UAB “epayblock” is an electronic money institution that specializes in offering alternative banking services. They provide personal IBAN accounts, business IBAN accounts, merchant IBAN accounts, SEPA transfers, and payment processing API. One of the key features of UAB “epayblock” is the ability to open personal and business IBAN accounts. These accounts allow customers to receive and send payments, make transfers, and manage their finances online. The accounts come with their own unique IBAN numbers, which can be used for various financial transactions. In addition to IBAN accounts, UAB “epayblock” also offers merchant IBAN accounts. These accounts are specifically designed for businesses and allow them to accept payments from customers. The merchant accounts come with additional features such as payment processing and integration with e-commerce platforms. UAB “epayblock” also provides SEPA transfers, which are a fast and secure way to send and receive payments within the European Union. SEPA transfers are widely used for both personal and business transactions, and UAB “epayblock” facilitates these transfers for its customers. Furthermore, UAB “epayblock” offers a payment processing API, which allows businesses to integrate their systems with UAB “epayblock” for seamless payment processing. This API enables businesses to accept payments from various sources, including credit cards, bank transfers, and digital wallets. As an authorized and regulated electronic money institution, UAB “epayblock” operates under the supervision of the Bank of Lithuania. This regulatory oversight ensures that UAB “epayblock” complies with the necessary financial regulations and safeguards customer funds. In 2020, UAB “epayblock” reported total safeguarded customer funds of 5.53 million EUR. This indicates that UAB “epayblock” takes the security and protection of customer funds seriously. Overall, It offers a range of alternative banking services, including personal and business IBAN accounts, merchant IBAN accounts, SEPA transfers, and payment processing API. With its focus on providing secure and convenient financial solutions, UAB “epayblock” aims to meet the needs of individuals and businesses in the digital age. Social Link

Tandem Bank aims to provide a seamless and user-friendly banking experience through its mobile app. Customers can manage their accounts, make payments, and track their spending all from their smartphones. The bank also offers a range of features to help customers save money and manage their finances more effectively. One of Tandem Bank key offerings is its cashback credit card, which allows customers to earn cashback on their everyday spending. The bank also provides a range of savings accounts, including fixed-term savings and easy access accounts, with competitive interest rates. Tandem Bank is committed to using technology to provide personalized financial insights and recommendations to its customers. Through its app, customers can receive real-time notifications and insights into their spending habits, helping them make more informed financial decisions. In addition to its retail banking products, Tandem Bank also offers loans to individuals and businesses. The bank aims to provide flexible and affordable lending options to help customers achieve their financial goals. Overall, It  aims to provide a modern and convenient banking experience, leveraging technology to offer innovative products and services to its customers. Social Link

stc pay provides a seamless and user-friendly experience, allowing customers to easily manage their finances and make transactions with just a few taps. The service is available 24/7, ensuring that customers can access their funds and make payments whenever they need to. One of the key features of stc pay is its security measures. The platform uses advanced encryption technology to protect customers personal and financial information, ensuring that their transactions are safe and secure. Additionally, stc pay offers biometric authentication options, such as fingerprint or face recognition, to further enhance security. With stc pay, customers can easily transfer funds to other stc pay users or to any bank account in Saudi Arabia. This makes it convenient for users to send money to friends and family or pay bills without the need for cash or physical cards. stc pay also offers a wide range of online and in-store payment options. Customers can use the app to make purchases at participating retailers, both online and offline, by simply scanning a QR code. This eliminates the need for physical cards or cash, making transactions quick and hassle-free. Furthermore, stc pay allows customers to make online purchases from a variety of merchants, including e-commerce websites and mobile apps. This makes it easy for users to shop online and pay securely without the need to enter their card details for every transaction. Overall, It provides a convenient and secure way for customers to manage their finances and make payments. With its user-friendly interface, advanced security measures, and a wide range of payment options, stc pay is a reliable digital wallet solution for individuals in Saudi Arabia. Social Link

Starling Bank operates solely through its mobile app, allowing customers to manage their finances on the go. The app provides real-time notifications for transactions, spending insights, and the ability to freeze and unfreeze cards. Customers can also set savings goals and round up their purchases to save spare change. Starling Bank is known for its user-friendly interface and intuitive design. It aims to make banking simple and transparent, with no hidden fees or charges. The bank also offers 24/7 customer support through its in-app chat feature. In addition to its retail banking services, Starling Bank also offers business banking solutions. Its business current accounts come with features such as invoicing, expense tracking, and integration with accounting software. Starling Bank is fully licensed and regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA). It is a member of the Financial Services Compensation Scheme (FSCS), which protects eligible deposits up to £85,000 per person. Overall, It aims to provide a modern and convenient banking experience for its customers, with a focus on transparency, simplicity, and innovation. Social Link

Clients can make international payments and receive funds in multiple currencies, with competitive exchange rates and low fees. Solace also provides a dedicated account manager to assist clients with their payment needs and offer personalized support. In addition to global payment services, Solace offers a range of other financial solutions, including merchant services, virtual cards, and prepaid cards. These services can help businesses streamline their payment processes and improve cash flow management. Solace prioritizes security and compliance, ensuring that all transactions are conducted in accordance with regulatory requirements. The company uses advanced encryption technology to protect client data and employs robust fraud prevention measures. Overall, It aims to provide businesses with efficient and cost-effective solutions for their international payment needs. By offering a range of services and partnering with reputable financial institutions, Solace aims to be a trusted partner for businesses looking to expand their global reach.

Shine aims to simplify the lives of small business owners and freelancers by providing them with a comprehensive solution to manage their finances and administrative tasks. With Shine, entrepreneurs can easily open a pro account online, without the need to visit a physical bank branch. The Shine app offers a user-friendly interface that allows users to easily manage their finances, track expenses, and send professional invoices. Users can also receive real-time notifications for incoming and outgoing payments, ensuring that they are always up to date with their financial transactions. In addition to financial management, Shine also acts as an administrative co-pilot, guiding entrepreneurs through the process of creating and managing their company. The app provides step-by-step guidance on legal and administrative tasks, such as registering a business, filing taxes, and managing contracts. Shine also offers insurance options to protect the equipment and activities of small business owners and freelancers. Users can easily purchase insurance coverage through the app, ensuring that they are protected against potential risks and liabilities. Overall, Shine aims to provide a comprehensive solution for small business owners and freelancers, helping them streamline their financial and administrative tasks, and providing them with the tools and support they need to succeed. Social Link

KoalaPays is a comprehensive business payments solution that simplifies and secures financial management. Based in Brno, Czech Republic, it is an authorized electronic money institution that offers a range of services including multi-currency accounts, international transfers, and prepaid corporate cards usable worldwide. It also provides cross-border payments, dedicated bank accounts, and exchange services with advanced trading tools. Despite its global recognition and trust, some users have reported a lengthy onboarding process and high transaction fees. Therefore, it’s advisable to thoroughly review their terms and conditions before availing their services. Year Founded: KoalaPays was founded in 2020. Headquarters: KoalaPays is headquartered in Brno, Jihomoravsky kraj, Czech Republic. Why choose KoalaPays? Multi-Currency Accounts: Allows businesses to transact in various currencies. International Transfers: Enables businesses to send and receive payments across borders. Prepaid Corporate Cards: Provides convenient and flexible payment solutions for employees. Cross-Border Payments and Exchange Services: Offers advanced trading tools. Dedicated Bank Accounts: Enhances financial management capabilities. Global Recognition and Trust: Trusted by many global companies and financial corporations. Considerations: Some users reported a lengthy onboarding process and high transaction fees. It’s advisable to review their terms and conditions thoroughly before using their services. Social Link

Edenred Payment Solutions is a leading provider of flexible and reliable payment solutions. They offer a wide range of services including embedded finance, digital banking, payment card services, accounts & payments, card issuing, and processing. Their embedded solutions are revolutionizing the way we interact with financial services, making them accessible anytime, anywhere. Their payment card technology delivers excellent payment experiences, supporting customers effectively. They also provide e-money account services across the UK and Europe, and card issuing services to facilitate online and in-store payment options. Their all-in-one processing platform is diversified and robust. With a portfolio of products designed to enhance the customer journey and backed by expert technical, regulatory, and product support, Edenred Payment Solutions is praised for its innovative yet reliable solutions. Year Founded: Edenred Payment Solutions is part of the Edenred group, which was founded in 2010. However, their service is built upon over 15 years of industry experience. CEO: The Chairman and Chief Executive Officer of Edenred is Bertrand Dumazy. Headquarters: Edenred’s headquarters are located in Issy-les-Moulineaux, France. Why choose Edenred Payment Solutions? Experience: They have over 15 years of industry experience, fintech insights, and technical expertise. Innovation: They empower innovation and unleash the potential of their ambitious customers. Reliability: As a pillar of the wider Edenred ecosystem, they deliver services that are stable, secure, and designed to support your organization as you scale. Regulatory Compliance: They are a regulated entity with FCA (UK) and NBB (EU) and passporting across Europe. Customer Focus: They focus on user acquisition, market expansion, and product development, while taking care of the core payment infrastructure. Flexibility: They’ve developed a range of highly configurable solutions, equipping you with the tools and support needed to provide a unique product experience for your customers. Social Link

PAYWISER LIMITED is an electronic money institution that provides innovative payment solutions. It is authorized and regulated by the Financial Conduct Authority in the United Kingdom. As of 2019, PAYWISER LIMITED had total assets of 130,000.00 GBP. This indicates the value of the company assets, including cash, investments, and other tangible and intangible assets. Being an electronic money institution, PAYWISER LIMITED offers electronic payment services, such as online payments, mobile payments, and other digital payment solutions. These services enable individuals and businesses to make secure and convenient transactions electronically. As an authorized and regulated institution, PAYWISER LIMITED is subject to the rules and regulations set by the Financial Conduct Authority. This ensures that the company operates in a compliant and transparent manner, providing a safe and reliable payment platform for its customers. Social Link

Paystree is a UK-based electronic money institution that offers a range of financial services. Authorized and regulated by the Financial Conduct Authority, Paystree provides payment accounts primarily to medium to large-sized enterprises located in the United Kingdom. It offers personal accounts with IBAN, business accounts with IBAN, and payment cards to both individuals and companies. Paystree serves a variety of industries including information technologies, sales, construction, food and drink, and healthcare. Its business model is based on classic banking services, enhanced by IT technologies for faster and more efficient payments compared to traditional banks. With features like free money transfers, free card payments, and bank beating exchange rates, Paystree positions itself as a competitive choice in the financial services market. Year Founded: It was founded in 2017. Headquarters: Paystree is headquartered in Southend-on-Sea, Finance House, 20 – 21 Aviation Way, United Kingdom. Why choose Paystree? Focused on Businesses: It is mainly focused on medium to large-sized enterprises, particularly in the United Kingdom. Variety of Industries: Paystree serves a variety of industries such as information technologies, sales, construction, food and drink, and healthcare. Efficient Payments: The business model of Paystree is based on classic banking services supported by IT technologies for faster, more efficient payments in comparison to traditional banks. Free Transfers and Payments: Paystree claims to provide free money transfers, free card payments, and bank beating exchange rates. Social Link

Paysera  is an electronic money institution based in Lithuania. It focuses on providing payment services at affordable prices to individuals and businesses. The company offers various services, including virtual accounts with IBAN, international money transfers, SEPA payments, and prepaid cards. Paysera offers a range of additional services such as payment processing, invoicing, and e-commerce solutions for businesses. They provide a secure and convenient way to manage finances and make transactions online. Paysera is regulated by the Bank of Lithuania and is compliant with all relevant financial regulations. They prioritize the security of customer funds and use advanced encryption and security measures to protect user data. Overall, Paysera offers a comprehensive range of financial services for individuals and businesses, making it a convenient and reliable option for managing finances and making transactions online. Social Link

Paynetics AD is an electronic money institution that provides payment solutions to both businesses and individuals. They offer a range of services including payment platforms, virtual prepaid cards, e-wallet accounts, physical prepaid cards, and multi-currency merchant accounts. Paynetics AD is based in Bulgaria and is authorized and regulated by the Bulgarian National Bank. This means that they are subject to strict regulatory requirements and must adhere to certain standards to ensure the safety and security of their customers funds. Their payment platforms are designed to be user-friendly and provide a seamless payment experience for both businesses and consumers. They offer virtual prepaid cards that can be used for online purchases, as well as physical prepaid cards that can be used in-store. In addition, Paynetics AD offers e-wallet accounts that allow customers to store and manage their funds electronically. These accounts can be used for a variety of purposes, including making payments, transferring money, and managing expenses. For businesses, Paynetics AD offers multi-currency merchant accounts that allow them to accept payments in multiple currencies. This can be particularly useful for businesses that operate internationally or have customers from different countries. Overall, Paynetics AD is focused on providing secure and convenient payment solutions to businesses and individuals. Their range of services and regulatory oversight make them a trusted choice for electronic money services. Social Link