YAP offers a range of features and services to its users. Clients can send money to friends and family instantly, both locally and internationally, using just their mobile number. They can also split bills and request money from others through the app. YAP provides a virtual card that can be used for online shopping and payments. Clients can also request a physical debit card that can be used for in-store purchases and ATM withdrawals. YAP allows users to track their spending and manage their finances through the app. They can set budgets, categorize expenses, and receive real-time notifications for transactions. The app also provides insights and analytics to help users understand their spending habits. YAP offers a range of additional services, including bill payments, mobile top-ups, and peer-to-peer transfers. Clients can also link their YAP account to other payment platforms, such as Apple Pay and Samsung Pay, for added convenience. YAP prioritizes security and privacy. The app uses advanced encryption technology to protect user data and transactions. Clients can also lock and unlock their cards instantly through the app in case of loss or theft. Overall, YAP aims to provide a seamless and convenient banking experience to its users, making it easier to manage and control their finances. Social Link

Yotta achieves this by combining the concept of a savings account with a lottery. When customers deposit money into their Yotta savings account, they earn tickets for a weekly lottery drawing. Each ticket represents a chance to win prizes ranging from $0.10 to $10 million. The more money customers save, the more tickets they earn, increasing their chances of winning. However, even if customers dont win a prize, their money still grows at a competitive interest rate. Yotta offers a base interest rate of 0.20% APY, which is significantly higher than the national average for savings accounts. It also offers additional ways for customers to earn more tickets. For example, customers can refer friends to join Yotta and earn extra tickets for each referral. This encourages customers to spread the word about Yotta and helps grow the user base. To ensure the safety of customers funds, Yotta partners with Evolve Bank & Trust, a member of the FDIC. This means that deposits up to $250,000 are insured by the FDIC, providing peace of mind for customers. Yotta mission is to help Americans build financial security and improve their financial well-being. By making saving fun and rewarding, Yotta aims to motivate people to save more and develop healthy financial habits. With the potential to win life-changing prizes and earn competitive interest rates, Yotta offers a unique and innovative approach to savings. Social Link

With YouTrip, users can easily manage their money while traveling, as they can load their wallet with multiple currencies and use the prepaid card to make payments and withdrawals abroad. The app also provides real-time exchange rates and transaction notifications, making it convenient for users to keep track of their expenses. One of the key features of YouTrip is its ability to offer competitive exchange rates. Users can exchange their money at the interbank rate, which is the most favorable rate available. This means that users can save on currency conversion fees and get more value for their money. Another advantage of using YouTrip is its security features. The app uses multiple layers of security, including two-factor authentication and biometric authentication, to ensure that users money and personal information are protected. The prepaid card is also equipped with EMV chip technology, making it secure for use at any merchant that accepts Mastercard. YouTrip is also convenient to use as it can be easily topped up using various methods, such as bank transfers and credit or debit cards. Users can also withdraw cash from ATMs worldwide without incurring any additional fees. Overall, YouTrip is a reliable and user-friendly mobile wallet that offers a convenient and cost-effective way to manage money while traveling. Its competitive exchange rates, security features, and ease of use make it a popular choice among frequent travelers. Social Link

Some of the key products and services offered by Wiseasy Technology include: 1. Smart Financial Terminals: Wiseasy provides a range of smart financial terminals, including POS terminals, mobile payment terminals, and self-service kiosks. These terminals are equipped with advanced features such as contactless payment, biometric authentication, and QR code scanning. 2. Payment Technology Services: Wiseasy offers a comprehensive suite of payment technology services, including payment gateway integration, transaction processing, fraud prevention, and risk management. These services enable businesses to accept various payment methods, including credit cards, mobile wallets, and QR code payments. 3. Cloud-based Solutions: Wiseasy cloud-based solutions enable businesses to manage their financial services and operations more efficiently. These solutions include cloud-based POS systems, payment management platforms, and data analytics tools. 4. Acquiring Services: Wiseasy provides acquiring services to banks, acquirers, and fintech companies, allowing them to process and settle payment transactions. These services include merchant onboarding, transaction routing, and settlement reconciliation. 5. Industry Solutions: Wiseasy offers industry-specific solutions for various sectors, including retail, hospitality, transportation, and e-commerce. These solutions are tailored to meet the specific needs of each industry, providing businesses with a seamless and secure payment experience. 6. Mobile Wallet Solutions: Wiseasy mobile wallet solutions enable businesses to offer their customers a convenient and secure way to make payments using their smartphones. These solutions support various mobile payment methods, including NFC, QR code, and in-app payments. 7. Value-added Services: Wiseasy provides a range of value-added services, including loyalty programs, gift card management, and customer engagement tools. These services help businesses enhance customer loyalty and drive repeat purchases. Overall, Wiseasy Technology aims to empower businesses and financial institutions with innovative payment and acquiring solutions, enabling them to offer seamless and secure financial services to their customers. Social Link

Worldline Global Services provides payment solutions for physical and online businesses, secured payment transaction processing for banks, and e-ticketing services for public agencies. Worldline is the new world-class leader in the payments and transactional services industry, with a global reach. It is at the forefront of the digital revolution that is shaping new ways of paying, living, doing business, and building relationships. Its strengths in innovation are matched by the power and robustness of its platforms, the security of its solutions, and the quality of its services. This full-service enterprise payment processing solution that can integrate with the user’s existing commerce operation. This solution is designed to support users through all stages of international payment optimization: cross-border, alternative payments, and local entities. Its scalable payment engine offers users everything they need to manage the entire payment lifecycle with clear business benefits. Formerly Bambora, Worldline Online Payments is built with features and services to grow your software. Easily accept payments online, in-app, over the phone, and by mail. Automate your billing process, access advanced security tools, and gain valuable insights with robust reporting APIs. With more than 45 years’​ experience, Worldline is a major player in the B2B2C field. Why Choose WorldLine? Great for small startups Account managers and technical staff are very prompt, professional, knowledgeable, and helpful Straightforward integration process All costs are monthly and fixed-per transaction

Worldnet Payments ensures that transactions are processed quickly and securely, reducing the risk of fraud and chargebacks. One of the key features of Worldnet Payments is their flexible end-to-end platform, which allows ISVs to easily integrate their payment solution into their existing systems. This enables ISVs to offer a wide range of payment options to their customers, including credit and debit cards, mobile wallets, and alternative payment methods. In addition to their payment gateway technology, Worldnet Payments also provides a team of payment experts who can assist ISVs in developing and implementing their payment strategy. These experts have extensive knowledge and experience in the payments industry, and can help ISVs navigate the complex world of payments to ensure they are maximizing their revenue potential. Worldnet Payments is particularly focused on the self-service retail industry, including kiosks, ai-vending, arcade gaming, and transportation. They understand the unique challenges and requirements of these industries, and have tailored their payment solutions to meet their specific needs. Overall, Worldnet Payments is a trusted payment solution and gateway technology provider for ISVs in self-service retail. Their advanced platform, payment expertise, and focus on the unique needs of the industry make them an ideal partner for ISVs looking to simplify their payments strategy and revolutionize their online, in-store, or mobile payments journey. Social Link

Xendit offers a wide range of payment solutions, including credit card processing, bank transfers, e-wallets, and cash payments. The company technology allows businesses to accept payments online, offline, and through mobile devices. Xendit also provides tools for businesses to manage their payments, including invoicing, reconciliation, and reporting. One of Xendit key differentiators is its focus on user experience. The company has built a user-friendly dashboard that allows businesses to easily manage their payments and access real-time data and analytics. Xendit also provides a suite of APIs that businesses can integrate into their own systems, allowing for seamless payment processing. In addition to payment processing, Xendit also offers other financial services. The company provides payroll and loan disbursement services, allowing businesses to easily pay their employees and provide loans to their customers. Xendit also offers fraud detection services, helping businesses identify and prevent fraudulent transactions. Xendit has experienced rapid growth since its founding and has attracted significant investment from leading venture capital firms. The company has expanded its operations to the Philippines and has plans to further expand across Southeast Asia. Xendit mission is to empower businesses in the region by providing them with the tools and infrastructure they need to grow and succeed. Year Founded: Xendit was founded in 2015. CEO: The CEO of Xendit is Moses Lo. Headquarters: Xendit’s headquarters is located in Jakarta, Indonesia. Why Choose Xendit? 1. Comprehensive Payment Solutions: Xendit offers a wide range of payment solutions, including online payment processing, disbursement services, and other financial products, catering to the diverse needs of businesses. 2. Simplified Integration: Known for its ease of integration, Xendit provides businesses with seamless solutions that can be easily integrated into their platforms, websites, or applications. 3. Global Reach: Xendit enables businesses to operate on a global scale, facilitating cross-border transactions and supporting international business expansion. 4. Focus on Innovation: With a focus on innovation, it stays ahead of industry trends, introducing new features and technologies to enhance the efficiency and capabilities of its payment solutions. 5. User-Friendly Interface: The platform is designed with a user-friendly interface, making it accessible and easy to navigate for both businesses and end-users. 6. Advanced Security Measures: Xendit prioritizes the security of transactions, implementing advanced security measures to protect against fraud and ensure the safety of financial transactions. 7. Flexible Payment Options: Businesses can benefit from a variety of payment options supported by Xendit, accommodating different preferences and improving the overall customer experience. 8. Dedicated Customer Support: It emphasizes responsive customer support, providing assistance to businesses and users, contributing to a positive experience with their services. 9. Transparent Pricing: Transparent pricing models enable businesses to understand the costs associated with using Xendit’s services, fostering trust and clarity in financial transactions. Solutions Cross-border Payments, Risk Management & Security Accepted Industries Adult, CBD, Crowdfunding, E-commerce, Education, Financial Services, Firearms, Gambling, Gaming, Hospitality, Kratom, Marketplaces, Pharma, Travel Social Link

With WEBXPAY, merchants can accept payments from customers using various payment methods such as credit cards, debit cards, mobile wallets, and bank transfers. The platform provides a secure and seamless payment experience for both merchants and customers. WEBXPAY offers a range of features and services to help businesses manage their payments effectively. These include real-time transaction monitoring, fraud prevention tools, customizable payment pages, recurring billing options, and detailed reporting and analytics. In addition to its payment gateway services, WEBXPAY also offers a range of value-added services such as tokenization, 3D Secure authentication, and multi-currency support. These services help businesses expand their customer base and reach new markets. Overall, WEBXPAY provides businesses with a comprehensive payment solution that is easy to integrate, secure, and reliable. Whether you are a small business or a large enterprise, WEBXPAY can help you streamline your payment processes and grow your business. Social Link

With WeCashUp API, online merchants can easily integrate payment functionality into their websites and mobile apps. The API supports both pull and push payments, allowing merchants to collect payments from customers or push payments to them. One of the key features of WeCashUp is its ability to accept cash and mobile money payments. In many emerging markets, such as Africa, traditional credit cards are not widely used. Instead, people rely on mobile money services like M-PESA, Orange Money, MTN Mobile Money, Airtel Money, and Tigo Cash. WeCashUp API allows merchants to accept payments from any of the 155 mobile money wallets available in Africa. The API provides a single REST integration, making it easy for developers to integrate payment functionality into their applications. It supports multiple programming languages, including Java, PHP, Python, and Ruby. WeCashUp also offers additional features to enhance the payment experience for both merchants and customers. These include fraud prevention tools, real-time transaction monitoring, and customizable payment pages. Overall, WeCashUp API provides a convenient and secure way for online merchants to accept cash and mobile money payments in emerging markets. By integrating WeCashUp into their applications, merchants can expand their customer base and increase revenue in these markets. Social Link

With Willa, freelancers can easily create and send professional invoices to clients, track payment statuses, and receive payments directly into their bank accounts. Willa also offers a unique feature called “Instant Pay,” which allows freelancers to receive a portion of their payment immediately, even before the client has paid in full. Willa takes care of all the administrative tasks, such as following up on late payments and handling any disputes, so freelancers can focus on their work without the stress of managing their finances. Willa also provides insights and analytics on income and expenses, making it easier for freelancers to manage their finances and plan for the future. In addition to its payment services, Willa also offers a range of financial tools and resources to help freelancers with budgeting, tax planning, and saving for retirement. Willa aims to empower freelancers and provide them with the financial stability and peace of mind they need to thrive in their careers. Overall, It is a comprehensive payment solution designed specifically for freelancers, offering fast and hassle-free payments, financial management tools, and support to help them succeed in their freelance careers. Social Link

Windcave offers a wide range of payment solutions to meet the needs of businesses of all sizes. Our eCommerce solutions include hosted payment pages, shopping cart integrations, and tokenization for secure storage of customer payment information. We also offer mobile payment solutions for businesses on the go, as well as virtual terminal solutions for phone and mail order businesses. For retail businesses, Windcave provides a range of point-of-sale solutions, including countertop terminals, mobile card readers, and integrated payment solutions for seamless integration with existing POS systems. Our solutions support contactless payments, EMV chip cards, and mobile wallets, ensuring that businesses can accept payments from a wide range of sources. In addition to our eCommerce and retail solutions, Windcave also offers unattended payment solutions for businesses such as vending machines, parking meters, and self-service kiosks. Our unattended solutions are designed to be secure, reliable, and easy to use, allowing businesses to accept payments without the need for staff assistance. Windcave payment solutions are backed by our industry-leading security measures, including PCI DSS compliance, encryption, and tokenization. We work closely with our clients to ensure that their payment processes are secure and compliant with industry standards. With a global presence and a focus on innovation, Windcave is committed to providing businesses with the payment solutions they need to succeed in today digital economy. Whether youre a small business just starting out or a large enterprise with complex payment needs, Windcave has the expertise and technology to help you streamline your payment processes and grow your business. Social Link

Vivid Money is a comprehensive online financial platform designed to cater to both personal and business needs. It offers users the ability to open multiple accounts with individual German IBANs, making it a versatile solution for diverse financial requirements. Vivid Money stands out with its instant SEPA transfers and cashback features, enhancing user experience and value. It also prioritizes security with state-of-the-art measures in place. Furthermore, it provides easy mobile and web access, making financial management convenient for users. With additional offerings like investment options, Vivid Money goes beyond being a traditional banking platform, providing a holistic financial solution. Year Founded: It  was founded in 2020. CEO: The CEO of Vivid Money is Alexander Emeshev. Headquarters: The headquarters of Vivid Money is located in Berlin, Germany. Why choose Vivid Money? Multiple Accounts: You can open up to 30 accounts with individual German IBANs for business needs, and up to 15 Pockets with individual German IBANs for personal needs. Instant SEPA Transfers: It offers instant SEPA transfers. Cashback: You can earn cashback while spending. Security: It provides state-of-the-art security (PSI DCC certified). Easy Access: It offers easy mobile and web access. Investment Options: It also offers the brokerage of transactions for the purchase and sale of financial instruments in context of the currency conversion products. Social Link