs) to connect directly to card networks. This enables PSPs to access new functionality, gain real-time insight into transaction fees, and receive smart data directly from the networks. Silverflow platform is designed to upgrade the payment infrastructure of PSPs, replacing outdated legacy technology with a modern and efficient solution. Silverflow’s cloud-based payment processing platform provides a state-of-the-art upgrade for payment-providers, shielding them from the current antiquated legacy technology still in use today. With Silverflow, PSPs can now directly access card networks, instantly add new functionality, have real-time insight into transaction fees and get smart data direct from the networks – all to better serve their merchants. Features: Payment Gateway Integration: Seamless integration with eCommerce platforms and websites for accepting online payments. Multi-Currency Support: Facilitation of transactions in multiple currencies, catering to global customers. Secure Transactions: Implementation of robust security measures such as encryption to ensure secure online transactions. Mobile Payments: Support for mobile payment solutions, accommodating the increasing trend of mobile commerce. Real-time Transaction Processing: Real-time processing of transactions for immediate confirmation to users and merchants. Subscription Billing: Features to manage recurring payments for subscription-based services. Fraud Prevention: Implementation of tools and measures to detect and prevent fraudulent activities. Benefits: Global Market Access: Enabling businesses to expand globally by providing a payment solution for international transactions. Increased Conversion Rates: Offering diverse payment options and a smooth payment experience to improve conversion rates. User Trust and Confidence: Emphasis on secure transactions and fraud prevention measures to build trust among users. Flexible Integration: APIs and integration options for seamless integration into various platforms and systems. Efficient Payment Processing: Streamlined payment processes for both users and merchants. Customer Support: Responsive customer support to address queries and issues promptly.   Social Link

SecurePay offers a range of payment solutions to meet the needs of different businesses. These solutions include: 1. SecurePay Online Payments: This is a complete online payments service that allows businesses to accept payments securely on their website. It includes features such as a hosted payment page, integration with popular shopping carts, and support for multiple payment methods including credit cards, PayPal, and BPAY. 2. Payment Gateway: SecurePay offers a payment gateway solution that allows businesses to securely process online payments. The payment gateway supports a wide range of payment methods and provides features such as tokenization, recurring billing, and fraud prevention tools. 3. Fraud Prevention: SecurePay provides a range of fraud prevention tools to help businesses protect themselves against fraudulent transactions. These tools include address verification, card security code verification, and risk scoring. 4. Mobile Payments: SecurePay offers mobile payment solutions that allow businesses to accept payments on mobile devices. This includes mobile-optimized payment pages and support for mobile wallets such as Apple Pay and Google Pay. 5. Reporting and Analytics: SecurePay provides businesses with access to detailed reporting and analytics tools. This allows businesses to track and analyze their online payment transactions, identify trends, and make data-driven decisions. 6. Developer Tools: SecurePay offers a range of developer tools and APIs that allow businesses to integrate their payment solutions with their existing systems and applications. This includes APIs for processing payments, managing customer data, and generating reports. Overall, SecurePay provides businesses with a comprehensive suite of payment solutions and tools to help them accept payments securely and efficiently online. Social Link