Stilt aims to provide financial opportunities to individuals who may have difficulty accessing traditional loans due to their immigration status, lack of credit history, or other factors. By offering loans without requiring a Social Security number or a co-signer, Stilt aims to make the borrowing process more inclusive and accessible. Stilt loan application process is designed to be simple and efficient. Applicants can apply online by providing basic personal information, such as their name, address, and employment details. Stilt also considers alternative data points, such as education, work experience, and future earning potential, to assess an applicant creditworthiness. Stilt offers competitive interest rates and flexible repayment terms to ensure that borrowers can manage their loan payments effectively. The company also provides personalized customer support to assist borrowers throughout the loan application and repayment process. In addition to loans, Stilt offers other financial products and services to help individuals build credit and improve their financial well-being. These include credit cards, financial education resources, and tools to track and manage expenses. Overall, Stilt aims to empower individuals who may face financial challenges by providing them with access to affordable credit and financial resources. By focusing on the underserved and often overlooked segments of the population, Stilt strives to promote financial inclusion and equal opportunities for all. Social Link

With Stocard, users can store all their loyalty cards, coupons, and payment cards in one app, eliminating the need to carry physical cards. The app also offers personalized offers and discounts based on users shopping habits and preferences. Stocard mobile wallet allows users to make contactless payments using their smartphones at any NFC-enabled point of sale. Users can add their payment cards to the app and simply tap their phone to pay, making the checkout process quick and convenient. In addition to loyalty cards and payment cards, Stocard also offers a range of other features. Users can discover nearby stores and browse their catalogs, making it easier to find products and compare prices. The app also provides digital receipts, helping users keep track of their purchases and manage their expenses. Stocard is available in over 50 countries and has millions of users worldwide. The app has received numerous awards and recognition for its innovative approach to mobile payments and loyalty programs. Overall, Stocard is transforming the way people shop and pay, making it easier and more convenient for consumers to access financial services and enjoy personalized offers and discounts. Social Link

StoneCo is a financial technology company that specializes in providing electronic commerce solutions to merchants and integrated partners. Our goal is to empower entrepreneurs by offering personalized financial solutions that help increase sales and productivity. One of our key offerings is the ability to open a PJ Account (a business account) in just a few hours, directly from your cell phone. We have simplified the process to eliminate bureaucracy and ensure a seamless experience for our customers. There are no hidden fees or complicated terms and conditions – just a straightforward and transparent service. At StoneCo, we believe in the power of technology to drive innovation and efficiency. That why we have developed a robust, modular platform based on APIs (Application Programming Interfaces). This allows us to quickly develop new features and provide easy maintenance, while also ensuring great processing power. Our platform is designed to deliver the best performance possible, enabling our customers to stay ahead in the competitive world of electronic commerce. In summary, StoneCo is a financial technology solutions provider that aims to empower merchants and integrated partners with personalized rates and a hassle-free PJ Account opening process. We leverage technology to provide innovative solutions that help entrepreneurs increase their sales and productivity. Social Link

Straal is an innovative company specializing in comprehensive payment solutions tailored for modern businesses. Their platform offers a suite of services including seamless payment processing, robust fraud prevention mechanisms, and insightful data analytics. Designed to streamline financial transactions, Straal helps e-commerce platforms, subscription services, and marketplaces enhance their payment systems with ease. By focusing on reducing transaction costs and improving customer experience, Straal ensures secure, efficient, and user-friendly payment handling. Their commitment to cutting-edge technology and detailed reporting empowers businesses to optimize their financial operations and drive growth. Year Founded: This company founded in 2018 CEO:  The CEO is Michał Jędraszak Headquarters: Warsaw, Poland Why Choose Straal? Comprehensive Payment Solutions: At Straal, we provide a comprehensive suite of payment services, covering seamless processing, robust fraud prevention, and insightful data analytics, all in one platform. Flexibility and Integration: Our platform is designed for flexibility, with support for multiple payment methods and a user-friendly API that makes integration into existing systems quick and seamless. Robust Fraud Prevention: We employ advanced algorithms and real-time monitoring to ensure robust fraud prevention, safeguarding both businesses and customers from fraudulent activities. Compliance and Security: Straal adheres to industry standards such as PCI DSS, ensuring the highest levels of security for sensitive payment data, providing peace of mind to our clients. Insightful Analytics: Our platform offers detailed reporting and analytics, providing valuable insights into payment operations and empowering businesses to make informed decisions to optimize their strategies. Cost-Effective Solutions: We understand the importance of managing transaction costs, which is why we offer competitive pricing models that help businesses reduce expenses associated with payment processing. Enhanced Customer Experience: With a focus on providing a seamless payment experience, we aim to enhance customer satisfaction, leading to improved retention and loyalty for our clients. Tailored Solutions for Industries: Whether you’re in e-commerce, subscription services, or marketplaces, Straal offers tailored solutions to meet the specific needs of your industry, helping you achieve your business objectives efficiently and effectively. Social Link

StraitsX aims to bridge the gap between traditional financial systems and digital assets by providing a secure and regulated platform for users to transact with digital currencies. The platform allows users to deposit and withdraw funds in various digital assets, including cryptocurrencies, and convert them into stablecoins. One of the key features of StraitsX is the issuance of the XSGD stablecoin, which is pegged 1:1 to the Singapore Dollar. This stablecoin provides users with a digital representation of the Singapore Dollar, allowing for seamless and instant transactions with digital assets. StraitsX also offers business accounts with API-enabled payment rails, allowing digital asset platforms to integrate with the platform and facilitate payments in digital assets. This enables businesses to accept digital currencies as a form of payment and provides a more efficient and cost-effective solution for cross-border transactions. In addition to its payment solutions, StraitsX also provides a secure and compliant infrastructure for digital asset custody. The platform utilizes industry-leading security measures to protect user funds and ensures compliance with regulatory requirements. Overall, StraitsX aims to provide a seamless and secure payment solution for digital assets in Southeast Asia, enabling individuals and businesses to transact with digital currencies in a regulated and efficient manner. Social Link

Stratix Consultants is a leading migration consultancy firm based in Dubai, with a presence across the Middle East. Our team of immigration experts is dedicated to helping individuals and families successfully relocate to countries such as Canada, USA, Australia, New Zealand, UK, and various European locations. At Stratix Consultants, we understand that the immigration process can be complex and overwhelming. That why our team of experienced consultants is here to guide you through every step of the way. Whether you are looking to obtain citizenship through investment, apply for a skilled worker visa, or pursue a study visa, we have the expertise to provide you with the best resettlement solutions. Our services include comprehensive immigration assessments, personalized consultation, document preparation, application submission, and ongoing support throughout the entire process. We stay up-to-date with the latest immigration policies and regulations to ensure that our clients receive accurate and reliable advice. We take pride in our commitment to client satisfaction and strive to exceed expectations. Our team is dedicated to providing exceptional customer service, transparency, and integrity in all our dealings. We understand that each client has unique needs and goals, and we tailor our services to meet those specific requirements. If you are considering immigration to a new country, let Stratix Consultants be your trusted partner. Contact us today to schedule a consultation and take the first step towards a successful relocation. Social Link

STS offers a range of payment solutions to meet the needs of different businesses. Their software applications are designed to be flexible and customizable, allowing merchants to tailor their payment processes to their specific requirements. STS also provides support and maintenance services to ensure that their applications continue to meet the evolving needs of their customers. One of the key benefits of STS payment solutions is their independence from payment schemes, acquirers, PSPs, and device manufacturers. This means that merchants are not tied to a specific provider and can choose the most cost-effective and suitable options for their business. This independence also allows merchants to easily switch providers or add new payment methods without disrupting their operations. STS payment solutions are used by a wide range of industries, including retail, fuel, airline, travel, logistics, and government. This demonstrates the versatility and adaptability of their applications to different business models and requirements. In addition to their payment solutions, STS also offers other technology services such as mobile applications, loyalty programs, and analytics tools. These additional services can help merchants enhance their customer experience and gain valuable insights into their business performance. Overall, STS is a trusted payment solution and technology provider that offers innovative and flexible applications to meet the needs of businesses across various industries. Their focus on independence and customization allows merchants to maximize their payments flexibility and future choices while generating financial savings. Social Link

Speik, a technology provider specializing in voice security solutions, has joined forces with Dubber, a leading provider of call recording and voice AI solutions. Speik is known for its cloud-based design and architecture and has worked with major players in industries such as banking, telecommunications, utilities, and travel. One of Speik standout offerings is its PCI-DSS Level 1 secure phone payment system. This cloud-based solution has processed over 1 billion pounds in payments in a year, making it the first and only of its kind. The system is quick to implement, user-friendly, secure, and highly flexible, allowing businesses to scale up or down as needed. In addition to its phone payment system, Speik provides a range of other solutions, including call recording, call archive, phone fraud detection, and speech analytics. These offerings help businesses enhance their security, compliance, and customer service capabilities. By joining forces with Dubber, Speik will be able to leverage Dubber expertise in call recording and voice AI to further enhance its solutions. This partnership will enable Speik to continue delivering innovative and secure voice security solutions to its clients. Social Link

Sphere is a cloud-based, vertically integrated software and payments technology company serving a variety of complex end markets with an established market-leading presence in the healthcare sector. Sphere is trusted by more than a third of the 100 largest health systems in the US and thousands of independent medical providers across the country to facilitate and drive secure payments by being highly integrated into its clients’ workflows, patient billing systems, and electronic health records. Its integrated software and payments suite helps organizations increase payment collection while delivering best in class security, compliance instruments, and a single payment stack standardized for reporting and reconciliation. Sphere provides fundraising software solutions and tools to 5,000 nonprofits in the US and Canada. Features: Payment Processing: Sphere offers payment processing services, allowing businesses to accept payments through various channels. Cloud-Based Software: Utilization of cloud technology for software solutions, providing flexibility, scalability, and accessibility. Integrated Solutions: Vertical integration may mean offering end-to-end solutions that include both software and payment processing capabilities. Multi-Channel Payments: Support for payments across multiple channels, including online, mobile, and in-person transactions. Security Measures: Implementation of robust security measures to ensure the safety of sensitive payment information. Merchant Services: Services and tools designed to meet the specific needs of merchants, simplifying payment acceptance. Customizable Solutions: Tailoring solutions to meet the unique requirements of different industries or businesses. API Integration: Providing APIs for seamless integration with various applications and systems. Benefits: Streamlined Payments: Integration of software and payments technology for a streamlined payment experience. Efficiency and Scalability: Cloud-based solutions offer efficiency, scalability, and the ability to adapt to changing business needs. Improved Customer Experience: Enhancing the overall customer experience through seamless and secure payment processes. Cost-Effective Solutions: Potentially providing cost-effective solutions for payment processing and software services. Data Analytics and Reporting: Offering insights through data analytics and reporting tools to help businesses make informed decisions. Compliance and Security: Ensuring compliance with industry regulations and implementing security features to protect against fraud. Flexible Payment Options: Supporting a variety of payment methods to cater to diverse customer preferences. Vertical Integration Benefits: The vertically integrated approach may result in a more cohesive and efficient overall solution. Social Link

With Spiral, clients can easily support the causes they care about by donating to over one million nonprofits through the app. They can also round up their change to the nearest dollar and donate the difference to a nonprofit of their choice every time they use the Spiral Visa debit card. One of the key advantages of Spiral is that it transfers 100% of donations to charities, unlike many other charitable giving apps that charge processing fees. This ensures that every dollar donated goes directly to the cause. Spiral also helps clients discover new charities through their social media channels. By following Spiral on social media, clients can learn about different nonprofits and causes, expanding their knowledge and giving options. It important to note that it is not a bank but partners with nbkc bank to provide banking products and services. This partnership ensures that clients funds are securely managed and protected. Overall, It makes it easy for individuals to support the causes they care about and make a positive impact in the world. Social Link

Splitit is a Buy Now, Pay Later (BNPL) service that allows consumers to make purchases using their existing credit card and pay for them in monthly installments. Here are some benefits associated with using Splitit, both for consumers and merchants: For Consumers: No New Credit Applications: Splitit doesn’t require consumers to apply for a new credit line. Users can utilize their existing credit cards, making it more convenient and avoiding potential impacts on credit scores. Interest-Free Payments: Similar to other BNPL services, Splitit typically offers interest-free installment plans. This can help consumers budget more effectively and avoid interest charges on their purchases. Transparent Pricing: Splitit aims to provide transparent pricing. Users are aware of the total cost of their purchase upfront, and there are no hidden fees or interest charges if payments are made on time. Use of Existing Credit Card Benefits: Consumers can continue to enjoy the benefits and rewards associated with their existing credit cards, such as cashback, rewards points, or travel miles, when using Splitit. Global Acceptance: Splitit is designed to work with credit cards, making it accessible to users with internationally accepted cards. This can be convenient for consumers who shop across borders. For Merchants: Increased Conversion Rates: Offering Splitit as a payment option can lead to increased conversion rates, as consumers may be more likely to make a purchase when they have the flexibility of paying in installments. No Risk of Chargebacks: Splitit is not subject to chargebacks as it does not extend credit directly to consumers. This can reduce the risk for merchants compared to traditional payment methods. Broad Consumer Base: Splitit may attract a broader consumer base, including those who prefer to use their existing credit cards for purchases but want the option to pay in installments. Easy Integration: Splitit is designed to integrate seamlessly into existing e-commerce platforms and checkout processes. Merchants can implement the service without major changes to their systems. Enhanced Customer Experience: Providing the option to pay in installments can enhance the overall shopping experience for customers, potentially leading to increased customer satisfaction and loyalty. It’s important for both consumers and merchants to be aware of the specific terms and conditions of using Splitit, including any fees associated with missed payments or changes to the payment plan. As with any financial service, understanding the terms helps users make informed decisions based on their financial situation and preferences.   Social Link

With Spreedly, merchants can easily integrate with multiple payment gateways and endpoints, allowing them to offer their customers a wide range of payment options. This flexibility enables merchants to capture and store credit card information securely in Spreedly vault, reducing their PCI-DSS compliance scope. Spreedly orchestration platform allows merchants to easily route transactions to different payment gateways based on rules and conditions they define. This enables them to optimize their payment processing and ensure high transaction success rates.In addition to its core payment gateway functionality, Spreedly offers a diverse ecosystem of services and integrations. This includes integrations with popular third-party APIs, such as fraud detection services, subscription management platforms, and more. These integrations allow merchants to enhance their payment processing capabilities and provide a seamless experience for their customers. Spreedly also provides merchants with valuable market insights and analytics. By analyzing transaction data, merchants can gain valuable insights into their customers payment preferences and behaviors. This information can help merchants optimize their payment strategies and drive digital growth. Overall, Spreedly offers merchants a comprehensive solution for managing their payment processing needs. Its flexible integration options, robust orchestration platform, and diverse ecosystem of services make it an ideal choice for merchants looking to optimize their payment operations and provide a seamless payment experience for their customers. – Year Founded: Spreedly was founded in 2008. – CEO: The CEO of Spreedly is Justin Benson. – Headquarters: Spreedly’s headquarters is located in Durham, North Carolina, USA. Why Choose Spreedly? 1. Payment Gateway Flexibility: Spreedly provides a platform that allows businesses to work with multiple payment gateways easily, offering flexibility and the ability to choose the best-suited options. 2. Global Payment Solutions: The platform supports global payment solutions, enabling businesses to expand their reach and accept payments from customers worldwide. 3. Secure Tokenization: Spreedly employs secure tokenization techniques, ensuring the safety and confidentiality of sensitive payment information, which is crucial for maintaining customer trust. 4. Reduced Integration Complexity: Spreedly helps reduce the complexity of integrating with various payment gateways, streamlining the development process for businesses. 5. Subscription and Recurring Billing Support: Businesses that rely on subscription models or recurring billing can leverage Spreedly’s features to manage and optimize these processes effectively. 6. Unified API: Spreedly offers a unified API that simplifies the integration process and allows businesses to manage payment transactions seamlessly. 7. Data Portability: Spreedly emphasizes data portability, allowing businesses to maintain control over their payment data and ensuring smooth transitions between different gateways. 8. Developer-Friendly Tools: Developers appreciate Spreedly’s developer-friendly tools and documentation, facilitating a smoother implementation and ongoing management of payment gateways. 9. Compliance and Security: Spreedly is designed with compliance and security in mind, adhering to industry standards and regulations to protect against potential security threats. 10. Adaptability to Business Needs: Spreedly’s adaptable infrastructure caters to the evolving needs of businesses, making it suitable for a wide range of industries and payment scenarios. Risk Appetite Risk AppetiteLow Risk ,PCI CompliantLevel 1 ,RegulatedYes Solutions Blacklisting,Encryption,Monitoring & Reporting,Payment Tokenization,Smart Routing Accepted Industries E-commerce Social Link