Lumon Pay Plc is an electronic money institution that specializes in foreign exchange and international transfers. They offer a range of services including multi-currency e-wallets, international transfers, currency exchange, currency contracts, and regular payments to individuals, companies, and institutions. As of 2020, It had total assets amounting to 49.2 million GBP. However, the company generated a net income of -3,105,409 GBP, indicating a loss for the year. It is incorporated in the United Kingdom and is authorized and regulated by the Financial Conduct Authority (FCA). This regulatory oversight ensures that Lumon Pay operates in compliance with the necessary financial regulations and safeguards the interests of its customers. Social Link

With Iorys, financial institutions can benefit from a wide range of features and capabilities. These include: 1. Core Banking System: Iorys provides a comprehensive core banking system that covers all the essential banking functionalities, such as customer management, account management, transaction processing, and reporting. 2. Payment Processing: The platform supports various payment methods, including SEPA, SWIFT, ACH, and card payments. It also enables real-time payments and integrates with third-party payment gateways. 3. Compliance and Risk Management: Iorys incorporates robust compliance and risk management features to ensure regulatory compliance and mitigate risks. It includes anti-money laundering (AML) and know your customer (KYC) modules, transaction monitoring, and risk assessment tools. 4. Multi-Currency Support: The platform supports multiple currencies, allowing financial institutions to offer services in different currencies and facilitate international transactions. 5. Cryptocurrency Integration: Iorys offers modules specifically designed for cryptocurrency exchanges and wallets. It enables seamless integration with popular cryptocurrencies like Bitcoin, Ethereum, and Ripple, allowing financial institutions to offer crypto-related services. 6. Lending and Credit Management: The platform includes modules for loan origination, credit scoring, and loan management. It supports various types of loans, such as personal loans, mortgages, and business loans. 7. Open Banking: Iorys supports open banking initiatives, allowing financial institutions to securely share customer data with third-party providers through APIs. This enables the development of innovative financial products and services. 8. Mobile and Online Banking: The platform provides mobile and online banking capabilities, allowing customers to access their accounts, make transactions, and manage their finances through web and mobile applications. 9. Reporting and Analytics: Iorys offers comprehensive reporting and analytics tools to provide financial institutions with insights into their operations, customer behavior, and performance. This helps in making data-driven decisions and improving business strategies. 10. Scalability and Customization: Iorys is highly scalable and can handle large volumes of transactions. It also offers customization options, allowing financial institutions to tailor the platform according to their specific requirements and branding. Overall, Iorys provides a flexible and comprehensive banking platform that empowers financial institutions to adapt to the evolving needs of the industry and offer innovative financial services to their customers. Social Link

Fiserv is a global fintech and payments company that provides solutions for banking, global commerce, merchant acquiring, billing and payments, and point-of-sale. It helps financial institutions and businesses connect with their customers and enable seamless and secure transactions across the world. Fiserv has over 10,000 clients in more than 100 countries and has a presence in India, where it offers payment solutions and digital experiences for local markets. It is a leader in financial services technology and innovation, with products such as Carat, CardHub, Clover, and Developer Studio. Year Founded : The company was founded in 1984. CEO: The current CEO of Fiserv is Frank Bisignano. Headquarters:  Brookfield, Wisconsin. Why choose Fiserv? It is committed to delivering the best possible experience to its clients. The company offers a wide range of solutions for banking, global commerce, merchant acquiring, billing and payments, and point-of-sale. Fiserv provides innovative solutions to help businesses grow and thrive. Risk Appetite Risk AppetiteLow Risk, Medium Risk ,Processing currenciesEUR, GBP, USD ,Settlement CurrenciesEUR, GBP, USD ,API DocsLink Social Link

ClearBank aims to provide a more efficient and cost-effective alternative to the existing clearing banks in the UK. It utilizes cloud-based technology and offers a range of services including agency banking, real-time payments, and transactional banking. By partnering with ClearBank, financial institutions can access these services and benefit from increased speed, security, and transparency in their payment processing and banking operations. ClearBank’s cloud-based infrastructure allows for scalability and flexibility, enabling its clients to easily adapt to changing market conditions and customer demands. The bank also emphasizes its commitment to regulatory compliance and security, ensuring that its clients’ data and transactions are protected. Overall, ClearBank aims to disrupt the traditional clearing banking industry by offering innovative and efficient solutions to financial institutions, enabling them to better serve their customers and compete in the rapidly evolving financial services landscape. Social Link