Monolith is a decentralized finance (DeFi) wallet that allows users to store, manage, and spend their crypto assets. It is designed to provide a seamless and user-friendly experience for individuals who want to use their cryptocurrencies for everyday transactions. One of the key features of Monolith is its Visa Debit Card, which allows users to spend their crypto assets anywhere that Visa is accepted. This means that users can use their Monolith wallet to make purchases at physical stores, online retailers, and even withdraw cash from ATMs. The Monolith wallet supports a wide range of cryptocurrencies, including Ethereum and ERC-20 tokens. Users can easily deposit their crypto assets into their Monolith wallet and convert them into a stablecoin called TKN, which is pegged to the value of the British Pound Sterling. With the Monolith Visa Debit Card, users can spend their TKN tokens directly, without the need to convert them back into fiat currency. This makes it convenient for users to use their crypto assets for everyday expenses, without having to go through the hassle of converting them into traditional currency. In addition to the Visa Debit Card, Monolith also offers other features such as peer-to-peer transfers, in-app token swaps, and the ability to earn rewards in the form of TKN tokens. Overall, Monolith aims to bridge the gap between cryptocurrencies and traditional finance by providing a user-friendly wallet and debit card solution for spending crypto assets anywhere. Social Link

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Monzo Bank Ltd

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London

Monzo Bank operates entirely online, with no physical branches. Customers can sign up for an account through the Monzo app, which is available on both iOS and Android devices. The app provides a range of features and tools to help customers manage their finances. One of the key features of Monzo is its real-time notifications. Customers receive instant notifications on their phone whenever they make a transaction, allowing them to keep track of their spending in real-time. The app also categorizes transactions automatically, making it easy for customers to see where their money is going. Monzo also offers a range of budgeting tools to help customers manage their money. Customers can set spending targets for different categories, such as groceries or entertainment, and the app will provide updates on how much they have spent and how much they have left to spend. In addition to its current accounts, Monzo also offers business current accounts for small businesses. These accounts come with many of the same features as personal accounts, including real-time notifications and budgeting tools. Monzo’s payment cards can be used both in the UK and abroad, with no fees for spending or withdrawing cash overseas. International payments are powered by Transferwise, which offers competitive exchange rates and low fees. Monzo also offers savings accounts, allowing customers to earn interest on their savings. The app provides tools to help customers set savings goals and track their progress. For customers who need to borrow money, Monzo offers overdrafts and consumer loans. The app provides information on the cost of borrowing and allows customers to manage their repayments. Overall, Monzo Bank aims to provide a modern and convenient banking experience through its smartphone app. With its real-time notifications, budgeting tools, and range of banking products, Monzo aims to help customers take control of their finances. Social Link

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Mesa

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Mesa provides a user-friendly and intuitive interface for traders to interact with Gnosis Protocol. It allows users to place orders, view order books, and execute trades on the decentralized exchange. One of the key features of Mesa is its support for ring trades. Ring trades allow multiple orders to be matched together in a circular manner, maximizing liquidity and reducing slippage. This is particularly useful for large trades that may not have enough liquidity in a single order book. Mesa also provides advanced trading features such as limit orders, stop orders, and trailing stops. These features give traders more control over their trades and allow them to implement more sophisticated trading strategies. In addition to trading, Mesa also supports portfolio management features. Users can view their balances, transaction history, and performance metrics all in one place. This makes it easy to track and manage their investments on Gnosis Protocol.Mesa is built on top of Gnosis Protocol, which is a fully permissionless and decentralized exchange protocol. This means that users have full control over their funds and trades, and there is no need to trust a centralized intermediary. Overall, Mesa provides a user-friendly and powerful interface for traders to interact with Gnosis Protocol. It combines the benefits of a decentralized exchange with advanced trading features, making it a compelling choice for both casual and professional traders. Social Link

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Matcha

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In addition to its smart order routing and liquidity aggregation features, Matcha also offers a user-friendly interface that makes it easy for both experienced and novice traders to navigate the platform. Users can connect their wallets, view their portfolio, and execute trades with just a few clicks. Matcha also provides advanced trading features such as limit orders, stop-loss orders, and gas optimization. These features allow users to set specific price targets and automate their trading strategies, while also minimizing transaction costs. One of the key advantages of Matcha is its focus on user privacy and security. As a decentralized exchange, Matcha does not require users to create an account or provide any personal information. Users retain complete control over their funds and can trade directly from their wallets. Matcha also prioritizes security by using audited smart contracts and implementing best practices for secure trading. The platform has undergone extensive security audits to ensure the safety of user funds. Overall, Matcha aims to provide a seamless and secure trading experience for users, with competitive prices and a wide range of liquidity sources. Whether you are a beginner or an experienced trader, Matcha offers a user-friendly interface and advanced trading features to meet your needs. Social Link

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Mdex (MDX)

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Mdex is designed to provide users with a seamless and efficient trading experience. It utilizes an AMM model, which means that liquidity is provided by users who deposit their assets into liquidity pools. These pools are then used to facilitate trades on the platform. Mdex also incorporates a unique feature called the “Dual Mining” mechanism. This mechanism allows users to earn additional rewards by staking their LP tokens and MDX tokens. By doing so, users can earn both transaction fees and MDX tokens as rewards. In addition to trading, Mdex also offers an Initial Model Offering (IMO) platform. This platform allows projects to raise funds by selling their tokens directly to users. The IMO platform on Mdex is designed to be fair and transparent, ensuring that all participants have an equal opportunity to participate. Furthermore, Mdex is governed by a Decentralized Autonomous Organization (DAO). The DAO allows MDX token holders to participate in the decision-making process of the platform. Token holders can vote on proposals and changes to the platform, ensuring that the community has a say in the development and direction of Mdex. Overall, Mdex aims to provide a comprehensive and user-friendly decentralized exchange experience. With its multichain support, high-performance infrastructure, and innovative features, Mdex is positioning itself as a leading DEX in the DeFi space. Social Link

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Lumon Pay

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Lumon Pay Plc is an electronic money institution that specializes in foreign exchange and international transfers. They offer a range of services including multi-currency e-wallets, international transfers, currency exchange, currency contracts, and regular payments to individuals, companies, and institutions. As of 2020, It had total assets amounting to 49.2 million GBP. However, the company generated a net income of -3,105,409 GBP, indicating a loss for the year. It is incorporated in the United Kingdom and is authorized and regulated by the Financial Conduct Authority (FCA). This regulatory oversight ensures that Lumon Pay operates in compliance with the necessary financial regulations and safeguards the interests of its customers. Social Link

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Luno

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Luno is a cryptocurrency exchange that provides services for buying, selling, and trading various cryptocurrencies. It aims to be one of the most compliant crypto investment platforms in the world. Whether you’re new to crypto or a seasoned investor, you’ll always find something to help you with your investment decisions with Luno on your side. User-Friendly Interface: Luno is known for its user-friendly platform, making it accessible for both beginners and experienced cryptocurrency traders. Range of Cryptocurrencies: Luno supports a variety of cryptocurrencies, allowing users to buy, sell, and trade popular digital assets like Bitcoin (BTC), Ethereum (ETH), and others. Mobile App: Luno offers a mobile app that allows users to manage their cryptocurrency portfolio on the go. The app is available for both iOS and Android devices. Secure Storage: Luno employs security measures to protect users’ funds, including secure storage and encryption. Two-factor authentication (2FA) adds an extra layer of account security. Educational Resources: Luno provides educational resources to help users understand and navigate the world of cryptocurrencies. This includes articles, guides, and tutorials. Global Presence: Luno has a presence in multiple countries, providing a platform for users around the world to access and trade cryptocurrencies. Features: Instant Buy/Sell: It allows users to instantly buy and sell cryptocurrencies using their local currency. This feature provides convenience for quick transactions. Exchange Platform: It provides a trading platform where users can place market orders, limit orders, and engage in cryptocurrency trading activities. Luno Wallet: Users can store their cryptocurrencies in the Luno Wallet, which offers a secure storage solution for digital assets. API Access: It provides API access for developers who want to integrate Luno’s services into their own applications or trading bots. Recurring Buys: It offers a recurring buys feature, allowing users to set up automatic purchases of cryptocurrencies at regular intervals. Merchant Services: It provides merchant services, enabling businesses to accept payments in cryptocurrencies. Luno Pay: It is a feature that allows users to make payments using their Luno Wallet. This can be used for both online and offline transactions. Price Alerts: Users can set price alerts to be notified when the price of a specific cryptocurrency reaches a certain level. Social Link

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Mango Markets

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Mango Markets is revolutionizing the cryptocurrency trading landscape with its decentralized, cross-margin trading platform. Built on the robust Solana blockchain, it offers traders lightning-fast execution, up to 5x leverage, and exceptionally low fees. The platform caters to a variety of financial activities, including lending, borrowing, swapping, and leverage trading of crypto assets. Governed by its community through the Mango DAO and supporting an open-source ethos, Mango Markets empowers users with a transparent and efficient trading environment that rivals centralized exchanges. CEO:   CEO is Dafydd Durairaj. Why choose Mango Markets? Decentralized platform: Reduces reliance on central authorities. Cross-margin trading: Allows for efficient capital use. Built on Solana: Offers fast and cost-effective transactions. Community governance: Ensures democratic decision-making. Open-source: Encourages community contributions and transparency. Social Link

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Liquality

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Liquality is built on top of the Atomic Swap technology, which allows users to directly swap cryptocurrencies without the need for intermediaries or centralized exchanges. This ensures that users have full control over their funds and eliminates the risk of hacks or thefts associated with centralized exchanges. With Liquality, users can swap Bitcoin (BTC), Ethereum (ETH), and Dai (DAI) directly from their wallets, without the need to deposit funds on an exchange. This eliminates the risk of losing funds due to exchange hacks or scams. Liquality also offers competitive fees for its swaps, ensuring that users can exchange their cryptocurrencies at minimal cost. The platform is designed to be user-friendly, making it easy for anyone to participate in the global digital economy. In addition to its swapping capabilities, Liquality also offers a decentralized wallet that allows users to securely store their cryptocurrencies. The wallet is non-custodial, meaning that users have full control over their private keys and funds. Overall, Liquality provides a secure and user-friendly solution for swapping cryptocurrencies, allowing users to access the global digital economy with minimal risk and fees. Social Link

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Liquid

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Liquid offers a wide range of services, including spot trading, margin trading, futures trading, and lending. The platform supports a variety of cryptocurrencies, including Bitcoin, Ethereum, Ripple, and many others. Liquid is known for its advanced trading features and tools, such as real-time market data, charting tools, and customizable trading interfaces. The platform also offers a secure and reliable trading environment, with multi-signature cold wallets and two-factor authentication. In addition to trading services, Liquid provides a range of other features, such as staking, token sales, and an initial exchange offering (IEO) platform. The platform also offers a mobile app for trading on the go.Liquid is regulated in Japan and operates under the supervision of the Financial Services Agency (FSA). The platform is committed to providing a safe and compliant trading experience for its users. Overall, Liquid is a comprehensive cryptocurrency exchange platform that offers a wide range of services and features for both beginner and advanced traders. Social Link

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Liquity

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Liquity operates on the Ethereum blockchain and is built using smart contracts. The protocol is designed to be transparent, secure, and resistant to censorship. It does not rely on any centralized authority or governance, ensuring that the protocol remains decentralized and autonomous. The main feature of Liquity is the ability to borrow LUSD against your Ether collateral. LUSD is a stablecoin pegged to the value of the US dollar. When you borrow LUSD, you can use it for various purposes such as trading, investing, or simply as a stable store of value. To borrow LUSD, you need to deposit Ether as collateral into the Liquity system. The minimum collateral ratio required is 110%, which means that for every $1 worth of LUSD borrowed, you need to have at least $1.10 worth of Ether as collateral. This ensures that the system remains solvent even in times of high volatility. The loans are paid out instantly and there are no interest rates or fixed repayment schedules. Instead, you can repay the loan whenever you want by depositing LUSD back into the system. When you repay the loan, you can withdraw your collateral minus a stability fee, which is a small fee paid in LUSD. The stability of the system is maintained through the Stability Pool. This pool acts as a backstop for the protocol, ensuring that there are enough funds to cover any potential shortfalls. The Stability Pool is funded by users who deposit LUSD and earn rewards in the form of LQTY tokens. In addition to the Stability Pool, Liquity also relies on the collective guarantee of its users. When a borrower’s collateral ratio falls below the required threshold, other users can step in and liquidate the borrower’s collateral to repay the loan. This incentivizes borrowers to maintain a healthy collateral ratio and ensures the stability of the system. Overall, Liquity provides a decentralized borrowing solution that offers low collateral requirements, instant loans, and a stablecoin pegged to the US dollar. It is designed to be secure, transparent, and resistant to censorship, making it an attractive option for those looking for decentralized lending solutions. Social Link

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Living Room of Satoshi

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Living Room of Satoshi is a platform that allows users to pay their bills using cryptocurrency, specifically Bitcoin. It was established in 2014 and is considered the oldest and most trusted crypto bill payments platform in Australia. The platform holds its own Australian Financial Services Licence, ensuring the security and legality of its operations. With Living Room of Satoshi, users can pay any bill using cryptocurrency, including electricity bills, car registration fees, mobile phone bills, credit card payments, and even bank account transfers. The platform provides a simple and secure way for individuals to use their Bitcoin to pay for their everyday expenses. Social Link

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