Current

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Current is a modern banking platform that provides a variety of financial services. It offers faster payments, allowing users to receive their paychecks up to two days earlier with direct deposit. Current also provides a credit building feature that simplifies the process of building credit with everyday purchases. Despite these benefits, certain fees may apply, including those for out-of-network ATM usage, late payments, foreign transactions, card replacements, cash deposits, and third-party processing. However, Current does not require credit checks or history for application. Additionally, it offers a Savings Boost feature, enabling users to earn an annual bonus of up to 4.00% on their savings. Users can also buy and sell cryptocurrencies from a selection of coins without any trading fees. Year Founded: Current was founded in 2015. Headquarters: Current is headquartered at 217 Centre Street Suite 180, New York, New York, 10013, United States. Why choose Current? Faster Payments: Get paid up to 2 days faster with direct deposit. Credit Building: Simplified credit building with everyday purchases. Savings Boost: Earn an annual bonus of up to 4.00% on your savings. Cryptocurrency Trading: Buy and sell cryptocurrencies from a selection of coins without any trading fees. No Credit Checks: No credit checks or history required to apply. Transparent Fee Structure: Some fees may apply, including out of network ATM fees, late payment fees, foreign transaction fees, card replacement fees, cash deposit fees, and third party processing fees. Social Link

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Cybersource

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Kennet Wharf 41-45 Queens Road Reading RG1 4BQ UK

Cybersource offers businesses a comprehensive range of solutions for efficiently and securely managing online and in-person payments. The platform supports various payment methods globally, ensuring compatibility and flexibility. Key features include advanced fraud management tools that use machine learning to reduce risks and enhance transaction security. Additionally, Cybersource provides robust payment security measures to safeguard sensitive data and comply with industry standards. Their developer-friendly APIs enable seamless integration into different business systems, allowing companies to innovate and grow quickly. Cybersource’s solutions are designed to enhance the customer experience, streamline operations, and support growth in the digital-first economy. With an extensive partner network and additional services like global tax calculation and recurring billing, Cybersource is a versatile and reliable payment processing provider. For more information, visit their website. Year Founded: Established in 1994 CEO: The company is led by Michael Walsh as the CEO Headquarters: It’s headquartered in Foster City, California, USA. Why Choose Cybersource? Global Payment Support: 4. Cybersource’s global reach and extensive network of acquiring banks and payment processors enable businesses to accept payments in multiple currencies and languages, expanding their customer base and driving international growth. Advanced Fraud Management: Cybersource’s machine learning technology analyzes vast amounts of data in real-time to identify patterns and anomalies that may indicate fraudulent activity, allowing businesses to take proactive measures to protect themselves and their customers. Robust Security: By utilizing tokenization and encryption methods, Cybersource is able to safeguard confidential information and maintain compliance with industry regulations. This means that customer data is protected from potential cyber threats and unauthorized access, giving clients peace of mind when conducting transactions online. Developer-Friendly Integration: By providing easy access to their APIs, developers are able to quickly and efficiently incorporate the company’s services and products into their own applications, leading to increased innovation and expansion within the industry. Additional Services: Global tax calculation and recurring billing are crucial for modern payment systems, streamlining processes. By accurately applying taxes worldwide and automating subscription payments, businesses ensure compliance, reduce fines, and improve cash flow and customer satisfaction. These features boost efficiency, profitability, and customer experience. Extensive Partner Network: Offering multiple payment options improves efficiency and effectiveness by giving customers more choices, expanding businesses’ reach, boosting sales, streamlining the payment process, and enhancing security. Overall, a variety of payment solutions greatly improves payment processing for all parties involved. How to Set Up a Cybersource Account Visit the Website: Go to Cybersource. Contact Sales: Click on “Contact Sales” to discuss your business needs with a representative. Sign Up: After consultation, you will receive guidance on signing up and creating an account. Integration: Utilize Cybersource’s developer-friendly APIs to integrate the payment system into your platform. Configure Settings: Set up payment methods, fraud management tools, and security features. Testing: Test your setup in a sandbox environment to ensure everything works smoothly. Go Live: Once testing is successful, move to the live environment and start processing payments. Social Link

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Datecs

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They have a wide range of products, including handheld POS devices, mobile POS devices, and desktop POS devices. Their products are designed to be user-friendly, reliable, and secure, making them ideal for businesses of all sizes. One of Datecs’ flagship products is the BluePad-50, a handheld POS device that combines the functionality of a traditional cash register with the convenience of a mobile device. The BluePad-50 is equipped with a built-in printer, barcode scanner, and magnetic stripe reader, allowing businesses to easily process payments and manage inventory on the go. Another popular product from Datecs is the BluePad-500, a mobile POS device that can be used with a smartphone or tablet. The BluePad-500 connects to the smartphone or tablet via Bluetooth, allowing businesses to accept payments anywhere, anytime. It also supports contactless payments, making it a versatile and convenient solution for businesses. In addition to their hardware solutions, Datecs also offers software solutions to complement their POS devices. Their software solutions include inventory management, sales reporting, and customer relationship management, allowing businesses to streamline their operations and improve efficiency. Overall, Datecs is committed to providing innovative and reliable POS solutions to businesses around the world. With their cutting-edge technology and dedication to quality, Datecs is well-positioned to continue leading the industry for years to come. Social Link

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Credopay

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CredoPay offers a wide range of payment solutions, including online payments, mobile payments, point-of-sale (POS) payments, and recurring payments. The platform supports multiple payment methods, including credit cards, debit cards, net banking, and digital wallets. CredoPay’s payment processing technology is built on a robust and secure infrastructure, ensuring the safety and confidentiality of customer data. The platform is PCI-DSS compliant, adhering to the highest security standards in the industry. CredoPay also provides advanced features and tools to help businesses manage their payment operations effectively. This includes real-time transaction monitoring, fraud detection and prevention, customizable reporting and analytics, and integration with other business systems. In addition to its payment processing capabilities, CredoPay offers value-added services such as tokenization, recurring billing, and subscription management. These features enable businesses to streamline their payment processes and improve customer experience. CredoPay’s platform is highly scalable and can handle high transaction volumes, making it suitable for businesses of all sizes. The platform is also flexible and can be easily integrated with existing business systems and applications. Overall, CredoPay is a comprehensive payment processing and technology provider that offers secure, seamless, and scalable solutions for businesses in the financial industry. Social Link

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Credorax Bank Ltd

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Credorax provides a range of payment processing solutions to help online merchants accept payments from customers around the world. The company offers services to payment service providers (PSPs), independent online sellers (IOSs), payment facilitators (PFs), and merchants. Credorax holds multiple bank licenses, allowing it to provide acquiring bank services to merchants in over 32 EU/EEA countries. This means that merchants can accept payments from customers in these countries, regardless of their location. The company supports over 100 currencies, making it easy for merchants to accept payments in the currency of their choice. This helps to reduce friction for customers and increase conversion rates. Credorax is a principal level member of both Visa and MasterCard, which means that it has direct relationships with these card networks. This allows the company to provide merchants with access to the latest payment technologies and security features. In addition to its payment processing services, Credorax is also a licensed financial institution. This means that it is subject to strict regulatory oversight and must adhere to the highest standards of compliance and security. Overall, Credorax offers merchants a comprehensive and secure payment processing solution, allowing them to accept payments from customers around the world. Social Link

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Crossamount

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CROSSAMOUNT offers a range of features and benefits for merchants looking for a reliable and efficient card payment processing solution. Here are some key highlights: 1. Reliable and Secure: CROSSAMOUNT ensures the highest level of security for card transactions, protecting both merchants and customers from fraud and data breaches. Their advanced fraud prevention tools and encryption technology provide peace of mind. 2. Seamless Integration: CROSSAMOUNT’s payment gateway partner offers easy integration with various e-commerce platforms, shopping carts, and POS systems. This allows merchants to quickly set up and start accepting card payments without any hassle. 3. Competitive Rates: CROSSAMOUNT offers competitive rates for card processing, making it an affordable choice for businesses of all sizes. They also include several non-EEA states in their “Europe” region, allowing merchants to benefit from the same low rates for transactions with cards issued in these countries. 4. Multi-Currency Support: CROSSAMOUNT supports multiple currencies, allowing merchants to accept payments from customers around the world. This is especially beneficial for businesses with an international customer base. 5. Customizable Solutions: CROSSAMOUNT understands that every business has unique needs. They offer customizable solutions to cater to specific requirements, whether it’s recurring billing, tokenization, or other specialized features. 6. Reporting and Analytics: CROSSAMOUNT provides detailed reporting and analytics tools to help merchants gain insights into their payment transactions. This data can be used to optimize business operations and make informed decisions. 7. Dedicated Support: CROSSAMOUNT offers dedicated customer support to assist merchants with any queries or issues they may have. Their team of experts is available to provide assistance and guidance throughout the payment processing journey. Overall, CROSSAMOUNT is a reliable and feature-rich card payment processing solution that caters to the needs of businesses of all sizes. With their secure and efficient technology, competitive rates, and excellent customer support, merchants can confidently accept card payments and focus on growing their business. Social Link

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Corduro

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Corduro’s payment solutions are designed to be flexible and customizable, allowing businesses to tailor their payment processes to their specific needs. The platform supports a wide range of payment methods, including credit and debit cards, mobile wallets, and alternative payment options. One of Corduro’s key differentiators is its use of social networks to enhance its payment solutions. By leveraging members’ social networks, Corduro is able to provide retailers and organizations with a true network reach. This means that businesses can tap into their customers’ social connections to expand their reach and attract new customers. This unique approach gives Corduro access to valuable big data and social media capabilities, allowing businesses to gain insights into their customers’ preferences and behaviors. Corduro’s mobile-first approach also sets it apart from other payment solution providers. With the increasing popularity of mobile payments, Corduro ensures that its platform is optimized for mobile devices, allowing businesses to accept payments seamlessly on smartphones and tablets. This mobile-first approach is particularly beneficial for businesses that operate in industries such as retail, hospitality, and food services, where mobile payments are becoming increasingly common. In addition to its mobile capabilities, Corduro’s platform also supports online and point of sale (POS) terminals, providing businesses with a comprehensive payment solution that can be used across multiple channels. This flexibility allows businesses to accept payments in-store, online, and on-the-go, providing a seamless and convenient payment experience for their customers. Overall, Corduro’s payment solutions offer businesses a comprehensive and customizable platform that supports a wide range of payment methods. With its unique use of social networks and mobile-first approach, Corduro provides businesses with the tools they need to expand their reach, gain valuable insights, and provide a seamless payment experience for their customers. Year Founded: It was founded in 2007. Headquarters: Corduro’s headquarters is located in Sioux Falls, South Dakota, USA. Why Choose Corduro? Innovative Solutions: It is known for providing innovative fintech solutions that streamline payment processes and enhance financial interactions for businesses. Industry Expertise: With a focus on industries such as healthcare and education, Corduro tailors its solutions to meet the unique needs of specific sectors. Efficiency and Simplification: Corduro’s solutions aim to simplify payment processes, boost efficiency, and help businesses thrive in the digital economy. Social Link

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Cospay Limited

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Cospay Limited : They also provide payment gateway solutions, allowing merchants to accept payments from customers using various payment methods such as credit cards, debit cards, and alternative payment methods. Cospay Limited’s IBAN accounts allow merchants to receive and send payments in multiple currencies, making it easier for them to do business internationally. The merchant accounts offered by Cospay Limited come with features such as real-time transaction monitoring, fraud prevention tools, and customizable reporting. Internet acquiring services provided by It enable merchants to accept online payments securely and efficiently. They offer integration with popular e-commerce platforms and provide a seamless checkout experience for customers. It  is committed to providing secure and reliable payment services to merchants. They have implemented robust security measures to protect sensitive customer data and ensure secure transactions. Overall, Cospay Limited aims to simplify the payment process for merchants and help them grow their businesses by providing them with efficient and secure payment solutions.

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CPI Card Group

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CPI Card Group: CPI’s solutions are designed to meet the evolving needs of the payments industry, including EMV chip technology, contactless payments, mobile wallets, and digital card issuance. CPI’s products and services are backed by a team of experts who provide support and guidance to help customers navigate the complex payments landscape. With a focus on innovation, security, and customer satisfaction, CPI is committed to helping its customers succeed in the rapidly changing world of payments. Social Link

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Cred.ai

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Cred.ai aims to provide a seamless and user-friendly banking experience for its target demographic. The company understands the unique financial needs and preferences of Millennials and Gen Z and has designed its products and services accordingly. One of the standout features of Cred.ai is its metal Unicorn Card. This credit card is made of metal, giving it a premium and luxurious feel. Unlike traditional credit cards, the Unicorn Card does not charge any annual or transaction fees. Additionally, it does not charge any interest under the terms of the cred.ai Guaranty. Cred.ai also offers innovative features that set it apart from other banks and credit card providers. One such feature is the self-destructing account numbers. This means that users can generate temporary account numbers for online purchases, ensuring their financial information remains secure. Automated fund transfers are another convenient feature offered by Cred.ai. Users can set up automatic transfers to save money or pay bills, making it easier to manage their finances.Cred.ai also allows users to set adjustable restrictions for individual merchants. This means that users can customize their spending limits for specific merchants, helping them stay within their budget and avoid overspending. Overall, Cred.ai aims to provide a modern and personalized banking experience for Millennials and Gen Z. With its metal Unicorn Card and innovative features, the company is revolutionizing the way young people manage their finances. Social Link

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CommerceGate

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CommerceGate offers a range of payment processing solutions to meet the needs of online merchants. Their bespoke processing platform allows merchants to accept payments from customers around the world, supporting multiple currencies and payment methods. One of the key features of CommerceGate’s platform is its advanced anti-fraud tools. These tools use machine learning algorithms and real-time data analysis to detect and prevent fraudulent transactions, helping merchants to minimize chargebacks and protect their revenue. CommerceGate also provides a powerful back office system that allows merchants to manage their payments and transactions. The back office provides real-time reporting and analytics, giving merchants valuable insights into their business performance. Merchants can also use the back office to manage refunds, chargebacks, and other payment-related tasks. In addition to their payment processing services, CommerceGate offers a range of value-added services to help merchants grow their business. These include recurring billing, subscription management, and customer retention tools. CommerceGate also provides support for alternative payment methods, such as mobile payments and digital wallets, to help merchants reach a wider audience. Overall, CommerceGate aims to provide a comprehensive and reliable payment processing solution for online merchants. With their advanced technology, robust risk management, and range of value-added services, CommerceGate is a trusted partner for merchants looking to optimize their payment processes and grow their business. Social Link

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Concardis

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Concardis GmbH is a leading provider of cashless payment solutions in Germany. The company offers a wide range of products and services to businesses, including card readers, payment engines, and mobile card payments. With its innovative solutions, Concardis GmbH helps businesses streamline their payment processes and improve customer experience. As an electronic money institution, It is authorized and regulated by the Federal Financial Supervisory Authority in Germany. This ensures that the company operates in compliance with the highest standards of security and transparency. In 2019, Concardis GmbH reported total assets of 1,218.86 million EUR. This demonstrates the company’s strong financial position and stability in the market. With its extensive experience and expertise in the payment industry, Concardis GmbH is well-positioned to meet the evolving needs of businesses and consumers in the digital age. Social Link

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