Ferratum Bank operates as a fully licensed bank in Malta, regulated by the Malta Financial Services Authority (MFSA). It offers a range of banking services, including current accounts, savings accounts, and debit cards. Customers can access their accounts and perform transactions through the bank’s online and mobile banking platforms. One of the key services provided by Ferratum Bank is micro-loans. These are small, short-term loans that are typically repaid within a few weeks or months. The bank’s online platform allows customers to apply for a loan and receive a decision within minutes. If approved, the funds are then transferred to the customer’s bank account or mobile wallet. Ferratum Bank also offers savings accounts, allowing customers to earn interest on their deposits. These accounts can be opened and managed online, making it convenient for customers to save and access their funds. In addition to its banking services, Ferratum Bank provides financial education and resources to help customers make informed financial decisions. It aims to promote responsible borrowing and saving habits among its customers. Overall, Ferratum Bank aims to provide fast, convenient, and accessible banking services to its customers. Its online and mobile platforms make it easy for customers to manage their finances on the go, while its micro-loans and savings accounts cater to the needs of individuals looking for quick and flexible financial solutions. Social Link

Fidor Bank is an internet-based direct bank that is headquartered in Munich. They offer a wide range of financial services, including various credit offers, card products, investment opportunities, and online savings bonds. Catering to both private and business customers, Fidor Bank leverages the power of digital technology to provide seamless and efficient banking solutions. Their commitment to innovation and customer service makes them a trusted choice in the banking industry. Year Founded: It was founded in 2009. CEO: The CEO of Fidor Bank is Boris Joseph. Headquarters: Fidor Bank is headquartered in Munich, Germany. Why choose Fidor Bank? Innovative Approach: It has leap-frogged most other so-called ‘challenger’ banks because it is a purely digital entity. Customer-Centric: It starts innovation at the point of customer, not at the point of bank. This customer-centric thinking is reflected in the design of its processes and products. Technology-Driven: It strongly believes that technology drives the service offer of a bank of the future. Global Presence: It offers digital banking not only in Germany but also in other countries and with partners worldwide. Unique Business Model: In layman’s terms, Fidor does not do the plumbing – it has three other banks providing the pipes. If one pipe gets blocked, it still has two good ones left to use. Social Link

Euro Exchange Securities UK Ltd is an electronic money institution that specializes in international money transfers and currency exchange. They offer e-wallet accounts, international money transfers, and foreign exchange services to individuals, businesses, and merchants. As of 2019, It had total assets worth 11.26 million GBP and generated a net income of 529,245.00 GBP. The company is incorporated in the United Kingdom and is authorized and regulated by the Financial Conduct Authority. Overall, Euro Exchange Securities UK Ltd provides a range of services to facilitate international money transfers and currency exchange for their customers. Social Link

ePayments is a versatile digital financial platform that empowers users with seamless cross-border transactions. Founded in 2011, it offers an EU-based account that facilitates online payments, making it an ideal choice for freelancers, entrepreneurs, and businesses operating globally. One of its standout features is the provision of merchant accounts. These specialized accounts cater specifically to businesses, enabling them to accept payments from customers. When a customer pays with a card, the money lands in the merchant account, where a third party processes it. Once that’s processed, the funds move from the merchant account to the business’s normal bank account. Additionally, They provides virtual IBANs (International Bank Account Numbers) for efficient fund management. Moreover, They issues prepaid Mastercard® cards, allowing users to spend funds directly or withdraw cash from ATMs. Security measures, including two-factor authentication, enhance user confidence. In summary, ePayments simplifies financial management, fosters efficient cross-border commerce, and supports businesses through its merchant account services.  Year Founded: ePayments was established in 2011. Over the years, it has evolved into a robust digital financial platform, catering to a diverse user base. Headquarters: ePayments is headquartered in the vibrant city of London, United Kingdom. Its strategic location within the EU provides a strong foundation for its services. Why choose ePayments? 1. Seamless Cross-Border Transactions: ePayments offers an EU-based account, making it an excellent choice for anyone dealing with international clients, remote work, or cross-border commerce. Whether you’re a freelancer receiving payments from different countries or a business expanding globally, ePayments simplifies fund management. 2. Merchant Accounts for Businesses: Businesses benefit significantly from ePayments’ specialized merchant accounts. These accounts allow you to securely accept payments from customers. When a customer pays using a card, the funds land in the merchant account. A third party processes the payment, ensuring smooth transactions. Whether you run an online store or a brick-and-mortar business, ePayments streamlines payment processing. 3. Virtual IBANs for Currency Flexibility: International Bank Account Numbers (IBANs) are essential for cross-border transactions. ePayments provides virtual IBANs, allowing you to receive payments in different currencies. Say goodbye to currency conversion headaches! Freelancers, digital nomads, and businesses can invoice clients in their preferred currency and manage funds seamlessly. 4. Prepaid Mastercard® for Accessibility: The ePayments prepaid Mastercard® is a game-changer. Linked to your ePayments account, it enables you to access your funds globally. Use it for online purchases, point-of-sale transactions, or ATM withdrawals. Whether you’re traveling or working remotely, the prepaid card ensures convenience. 5. Competitive Currency Exchange Rates: Currency exchange is a breeze with ePayments. Convert currencies at competitive rates directly within the platform. Traders, travelers, and businesses appreciate this feature, as it reduces conversion costs and minimizes currency risk. ePayments bridges geographical gaps, fosters global commerce, and enhances financial efficiency. Remember to review the platform’s terms and conditions before opening an account. Explore their website further and experience the power of seamless cross-border transactions! 🌐💙 Social Link

EQIBank is a groundbreaking financial institution that offers a unique banking experience by allowing customers to manage both traditional and crypto assets within a single banking relationship. This means that customers can have all their financial needs met in one place, without the need for multiple accounts or platforms. As a licensed and regulated bank, EQIBank provides a secure and compliant environment for customers to store and transact with their assets. This includes national currencies, cryptocurrencies, and digital assets. By offering a comprehensive suite of services, including trading, custody, lending, clearing, and settlement, EQIBank aims to cater to the diverse needs of its customers. One of the key advantages of EQIBank is its ability to bridge the gap between traditional banking and the world of cryptocurrencies. This allows customers to seamlessly move between different asset classes and take advantage of opportunities in both markets. Additionally, EQIBank’s regulatory status provides customers with peace of mind, knowing that their assets are protected and their transactions are conducted in a compliant manner. Overall, EQIBank is revolutionizing the banking industry by offering a comprehensive and integrated banking solution for both traditional and crypto assets. With its range of services and regulatory framework, EQIBank aims to provide customers with a seamless and secure banking experience. Social Link

Elpaso, operated by Electronic Payment Solutions Ltd, is an electronic money institution that specializes in providing payment solutions for businesses. They offer a range of services including e-wallet accounts, virtual accounts with IBAN, domestic and international payments, and foreign exchange conversion for legal entities. As an electronic money institution, Elpaso is authorized and regulated by the Financial Conduct Authority in the United Kingdom. This ensures that they adhere to strict regulatory standards and provide a secure and reliable platform for their customers. In 2019, Elpaso had total assets of 781,043.00 EUR and generated a net income of 16,097.00 EUR. These figures demonstrate the financial stability and profitability of the company. Overall, Elpaso is a trusted and reputable electronic payment solution provider that offers a comprehensive range of services to businesses. Their authorization and regulation by the Financial Conduct Authority further enhance their credibility and reliability in the industry. Social Link

Elyps S.A. offers a range of financial services, including: 1. Payment Accounts: Elyps S.A. provides payment accounts that allow customers to receive and make payments, manage their finances, and access various banking services. 2. Electronic Money: Elyps S.A. issues electronic money, which can be used for online and offline payments, transfers, and other financial transactions. 3. Payment Services: It offers payment services, such as money transfers, direct debits, and card payments, to facilitate seamless and secure transactions for its customers. 4. Card Services: Elyps S.A. provides card services, including the issuance of payment cards, such as debit and prepaid cards, that can be used for payments and withdrawals at ATMs. 5. Compliance and Regulation: It operates in compliance with EU and UK regulations, ensuring that its services meet the required standards for security, privacy, and consumer protection. As an independent financial group, It aims to provide innovative and user-friendly financial solutions to individuals and businesses, enabling them to manage their finances efficiently and securely. Social Link

Em@ney plc is an electronic money institution that provides a range of Internet banking solutions. They offer personal and business accounts, as well as prepaid cards and electronic cheques. Em@ney plc also provides payment gateways and mass payment services to individuals and businesses. As an electronic money institution, It is authorized and regulated by the Malta Financial Services Authority. This ensures that they operate in compliance with the necessary regulations and standards to protect their customers and maintain the integrity of the financial system. It is incorporated in Malta, which is known for its robust financial services sector and favorable regulatory environment. This allows Em@ney plc to offer innovative and secure banking solutions to their customers. Overall, It is a trusted and regulated institution that provides convenient and secure Internet banking solutions for individuals and businesses. Social Link

Emerald Financial Group (UK) Ltd is an electronic money institution that specializes in providing payment solutions for businesses. They offer a range of services including personal accounts, business accounts, merchant accounts, and payment cards. These services are available to individuals, companies, and online merchants. As of 2019, Emerald Financial Group (UK) Ltd had total assets of 328,951.00 GBP. However, they generated a net income of -97,318.00 GBP, indicating a loss for the year. It is incorporated in the United Kingdom and is authorized and regulated by the Financial Conduct Authority (FCA). This means that they are subject to the regulatory oversight and supervision of the FCA, ensuring that they operate in accordance with the relevant laws and regulations. Overall, Emerald Financial Group (UK) Ltd aims to provide a secure and efficient payment platform for businesses, helping them to manage their finances and facilitate transactions. Social Link

EMP SYSTEMS LTD is an electronic money institution that provides IT and consulting services for the financial sector. We specialize in financial consulting and privacy consulting, helping individuals and businesses navigate the complex world of finance and ensure their privacy and security. One of our main offerings is the Paymenticon e-wallet accounts. These accounts provide a convenient and secure way for individuals and businesses to manage their finances online. With a Paymenticon e-wallet account, you can make payments, receive funds, and manage your money all in one place. As an authorized and regulated institution, EMP SYSTEMS LTD operates under the supervision of the Malta Financial Services Authority. This ensures that we adhere to strict regulatory standards and provide our clients with a safe and reliable service. Whether you need assistance with financial planning, privacy protection, or online payments, EMP SYSTEMS LTD is here to help. Our team of experts has extensive experience in the financial industry and can provide you with the guidance and support you need to achieve your financial goals. Social Link

As an electronic money institution, ENEL X FINANCIAL SERVICES S.R.L. is able to provide financial services such as issuing electronic money, facilitating payments, and offering microloans to Enel customers. These microloans are designed to provide short-term financing options for Enel customers who may need assistance with their energy bills or other related expenses. ENEL X FINANCIAL SERVICES S.R.L. is authorized and regulated by the Bank of Italy, ensuring that it operates in compliance with applicable financial regulations and consumer protection laws. This regulatory oversight helps to ensure the safety and security of customer funds and transactions. By offering microloans to Enel customers, It aims to provide a convenient and accessible financing option for those who may not have access to traditional banking services or who may need assistance with managing their energy expenses. This can help customers to better manage their finances and avoid potential financial difficulties. Overall, ENEL X FINANCIAL SERVICES S.R.L. plays a crucial role in providing financial services to Enel customers, helping to support their financial well-being and ensuring that they have access to the necessary funds to meet their energy needs. Social Link

PayDo is a comprehensive fintech platform that offers a broad spectrum of financial services. It facilitates fully remote account openings for both UK and non-UK residents, making it a global financial solution. With PayDo, users can effortlessly send, receive, and exchange money online. It allows management of multiple balances through a single account, provides account details for international and local transfers, and issues virtual and physical cards. PayDo also supports instant account top-ups and spending on thousands of supported sites. For businesses, PayDo offers a global network of real-time tracked payments and the ability to operate in foreign markets as local companies, making transfers more cost-effective and quicker. It’s a one-stop solution for personal and business financial needs. Year Founded: PayDo was founded in 2017. CEO: The current CEO of PayDo is Sergey Zakharov. Headquarters: PayDo is located at 16 High Street, Saffron Walden, United Kingdom. Why choose PayDo? Global Transactions: It empowers its customers to conduct online transactions globally, bypassing lengthy bureaucratic procedures. User-Friendly Interface: It offers a user-friendly interface, swift and supportive customer service, and efficient problem-solving mechanisms. Wide Array of Payment Methods: The flexibility of the platform is enhanced by its wide array of payment methods. Security: PayDo accounts are safeguarded by security standards and protected by a financial technology known as 3D-Secure. Positive Reviews: It has received positive reviews for its services, easy management, fast and helpful support, and solution for most of the payment platform problems. Social Link