Here are some key features and benefits of using Handepay for your merchant services: 1. Low-cost processing: Handepay offers competitive rates for debit and credit card processing, helping you save money on transaction fees. 2. Contactless payments: Handepay allows you to accept contactless payments, including popular mobile payment options like Apple Pay, Google Pay, and Samsung Pay. This makes it convenient for your customers to pay using their preferred method. 3. Tailored solutions: Handepay understands that different businesses have different needs. They offer customized card payment solutions that are tailored to suit your specific business requirements. 4. No minimum monthly service charge: Unlike many other merchant service providers, Handepay does not have a minimum monthly service charge (MMSC). This means you only pay for the transactions you process, without any additional fees. 5. No PCI DSS compliance fees: Handepay does not charge any fees for PCI DSS compliance or non-compliance. This helps you save money and ensures that your business is compliant with the necessary security standards. 6. Free Business Resource Centre: Handepay provides a free Business Resource Centre, which offers valuable resources and information to help you grow your business. This includes guides, articles, and tips on topics like marketing, finance, and customer service. 7. Transparent pricing: Handepay believes in transparent pricing, with no hidden fees or surprises. They provide clear and easy-to-understand pricing structures, so you know exactly what you’re paying for. 8. Savings on average: Businesses that switch to Handepay save an average of 36% on their merchant services. This can add up to significant savings for your business over time. In summary, Handepay offers low-cost merchant services with features like contactless payments, tailored solutions, no minimum monthly service charge, no PCI DSS compliance fees, and a free Business Resource Centre. By switching to Handepay, you can save money and grow your business. Risk Appetite Risk AppetiteLow Risk ,RegulatedYes Features 3D Secure Processing,Cross Border Payments,Currency Conversion,Payment Link,Payouts,Real Time Payments,Recurring Payments,Refunds Solutions Cross-border Payments,Encryption,Fraud Prevention,Master Merchant Account,Mobile Checkout,Monitoring & Reporting,One-click Payment,Online Payments,Payment Gateway,Payment Tokenization,Point of Sale,Risk Management & Security,Virtual Terminal Accepted Industries Hospitality,Marketplaces,Travel Payment Options 1American Express,Apple Pay,Diners Club,Discover,Google Pay,JCB,Maestro,Mastercard,V pay,Visa,Visa Electron Social Link LinkedIn

HopaPay is a Merchant Service Provider that specializes in working with high risk verticals. We understand that businesses in these industries face unique challenges when it comes to accepting payments, and we have developed solutions to help them overcome these obstacles. One of the main challenges that high risk businesses face is finding a payment processor that is willing to work with them. Many traditional payment processors are hesitant to take on high risk merchants due to the increased potential for chargebacks and fraud. However, our company has experience working with a wide range of high risk industries, including adult entertainment, online gaming, CBD, and more. We have developed relationships with a network of banks and payment processors that are willing to work with high risk merchants. This allows us to offer competitive rates and flexible solutions to our clients. We understand that each business is unique, so we take the time to understand our clients’ specific needs and tailor our services to meet them. In addition to payment processing, we also offer a range of other services to help high risk businesses succeed. This includes fraud prevention tools, chargeback management, and risk mitigation strategies. We understand the importance of protecting our clients’ businesses and ensuring that they can accept payments securely and efficiently. If you are a high risk merchant looking for a payment processing solution, we would love to speak with you. HopaPay team of experts can help you navigate the complexities of the high risk industry and find a solution that meets your needs. Contact us today to learn more about how we can help your business thrive. Risk Appetite Risk AppetiteHigh Risk ,PCI CompliantLevel 1 ,Live MID ETA2-7 days ,Processing currenciesALL ,Settlement CurrenciesALL ,Settlement Cycle12 days,MDRtrxvolume ,Setup feesno ,Transaction feesYes ,API DocsLink Features 3D Secure Processing,Cross Border Payments,Currency Conversion,Payment Link,Payouts,Delayed Capture,Real Time Payments,Recurring Payments,Refunds,Split Payments Solutions Card Issuing,Fraud Prevention,IBAN Account,Master Merchant Account,Mobile Checkout,Online Payments,Open Banking,Payment Gateway,Risk Management & Security,Smart Routing,Virtual Terminal,Whitelabel Accepted Industries Adult,CBD,Crypto,E-commerce,Gambling,Gaming,Pharma Payment Options American Express,Discover,Maestro,Mastercard,UnionPay,Visa,Visa Electron

Hyfin is an innovative fintech platform designed to streamline financial management for freelancers and small businesses. By offering digital banking and payment solutions, Hyfin seeks to bridge the gap between traditional financial services and the unique needs of its target audience. The platform provides a range of services, including multi-currency accounts, expense tracking, invoicing, and seamless payment processing. With an intuitive user interface and robust security measures, Hyfin aims to enhance financial accessibility and convenience. Its goal is to empower users with tools that simplify their financial operations, allowing them to focus more on their core business activities. The platform also integrates advanced analytics and reporting features, providing valuable insights to help users make informed financial decisions. By leveraging technology, Hyfin ensures that financial management is not only efficient but also adaptable to the evolving demands of modern business practices. Year Founded: The year of establishment is 2024. CEO: Alex Johnson is the Chief Executive Officer. Headquarters: The corporate headquarters is situated in San Francisco, CA. Hyfin is at the forefront of personal finance management, having been founded in 2024 with a mission to simplify and enhance the way we handle our money. Led by CEO Alex Johnson, a visionary in the fintech industry, Hyfin is headquartered in the vibrant city of San Francisco, CA, a hub for innovation and technological advancement. So, why should you choose Hyfin for your financial management needs? Comprehensive Financial Insights: Hyfin offers a suite of tools designed to provide a holistic view of your financial landscape. From real-time expense tracking to in-depth budgeting features, the app gives you the clarity you need to make informed financial decisions. User-Friendly Interface: One of Hyfin’s standout features is its intuitive and user-friendly interface. The app is designed with the user experience in mind, ensuring that even those new to financial management can navigate and utilize its features with ease. Personalized Recommendations: Hyfin leverages advanced algorithms to offer personalized financial advice tailored to your unique spending habits and goals. Whether you’re looking to save for a major purchase or simply want to better manage your monthly budget, Hyfin provides actionable insights to help you stay on track. Security and Privacy: At Hyfin, your security is a top priority. The app employs robust encryption protocols and security measures to ensure your financial data is protected against unauthorized access. Integration and Automation: Hyfin seamlessly integrates with your existing bank accounts and financial institutions, automating the tracking and categorization of your transactions. This automation saves you time and reduces the manual effort required to manage your finances. In a world where financial stability and planning are more crucial than ever, Hyfin stands out as a powerful tool to help you take control of your financial future. Explore what Hyfin has to offer and discover a new way to manage your money with confidence. Risk Appetite Risk Appetite Low Risk, Regulated Yes Features 3D Secure Processing, Currency Conversion, Payment Link, Payouts, Real Time Payments, Recurring Payments, Refunds Solutions Card Vaulting, Encryption, Fraud Prevention, Mobile Checkout, Monitoring & Reporting, One-click Payment, Online Payments, Payment Tokenization, Risk Management & Security, Virtual Terminal Accepted Industries E-commerce, Gaming, Hospitality, Marketplaces, Travel Payment Options Mastercard, V pay, Visa, Visa Electron Social Link LinkedIn

ICEPAY is a leading provider of online payment solutions, dedicated to making online payments easy and hassle-free. They offer a wide range of services, from online payment methods to PIN devices and apps. One of ICEPAY’s key features is its easy integration through plug ‘n play modules, which allows businesses to offer and accept all payment methods in their webshop or on their website seamlessly. They are committed to continuous innovation and regularly update their services to ensure the highest quality and the very best product. With ICEPAY, businesses can enhance their payment systems and provide a smooth payment experience for their customers. Year Founded: ICEPAY was founded in 1999. CEO: The CEO of ICEPAY is Steven de Boer. Headquarters: ICEPAY is headquartered in Amsterdam, Noord-Holland, The Netherlands. Why choose IcePay? Easy Integration: ICEPAY enables easy, efficient integration through plug ‘n play modules. Diverse Payment Options: ICEPAY offers a wide range of payment options, from online payment methods to PIN devices and apps. Continuous Innovation: It continuously innovates and regularly updates their services to ensure the highest quality and the very best product. Security: It places a strong emphasis on security, implementing robust measures to protect sensitive data. Customer-Centric: It is client-oriented and always listens to the other side. They try to fulfill customers’ wishes when reasonable offers are made. Risk Appetite Risk AppetiteLow Risk, Medium Risk ,RegulatedYes ,API DocsLink Features 3D Secure Processing,Cross Border Payments,Currency Conversion,Payouts,Real Time Payments,Recurring Payments,Refunds Solutions Card Vaulting,Cross-border Payments,Encryption,Fraud Prevention,Master Merchant Account,Mobile Checkout,Monitoring & Reporting,One-click Payment,Online Payments,Payment Gateway,Payment Tokenization,Point of Sale,Risk Management & Security,Virtual Terminal Accepted Industries E-commerce,Financial Services,Marketplaces Payment Options American Express,Maestro,Mastercard,V pay,Visa,Visa Electron Social Link LinkedIn

IndicaOnline offers a comprehensive suite of features designed to help cannabis retailers streamline their operations and improve their bottom line. Some of the key features of the Indica Online platform include: – Point-of-sale: IndicaOnline’s point-of-sale system is designed specifically for cannabis retailers, with features such as age verification, inventory management, and integrated payment processing. – Electronic medical records: The platform includes a robust electronic medical records system that allows retailers to securely store and manage patient information, including medical history, prescriptions, and recommendations. – Inventory management: IndicaOnline’s inventory management system allows retailers to easily track and manage their inventory, including real-time updates on stock levels, automatic reordering, and detailed reporting. – Compliance tracking: The platform includes built-in compliance tracking features to help retailers stay in compliance with local and state regulations. This includes features such as automated reporting, age verification, and product tracking. – Customer loyalty program: IndicaOnline includes a customer loyalty program that allows retailers to reward their customers for repeat business. This includes features such as points-based rewards, special discounts, and targeted marketing campaigns. – Analytics and reporting: The platform includes robust analytics and reporting features that allow retailers to track key metrics such as sales, inventory turnover, and customer demographics. This data can be used to make informed business decisions and identify areas for improvement. – Mobile app: IndicaOnline offers a mobile app that allows retailers to manage their operations on the go. This includes features such as mobile ordering, inventory management, and customer communication. Overall, IndicaOnline offers a comprehensive and user-friendly platform that is designed to help cannabis retailers streamline their operations and improve their bottom line. With features such as point-of-sale, electronic medical records, inventory management, compliance tracking, customer loyalty programs, and analytics and reporting, IndicaOnline is a one-stop solution for cannabis retailers looking to optimize their business. Risk Appetite Processing currenciesUSD ,Settlement CurrenciesUSD Solutions Point of Sale Accepted Industries CBD Social Link Facebook YouTube LinkedIn

Instabill is a merchant service provider that specializes in providing solutions for high-risk businesses. They offer a range of services including online credit card processing and internet merchant account services, enabling businesses to accept all major credit cards. What sets Instabill apart is their focus on high-risk merchant accounts, catering to businesses that operate in high-risk industries or process high volumes of transactions. They also offer international merchant accounts, allowing businesses to process payments in over 160 currencies. With advanced fraud prevention systems in place, transactions through Instabill are secure and reliable. Their commitment to supporting a wide range of industries and providing personalized solutions makes them a preferred choice for many businesses. Whether you’re in the adult business, online dating, CBD – Hemp Oil, financial consulting, gaming gambling, legal defense, medical supplies, Nutra sports forecasting, travel tech support, web design, vape/e-cigarette, cannabis, and many more, Instabill has got you covered. Year Founded: Instabill was founded in the year 2001. CEO: The CEO of Instabill is Jason Field. Headquarters: Instabill is headquartered in Portsmouth, New Hampshire, USA. Why choose Instabill? High Risk Merchant Accounts: Instabill specializes in providing merchant accounts for high-risk businesses. Diverse Payment Processing Solutions: They offer a variety of payment processing solutions, including internet merchant accounts, point of sale merchant accounts, mobile payments merchant accounts, and ACH payment processing. International Merchant Accounts: Instabill provides international merchant accounts that allow businesses to accept and process credit card payments in more than 160 currencies. Wide Range of Supported Industries: They offer support to a wide range of industries, including adult business, online dating, CBD – Hemp Oil, financial consulting, gaming gambling, legal defense, medical supplies, Nutra sports forecasting, travel tech support, web design, vape/e-cigarette, cannabis, and many more. Dedicated Support: The team at Instabill is dedicated to providing quality services and solutions to meet the unique needs of high-risk businesses. Risk Appetite Processing currenciesEUR, USD, GBP ,Settlement CurrenciesEUR, USD, GBP Features Refunds Solutions Online Payments Accepted Industries Adult,CBD,E-commerce,Financial Services,Firearms,Gambling,Gaming,Hospitality,Pharma,Travel Social Link Facebook Twitter LinkedIn

Our online store solution allows businesses to easily create and customize their own online store, complete with product listings, pricing, and inventory management. This enables businesses to showcase their products and services to a wider audience and reach customers beyond their local area. In addition to the online store, Instamojo also provides online payment solutions, allowing businesses to accept payments from customers seamlessly. Our payment gateway supports multiple payment options, including credit/debit cards, net banking, UPI, and digital wallets, ensuring a convenient and secure payment experience for customers. We understand the challenges faced by small businesses in establishing an online presence and accepting online payments. Therefore, we have designed our solutions to be user-friendly, affordable, and accessible to businesses of all sizes. Our platform requires no coding or technical skills, making it easy for anyone to set up and manage their online store. Furthermore, we provide various tools and features to help businesses grow and succeed online. This includes marketing and promotional tools, analytics and reporting, order management, and customer support. We also offer integrations with popular third-party platforms, such as social media and logistics providers, to streamline business operations. At Instamojo, we believe in the potential of Indian independent businesses and are committed to supporting their growth and success. We strive to be a trusted partner for businesses on their journey towards becoming direct-to-consumer (D2C) brands, enabling them to thrive in the digital economy. Risk Appetite Risk AppetiteLow Risk ,RegulatedYes ,API DocsLink Features 3D Secure Processing,Payment Link,Payouts,Real Time Payments Solutions Encryption,Mobile Checkout,Monitoring & Reporting,One-click Payment,Online Payments,Payment Gateway,Payment Tokenization Accepted Industries E-commerce,Education,Marketplaces Payment Options Mastercard,Visa Social Link LinkedIn

Interac Corp. is a leading financial technology company in Canada that provides Canadians with convenient and secure payment solutions. With our extensive network of nearly 300 financial institutions, we enable Canadians to access, spend, and send funds easily and efficiently. Our goal is to support Canadians in their transition to digital payments by offering seamless and interoperable payment experiences. We prioritize security, privacy, and inclusivity in all our products and services, ensuring that Canadians can trust us with their financial transactions. Interac is a trusted and respected brand in Canada, with Canadians choosing our products an average of 18 million times a day. Whether it’s making a payment at a store, sending money to a friend, or accessing funds from an ATM, Canadians rely on Interac for their everyday financial needs. We are committed to fostering a positive workplace culture and being a responsible corporate citizen. We value diversity and inclusion, and strive to create an environment where all employees can thrive. We also actively engage in corporate social responsibility initiatives to give back to the communities we serve. At Interac Corp., we are proud to be at the forefront of financial technology in Canada, providing Canadians with innovative and secure payment solutions that meet their evolving needs. Risk Appetite Risk AppetiteLow Risk, Medium Risk, High Risk ,Processing currenciesEUR, USD, GBP ,Settlement CurrenciesEUR, USD, GBP Features Refunds Solutions Online Payments Accepted Industries E-commerce,Financial Services,Gambling,Travel Social Link Facebook Twitter YouTube LinkedIn

Intergiro is a fintech company founded in 2017, offering a robust white-label platform that enables businesses to seamlessly integrate financial services into their products. With a focus on embedded finance, Intergiro provides a comprehensive suite of APIs that allow companies to launch bank accounts, issue cards, and manage payments across Europe. Their innovative solutions are designed to simplify the complexities of financial operations, making it easier for businesses to offer banking services without the need for extensive infrastructure. Headquartered in Stockholm, Sweden, Intergiro is committed to driving the future of digital finance by empowering businesses with the tools they need to succeed in a rapidly evolving market. Year founded: Intergiro was established in 2017, making it a relatively young company in the fintech industry. Despite its youth, it has quickly made a significant impact by offering innovative financial solutions. CEO: Nick Root is the CEO of Intergiro. Under his leadership, the company has focused on developing a comprehensive white-label platform that simplifies financial operations for businesses. Headquarters: Intergiro is headquartered in Stockholm, Sweden. This location places it at the heart of Europe’s vibrant fintech scene, allowing it to stay at the forefront of financial innovation. Why choose Intergrio? Comprehensive Financial Toolkit: Intergiro offers a robust suite of APIs that allow businesses to launch bank accounts, issue cards, and manage payments seamlessly across Europe. This flexibility enables businesses to create tailored financial products that meet their specific needs. Simplified Financial Operations: By providing a comprehensive white-label platform, Intergiro simplifies the complexities of financial operations. This reduces the time and cost associated with developing financial products, ensuring a seamless user experience. Innovation and Scalability: Intergiro is committed to driving the future of digital finance. Their platform is designed to be scalable and adaptable, allowing businesses to grow and evolve alongside the changing financial landscape. Reliable Partnership: It offers not just a set of tools but a comprehensive solution that supports businesses at every stage of their growth. This makes them a reliable partner for businesses looking to expand their financial offerings. Focus on Embedded Finance: Intergiro is at the forefront of the embedded finance revolution, empowering businesses to integrate financial services into their products quickly and efficiently.

At First American, we are committed to providing exceptional customer service and support to our merchants and partners. Our team of experienced professionals is available 24/7 to assist with any questions or concerns. We also offer a range of educational resources and training programs to help our customers maximize the benefits of our payment solutions. As a technology-driven company, we are constantly innovating and developing new solutions to meet the evolving needs of our customers. Our focus on cutting-edge technology and security ensures that our merchants and partners can rely on us for safe, reliable, and efficient payment processing. At First American, we believe that payment processing should be simple, secure, and affordable. We are dedicated to providing our customers with the best possible payment solutions and support, so they can focus on growing their businesses and achieving their goals. Risk Appetite Processing currenciesUSD Features of First American 3D Secure Processing Solutions Encryption,Monitoring & Reporting,Online Payments,Payment Tokenization Accepted Industries E-commerce,Marketplaces Payment Options American Express,Mastercard,Visa Social Link LinkedIn

FlashPay Safe: In most contexts, safe refers to something that is free from harm, danger, or risk. For example, a safe car is one that has passed safety tests and is less likely to cause accidents or injuries. In the context of technology, safe can refer to software or hardware that is secure and protects users’ data and privacy. Simple: Simple refers to something that is easy to understand, use, or operate. For example, a simple recipe is one that has few ingredients and easy-to-follow instructions. In the context of technology, simple can refer to user interfaces or software that is intuitive and requires minimal training or technical knowledge. Reliable: Reliable refers to something that is consistent, trustworthy, and performs as expected. For example, a reliable car is one that starts every time and requires minimal repairs. In the context of technology, reliable can refer to software or hardware that is stable, performs well, and has minimal downtime or errors. Flexible: Flexible refers to something that is adaptable, versatile, and can be used in different ways or contexts. For example, a flexible work schedule allows employees to adjust their hours to fit their needs. In the context of technology, flexible can refer to software or hardware that can be customized or configured to meet different requirements or use cases. Risk Appetite Risk AppetiteLow Risk, Medium Risk ,PCI CompliantLevel 1 ,RegulatedYes Features of FlashPay 3D Secure Processing,Payouts,Recurring Payments,Refunds Solutions Card Vaulting,Encryption,Fraud Prevention,Mobile Checkout,Monitoring & Reporting,Online Payments,Payment Gateway,Risk Management & Security Accepted Industries E-commerce,Financial Services,Hospitality,Marketplaces,Travel Payment Options JCB,Mastercard,Visa Social Link Facebook LinkedIn

Whether you are a merchant looking for alternative payment methods, a high-risk business seeking secure payment solutions, or a financial institution looking to expand your payment offerings, Flexepin has the expertise and technology to meet your needs. Flexepin offers a range of payment solutions, including e-money solutions, card processing, alternative payment methods, crypto processing, card issuing, stablecoins, and white-label options. With a focus on security and reliability, Flexepin ensures that your transactions are processed quickly and efficiently, while protecting your sensitive information. As a subsidiary of Novatti Group Limited, Flexepin has a strong track record of payment licensing and compliance in multiple regions, including Europe, Latin America, the UK, Africa, Australia, Canada, and New Zealand. This expertise allows Flexepin to offer tailored solutions that meet the unique payment requirements of businesses operating in challenging markets. Whether you are looking to expand your payment offerings, improve your payment processing efficiency, or enhance your security and compliance, Flexepin can help. Contact us today to learn more about our payment solutions and how we can help your business grow. Risk Appetite Risk AppetiteLow Risk, Medium Risk, High Risk ,License TypeElectonic Money Institution,RegulatedYes ,Processing currenciesAUD, CAD, EUR, GBP, USD Features 3D Secure Processing,Cross Border Payments,Payouts,Real Time Payments Solutions Acquiring,Card Issuing,Cross-border Payments,IBAN Account,Master Merchant Account,Online Payments,Retry logic,Smart Routing,Whitelabel Accepted Industries Adult,CBD,Crowdfunding,Crypto,E-commerce,Education,Financial Services,Gambling,Gaming,Hospitality,Marketplaces,Pharma,Travel Payment Options 1Ali Pay,American Express,Apple Pay,Diners Club,Discover,Google Pay,JCB,Maestro,Mastercard,UnionPay,V pay,Visa,Visa Electron,WeChat Pay Social Link LinkedIn Twitter Facebook