Monzo Bank operates entirely online, with no physical branches. Customers can sign up for an account through the Monzo app, which is available on both iOS and Android devices. The app provides a range of features and tools to help customers manage their finances. One of the key features of Monzo is its real-time notifications. Customers receive instant notifications on their phone whenever they make a transaction, allowing them to keep track of their spending in real-time. The app also categorizes transactions automatically, making it easy for customers to see where their money is going. Monzo also offers a range of budgeting tools to help customers manage their money. Customers can set spending targets for different categories, such as groceries or entertainment, and the app will provide updates on how much they have spent and how much they have left to spend. In addition to its current accounts, Monzo also offers business current accounts for small businesses. These accounts come with many of the same features as personal accounts, including real-time notifications and budgeting tools. Monzo’s payment cards can be used both in the UK and abroad, with no fees for spending or withdrawing cash overseas. International payments are powered by Transferwise, which offers competitive exchange rates and low fees. Monzo also offers savings accounts, allowing customers to earn interest on their savings. The app provides tools to help customers set savings goals and track their progress. For customers who need to borrow money, Monzo offers overdrafts and consumer loans. The app provides information on the cost of borrowing and allows customers to manage their repayments. Overall, Monzo Bank aims to provide a modern and convenient banking experience through its smartphone app. With its real-time notifications, budgeting tools, and range of banking products, Monzo aims to help customers take control of their finances. Social Link

Modulr FS Limited is an electronic money institution that specializes in providing payment platform services for businesses. They operate in the United Kingdom and are authorized and regulated by the Financial Conduct Authority. In 2019, Modulr FS Limited reported total assets of 1.33 million GBP. This represents the total value of their assets, including cash, investments, and other resources. During the same period, Modulr FS Limited generated a net income of 551,823.00 GBP. Net income is the company’s total revenue minus all expenses and taxes. As an electronic money institution, It  offers businesses a secure and efficient payment platform. They enable businesses to make and receive payments, manage accounts, and automate payment processes. Overall, It is a regulated financial institution that provides payment platform services to businesses in the United Kingdom. Social Link

Mercury Foreign Exchange Limited is an electronic money institution that specializes in foreign exchange and international transfers. They provide services such as international money transfers, currency exchange, and FX hedging to both individuals and companies. As of 2019, Mercury Foreign Exchange Limited had total assets amounting to 963,515.00 GBP. This indicates the financial strength and stability of the institution. Additionally, they generated a net income of 47,155.00 GBP, which suggests that they are profitable and able to sustain their operations. Mercury Foreign Exchange Limited is incorporated in the United Kingdom and is authorized and regulated by the Financial Conduct Authority (FCA). This regulatory oversight ensures that the institution operates in compliance with the necessary regulations and provides a level of security and protection for its customers. Overall, It is a reputable electronic money institution that offers a range of foreign exchange and international transfer services to meet the needs of individuals and businesses. Social Link

MiFinity UK Limited is an electronic money institution that provides e-wallet accounts and payment cards. They offer international money transfers to individuals and companies. As of 2019, the company had total assets of 11.37 million GBP. MiFinity UK Limited is incorporated in the United Kingdom and is authorized and regulated by the Financial Conduct Authority (FCA). This means that they are subject to the regulatory oversight and supervision of the FCA, which ensures that they operate in accordance with the relevant laws and regulations. As an electronic money institution, MiFinity UK Limited allows users to store and manage their funds electronically through e-wallet accounts. They also provide payment cards that can be used for online and offline transactions. One of the key services offered by MiFinity UK Limited is international money transfers. This allows individuals and businesses to send and receive money across borders quickly and securely. The company facilitates these transfers through their e-wallet accounts, providing a convenient and efficient way to move funds internationally. Overall, MiFinity UK Limited is a regulated electronic money institution that offers e-wallet accounts, payment cards, and international money transfer services. Their focus is on providing secure and convenient financial solutions for individuals and businesses. Social Link

Customers can earn rewards and benefits through the Migom Bank loyalty program, which is designed to enhance the overall banking experience. The loyalty program offers various tiers, with each tier providing different benefits and rewards based on the customer’s level of engagement with the bank. Some of the benefits and rewards offered through the loyalty program include: 1. Cashback: Customers can earn cashback on their everyday purchases made using their Migom Bank debit or credit card. The cashback percentage increases as the customer moves up the loyalty program tiers. 2. Exclusive Discounts: Customers can enjoy exclusive discounts and offers from partner merchants and service providers. These discounts can be availed both online and offline, providing customers with savings on a wide range of products and services. 3. Priority Customer Support: Customers in higher loyalty program tiers receive priority customer support, ensuring that their queries and concerns are addressed promptly and efficiently. 4. Enhanced Interest Rates: Customers can earn higher interest rates on their savings accounts as they move up the loyalty program tiers. This allows customers to grow their savings faster and maximize their returns. 5. Personalized Financial Advice: Customers in higher loyalty program tiers have access to personalized financial advice from Migom Bank’s team of experts. This can help customers make informed financial decisions and optimize their financial strategies. 6. Exclusive Events and Experiences: Migom Bank organizes exclusive events and experiences for customers in higher loyalty program tiers. These events can include networking opportunities, educational seminars, and entertainment experiences, providing customers with unique and memorable experiences. Overall, the Migom Bank loyalty program aims to reward customers for their loyalty and engagement with the bank. By offering a range of benefits and rewards, Migom Bank aims to enhance the overall banking experience and provide added value to its customers. Social Link

MBILLS offers a range of payment solutions to individuals and businesses. Their main product is the MBILLS mobile wallet, which allows users to make payments, transfer money, and manage their finances using their mobile devices. The company also provides payment cards, including prepaid cards and virtual cards, which can be used for online and offline purchases. These cards can be loaded with funds from the MBILLS mobile wallet or from other sources. MBILLS is committed to providing secure and convenient payment solutions. They use advanced encryption and security measures to protect user data and transactions. As an electronic money institution, MBILLS is regulated by the Bank of Slovenia. This ensures that they comply with all relevant laws and regulations, including anti-money laundering and consumer protection measures. Overall, It aims to simplify and enhance the payment experience for individuals and businesses, making it easier and more convenient to manage money and make transactions. Social Link

Lumon Pay Plc is an electronic money institution that specializes in foreign exchange and international transfers. They offer a range of services including multi-currency e-wallets, international transfers, currency exchange, currency contracts, and regular payments to individuals, companies, and institutions. As of 2020, It had total assets amounting to 49.2 million GBP. However, the company generated a net income of -3,105,409 GBP, indicating a loss for the year. It is incorporated in the United Kingdom and is authorized and regulated by the Financial Conduct Authority (FCA). This regulatory oversight ensures that Lumon Pay operates in compliance with the necessary financial regulations and safeguards the interests of its customers. Social Link

manager.one is a fully online banking platform based in France that offers business accounts with a debit card. The platform allows users to manage all their transactions from an iPhone or Android application.manager.one is designed to provide a convenient and efficient banking experience for business owners. With manager.one, users can open a business account entirely online, without the need to visit a physical branch. The platform offers a range of features and services to help businesses manage their finances effectively. One of the key features of manager.one is the ability to manage all transactions from a mobile application. This means that business owners can easily track their expenses, make payments, and monitor their account balance on the go. The mobile application is available for both iPhone and Android devices, ensuring that users can access their account from any smartphone or tablet. In addition to the mobile application, manager.one also provides users with a debit card. This allows business owners to make purchases and withdraw cash from ATMs using their manager.one account. The debit card can be used both online and offline, providing users with flexibility and convenience. To open a manager.one account, users must be residents of France. The platform currently only accepts applications from individuals and businesses based in France. However, manager.one may expand its services to other countries in the future. Overall, manager.one offers a modern and user-friendly banking solution for businesses in France. With its mobile application and debit card, users can easily manage their finances and make transactions on the go. Social Link

As an electronic money institution, JOOMPAY EUROPE S.A. provides services that allow individuals and businesses to send and receive money instantly. They offer a secure and convenient platform for transferring funds domestically and internationally. JOOMPAY EUROPE S.A. is authorized and regulated by the Commission de Surveillance du Secteur Financier (CSSF), which is the financial regulatory authority in Luxembourg. This ensures that the institution operates in compliance with the applicable laws and regulations, providing a safe and reliable service to its customers. By leveraging technology and innovation, JOOMPAY EUROPE S.A. aims to simplify and streamline the money transfer process, making it faster and more efficient. They offer competitive exchange rates and low fees, making their services cost-effective for individuals and businesses alike. With JOOMPAY EUROPE S.A., customers can send money to bank accounts, mobile wallets, and other payment platforms around the world. They also provide additional features such as currency conversion and multi-currency accounts, allowing customers to manage their finances more effectively. Overall, JOOMPAY EUROPE S.A. is a trusted electronic money institution that provides instant money transfer services with a focus on convenience, security, and competitive pricing. Social Link

Kashet Ltd is a financial services company that provides a range of services including investment management, financial planning, and advisory services. The company is committed to providing its clients with personalized and tailored solutions to help them achieve their financial goals. As an authorized and regulated firm, Kashet Ltd adheres to strict regulatory standards set by the Financial Conduct Authority (FCA). This ensures that the company operates in a transparent and ethical manner, putting the interests of its clients first. Kashet Ltd’s team of experienced professionals are dedicated to providing high-quality advice and guidance to their clients. They take the time to understand each client’s unique circumstances and objectives, and then develop a customized strategy to help them achieve their financial goals. Whether clients are looking to grow their wealth, plan for retirement, or protect their assets, Kashet Ltd offers a range of investment options and financial planning solutions to meet their needs. The company also provides ongoing monitoring and review of client portfolios to ensure they remain on track to meet their goals. Overall, Kashet Ltd is a trusted and reliable financial services company that is committed to helping its clients achieve financial success. With its authorization and regulation by the FCA, clients can have confidence in the company’s professionalism and commitment to their best interests. Social Link

Kernolab’s platform provides a range of services to enable companies to offer seamless and secure banking and payment experiences to their customers. Some of the key features and capabilities of Kernolab’s platform include: 1. IBAN Generation: Kernolab enables companies to generate International Bank Account Numbers (IBANs) for their customers. This allows customers to receive and send payments, set up direct debits, and perform other banking transactions. 2. Payment Cards: Kernolab supports the issuance of both virtual and physical payment cards. Companies can offer their customers virtual cards for online transactions, as well as physical cards for in-store purchases. These cards can be linked to the customer’s account and provide a convenient way to make payments. 3. Card Management: Kernolab’s platform includes card management capabilities, allowing companies to easily issue, activate, and deactivate payment cards. Companies can also set spending limits, block certain types of transactions, and provide real-time notifications to customers for added security and control. 4. Transaction Monitoring: Kernolab’s platform includes robust transaction monitoring capabilities to detect and prevent fraudulent activities. Companies can set up rules and triggers to flag suspicious transactions, and Kernolab’s advanced algorithms analyze transaction patterns to identify potential risks .5. Compliance and Security: Kernolab ensures compliance with regulatory requirements and industry standards, such as Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations. The platform incorporates strong security measures, including encryption and multi-factor authentication, to protect customer data and transactions. 6. Integration and Customization: Kernolab’s platform is designed to seamlessly integrate with existing systems and infrastructure. Companies can customize the platform to match their branding and user experience, ensuring a consistent and cohesive customer journey. Overall, Kernolab’s platform empowers companies to offer comprehensive banking and payment services to their customers, enhancing their product offerings and driving customer satisfaction. Social Link

With Iorys, financial institutions can benefit from a wide range of features and capabilities. These include: 1. Core Banking System: Iorys provides a comprehensive core banking system that covers all the essential banking functionalities, such as customer management, account management, transaction processing, and reporting. 2. Payment Processing: The platform supports various payment methods, including SEPA, SWIFT, ACH, and card payments. It also enables real-time payments and integrates with third-party payment gateways. 3. Compliance and Risk Management: Iorys incorporates robust compliance and risk management features to ensure regulatory compliance and mitigate risks. It includes anti-money laundering (AML) and know your customer (KYC) modules, transaction monitoring, and risk assessment tools. 4. Multi-Currency Support: The platform supports multiple currencies, allowing financial institutions to offer services in different currencies and facilitate international transactions. 5. Cryptocurrency Integration: Iorys offers modules specifically designed for cryptocurrency exchanges and wallets. It enables seamless integration with popular cryptocurrencies like Bitcoin, Ethereum, and Ripple, allowing financial institutions to offer crypto-related services. 6. Lending and Credit Management: The platform includes modules for loan origination, credit scoring, and loan management. It supports various types of loans, such as personal loans, mortgages, and business loans. 7. Open Banking: Iorys supports open banking initiatives, allowing financial institutions to securely share customer data with third-party providers through APIs. This enables the development of innovative financial products and services. 8. Mobile and Online Banking: The platform provides mobile and online banking capabilities, allowing customers to access their accounts, make transactions, and manage their finances through web and mobile applications. 9. Reporting and Analytics: Iorys offers comprehensive reporting and analytics tools to provide financial institutions with insights into their operations, customer behavior, and performance. This helps in making data-driven decisions and improving business strategies. 10. Scalability and Customization: Iorys is highly scalable and can handle large volumes of transactions. It also offers customization options, allowing financial institutions to tailor the platform according to their specific requirements and branding. Overall, Iorys provides a flexible and comprehensive banking platform that empowers financial institutions to adapt to the evolving needs of the industry and offer innovative financial services to their customers. Social Link