Atmos Financial is a neobank that is committed to addressing the urgent need for climate action. They offer climate-positive checking and savings accounts, which means that your deposits are not only free from funding fossil fuels, but they also go towards funding clean energy projects and other climate-positive initiatives.By banking with Atmos, you can be confident that your money is being used to support the transition to a low-carbon economy. This includes funding renewable energy projects, such as solar and wind farms, as well as sustainable infrastructure projects that help reduce greenhouse gas emissions.Atmos Financial believes that everyone should have access to climate-positive banking, regardless of their income or financial status. They strive to make their services accessible to all, while ensuring that the funds deposited are used to drive positive change for the environment.In addition to their climate-positive banking products, Atmos Financial also provides a user-friendly mobile app and digital banking experience. This allows customers to easily manage their accounts, track their impact, and stay informed about the clean energy projects their deposits are supporting.If you’re looking for a banking solution that aligns with your values and actively contributes to the fight against climate change, Atmos Financial offers a compelling option. By choosing Atmos, you can make a positive impact with your money and support the transition to a sustainable and equitable future. Social Link

Alliant Credit Union offers a wide range of financial products and services to its members, including: 1. Checking accounts: Alliant offers free high-yield checking accounts with no monthly fees and no minimum balance requirements. Members can also access over 80,000 surcharge-free ATMs nationwide. 2. Savings accounts: Alliant offers high-yield savings accounts with competitive interest rates. Members can also open additional savings accounts for specific goals, such as a vacation or a down payment on a home .3. Certificates of Deposit (CDs): Alliant offers CDs with various terms and competitive interest rates. Members can choose from terms ranging from 12 to 60 months. 4. Credit cards: Alliant offers a range of credit cards, including cashback and rewards cards. Members can earn cash back on every purchase or earn rewards points that can be redeemed for travel, merchandise, or gift cards. 5. Auto loans: Alliant offers competitive rates on auto loans for new and used vehicles. Members can apply for pre-approval and receive a loan decision within minutes. 6. Home loans: Alliant offers a variety of mortgage options, including fixed-rate and adjustable-rate mortgages. Members can also refinance their existing mortgage to potentially lower their monthly payments. 7. Personal loans: Alliant offers personal loans for a variety of purposes, such as debt consolidation, home improvements, or unexpected expenses. Members can borrow up to $50,000 with flexible repayment terms. 8. Investment services: Alliant offers investment services through its partnership with Alliant Retirement and Investment Services. Members can receive personalized investment advice and access a wide range of investment options.In addition to these products and services, Alliant Credit Union also provides online and mobile banking, 24/7 customer support, and a nationwide network of shared branches and ATMs. Alliant is committed to providing its members with competitive rates, low fees, and exceptional service. Social Link

AffiniPay is a payment solutions provider that focuses on serving professional service industries, including legal, accounting, and association management. Benefits: Industry-Specific Solutions: AffiniPay tailors its services to meet the needs of specific professional service industries, providing specialized solutions for attorneys, accountants, and associations. Security: AffiniPay typically emphasizes robust security measures to ensure the safety of sensitive financial information during transactions. This is crucial for businesses dealing with confidential client data. Ease of Use: User-friendly interfaces and streamlined payment processes contribute to a positive user experience for both businesses and their clients. Customization: AffiniPay may offer customization options, allowing businesses to integrate payment solutions seamlessly into their existing workflows and branding. Compliance: The platform may ensure compliance with industry regulations and standards, such as PCI DSS (Payment Card Industry Data Security Standard), to protect against data breaches and fraud. Automated Billing: AffiniPay may provide tools for automated billing, making it easier for businesses to manage recurring payments, subscriptions, and invoicing. Reporting and Analytics: The platform might include reporting and analytics features, allowing businesses to track and analyze their financial transactions and gain insights into their revenue streams. Features: Online Payments: AffiniPay likely supports online payment processing, enabling businesses to accept payments through various channels, including credit cards and electronic checks. Mobile Payments: With the increasing use of mobile devices, AffiniPay may offer solutions that facilitate mobile payments, allowing clients to make transactions on the go. Integration: The platform may integrate with other business tools and software, such as accounting systems and customer relationship management (CRM) software, to create a seamless workflow. Client Portals: AffiniPay might provide client portals where clients can access their payment history, invoices, and other relevant information. Invoicing: Businesses may use AffiniPay for creating and sending invoices to clients, simplifying the billing process. Recurring Payments: For businesses with subscription models or regular service fees, AffiniPay may offer features for setting up and managing recurring payments. Customer Support: A reliable customer support system is crucial, and AffiniPay may offer customer support to address any issues or concerns that businesses or clients may have.   Social Link

Affirm is a Buy Now, Pay Later (BNPL) service that provides consumers with the option to pay for purchases over time through fixed monthly payments. Here are some benefits for both shoppers and businesses associated with using Affirm: For Shoppers: Flexible Payment Options: Affirm allows shoppers to split the cost of their purchases into fixed monthly payments, providing flexibility in managing their budget. Transparent Terms: Affirm aims to provide clear and transparent terms to users, with upfront information about interest rates and monthly payments. This helps shoppers make informed decisions. No Hidden Fees: Affirm typically does not charge late fees, annual fees, or any other hidden charges. This transparency contributes to a positive user experience. Quick and Easy Approval: The approval process for Affirm is often quick and straightforward, providing shoppers with the ability to make purchases without a lengthy application process. Interest-Free Options: Affirm may offer interest-free payment plans for certain purchases, allowing shoppers to avoid interest charges if payments are made on time. Mobile App: Affirm provides a user-friendly mobile app that allows shoppers to manage their accounts, view payment schedules, and stay informed about their purchases. For Businesses: Increased Conversion Rates: Offering Affirm as a payment option can lead to increased conversion rates, as shoppers may be more likely to make a purchase when they have the flexibility of paying over time. Larger Average Transaction Size: BNPL services like Affirm can encourage customers to make larger purchases than they might if they had to pay the full amount upfront. Customer Acquisition: Affirm can attract new customers who prefer the flexibility of installment payments, expanding the customer base for businesses. Reduced Cart Abandonment: By providing an alternative payment method, businesses using Affirm may experience lower cart abandonment rates, as shoppers are more likely to complete their purchases. Marketing Opportunities: Businesses can leverage Affirm’s brand and marketing to attract customers and promote special deals or promotions associated with using BNPL services. Enhanced Customer Experience: Offering BNPL options like Affirm can contribute to an enhanced customer experience, potentially leading to increased customer loyalty and repeat business. It’s crucial for both shoppers and businesses to carefully review the terms and conditions of using Affirm or any BNPL service. Understanding the repayment terms, interest rates, and potential fees ensures that users make informed financial decisions.   Social Link

Afterpay, as a Buy Now, Pay Later (BNPL) service, offers several benefits for both consumers and merchants. Here are some common advantages associated with Afterpay and similar BNPL services: For Consumers: Interest-Free Installments: Afterpay typically allows users to make purchases and pay for them in interest-free installments over several weeks. This can make budgeting more manageable for consumers. Instant Approval: Afterpay often provides instant approval for users, allowing them to use the service for purchases without the need for a lengthy application process. No Credit Checks: Unlike traditional credit services, Afterpay may not require a traditional credit check for users to use their services. This can make it accessible to a broader range of consumers. Transparent Fees: Afterpay is known for its transparent fee structure. Users are informed about any potential fees upfront, and there are no hidden costs if payments are made on time. User-Friendly Experience: The Afterpay app and platform are designed to be user-friendly, providing a seamless and straightforward experience for consumers. Risk-Free Returns: If a consumer needs to return an item purchased through Afterpay, they can often do so without incurring fees, provided the return aligns with the merchant’s return policy. For Merchants: Increased Conversion Rates: BNPL services, including Afterpay, are known to boost conversion rates for merchants. The option to pay in installments can attract more customers and encourage larger purchases. Access to New Customers: Offering Afterpay may attract customers who prefer the flexibility of installment payments and who may not have made a purchase otherwise. Reduced Risk of Non-Payment: Afterpay assumes the risk of non-payment, providing merchants with a guaranteed payment even if the customer defaults on subsequent payments. This can be appealing for businesses concerned about the financial risk associated with traditional credit. Easy Integration: Afterpay and similar services are often easy to integrate into a merchant’s existing checkout process, requiring minimal technical effort. Marketing Opportunities: Merchants can leverage the Afterpay brand and marketing to attract new customers and promote special deals or promotions associated with using BNPL services. It’s important to note that while BNPL services like Afterpay offer benefits, users should also be aware of their financial responsibility and the potential impact on their budget. Late payments may incur fees, and users should carefully review the terms and conditions of the service.   Social Link

Alacriti is a technology company that provides payment solutions, and their Orbipay platform is designed to offer various features and benefits related to payment processing. Features of Alacriti’s Orbipay Platform: Payment Processing: Orbipay is designed to facilitate payment processing, supporting various payment methods and channels, including ACH, credit cards, mobile payments, and more. Multi-Channel Support: The platform likely supports payments across multiple channels, including online, mobile, and in-person transactions, providing a seamless experience for users. Real-Time Payments: Some versions of Orbipay may support real-time payments, allowing for faster and more immediate transaction processing. Bill Payments: Orbipay may include features for bill payments, enabling users to pay bills conveniently through the platform. Digital Wallet Integration: Integration with digital wallets for streamlined and secure transactions may be a feature of Orbipay. Customization and Configuration: The platform may offer customization options, allowing businesses to configure payment workflows and processes according to their specific needs. Security Measures: Security features, such as encryption and compliance with industry standards, are likely integrated into the Orbipay platform to ensure the protection of sensitive financial information. Reporting and Analytics: Orbipay may provide reporting tools and analytics to give businesses insights into payment trends, transaction data, and other relevant metrics. Automated Payment Workflows: The platform may support automated payment workflows, reducing manual intervention and improving operational efficiency. User-Friendly Interface: An intuitive and user-friendly interface may be a part of Orbipay, making it easier for both businesses and end-users to navigate and use the platform. Benefits of Alacriti’s Orbipay Platform: Efficiency and Streamlining: Businesses can benefit from increased efficiency by streamlining payment processes and reducing the time and effort required for transactions. Enhanced Customer Experience: For end-users, Orbipay can contribute to an enhanced customer experience by providing convenient and secure payment options. Flexibility and Scalability: The platform likely offers flexibility and scalability to adapt to the changing needs of businesses as they grow. Compliance and Security: Compliance with regulatory standards and robust security measures can contribute to the trustworthiness of Orbipay for both businesses and customers. Real-Time Transaction Processing: If supporting real-time payments, businesses can benefit from faster transaction processing, which is particularly crucial for certain industries. Insights for Decision-Making: The analytics and reporting features can provide businesses with valuable insights, aiding in data-driven decision-making. Social Link

Albert is a financial app that aims to help users save money and invest for their future. It offers a range of features and tools to help users manage their finances and reach their financial goals.One of the main features of Albert is its automatic savings tools. Users can set up automatic transfers from their checking account to a savings account, helping them save money without having to think about it. The app also offers personalized savings recommendations based on a user’s income and spending habits.In addition to savings tools, Albert also offers cash accounts. These accounts offer a higher interest rate than traditional savings accounts and can be used for everyday spending. Users can also earn cash-back rewards on their purchases when using their cash account.For those interested in investing, Albert offers both self-directed trading and automated portfolios. Users can trade stocks and ETFs on their own, or they can choose to have their investments managed by Albert’s automated portfolios. The app provides personalized investment recommendations based on a user’s financial goals and risk tolerance.To access the investment features of Albert, users need to pay a monthly fee of at least 4 USD. This fee covers the cost of managing and maintaining the investment platform.Overall, Albert is a comprehensive financial app that offers a range of tools and features to help users save money and invest for their future. Whether you’re looking to automate your savings, earn cash-back rewards, or start investing, Albert has something to offer. Social Link

ACH.COM offers a wide range of services and features to its clients. Some of the key offerings include: 1. ACH Processing: ACH.COM provides a secure and reliable platform for processing domestic debit and credit ACH transactions within the U.S. This allows businesses to easily collect payments from customers and make payments to vendors and employees. 2. EFT Processing: ACH.COM also supports Electronic Funds Transfer (EFT) transactions within Canada. This enables businesses to efficiently process payments in Canadian dollars. 3. Payment Gateway Integration: ACH.COM seamlessly integrates with leading financial and business enterprise software solutions, including Priority CPX and MX Merchant. This allows businesses to easily incorporate ACH and EFT payments into their existing systems. 4. Risk and Compliance: ACH.COM has a robust risk and compliance program in place to ensure the security and integrity of transactions. This includes measures such as fraud prevention, data encryption, and compliance with industry regulations. 5. Customer Support: ACH.COM is known for its exceptional customer support. Their team of experts is available to assist clients with any questions or issues they may have, ensuring a smooth and seamless payment processing experience.Overall, ACH.COM offers a comprehensive suite of services and features that make it a trusted choice for banks, credit unions, and organizations of all sizes. Its advanced technology, strong risk and compliance program, and dedicated customer support set it apart from other payment gateway providers.

ACI Worldwide is a global provider of real-time electronic payment and banking solutions. The company was founded in 1975 as Applied Communications Inc. and initially focused on providing software solutions for the telecommunications industry. In the 1980s, ACI shifted its focus to the financial services industry and began developing payment processing software. Today, ACI Worldwide offers a wide range of payment solutions for banks, financial institutions, merchants, and billers. Its products and services include payment processing, fraud prevention, risk management, digital banking, and real-time payments. ACI’s payment processing software enables businesses to accept a variety of payment methods, including credit cards, debit cards, mobile payments, and alternative payment methods. The company’s fraud prevention and risk management solutions help businesses detect and prevent fraudulent transactions, reduce chargebacks, and protect customer data. ACI also offers digital banking solutions that enable financial institutions to provide their customers with online and mobile banking services. These solutions include features such as account management, bill payment, fund transfers, and mobile check deposit. Comprehensive Payments Solutions: ACI Worldwide provides a wide range of payment solutions, including electronic payments, digital banking, and real-time payment processing. These solutions cater to various industries, including banking, retail, healthcare, and more. Real-Time Payments: ACI offers real-time payments solutions that enable businesses and financial institutions to process payments instantly. Real-time payments support quicker and more efficient transactions, improving the overall payment experience. Cross-Border Payments: ACI Worldwide’s platform typically supports cross-border payments, facilitating international transactions for businesses and financial institutions. This feature helps streamline global payment processes and reduce friction in cross-border commerce. Fraud Prevention and Risk Management: ACI provides advanced fraud prevention and risk management tools to help businesses and financial institutions identify and mitigate fraudulent activities. These tools often include machine learning algorithms and real-time monitoring capabilities. Digital Wallet Integration: ACI’s solutions are designed to integrate with digital wallets, allowing businesses to offer their customers convenient and secure digital payment options. This can enhance the overall customer experience and cater to evolving payment preferences. Merchant Services: ACI Worldwide often provides merchant services, enabling businesses to accept various payment methods, including credit cards, debit cards, and alternative payment options. This helps businesses expand their payment acceptance capabilities. Open APIs and Integration: ACI’s platform typically supports open APIs (Application Programming Interfaces), allowing for seamless integration with other systems, applications, and third-party services. This facilitates a more interconnected and flexible payments infrastructure. ATM and POS Solutions: ACI Worldwide may offer solutions for managing and processing transactions at ATMs (Automated Teller Machines) and POS (Point of Sale) terminals. This includes ensuring secure and reliable payment processing for in-person transactions. Payment Tokenization: ACI’s solutions may include payment tokenization, a security feature that replaces sensitive cardholder information with a unique identifier or “token.” This enhances the security of payment transactions and reduces the risk of data breaches. Analytics and Reporting: ACI’s platform typically provides analytics and reporting tools, allowing businesses and financial institutions to gain insights into transaction data, trends, and performance. These insights can inform strategic decision-making and optimization of payment processes. Global Support and Compliance: ACI Worldwide often provides global support, catering to businesses and financial institutions operating in different regions. Compliance with industry regulations and standards is a priority to ensure secure and lawful payment processing. In recent years, ACI has been at the forefront of the real-time payments revolution. The company’s real-time payments platform enables financial institutions to process and settle payments in real-time, providing customers with faster and more convenient payment options. ACI Worldwide serves customers in over 80 countries and has offices and data centers located around the world. The company’s clients include some of the largest banks, financial institutions, and merchants globally. Overall, ACI Worldwide is a leading provider of payment systems and solutions, helping businesses and financial institutions process payments securely and efficiently in today’s digital economy.   Social Link

Actum Processing’s payment processing solutions include ACH payment processing, credit card processing, and eCheck processing. With ACH payment processing, businesses can securely and efficiently process electronic payments, including direct deposits, bill payments, and business-to-business transactions. Actum Processing’s credit card processing services allow businesses to accept credit card payments from customers, both online and in-person. The eCheck processing service enables businesses to accept electronic checks as a form of payment.Actum Processing’s gateway technology provides businesses with a secure and reliable platform to process payments. The gateway integrates with a variety of shopping carts and software systems, making it easy for businesses to accept payments online. The gateway also includes features such as fraud prevention tools, recurring billing options, and detailed reporting capabilities.Actum Processing prides itself on providing top-tier customer service to its clients. The company’s team of regulatory compliance experts ensures that businesses are in compliance with all applicable laws and regulations. They provide comprehensive consultations to help businesses navigate the complex world of payment processing and stay up-to-date with industry changes.Overall, Actum Processing offers secure and reliable payment processing solutions and top-notch customer service to businesses across all industries. Whether a business is just starting out or has been in operation for years, ActumProcessing can provide the payment processing solutions and support needed to succeed. Social Link

Aeropay’s payment technology is built on a secure and reliable platform that ensures the privacy and security of customer data. The company’s solutions are designed to be user-friendly and easily integrated into existing business systems. They offer a range of payment options, including online payments, mobile payments, and in-person payments. Businesses can accept payments through their website, mobile app, or in-store using Aeropay’s point-of-sale (POS) system.One of the key features of Aeropay’s technology is its ability to facilitate bank-to-bank transfers. This means that businesses can receive payments directly into their bank account, eliminating the need for third-party payment processors and reducing transaction fees.Aeropay’s payment solutions also offer faster settlement times compared to traditional payment methods. This means that businesses can access their funds more quickly, improving cash flow and reducing the risk of late payments.In addition to faster settlement times, Aeropay’s technology also provides enhanced security measures. The company uses advanced encryption and tokenization techniques to protect customer data and prevent fraud.Overall, Aeropay’s payment technology offers businesses a secure, efficient, and cost-effective way to accept payments. By leveraging bank-to-bank transfers, businesses can streamline their payment processes, reduce costs, and improve the overall customer experience. Social Link

Accertify is a leading provider of fraud prevention and chargeback management solutions. We understand the sophisticated and complex threats your organization faces daily from account opening to returns abuse protection to chargeback automation, ensuring a seamless and secure experience for you and your customers. Comprehensive Fraud Prevention: Accertify typically offers advanced fraud prevention tools designed to identify and prevent fraudulent transactions. These tools often utilize machine learning, behavioral analytics, and other sophisticated techniques to detect unusual patterns and potential fraud. Real-Time Transaction Monitoring: Accertify’s solutions often provide real-time monitoring of transactions, allowing businesses to identify and respond to potential fraud as it occurs. This real-time capability enhances the effectiveness of fraud prevention efforts. Fraud Risk Scoring: Accertify may employ a risk scoring system to assess the likelihood of a transaction being fraudulent. The risk score helps businesses prioritize and take appropriate action based on the level of perceived risk. Chargeback Management: Chargebacks can be a significant concern for businesses. Accertify typically offers chargeback management tools to help businesses dispute and manage chargebacks effectively, reducing financial losses associated with disputed transactions. Customizable Rules and Policies: Accertify’s solutions often allow businesses to define and customize rules and policies based on their specific risk tolerance and business requirements. This flexibility enables businesses to tailor fraud prevention strategies to their unique needs. Multi-Channel Protection: Accertify typically provides multi-channel protection, extending its fraud prevention capabilities across various sales channels, including e-commerce, mobile, and in-store transactions. This comprehensive approach addresses the diverse challenges businesses face in different channels. Integration with Payment Gateways: Accertify’s solutions are often designed to integrate seamlessly with various payment gateways and processors. This integration streamlines the implementation process and allows businesses to leverage Accertify’s fraud prevention tools within their existing payment infrastructure. Data Analytics and Reporting: Accertify typically offers robust data analytics and reporting features, providing businesses with insights into transaction trends, fraud patterns, and the overall effectiveness of their fraud prevention measures. This data-driven approach helps businesses make informed decisions and optimize their fraud prevention strategies. Global Support and Compliance: Accertify’s solutions may offer global support, catering to businesses operating in different regions. Compliance with industry standards and regulations is often a priority, ensuring that businesses adhere to legal requirements in their respective markets. Customer Support and Training: Accertify typically provides customer support and training to help businesses make the most of their fraud prevention tools. This support may include training sessions, documentation, and responsive customer service to address any queries or concerns. Social Link