Airstar Bank aims to provide innovative and convenient digital banking services to customers in Hong Kong. With the backing of Xiaomi’s technological expertise and AMTD Group’s financial services experience, Airstar Bank aims to leverage cutting-edge technology to deliver a seamless and personalized banking experience.As a member of the Deposit Protection Scheme, Airstar Bank ensures that eligible deposits are protected up to a limit of HKD500,000 per depositor. This provides customers with peace of mind and reassurance that their funds are secure.By combining the strengths of both Xiaomi and AMTD Group, AirstarBank aims to revolutionize the banking industry in Hong Kong and provide customers with a new and improved way of managing their finances. Social Link

Albert is a financial app that aims to help users save money and invest for their future. It offers a range of features and tools to help users manage their finances and reach their financial goals.One of the main features of Albert is its automatic savings tools. Users can set up automatic transfers from their checking account to a savings account, helping them save money without having to think about it. The app also offers personalized savings recommendations based on a user’s income and spending habits.In addition to savings tools, Albert also offers cash accounts. These accounts offer a higher interest rate than traditional savings accounts and can be used for everyday spending. Users can also earn cash-back rewards on their purchases when using their cash account.For those interested in investing, Albert offers both self-directed trading and automated portfolios. Users can trade stocks and ETFs on their own, or they can choose to have their investments managed by Albert’s automated portfolios. The app provides personalized investment recommendations based on a user’s financial goals and risk tolerance.To access the investment features of Albert, users need to pay a monthly fee of at least 4 USD. This fee covers the cost of managing and maintaining the investment platform.Overall, Albert is a comprehensive financial app that offers a range of tools and features to help users save money and invest for their future. Whether you’re looking to automate your savings, earn cash-back rewards, or start investing, Albert has something to offer. Social Link

Acorns aims to make investing more accessible and affordable for everyone, especially for those who may not have a lot of money to invest. The platform allows users to link their debit or credit cards to their Acorns account, and every time they make a purchase, Acorns rounds up the transaction to the nearest dollar and invests the spare change.For example, if a user buys a coffee for $2.50, Acorns will round up the purchase to $3.00 and invest the extra $0.50. Over time, these small investments can add up and help users build a portfolio. It also offers a feature called “Found Money,” where users can earn cash back on purchases made with Acorns’ partner brands. The cash back is then automatically invested into the user’s portfolio.The platform offers five different investment portfolios, ranging from conservative to aggressive, allowing users to choose the level of risk they are comfortable with. They also provides educational content and tools to help users learn about investing and make informed decisions. It has gained popularity for its simplicity and ease of use, making it a popular choice for beginner investors. As of 2021, Acorns has over 9 million users and manages billions of dollars in assets. Social Link

Abu Dhabi Islamic Bank (ADIB) is a prominent Islamic bank based in the United Arab Emirates (UAE) that offers a range of products and services such as personal finance, travel finance, debt settlement, home finance, education finance, priority banking, saving accounts, and business finance. 1. Sharia-compliant Banking: ADIB operates based on Islamic principles, ensuring that its financial products and services comply with Sharia law. This means they do not involve interest (usury) and adhere to ethical and moral standards. 2. Sharia-compliant Products: ADIB offers a range of Islamic financial products, including savings accounts, current accounts, home financing (Musharakah and Ijara), and other banking services that comply with Sharia principles. 3. Profit and Loss Sharing: Instead of traditional interest-bearing transactions, Islamic banks like ADIB engage in profit and loss sharing mechanisms. For example, Mudarabah and Musharakah contracts involve sharing profits and losses between the bank and the customer. 4. Ethical Banking: ADIB focuses on ethical banking practices, ensuring that its financial activities are in line with Islamic values. This includes avoiding investments in businesses related to gambling, alcohol, and other prohibited activities. 5. Customer Service: Islamic banks often prioritize customer service, and ADIB is likely to offer services that cater to the specific needs of its customer base. 6. Online Banking Services: ADIB, like many modern banks, provides online banking services, allowing customers to manage their accounts, conduct transactions, and access various banking services through digital platforms. 7. Wealth Management: ADIB may offer wealth management services, including investment products and advisory services, designed to help customers grow and manage their wealth in a Sharia-compliant manner. 8. Corporate Banking: ADIB may provide a range of corporate banking services, such as business accounts, financing solutions, and trade services, tailored to the needs of businesses while adhering to Islamic principles. 9. International Presence: ADIB may have an international presence, providing banking services to customers beyond the UAE, facilitating international trade and finance transactions. 10. Financial Inclusion: Islamic banks often aim to promote financial inclusion, offering banking services to a diverse range of customers, including those who may prefer Sharia-compliant financial solutions.   Social Link

AES Adviser: Our team of experienced financial advisors can help you create a personalized financial plan that takes into account your unique circumstances and goals. We understand the challenges that expatriates face when it comes to managing their finances and can provide expert advice to help you make informed decisions.Whether you are looking to save for retirement, protect your assets, or generate income in retirement, we can provide tailored solutions to meet your needs. We work with a wide range of financial products and providers to ensure that we can offer you the best options available.At AES Adviser, we believe in building long-term relationships with our clients based on trust and transparency. We take the time to understand your financial goals and objectives and provide ongoing support and guidance to help you achieve them.Contact us today to schedule a consultation with one of our financial advisors and start planning for your financial future. Social Link

Empower is a financial technology (fintech) company that provides mobile banking services, including an Empower Checking Account. High-Interest Rates: Empower offered competitive interest rates on its checking accounts. This feature allowed users to earn interest on their account balances, providing an opportunity for increased savings. Cashback Rewards: Some checking accounts with Empower included cashback rewards on certain purchases. This feature allowed users to earn a percentage of their spending back in the form of cash rewards, providing an additional incentive for using the Empower Checking Account for everyday expenses. No Hidden Fees: Empower promoted a fee-transparent approach, aiming to eliminate hidden fees often associated with traditional banking. This included no monthly maintenance fees, overdraft fees, or foreign transaction fees, offering users a clear understanding of their account costs. Automatic Savings: The Empower app often included features that helped users save money effortlessly. This might include automated savings features that round up purchases to the nearest dollar and transfer the spare change into a designated savings account. Financial Insights and Budgeting Tools: Empower’s app typically provided users with insights into their spending habits and financial trends. Budgeting tools helped users set financial goals, track expenses, and manage their money more effectively. Mobile Check Deposit: Users of Empower’s Checking Account could often deposit checks using the mobile app. This feature allowed for convenient check deposits without the need to visit a physical bank branch. Free ATM Access: Empower typically provided access to a network of fee-free ATMs, allowing users to withdraw cash without incurring additional charges. This feature aimed to enhance the accessibility and convenience of the Empower Checking Account. Early Direct Deposit: Some financial institutions, including Empower, offered early direct deposit for paychecks. This feature allowed users to receive their salary or other direct deposits ahead of the traditional payday, providing quicker access to funds. FDIC Insurance: Empower Checking Accounts were typically FDIC-insured up to certain limits. This insurance provided added security for users, protecting their deposits in case the financial institution faced financial challenges. Customer Support: Empower generally offered customer support services to assist users with account-related inquiries or issues. Access to responsive customer support was crucial for addressing any concerns and ensuring a positive banking experience.   Social Link