Sphere is a cloud-based, vertically integrated software and payments technology company serving a variety of complex end markets with an established market-leading presence in the healthcare sector. Sphere is trusted by more than a third of the 100 largest health systems in the US and thousands of independent medical providers across the country to facilitate and drive secure payments by being highly integrated into its clients’ workflows, patient billing systems, and electronic health records. Its integrated software and payments suite helps organizations increase payment collection while delivering best in class security, compliance instruments, and a single payment stack standardized for reporting and reconciliation. Sphere provides fundraising software solutions and tools to 5,000 nonprofits in the US and Canada. Features: Payment Processing: Sphere offers payment processing services, allowing businesses to accept payments through various channels. Cloud-Based Software: Utilization of cloud technology for software solutions, providing flexibility, scalability, and accessibility. Integrated Solutions: Vertical integration may mean offering end-to-end solutions that include both software and payment processing capabilities. Multi-Channel Payments: Support for payments across multiple channels, including online, mobile, and in-person transactions. Security Measures: Implementation of robust security measures to ensure the safety of sensitive payment information. Merchant Services: Services and tools designed to meet the specific needs of merchants, simplifying payment acceptance. Customizable Solutions: Tailoring solutions to meet the unique requirements of different industries or businesses. API Integration: Providing APIs for seamless integration with various applications and systems. Benefits: Streamlined Payments: Integration of software and payments technology for a streamlined payment experience. Efficiency and Scalability: Cloud-based solutions offer efficiency, scalability, and the ability to adapt to changing business needs. Improved Customer Experience: Enhancing the overall customer experience through seamless and secure payment processes. Cost-Effective Solutions: Potentially providing cost-effective solutions for payment processing and software services. Data Analytics and Reporting: Offering insights through data analytics and reporting tools to help businesses make informed decisions. Compliance and Security: Ensuring compliance with industry regulations and implementing security features to protect against fraud. Flexible Payment Options: Supporting a variety of payment methods to cater to diverse customer preferences. Vertical Integration Benefits: The vertically integrated approach may result in a more cohesive and efficient overall solution. Social Link

Splitit is a Buy Now, Pay Later (BNPL) service that allows consumers to make purchases using their existing credit card and pay for them in monthly installments. Here are some benefits associated with using Splitit, both for consumers and merchants: For Consumers: No New Credit Applications: Splitit doesn’t require consumers to apply for a new credit line. Users can utilize their existing credit cards, making it more convenient and avoiding potential impacts on credit scores. Interest-Free Payments: Similar to other BNPL services, Splitit typically offers interest-free installment plans. This can help consumers budget more effectively and avoid interest charges on their purchases. Transparent Pricing: Splitit aims to provide transparent pricing. Users are aware of the total cost of their purchase upfront, and there are no hidden fees or interest charges if payments are made on time. Use of Existing Credit Card Benefits: Consumers can continue to enjoy the benefits and rewards associated with their existing credit cards, such as cashback, rewards points, or travel miles, when using Splitit. Global Acceptance: Splitit is designed to work with credit cards, making it accessible to users with internationally accepted cards. This can be convenient for consumers who shop across borders. For Merchants: Increased Conversion Rates: Offering Splitit as a payment option can lead to increased conversion rates, as consumers may be more likely to make a purchase when they have the flexibility of paying in installments. No Risk of Chargebacks: Splitit is not subject to chargebacks as it does not extend credit directly to consumers. This can reduce the risk for merchants compared to traditional payment methods. Broad Consumer Base: Splitit may attract a broader consumer base, including those who prefer to use their existing credit cards for purchases but want the option to pay in installments. Easy Integration: Splitit is designed to integrate seamlessly into existing e-commerce platforms and checkout processes. Merchants can implement the service without major changes to their systems. Enhanced Customer Experience: Providing the option to pay in installments can enhance the overall shopping experience for customers, potentially leading to increased customer satisfaction and loyalty. It’s important for both consumers and merchants to be aware of the specific terms and conditions of using Splitit, including any fees associated with missed payments or changes to the payment plan. As with any financial service, understanding the terms helps users make informed decisions based on their financial situation and preferences.   Social Link

With Spreedly, merchants can easily integrate with multiple payment gateways and endpoints, allowing them to offer their customers a wide range of payment options. This flexibility enables merchants to capture and store credit card information securely in Spreedly vault, reducing their PCI-DSS compliance scope. Spreedly orchestration platform allows merchants to easily route transactions to different payment gateways based on rules and conditions they define. This enables them to optimize their payment processing and ensure high transaction success rates.In addition to its core payment gateway functionality, Spreedly offers a diverse ecosystem of services and integrations. This includes integrations with popular third-party APIs, such as fraud detection services, subscription management platforms, and more. These integrations allow merchants to enhance their payment processing capabilities and provide a seamless experience for their customers. Spreedly also provides merchants with valuable market insights and analytics. By analyzing transaction data, merchants can gain valuable insights into their customers payment preferences and behaviors. This information can help merchants optimize their payment strategies and drive digital growth. Overall, Spreedly offers merchants a comprehensive solution for managing their payment processing needs. Its flexible integration options, robust orchestration platform, and diverse ecosystem of services make it an ideal choice for merchants looking to optimize their payment operations and provide a seamless payment experience for their customers. – Year Founded: Spreedly was founded in 2008. – CEO: The CEO of Spreedly is Justin Benson. – Headquarters: Spreedly’s headquarters is located in Durham, North Carolina, USA. Why Choose Spreedly? 1. Payment Gateway Flexibility: Spreedly provides a platform that allows businesses to work with multiple payment gateways easily, offering flexibility and the ability to choose the best-suited options. 2. Global Payment Solutions: The platform supports global payment solutions, enabling businesses to expand their reach and accept payments from customers worldwide. 3. Secure Tokenization: Spreedly employs secure tokenization techniques, ensuring the safety and confidentiality of sensitive payment information, which is crucial for maintaining customer trust. 4. Reduced Integration Complexity: Spreedly helps reduce the complexity of integrating with various payment gateways, streamlining the development process for businesses. 5. Subscription and Recurring Billing Support: Businesses that rely on subscription models or recurring billing can leverage Spreedly’s features to manage and optimize these processes effectively. 6. Unified API: Spreedly offers a unified API that simplifies the integration process and allows businesses to manage payment transactions seamlessly. 7. Data Portability: Spreedly emphasizes data portability, allowing businesses to maintain control over their payment data and ensuring smooth transitions between different gateways. 8. Developer-Friendly Tools: Developers appreciate Spreedly’s developer-friendly tools and documentation, facilitating a smoother implementation and ongoing management of payment gateways. 9. Compliance and Security: Spreedly is designed with compliance and security in mind, adhering to industry standards and regulations to protect against potential security threats. 10. Adaptability to Business Needs: Spreedly’s adaptable infrastructure caters to the evolving needs of businesses, making it suitable for a wide range of industries and payment scenarios. Risk Appetite Risk AppetiteLow Risk ,PCI CompliantLevel 1 ,RegulatedYes Solutions Blacklisting,Encryption,Monitoring & Reporting,Payment Tokenization,Smart Routing Accepted Industries E-commerce Social Link

Square, founded in 2009 by Jack Dorsey and Jim McKelvey, is a leading financial services and mobile payment company. It offers a comprehensive suite of tools designed to simplify commerce for businesses of all sizes. Square’s services include point-of-sale systems, payment processing, and financial solutions that help businesses manage their operations more efficiently. With its user-friendly interface and innovative technology, Square empowers merchants to accept payments seamlessly, track sales, and grow their businesses. The company’s mission is to make commerce easy and accessible for everyone, fostering a more inclusive economy. Year Founded: Square was established in 2009. This was a time when mobile payments and financial technology were starting to gain traction, and Square quickly became a pioneer in this space. CEO: Jack Dorsey, who is also one of the co-founders, serves as the CEO. Jack Dorsey is well-known for his role in founding Twitter as well, making him a prominent figure in the tech industry. Headquarters: Square’s headquarters are located in San Francisco, California, USA. San Francisco is a major hub for technology companies, providing a vibrant environment for innovation and growth. Why Choose Square? User-Friendly Interface: Square’s tools are designed to be intuitive and easy to use. This means that even those without extensive technical knowledge can quickly learn to manage transactions and other business operations efficiently. Versatile Payment Options: Square supports a wide range of payment methods, including credit and debit cards, mobile wallets, and contactless payments. This flexibility ensures that businesses can cater to the payment preferences of their customers, enhancing the overall customer experience. Comprehensive Financial Services: Beyond payment processing, Square offers additional financial services such as business loans through Square Capital, payroll management, and invoicing solutions. These services help businesses manage their finances more effectively and focus on growth. Powerful Analytics: Square provides robust analytics and reporting tools that give businesses real-time insights into sales, inventory, and customer behavior. This data-driven approach allows businesses to make informed decisions, optimize operations, and tailor their strategies to better meet customer needs. Security and Compliance: Square prioritizes security with advanced encryption and fraud prevention measures. This ensures that all transactions are safe and compliant with industry standards, providing peace of mind to both merchants and customers. Support for All Business Sizes: Whether you are a small startup or a large enterprise, Square’s scalable solutions can meet your needs. The flexibility and range of services offered by Square make it suitable for businesses at any stage of growth. Innovation and Customer-Centric Approach: Square is known for its innovative technology and customer-centric approach. The company continually evolves its offerings to meet the changing needs of businesses, ensuring that they have the tools necessary to succeed in an increasingly digital world. By choosing Square, businesses gain access to a comprehensive suite of tools that simplify commerce, enhance customer experience, and support growth. Square’s commitment to innovation and security makes it a reliable partner for businesses looking to thrive. 🌟

Squarespace offers a user-friendly interface that allows sellers to easily create and manage their online store. The platform provides a range of customizable templates, allowing sellers to create a unique and visually appealing storefront. Squarespace also offers a variety of built-in features to enhance the shopping experience for customers. These include product galleries, inventory management, and secure payment processing. Sellers can also integrate with popular payment gateways such as PayPal and Stripe. In addition to its e-commerce capabilities, Squarespace also provides tools for content creation and marketing. Sellers can create blog posts, add social media integration, and optimize their site for search engines. Squarespace offers 24/7 customer support, ensuring that sellers have access to assistance whenever they need it. The platform also provides analytics and reporting tools, allowing sellers to track their sales and make data-driven decisions. Overall, Squarespace is a comprehensive e-commerce solution that is suitable for small to medium-sized businesses. Its intuitive interface, customizable templates, and range of features make it a popular choice for sellers looking to establish a professional online presence. Social Link

SlimPay offers a range of payment solutions to help merchants streamline their payment processes and improve their cash flow. Their services include: 1. Direct Debit: SlimPay enables merchants to collect payments directly from their customers bank accounts through SEPA Direct Debit. This allows for easy and automated recurring payments, reducing the risk of failed payments and improving cash flow. 2. Card Payments: SlimPay also supports card payments, allowing merchants to accept payments from customers using credit or debit cards. They offer a secure and user-friendly payment gateway that can be integrated into the merchant website or app. 3. Subscription Management: SlimPay subscription management solution helps merchants manage their recurring payments efficiently. It allows merchants to set up and manage subscriptions, handle cancellations and refunds, and track payment history. 4. Payment Page Customization: SlimPay provides merchants with the ability to customize their payment pages to match their brand identity. This helps to improve the customer experience and build trust with customers. 5. Fraud Prevention: SlimPay has built-in fraud prevention measures to protect merchants from fraudulent transactions. They use advanced algorithms and machine learning to detect and prevent fraudulent activities. 6. Reporting and Analytics: SlimPay provides merchants with detailed reporting and analytics tools to track payment performance and identify trends. This helps merchants make data-driven decisions and optimize their payment processes. Overall, SlimPay payment solutions are designed to simplify and automate the payment collection process for merchants, helping them improve cash flow, reduce payment failures, and increase customer satisfaction. Social Link

SMB Global Payments understands the unique challenges that merchants in these industries face and is dedicated to providing them with reliable and secure payment solutions. With our extensive network of acquiring banks and payment processors, we are able to offer competitive rates and flexible solutions tailored to the specific needs of each merchant. Our payment solutions include credit card processing, ACH and eCheck processing, as well as alternative payment methods such as cryptocurrency. We prioritize security and compliance, ensuring that all transactions are processed securely and in accordance with industry regulations. For merchants with bad credit or operating in strictly regulated industries, we offer specialized underwriting services to help them get approved for a merchant account. We understand that these merchants often face challenges in obtaining payment processing services, and we are committed to helping them overcome these obstacles. In addition, we understand that some businesses may have delayed or unpredictable shipping times, which can make it difficult to meet the requirements of traditional payment processors. At SMB Global Payments, we work with these merchants to find solutions that accommodate their unique shipping needs. At SMB Global Payments, we believe that every business deserves access to reliable and secure payment processing services. We are committed to providing exceptional customer service and support to our merchants, helping them grow their businesses and succeed in their industries. Social Link

S-Money provides a range of payment solutions for individuals, businesses, and organizations. Their platform allows users to send and receive money, make online and in-store purchases, and manage their finances. Individuals can create an S-Money account and link it to their bank account or payment card. They can then use the S-Money app or website to send money to friends, family, or businesses. The recipient can receive the funds instantly and use them for purchases or transfer them to their bank account. Businesses can also benefit from S-Money payment processing platform. They can integrate S-Money payment solution into their website or mobile app, allowing customers to make secure and convenient payments. it provides businesses with tools to manage transactions, track payments, and analyze customer data. It also offers solutions for organizations and institutions, such as schools, clubs, and charities. They can use S-Money platform to collect payments, manage memberships, and track donations. As an authorized and regulated electronic money institution, It ensures the security and compliance of their payment services. They adhere to strict regulations and implement robust security measures to protect user data and transactions. Overall, It provides a comprehensive payment processing platform that caters to the needs of individuals, businesses, and organizations. With their secure and convenient solutions, users can easily manage their finances and make payments anytime, anywhere. Social Link

SnapPay is a payment gateway that allows North American merchants to accept a wide range of payment methods, including traditional options like Visa and Mastercard, as well as popular Chinese payment instruments like Alipay, WeChat Pay, and China UnionPay. This enables merchants to cater to the growing number of Chinese tourists and residents in North America who prefer to use these payment methods. SnapPay offers a secure and convenient payment solution for both online and offline transactions. Merchants can integrate SnapPay into their websites, mobile apps, and point-of-sale systems, allowing customers to make payments easily and securely. SnapPay payment gateway is designed to be user-friendly and seamless, providing a smooth payment experience for both merchants and customers. In addition to payment processing, SnapPay also offers marketing solutions to help merchants expand their customer base and increase revenue. This includes targeted advertising campaigns, loyalty programs, and customer analytics. By leveraging SnapPay marketing tools, merchants can reach new customers and encourage repeat business, ultimately driving more sales both online and in-store. SnapPay has a strong presence in Canada, serving over 2000 businesses across various industries, from small restaurants to large retail brands. With its comprehensive payment solutions and marketing capabilities, SnapPay is helping merchants tap into the growing Chinese consumer market and maximize their revenue potential. Social Link

Soar Payments is a leading high-risk merchant account provider, specializing in credit card processing for hard-to-place and non-traditional businesses. They serve a wide range of industries, including antiques, legal services, health and beauty, and more. The application process is quick and straightforward, and their friendly support team ensures a smooth setup. Soar Payments offers various payment options, from retail terminals to mobile and online processing. If you’re looking for reliable high-risk payment solutions, check out them! 😊 Headquarters: It is headquartered in Atlanta, Georgia, USA. Why choose Soar Payments? Industry Expertise: It specializes in high-risk merchant services, understanding the nuances of challenging transactions. Easy Application Process: Apply online quickly and receive an instant quote with industry-minimum pricing. Flexible Payment Options: Whether you need retail terminals, mobile solutions, or virtual terminals, it offers tailored solutions. Social Link

With Sonder Payments, merchants can expect a simple and transparent pricing structure. They offer a flat-rate processing option, which means that merchants will pay a fixed percentage fee for each transaction, regardless of the card type or transaction amount. This eliminates the confusion and surprise fees that can often come with accepting card payments. In addition to transparent pricing, Sonder Payments also provides each merchant with a dedicated Solutions Architect. This Solutions Architect will work closely with the merchant to understand their specific needs and goals, and provide personalized guidance and support. Whether a merchant is new to accepting card payments or has been in business for years, having a dedicated Solutions Architect can provide peace of mind and ensure that they have someone on their side when they need assistance. Sonder Payments processes over 40 billion transactions annually, which demonstrates their expertise and experience in the payments industry. They have the infrastructure and technology to handle high transaction volumes, ensuring that merchants can accept payments smoothly and efficiently. Overall, Sonder Payments aims to bring transparency and peace of mind to the payments industry. With their flat-rate processing option and dedicated Solutions Architects, merchants can have confidence in their payment processing and focus on growing their business. Social Link

The first deal is with Global Payments, a leading worldwide provider of payment technology and software solutions. This partnership will allow Shift4 to expand its reach globally and provide its innovative payment solutions to businesses around the world. Global Payments has a strong presence in over 30 countries, which will help Shift4 penetrate new markets and serve a wider range of customers. The second deal is with BitPay, a leading provider of cryptocurrency payment services. This partnership will enable Shift4 to offer cryptocurrency payment options to its merchants, allowing them to accept Bitcoin and other digital currencies as a form of payment. This move aligns with Shift4 commitment to providing cutting-edge payment solutions and staying at the forefront of technology trends. In addition to these two deals, Shift4 is also expanding its presence in the non-profit sector. The company has partnered with DonorDrive, a leading fundraising platform for non-profit organizations. This partnership will allow Shift4 to provide its payment solutions to non-profit organizations, helping them streamline their fundraising efforts and increase donations. Overall, these new deals and partnerships demonstrate Shift4 commitment to global expansion, embracing new technologies like cryptocurrency, and serving a diverse range of industries, including the non-profit sector. With its innovative payment solutions and strong partnerships, Shift4 is well-positioned to continue its growth and success in the merchant services industry. – Year Founded: Shift4 was founded in 1994. – CEO: Jared Isaacman is the CEO of Shift4. – Headquarters: Shift4’s headquarters is located in Allentown, Pennsylvania, USA. Why Choose Shift4? 1. Secure Payment Solutions: Shift4 is recognized for its emphasis on security, providing businesses with robust technologies like tokenization and encryption to safeguard payment data. 2. Versatile Industry Solutions: Shift4 caters to a variety of industries, including hospitality, retail, e-commerce, and more, offering tailored payment processing solutions to meet diverse business needs. 3. Comprehensive Payment Features: The platform provides a comprehensive suite of payment features, including point-of-sale (POS) systems and transaction management tools, streamlining payment processes for businesses. 4. Efficiency and Growth: Businesses choose Shift4 to enhance efficiency in payment processing and facilitate growth. The platform aims to provide tools that unlock business potential and streamline financial transactions. 5. Innovative Technologies: Shift4 is known for integrating innovative technologies into its solutions, staying at the forefront of fintech advancements to offer cutting-edge payment processing services. 6. Transparent Pricing: Shift4 emphasizes transparent pricing, providing businesses with clarity on costs and fees associated with their payment processing services. 7. Experience and Reputation: With a history dating back to 1994, Shift4 brings years of experience to the payment processing industry, contributing to a solid reputation and client trust. 8. Adaptability: Shift4’s solutions are designed to be adaptable, accommodating the evolving needs of businesses and ensuring scalability as they grow. Social Link