Sphere is a cloud-based, vertically integrated software and payments technology company serving a variety of complex end markets with an established market-leading presence in the healthcare sector. Sphere is trusted by more than a third of the 100 largest health systems in the US and thousands of independent medical providers across the country to facilitate and drive secure payments by being highly integrated into its clients’ workflows, patient billing systems, and electronic health records. Its integrated software and payments suite helps organizations increase payment collection while delivering best in class security, compliance instruments, and a single payment stack standardized for reporting and reconciliation. Sphere provides fundraising software solutions and tools to 5,000 nonprofits in the US and Canada. Features: Payment Processing: Sphere offers payment processing services, allowing businesses to accept payments through various channels. Cloud-Based Software: Utilization of cloud technology for software solutions, providing flexibility, scalability, and accessibility. Integrated Solutions: Vertical integration may mean offering end-to-end solutions that include both software and payment processing capabilities. Multi-Channel Payments: Support for payments across multiple channels, including online, mobile, and in-person transactions. Security Measures: Implementation of robust security measures to ensure the safety of sensitive payment information. Merchant Services: Services and tools designed to meet the specific needs of merchants, simplifying payment acceptance. Customizable Solutions: Tailoring solutions to meet the unique requirements of different industries or businesses. API Integration: Providing APIs for seamless integration with various applications and systems. Benefits: Streamlined Payments: Integration of software and payments technology for a streamlined payment experience. Efficiency and Scalability: Cloud-based solutions offer efficiency, scalability, and the ability to adapt to changing business needs. Improved Customer Experience: Enhancing the overall customer experience through seamless and secure payment processes. Cost-Effective Solutions: Potentially providing cost-effective solutions for payment processing and software services. Data Analytics and Reporting: Offering insights through data analytics and reporting tools to help businesses make informed decisions. Compliance and Security: Ensuring compliance with industry regulations and implementing security features to protect against fraud. Flexible Payment Options: Supporting a variety of payment methods to cater to diverse customer preferences. Vertical Integration Benefits: The vertically integrated approach may result in a more cohesive and efficient overall solution. Social Link

Splitit is a Buy Now, Pay Later (BNPL) service that allows consumers to make purchases using their existing credit card and pay for them in monthly installments. Here are some benefits associated with using Splitit, both for consumers and merchants: For Consumers: No New Credit Applications: Splitit doesn’t require consumers to apply for a new credit line. Users can utilize their existing credit cards, making it more convenient and avoiding potential impacts on credit scores. Interest-Free Payments: Similar to other BNPL services, Splitit typically offers interest-free installment plans. This can help consumers budget more effectively and avoid interest charges on their purchases. Transparent Pricing: Splitit aims to provide transparent pricing. Users are aware of the total cost of their purchase upfront, and there are no hidden fees or interest charges if payments are made on time. Use of Existing Credit Card Benefits: Consumers can continue to enjoy the benefits and rewards associated with their existing credit cards, such as cashback, rewards points, or travel miles, when using Splitit. Global Acceptance: Splitit is designed to work with credit cards, making it accessible to users with internationally accepted cards. This can be convenient for consumers who shop across borders. For Merchants: Increased Conversion Rates: Offering Splitit as a payment option can lead to increased conversion rates, as consumers may be more likely to make a purchase when they have the flexibility of paying in installments. No Risk of Chargebacks: Splitit is not subject to chargebacks as it does not extend credit directly to consumers. This can reduce the risk for merchants compared to traditional payment methods. Broad Consumer Base: Splitit may attract a broader consumer base, including those who prefer to use their existing credit cards for purchases but want the option to pay in installments. Easy Integration: Splitit is designed to integrate seamlessly into existing e-commerce platforms and checkout processes. Merchants can implement the service without major changes to their systems. Enhanced Customer Experience: Providing the option to pay in installments can enhance the overall shopping experience for customers, potentially leading to increased customer satisfaction and loyalty. It’s important for both consumers and merchants to be aware of the specific terms and conditions of using Splitit, including any fees associated with missed payments or changes to the payment plan. As with any financial service, understanding the terms helps users make informed decisions based on their financial situation and preferences.   Social Link

. With Spotii, customers can split their purchases into four equal payments, with the first payment made at the time of purchase and the remaining three payments made every two weeks. Spotii aims to make shopping more accessible and affordable for everyone. By offering a BNPL solution, Spotii allows customers to spread out the cost of their purchases over time, making it easier to manage their finances. This can be particularly helpful for larger purchases or unexpected expenses. Spotii also focuses on transparency and simplicity. There are no hidden fees or interest charges, and customers can easily see their payment schedule and remaining balance in their Spotii account. Spotii also offers a seamless checkout experience, allowing customers to complete their purchase with just a few clicks. In addition to providing a convenient payment solution for customers, Spotii also partners with merchants to help them increase sales and attract new customers. By offering BNPL as a payment option, merchants can appeal to a wider range of customers and increase conversion rates. Overall, It aims to provide a fair and inclusive payment solution that empowers customers to enjoy their purchases without the burden of high interest rates or fees. With Spotii, customers can shop now and pay later, making it easier to afford the things they love. Social Link

With Spreedly, merchants can easily integrate with multiple payment gateways and endpoints, allowing them to offer their customers a wide range of payment options. This flexibility enables merchants to capture and store credit card information securely in Spreedly vault, reducing their PCI-DSS compliance scope. Spreedly orchestration platform allows merchants to easily route transactions to different payment gateways based on rules and conditions they define. This enables them to optimize their payment processing and ensure high transaction success rates.In addition to its core payment gateway functionality, Spreedly offers a diverse ecosystem of services and integrations. This includes integrations with popular third-party APIs, such as fraud detection services, subscription management platforms, and more. These integrations allow merchants to enhance their payment processing capabilities and provide a seamless experience for their customers. Spreedly also provides merchants with valuable market insights and analytics. By analyzing transaction data, merchants can gain valuable insights into their customers payment preferences and behaviors. This information can help merchants optimize their payment strategies and drive digital growth. Overall, Spreedly offers merchants a comprehensive solution for managing their payment processing needs. Its flexible integration options, robust orchestration platform, and diverse ecosystem of services make it an ideal choice for merchants looking to optimize their payment operations and provide a seamless payment experience for their customers. – Year Founded: Spreedly was founded in 2008. – CEO: The CEO of Spreedly is Justin Benson. – Headquarters: Spreedly’s headquarters is located in Durham, North Carolina, USA. Why Choose Spreedly? 1. Payment Gateway Flexibility: Spreedly provides a platform that allows businesses to work with multiple payment gateways easily, offering flexibility and the ability to choose the best-suited options. 2. Global Payment Solutions: The platform supports global payment solutions, enabling businesses to expand their reach and accept payments from customers worldwide. 3. Secure Tokenization: Spreedly employs secure tokenization techniques, ensuring the safety and confidentiality of sensitive payment information, which is crucial for maintaining customer trust. 4. Reduced Integration Complexity: Spreedly helps reduce the complexity of integrating with various payment gateways, streamlining the development process for businesses. 5. Subscription and Recurring Billing Support: Businesses that rely on subscription models or recurring billing can leverage Spreedly’s features to manage and optimize these processes effectively. 6. Unified API: Spreedly offers a unified API that simplifies the integration process and allows businesses to manage payment transactions seamlessly. 7. Data Portability: Spreedly emphasizes data portability, allowing businesses to maintain control over their payment data and ensuring smooth transitions between different gateways. 8. Developer-Friendly Tools: Developers appreciate Spreedly’s developer-friendly tools and documentation, facilitating a smoother implementation and ongoing management of payment gateways. 9. Compliance and Security: Spreedly is designed with compliance and security in mind, adhering to industry standards and regulations to protect against potential security threats. 10. Adaptability to Business Needs: Spreedly’s adaptable infrastructure caters to the evolving needs of businesses, making it suitable for a wide range of industries and payment scenarios. Risk Appetite Risk AppetiteLow Risk ,PCI CompliantLevel 1 ,RegulatedYes Solutions Blacklisting,Encryption,Monitoring & Reporting,Payment Tokenization,Smart Routing Accepted Industries E-commerce Social Link

Sprucebooks also provides a secure and compliant environment for storing and managing client information. With Sprucebooks, merchants can streamline their payment processes, improve client communication, and enhance their overall customer experience. Social Link

Square, founded in 2009 by Jack Dorsey and Jim McKelvey, is a leading financial services and mobile payment company. It offers a comprehensive suite of tools designed to simplify commerce for businesses of all sizes. Square’s services include point-of-sale systems, payment processing, and financial solutions that help businesses manage their operations more efficiently. With its user-friendly interface and innovative technology, Square empowers merchants to accept payments seamlessly, track sales, and grow their businesses. The company’s mission is to make commerce easy and accessible for everyone, fostering a more inclusive economy. Year Founded: Square was established in 2009. This was a time when mobile payments and financial technology were starting to gain traction, and Square quickly became a pioneer in this space. CEO: Jack Dorsey, who is also one of the co-founders, serves as the CEO. Jack Dorsey is well-known for his role in founding Twitter as well, making him a prominent figure in the tech industry. Headquarters: Square’s headquarters are located in San Francisco, California, USA. San Francisco is a major hub for technology companies, providing a vibrant environment for innovation and growth. Why Choose Square? User-Friendly Interface: Square’s tools are designed to be intuitive and easy to use. This means that even those without extensive technical knowledge can quickly learn to manage transactions and other business operations efficiently. Versatile Payment Options: Square supports a wide range of payment methods, including credit and debit cards, mobile wallets, and contactless payments. This flexibility ensures that businesses can cater to the payment preferences of their customers, enhancing the overall customer experience. Comprehensive Financial Services: Beyond payment processing, Square offers additional financial services such as business loans through Square Capital, payroll management, and invoicing solutions. These services help businesses manage their finances more effectively and focus on growth. Powerful Analytics: Square provides robust analytics and reporting tools that give businesses real-time insights into sales, inventory, and customer behavior. This data-driven approach allows businesses to make informed decisions, optimize operations, and tailor their strategies to better meet customer needs. Security and Compliance: Square prioritizes security with advanced encryption and fraud prevention measures. This ensures that all transactions are safe and compliant with industry standards, providing peace of mind to both merchants and customers. Support for All Business Sizes: Whether you are a small startup or a large enterprise, Square’s scalable solutions can meet your needs. The flexibility and range of services offered by Square make it suitable for businesses at any stage of growth. Innovation and Customer-Centric Approach: Square is known for its innovative technology and customer-centric approach. The company continually evolves its offerings to meet the changing needs of businesses, ensuring that they have the tools necessary to succeed in an increasingly digital world. By choosing Square, businesses gain access to a comprehensive suite of tools that simplify commerce, enhance customer experience, and support growth. Square’s commitment to innovation and security makes it a reliable partner for businesses looking to thrive. 🌟

Squarespace offers a user-friendly interface that allows sellers to easily create and manage their online store. The platform provides a range of customizable templates, allowing sellers to create a unique and visually appealing storefront. Squarespace also offers a variety of built-in features to enhance the shopping experience for customers. These include product galleries, inventory management, and secure payment processing. Sellers can also integrate with popular payment gateways such as PayPal and Stripe. In addition to its e-commerce capabilities, Squarespace also provides tools for content creation and marketing. Sellers can create blog posts, add social media integration, and optimize their site for search engines. Squarespace offers 24/7 customer support, ensuring that sellers have access to assistance whenever they need it. The platform also provides analytics and reporting tools, allowing sellers to track their sales and make data-driven decisions. Overall, Squarespace is a comprehensive e-commerce solution that is suitable for small to medium-sized businesses. Its intuitive interface, customizable templates, and range of features make it a popular choice for sellers looking to establish a professional online presence. Social Link

Squidcard Limited is an electronic money institution that operates in the digital transaction platform sector. It is based in the United Kingdom and is authorized and regulated by the Financial Conduct Authority. In 2018, Squidcard Limited had total assets of 2.48 million GBP. However, the company generated a net income of -641,000.00 GBP, indicating a loss for the year.As an electronic money institution, Squidcard Limited likely provides services related to digital payments and transactions. This could include services such as prepaid cards, mobile payments, and online payment solutions. Being authorized and regulated by the Financial Conduct Authority ensures that Squidcard Limited operates within the legal framework and meets the necessary regulatory requirements in the UK financial industry. Social Link

Simplex is a leading fintech company that provides secure, fraud-free payment processing solutions for online cryptocurrency merchants. With a presence in over 245 global markets, Simplex offers seamless payments, enabling customers to buy digital assets with familiar payment methods. Their service includes instant fiat-to-crypto conversion, providing quick and easy access to crypto. Simplex prides itself on its unparalleled security, bridging the gap between traditional finance and Web3 without exposing businesses to the risk of chargebacks. They support a wide range of digital assets through a single integration, making them a trusted choice for millions of customers and hundreds of global businesses. Year Founded: It was founded in 2014. CEO: The CEO of Simplex is Nimrod Lehavi. Headquarters: Simplex is headquartered in Giv’atayim, Ariel Sharon St 4, Israel. Why choose Simplex? Proficiency in Business and Technology: They are professionals proficient in both business and technology. Full Business Cycle Coverage: They provide services and take responsibility in all phases from strategic consulting, design, development to operation and maintenance. Deep Involvement: They lead their clients to success as the best technology partner by being deeply involved. Social Link

Slice is a leading provider of POS and card processing technology, offering innovative solutions to businesses in the industry. One of the key features of Slice is its zero-fee credit card processing, which allows businesses to save on processing fees and increase their bottom line. Slice offers competitive rates for Conventional methods of processing, ensuring that businesses get the best value for their money. With Slice, businesses can process credit card payments quickly and securely, without having to worry about high fees eating into their profits. In addition to credit card processing, It also offers a range of other merchant services and solutions. Merchant Analytics provides businesses with valuable insights and data to help them make informed decisions and optimize their operations. Online Restaurant Ordering allows restaurants to offer online ordering and delivery services, making it easier for customers to order their favorite meals. Gift and Loyalty Programs help businesses attract and retain customers by offering rewards and incentives. With Slice, businesses can streamline their operations, improve customer satisfaction, and increase their revenue. Whether it processing payments, analyzing data, or implementing loyalty programs, Slice has the solutions businesses need to succeed in the industry. Social Link

SlimPay offers a range of payment solutions to help merchants streamline their payment processes and improve their cash flow. Their services include: 1. Direct Debit: SlimPay enables merchants to collect payments directly from their customers bank accounts through SEPA Direct Debit. This allows for easy and automated recurring payments, reducing the risk of failed payments and improving cash flow. 2. Card Payments: SlimPay also supports card payments, allowing merchants to accept payments from customers using credit or debit cards. They offer a secure and user-friendly payment gateway that can be integrated into the merchant website or app. 3. Subscription Management: SlimPay subscription management solution helps merchants manage their recurring payments efficiently. It allows merchants to set up and manage subscriptions, handle cancellations and refunds, and track payment history. 4. Payment Page Customization: SlimPay provides merchants with the ability to customize their payment pages to match their brand identity. This helps to improve the customer experience and build trust with customers. 5. Fraud Prevention: SlimPay has built-in fraud prevention measures to protect merchants from fraudulent transactions. They use advanced algorithms and machine learning to detect and prevent fraudulent activities. 6. Reporting and Analytics: SlimPay provides merchants with detailed reporting and analytics tools to track payment performance and identify trends. This helps merchants make data-driven decisions and optimize their payment processes. Overall, SlimPay payment solutions are designed to simplify and automate the payment collection process for merchants, helping them improve cash flow, reduce payment failures, and increase customer satisfaction. Social Link

As an electronic money institution, Smart Refill i Helsingborg AB offers services such as mobile payments, online payments, and money transfers. They provide the necessary infrastructure for these transactions to take place securely and efficiently. Smart Refill i Helsingborg AB is authorized and regulated by the Swedish Financial Supervisory Authority, which means they must adhere to strict regulations and guidelines to ensure the safety and security of their customers funds. By offering payment infrastructure services, Smart Refill i Helsingborg AB enables businesses and individuals to make and receive payments electronically, making transactions faster and more convenient. They may also offer additional services such as loyalty programs or digital wallets to enhance the payment experience for their customers. Overall, It plays a crucial role in facilitating electronic payments and ensuring the smooth operation of financial transactions. Social Link