Laybuy is a Buy Now, Pay Later (BNPL) service that operates in New Zealand and several other countries. BNPL services like Laybuy typically offer various benefits for both consumers and merchants. Here are some common advantages associated with Laybuy: For Consumers: Interest-Free Payments: Laybuy allows users to spread the cost of their purchases over multiple interest-free installments. This can make it easier for consumers to budget and manage their finances. No Upfront Fees: Laybuy usually does not charge consumers upfront fees or interest if payments are made on time. The total cost is divided into equal installments, making it clear and transparent for users. Quick Approval Process: Laybuy often provides quick and easy approval for users, allowing them to use the service for purchases without a lengthy application process. No Credit Checks: Like other BNPL services, Laybuy may not require traditional credit checks for users, making it accessible to a broader range of consumers. User-Friendly Platform: Laybuy typically offers a user-friendly platform, allowing consumers to easily manage their purchases, payments, and account details through the Laybuy app or website. Risk-Free Returns: If a consumer needs to return an item purchased through Laybuy, they can often do so without incurring fees, provided the return aligns with the merchant’s return policy. For Merchants: Increased Sales and Conversion Rates: BNPL services like Laybuy are known to increase sales and conversion rates for merchants. The option to pay in installments can attract more customers and encourage larger purchases. Access to New Customers: Offering Laybuy may attract customers who prefer the flexibility of installment payments and who may not have made a purchase otherwise. Reduced Payment Risk: Laybuy assumes the risk of non-payment, providing merchants with a guaranteed payment even if the customer defaults on subsequent payments. This can be appealing for businesses concerned about the financial risk associated with traditional credit. Easy Integration: Laybuy is typically easy to integrate into a merchant’s existing checkout process, requiring minimal technical effort. Marketing Opportunities: Merchants can use the Laybuy brand and marketing to attract new customers and promote special deals or promotions associated with using BNPL services. It’s important to note that while BNPL services offer benefits, users should carefully review the terms and conditions, and merchants should consider the associated fees and terms of service before integrating such services into their business.   Social Link

Lemonway is a leading pan-European payment institution that specializes in providing secure and modular payment solutions tailored for marketplaces and crowdfunding platforms. Established in 2007, Lemonway has built a reputation for reliability and innovation, serving over 400 marketplaces with its comprehensive suite of services. These services include Pay-In, Pay-Out, and wallet management, all seamlessly integrated through their robust API. By offering a flexible and scalable payment infrastructure, Lemonway enables businesses to manage transactions efficiently and securely, fostering growth and trust within the digital economy. Year Founded: Lemonway was established in 2007, marking the beginning of its journey as a pioneering payment institution. Over the years, it has grown significantly, adapting to the evolving needs of the digital economy. The foundation year signifies over a decade of experience and expertise in providing secure and efficient payment solutions. CEO: Antoine Orsini is the CEO of Lemonway. Under his leadership, the company has flourished, expanding its services and client base. Orsini’s vision and strategic direction have been instrumental in positioning Lemonway as a trusted partner for over 400 marketplaces and crowdfunding platforms. His leadership ensures that the company remains innovative and customer-focused. Headquarters: Lemonway is headquartered in Paris, France, a strategic location that places it at the heart of the European financial and technological hub. Being based in Paris allows Lemonway to stay connected with key markets and regulatory bodies, ensuring compliance and fostering growth. The headquarters also serves as the central point for its operations, innovation, and customer support. Why Choose Lemonway? 1. European Payment Expertise: Lemon way specializes in providing payment solutions within the European market, bringing a deep understanding of regional financial regulations and requirements. 2. Marketplace and FinTech Focus: Tailored for marketplaces and FinTech companies, Lemon way’s solutions are designed to meet the specific needs of businesses operating in these sectors. 3. Payment Processing: Lemonway offers payment processing services, enabling businesses to securely and efficiently handle financial transactions, including e-wallet solutions. 4. Compliance Tools: With a focus on regulatory compliance, Lemon way provides businesses with tools to ensure adherence to financial regulations and industry standards. 5. Secure Transactions: Prioritizing security, Lemon way offers secure payment solutions, safeguarding sensitive financial information and providing peace of mind for businesses and customers. 6. Innovation and Technology: Lemonway is known for its commitment to innovation, utilizing technology to offer cutting-edge payment solutions and stay ahead of industry trends. 7. European Expansion Support: For businesses looking to expand in Europe, Lemonway serves as a strategic partner, offering the expertise needed to navigate the diverse European financial landscape. Social Link

By using Libeo, businesses can streamline their invoice management process and reduce the time and effort spent on manual tasks such as data entry and payment processing. The platform integrates with existing accounting software, allowing businesses to easily import and categorize invoices. Libeo also provides a secure and efficient way to pay suppliers. Instead of manually entering bank account details or logging into online banking, businesses can simply select the invoices they want to pay and click a button to initiate the payment. Libeo takes care of the rest, ensuring that payments are made securely and on time. In addition to simplifying the payment process, Libeo also helps businesses improve their cash flow management. The platform allows businesses to easily track and monitor their finances in real-time, providing insights into their cash flow position and helping them make informed decisions about when to pay invoices and when to collect account receivables. Overall, Libeo offers a comprehensive solution for businesses to digitize and automate their invoice management and payment processes. By centralizing and streamlining these tasks, businesses can save time, reduce errors, and improve their financial management. Social Link

Lightspeed is a popular choice for small businesses due to its user-friendly interface and robust features. The POS system allows businesses to easily manage inventory, track sales, and process payments. Lightspeed also offers integrations with popular accounting software, allowing for seamless bookkeeping. One of the standout features of Lightspeed is its built-in payment processing. This eliminates the need for a separate payment processor and simplifies the payment process for businesses. Lightspeed also offers the option to use a third-party payment processor if preferred. In addition to its core POS features, Lightspeed offers a range of add-ons to enhance the functionality of the system. This includes hardware such as barcode scanners and receipt printers, as well as integrations with popular e-commerce platforms. Lightspeed also offers modules for curbside pickup and email marketing, allowing businesses to adapt to changing consumer preferences and market their products effectively. Pricing for Lightspeed varies depending on the specific needs of the business. Lightspeed offers a free tier for businesses with basic needs, as well as paid tiers with additional features and support. The pricing is competitive and affordable for small businesses, making it an attractive option for those looking for a reliable and feature-rich POS system. Overall, Lightspeed is a comprehensive and affordable POS solution for small businesses. Its robust features, user-friendly interface, and range of add-ons make it a popular choice for independent retailers and restaurants. Social Link

Linked2pay is a payment processing and technology platform that offers a range of services to its customers and partners. The platform provides access to the latest payment technology innovations, allowing businesses to stay competitive in the marketplace.Linked2pay offers risk and payment technology solutions, enabling merchants to automate credit card, ACH, and check processing. This automation streamlines payment processes and reduces the risk of errors or fraud. In addition, Linked2pay provides payment integration tools for independent software vendors (ISVs). These tools allow ISVs to seamlessly integrate payment processing capabilities into their software, making it easier for their customers to accept payments. One of Linked2pay’s key offerings is its white label payment solutions platform. This platform is designed for banks, channel partners, and their clients, allowing them to offer their own branded payment processing services. This white label solution is highly customizable and can be tailored to meet the specific needs of each partner. Overall, Linked2pay is a leader in the payment processing industry, providing its customers and partners with the technology and tools they need to succeed in the marketplace. Social Link

With Payment Platform by KyckGlobal, businesses can streamline their payment processes by accessing multiple payment methods from a single platform. This eliminates the need for multiple systems and simplifies the reconciliation process KyckGlobal’s platform is designed to integrate with existing payroll systems, making it easy for companies to implement and use. The platform offers a range of features and benefits, including: 1. Multiple payment options: KyckGlobal allows payers to offer their payees a variety of payment methods, including Same Day ACH, Debit, PayPal, Stored Value Card, Cash, and even Bitcoin. This flexibility allows payees to choose the payment method that works best for them. 2. Segmentation and grouping: Payers can segment their payees into different groups based on various criteria, such as location, job type, or payment frequency. This allows payers to remit payments to different groups of payees at different times, streamlining the payment process. 3. Out-of-cycle payments: KyckGlobal enables payees to split and request out-of-cycle payments, providing them with greater flexibility and control over their finances. This feature can be particularly useful for contract workers who may need to be paid for additional work or expenses outside of their regular payment schedule. 4. Document storage: The platform includes a document storage feature, allowing payers to securely store and manage important documents related to their contract workforce. This can include tax forms, contracts, and other relevant documents. 5. Tax form generation: KyckGlobal can generate tax forms, such as 1099s, for payees, simplifying the tax reporting process for both payers and payees. This can save time and reduce the risk of errors when it comes to tax compliance. 6. Payment statements: Payees can access payment statements through the platform, providing them with a clear and transparent view of their payment history. This can help payees track their earnings and ensure they are being paid correctly. Overall, KyckGlobal’s platform offers a comprehensive solution for managing and paying contract workforces. Its flexible payment options, segmentation capabilities, and additional features make it a valuable tool for companies looking to streamline their payment processes and provide a better experience for their contract workers. Social Link

Judopay is a leading online payments solution that offers a secure and trusted technology to manage online payments. They provide a flexible payment solution that scales to the needs of businesses, whether they require an all-in-one solution, a gateway-only platform, or are looking to offer more payment methods. Judopay aims to boost revenue and reduce complexity for businesses by managing their online payments with leading technology. They place a strong emphasis on customer experience, offering quick and easy integration, transparency about integration timelines, and flexible working methods. Judopay also contributes to reducing operational costs and resources by increasing conversion rates, reducing transaction failures, and protecting against fraudulent activity. Year Founded: Judopay was founded in 2012. CEO: The CEO of Judopay is Jeremy Nicholds. Headquarters: Judopay is headquartered at 41 Luke Street, London EC2A 4DP, England. Why choose JudoPay? Simplified Payments: Judopay provides a flexible payment solution that scales to your needs. Whether you need an all-in-one solution, gateway-only platform, or want to explore offering more payment methods, they can help. Boost Revenue, Reduce Complexity: They aim to boost revenue and reduce complexity for businesses by managing their online payments with leading tech. Customer Experience: Payments is a critical part of the customer experience, not just a service. Judopay wows and delights their customers with quick and easy integration, being transparent about how long integrations take, and working in a way that is flexible. Connect Cashless: Judopay has led to a reduction in operational costs and resources by increasing conversion rates, reducing transaction failures by 5%, and protecting against fraudulent activity. Social Link

Justtide Technologies, founded in 2004, is a Chinese company that specializes in acquiring and payment technology. The company focuses on research and development, system integration, manufacturing, sales, and technical service in the secure, mobile, self-service payment field. Justtide Technologies offers cost-effective products and solutions for the global market, including ATM and Kiosk encrypting pin pads, mobile POS terminals, ODM Kiosks, Bluetooth thermal printers, barcode scanners, and O2O solutions in the secure payment industry. It has acquired industrial standards such as PCI and EMV, which demonstrate its possession of key technologies in secure payment. This allows the company to enter international markets and expand its reach beyond China. Social Link

With Kerpay, customers can easily create a payment page by providing their Stripe account details and customizing the page with their logo, colors, and payment options. Once the payment page is created, customers can start collecting payments immediately. Kerpay offers a simple and intuitive interface for customers to manage their payments. They can view payment history, track pending payments, and generate reports. Customers can also send payment reminders to their clients and set up recurring payments for subscription-based services. Kerpay ensures the security of transactions by using Stripe’s advanced security features, including encryption and tokenization. This means that sensitive payment information is never stored on Kerpay’s servers, providing customers with peace of mind. In addition to its payment services, Kerpay also provides a range of features to enhance the payment experience. Customers can add custom fields to collect additional information from their clients, such as shipping address or order details. They can also set up discount codes and coupons to incentivize customers to make a purchase. Overall, Kerpay is a convenient and secure payment service that allows businesses to collect payments quickly and easily. With its integration with Stripe, customers can trust that their transactions are processed securely and efficiently. Social Link

This ensures that the IPG Gateway is always available and can handle high transaction volumes without any downtime. IPG also offers a range of security features to protect against fraud and ensure the safety of customer data. This includes tokenization, encryption, and fraud detection tools. IPG is also fully compliant with industry standards such as PCI DSS. In addition to its core payment gateway technology, IPG also offers a range of value-added services. This includes recurring billing, subscription management, and multi-currency support. It also provides detailed reporting and analytics tools to help businesses track and analyze their payment data. IPG works with a wide range of industries, including e-commerce, travel, gaming, and financial services. Its flexible and scalable platform can be tailored to meet the specific needs of each business. It also offers integration with a wide range of third-party systems, including shopping carts, CRM systems, and accounting software. Overall, IPG provides a comprehensive and customizable payment gateway solution that is designed to meet the needs of businesses of all sizes. Its robust infrastructure, advanced security features, and range of value-added services make it a trusted choice for businesses looking to accept online payments.

With IppoPay, businesses can easily set up a payment gateway on their website or mobile app, allowing customers to make payments using various methods such as credit/debit cards, net banking, UPI, and wallets. IppoPay also provides a range of features and tools to help businesses manage their payments, including real-time transaction monitoring, automated reconciliation, and detailed analytics. One of the key advantages of using IppoPay is its ability to support multiple payment methods, allowing businesses to cater to a wide range of customers. This is particularly beneficial for businesses operating in Tier 2 and 3 cities, as well as rural areas, where customers may have limited access to traditional banking services. IppoPay also offers a range of value-added services, such as recurring payments, subscription management, and invoicing solutions, which can help businesses streamline their payment processes and improve cash flow. In addition to its payment gateway services, IppoPay also provides businesses with access to its network of partner banks and payment processors, ensuring secure and reliable payment processing. Overall, IppoPay aims to simplify the payment process for businesses and provide them with the tools and infrastructure they need to collect and distribute payments efficiently. – Year Founded: IPPOPAY is a brand owned by AGS Transact Technologies Limited, which was founded in 2002. – Headquarters: IPPOPAY is based in Mumbai, India Why Choose IppoPay? Multi-Channel Payment Options: IPPOPAY offers a range of payment options such as mobile wallets, QR code payments, and UPI payments among others, which makes it a versatile payment solution that accommodates the needs of both merchants and customers. Competitive Pricing: IPPOPAY’s pricing is competitive and transparent, making it attractive for both small and large businesses. Ease of Integration: IPPOPAY offers easy third-party integration with various platforms and applications, allowing merchants to start accepting digital payments seamlessly. Strong Security and Compliance Measures: IPPOPAY provides robust security, fraud management, and compliance measures to ensure that transactions are secured and compliant with regulatory requirements. Customer Support: IPPOPAY provides exceptional customer support through multiple channels, including phone, email, and live chat. Risk Appetite Risk AppetiteLow Risk, Medium Risk, High Risk ,PCI CompliantLevel 1 ,RegulatedYes ,API DocsLink Features 3D Secure Processing,Cross Border Payments,Currency Conversion,Payment Link,Payouts,Recurring Payments,Refunds Solutions Card Vaulting,Encryption,Fraud Prevention,Master Merchant Account,Mobile Checkout,Monitoring & Reporting,One-click Payment,Online Payments,Payment Gateway,Payment Tokenization,Risk Management & Security,Virtual Terminal Accepted Industries E-commerce,Education,Financial Services,Hospitality,Marketplaces,Travel Payment Options American Express,Apple Pay,Google Pay,Maestro,Mastercard,V pay,Visa,Visa Electron Social Link

IR is a global technology and service provider that offers tools for monitoring, troubleshooting, and optimizing critical systems. The company has been a pioneer in the industry, delivering innovative solutions in predictive and prescriptive analytics, as well as advances in automation. These solutions allow IT teams to identify and address problems before they occur. IR serves over 1,000 organizations in more than 60 countries, including large banks, airlines, and telecommunications companies. These organizations rely on IR’s solutions to gain critical insights into their systems and ensure high availability and performance for their customers. It’s corporate headquarters is located in Sydney, Australia, but the company operates globally to serve its customers around the world. Social Link