As an electronic money institution, Little Starts Gift Vouchers Limited is authorized to issue electronic money and provide payment services. They specialize in providing gift cards, which can be used as a form of payment at participating merchants. Being regulated by the Financial Conduct Authority (FCA) means that Little Starts Gift Vouchers Limited must adhere to certain rules and regulations to ensure the safety and security of their customers’ funds. The FCA is responsible for supervising and regulating financial institutions in the UK to maintain the integrity of the financial system and protect consumers. With total assets of 16,926.00 GBP in 2020, Little Starts Gift Vouchers Limited has a certain level of financial stability. This indicates that they have the resources to fulfill their obligations and provide the services they offer. Overall, Little Starts Gift Vouchers Limited is a regulated electronic money institution that specializes in providing gift cards. Their authorization and regulation by the FCA provide assurance of their compliance with financial regulations and the safety of customer funds. Social Link

The Lines family has been involved in the financial industry in Bermuda for many years, and their expertise and reputation have helped LOM become a trusted and respected financial institution. As majority owners, the family has a vested interest in the success of the company and is committed to maintaining its high standards of service and integrity. Under the leadership of Mr. Donald P. Lines, LOM experienced significant growth and expansion. He played a key role in establishing Bermuda as a global financial center and was instrumental in attracting international businesses and investors to the island. His knowledge and connections in the industry were invaluable in building LOM’s client base and establishing its reputation as a leading financial services provider. Since Mr. Lines’ retirement in 2014, the family has continued to be actively involved in the management and strategic direction of LOM. They have appointed a new Chairman and CEO to lead the company and ensure its continued success. The family’s long-term commitment to LOM is evident in their ongoing involvement and support. As a family-owned company, LOM is able to maintain a strong sense of continuity and stability. The Lines family’s deep roots in Bermuda and their understanding of the local business environment give them a unique perspective and insight into the needs of their clients. This allows LOM to provide personalized and tailored financial solutions to its customers. Overall, the Lines family’s ownership of LOM is a testament to their commitment to Bermuda and their belief in the potential of the island as a global financial hub. Their involvement in the company ensures that LOM remains at the forefront of the industry and continues to provide exceptional service to its clients. Social Link

Longevity Card offers a range of features and benefits specifically designed for the elderly population. These include: 1. Personal finance management: The app provides tools and resources to help users manage their personal finances effectively. Users can track their expenses, set budgets, and receive personalized financial advice. 2. Health and wellness benefits: Longevity Card partners with various health and wellness companies to offer exclusive discounts and offers to its users. This includes discounts on fitness memberships, health insurance plans, wellness travel packages, and healthy food delivery services. 3. Easy-to-use interface: The app is designed with a user-friendly interface, making it easy for elderly individuals to navigate and access the features they need. The font size and color contrast are optimized for better readability, and the app can be customized to suit individual preferences. 4. Security and privacy: Longevity Card prioritizes the security and privacy of its users’ personal and financial information. The app uses advanced encryption technology to protect data and offers biometric authentication options for added security. 5. Customer support: Longevity Card provides dedicated customer support to assist users with any questions or issues they may have. The support team is trained to cater to the needs of the elderly population and offers assistance in a patient and understanding manner. Overall, Longevity Card aims to empower the elderly to take control of their personal finances while also promoting a healthy and active lifestyle. By offering a range of financial and wellness benefits, the neobank aims to improve the overall well-being of its users. Social Link

With Lili, freelancers can open a free mobile banking account in just a few minutes. The app provides a seamless and user-friendly experience, allowing freelancers to manage their finances on the go.Some key features of the Lili app include: 1. No account fees: Lili does not charge any monthly maintenance fees or minimum balance requirements, making it an affordable option for freelancers. 2. Mobile check deposit: Users can easily deposit checks by simply taking a photo of the check within the app. This eliminates the need to visit a physical bank branch. 3. Instant notifications: Lili sends real-time notifications for every transaction, helping freelancers stay on top of their finances and detect any unauthorized activity. 4. Expense tracking: The app automatically categorizes expenses, making it easy for freelancers to track their spending and manage their budgets. 5. Tax tools: Lili offers smart tax tools that help freelancers save time and money when it comes to filing their taxes. Users can track deductible expenses, export tax reports, and even set aside money for taxes with Lili’s built-in tax savings feature. 6. Business solutions: Lili provides freelancers with business solutions such as invoicing, expense management, and financial insights. These tools help freelancers streamline their business operations and make informed financial decisions. 7. ATM access: Lili users can withdraw cash from over 38,000 fee-free ATMs nationwide through the MoneyPass network. 8. Customer support: Lili offers dedicated customer support through phone, email, and chat, ensuring that freelancers can get assistance whenever they need it. Overall, Lili is a comprehensive mobile banking app designed specifically for freelancers. It offers a range of features and services that cater to the unique financial needs of freelancers, helping them save time, money, and stay in control of their finances. Social Link

Lintel Bank aims to provide a comprehensive range of financial services tailored specifically to the needs of international students and workers. Our innovative product offering will include banking services, remittance services, foreign exchange, and investment options. One of the key features of Lintel Bank is our global marketing strategy. We understand that international students and workers have unique financial needs and preferences, and we aim to cater to these needs through targeted marketing campaigns. Our marketing efforts will focus on reaching out to potential customers through various channels, including social media, online advertising, and partnerships with educational institutions and international organizations .Lintel Bank will also leverage technology to provide a seamless and convenient banking experience for our customers. We will offer a user-friendly mobile banking app that allows customers to easily manage their accounts, make transactions, and access a range of financial services. Additionally, our customer support team will be available 24/7 to assist customers with any queries or issues they may have. In terms of remittance services, Lintel Bank will offer competitive rates and fast transfer times to ensure that international students and workers can easily send money to their home countries. We will also provide foreign exchange services at competitive rates, allowing customers to exchange currencies conveniently and at a fair price. Furthermore, Lintel Bank will offer investment options tailored to the needs of international students and workers. We understand that many of our customers may have long-term financial goals, such as saving for education or retirement, and we will provide investment products that align with these goals. Overall, Lintel Bank aims to be a trusted financial partner for international students and workers, providing them with the financial services they need to thrive in their new countries. Through our innovative product offering and global marketing strategy, we are confident that we can meet the unique needs of this customer segment and establish ourselves as a leading financial service provider in this market. Social Link

Klarna can be best described as a buy now, pay later (BPNL) service that provides customer financing for both online retail and in-store purchases. Available in 31 countries and growing, Klarna has its own marketplace with more than 147 million happy shoppers and a mobile application to complete purchases on the go. Considered to be one of the best overall BNPL apps for merchants, Klarna facilitates integration with several third-party systems such as BigCommerce, Shopify, and more. The payment processing platform of Klarna helps businesses provide a secure checkout experience to customers with several payment methods. It offers multiple financing options including Pay-in-4, pay in 30 days, or 6- to 36-month plans. Overall, Klarna is a good choice for high-revenue businesses, businesses processing international sales, small and growing businesses, and retailers looking for seller protection. One of the best things about Klarna is its seller protection program under which all fraud and credit risk is borne by Klarna when its financing services are utilized by customers. In other words, businesses get paid in full when purchases are made and they are not responsible to collect payments or issue late fees. Klarna Merchant Pricing Monthly service fees: $0 Processing fees: 3.39%–5.99% + 30 cents Application and sign-up: $0 Onboarding fees: $0 Payout schedule: Determined in contract based on needs Risk: 0% APRs: 7.99% to 29.99% Repayment term: Six weeks to 24 months Late fees: $7 to $35 Funding timeline: Instant Compatible payment providers: PeachPay, Gr4vy, Stripe, Adyen, Digital River, Radial, and Cybersource Compatible eCommerce platforms: Adobe Commerce, BigCommerce, Cirkuit Commerce, Episerver, PrestaShop, Salesforce Commerce Cloud, Jibe, Wonderkind, Wix, WooCommerce, SAP, and Shift4Shop. Deployment Options: Cloud, SaaS, Web-based, On-Premise Windows, and On-Premise Linux Klarna support: 24/7 (Live rep), FAQs/Forum, and Knowledge Base Year Founded: Klarna was founded in 2005. CEO: The CEO of Klarna is Sebastian Siemiatkowski. Headquarters: Klarna is headquartered in Stockholm, Sweden. They also have offices in New York City. Why Choose Klarna? Flexible Payment Options: Klarna offers a variety of payment solutions for online storefronts. Their service allows online consumers to pay for items in installments. Interest-Free Payments: Klarna doesn’t charge interest on their Pay in 4 option, and there are no fees when you pay on time. Consumer-Centric Approach: Klarna puts consumer needs at the heart of their business. Safe and Secure: Klarna’s “Buy Now, Pay Later” brought a whole new level of trust and security to the online experience. Global Presence: Klarna is a global financial technology company providing online financial services to over 60 million consumers across 14 countries. Risk Appetite Processing currencies: EUR, GBP, USD Settlement Currencies: EUR, GBP, and USD Features Recurring Payments Solutions Online Payments Accepted Industries E-commerce, Financial Services, Gambling, Gaming, Hospitality, and Travel Social Link

Customers can contact Knab’s customer service team through various channels. They can reach out via phone, email, or live chat. Knab’s customer service team is available from Monday to Friday, between 8:00 AM and 10:00 PM, and on Saturdays from 9:00 AM to 5:00 PM. Customers can call Knab’s customer service at 0900-262 63 28 (€0.10 per minute). For international calls, the number is +31 30 303 1600. They can also send an email to klantenservice@knab.nl or use the live chat feature on the Knab website. It aims to provide personalized and human service to its customers. Their customer service team is trained to assist with various inquiries, including account-related questions, technical issues, product information, and general support. Social Link

Kodo’s corporate card is designed to simplify expense management for businesses. With the integrated expense management tool, users can easily track and categorize their expenses, generate expense reports, and streamline the reimbursement process. In addition to the expense management features, Kodo also offers a credit line to help businesses manage their cash flow. Users can access interest-free credit for up to a month on their Kodo card spending, providing them with flexibility and convenience. Kodo also understands that businesses may have large expenses that they prefer to convert into EMIs (Equated Monthly Installments). With Kodo, users can easily convert their large expenses into EMIs with just a few taps on the app, making it easier to manage their cash flow. Furthermore, Kodo offers instant business loans for working capital. This feature allows businesses to access funds quickly and easily, providing them with the financial support they need to grow and expand. Overall, It aims to automate repetitive financial tasks and provide businesses with the tools they need to spend smarter and focus on building their businesses. With its integrated expense management tool, credit line, EMI conversion, and instant business loans, Kodo offers a comprehensive solution for businesses’ financial needs. Social Link

KOHO aims to provide a seamless and user-friendly banking experience for its customers. With their mobile app, users can easily manage their finances, track their spending, and set financial goals. The app also offers real-time notifications and insights to help users make informed financial decisions. One of the key features of KOHO is its cashback program. Users can earn instant cashback on every purchase made with their KOHO card. The cashback is automatically added to their account and can be used for future purchases or transferred to a savings goal. KOHO also offers a round-up saving feature, where users can automatically round up their purchases to the nearest dollar and save the difference. This helps users save money effortlessly and reach their savings goals faster. In addition to these features, KOHO provides a variety of other benefits to its customers. These include no monthly fees, no foreign exchange fees, and free ATM withdrawals at select locations. KOHO also offers a personalized budgeting tool that helps users track their spending and stay on top of their financial goals. Overall, KOHO is focused on providing a customer-centric banking experience that is convenient, transparent, and rewarding. With its innovative features and user-friendly interface, KOHO aims to make banking more accessible and enjoyable for Canadians. Social Link

To open a Kontist business account, follow these steps: 1. Visit the Kontist website (https://kontist.com/) and click on the “Open an account” button. 2. Fill in your personal information, including your name, email address, and phone number. 3. Choose the type of business account you want to open. Kontist offers different account options based on your business needs. 4. Provide your business information, including your business name, legal form, and tax number. 5. Upload the required documents. Kontist will ask for identification documents, such as your passport or ID card, as well as any necessary business documents, such as your business registration or tax certificate. 6. Verify your identity. Kontist may require you to complete a video identification process or provide additional documents to verify your identity. 7. Wait for approval. Kontist will review your application and documents. Once approved, you will receive an email with further instructions. 8. Download the Kontist mobile app from the App Store (for iPhone) or Google Play Store (for Android). 9. Log in to the app using the credentials provided in the email. 10. Set up your account preferences, such as choosing a PIN for your debit card and setting up notifications. 11. Activate your Kontist debit card. You will receive your card by mail, and you can activate it through the app. 12. Start using your Kontist business account. You can manage your finances, make payments, and track your transactions directly from the mobile app. Note: It currently only accepts applications from residents of Germany. Make sure you meet the residency requirements before applying. Social Link

Kroo offers a range of features and services to help you manage your money and socialize with friends. With the Kroo app, you can split bills, send and request money from friends, and track your spending. The app also provides insights into your spending habits and offers personalized recommendations to help you save money. As a Kroo customer, you will receive a Kroo debit Mastercard that you can use for everyday purchases and ATM withdrawals. The card is accepted worldwide wherever Mastercard is accepted. It is committed to providing a safe and secure banking experience. Your funds are held in a segregated account with a regulated bank, and It uses advanced security measures to protect your personal and financial information. In addition to the app and debit card, It also offers a range of additional services, such as savings accounts, loans, and insurance. These services will be available once Kroo becomes a fully licensed bank. Overall, It aims to make managing your money and socializing with friends a seamless and enjoyable experience. Social Link

Kuda aims to provide a seamless and convenient banking experience to its customers through its mobile app. The app allows users to manage their finances, make payments, transfer funds, and track their spending. Kuda also offers features such as automatic savings, budgeting tools, and real-time transaction notifications. One of the key advantages of Kuda is its focus on affordability. The bank does not charge any monthly fees for its basic checking account, and customers can make unlimited free transfers to other banks. Kuda also offers competitive interest rates on savings accounts, allowing customers to grow their money. In terms of security, Kuda employs advanced encryption and authentication measures to protect customer data and transactions. The bank also offers biometric authentication options such as fingerprint and facial recognition for added security. It has gained popularity in Nigeria due to its user-friendly interface, transparent fee structure, and commitment to providing financial services to the unbanked population. The bank has plans to expand its services to other African countries in the future. Social Link