A Guide to High-Risk Merchant Accounts | Justt.ai Navigating the Challenges of High-Risk Merchant Accounts Managing a high-risk business comes with its unique set of challenges, especially when it comes to payment processing. At Justt.ai, we understand these complexities and provide tailored solutions to help high-risk merchants secure reliable and efficient merchant accounts. Our expertise in the field ensures that your business can continue to grow without the hurdles commonly faced in high-risk industries. Why Choose Justt.ai for Your High-Risk Merchant Account? Expert Guidance: With years of experience in high-risk payment processing, our team offers unparalleled support and advice to help you navigate the intricacies of securing a high-risk merchant account. Customized Solutions: Every business is unique, and so are its needs. We provide personalized solutions that cater specifically to your industry and business model. High Approval Rates: Leveraging our extensive network of banking relationships, we ensure a higher approval rate for merchant accounts, even for the most challenging industries. Secure and Compliant: Our platform adheres to the highest standards of security and compliance, protecting your business and customers from fraud and data breaches. Industries We Serve Justt.ai specializes in providing merchant accounts for a variety of high-risk industries, including: CBD and Nutraceuticals Adult Entertainment Travel and Hospitality E-Cigarettes and Vaping Online Gaming Multi-Level Marketing (MLM) Loan Modification Services And many more… Features of Justt.ai High-Risk Merchant Accounts Flexible Payment Solutions: Accept a wide range of payment methods, including credit cards, debit cards, and ACH payments, tailored to your business needs. Advanced Fraud Prevention: Utilize cutting-edge technology to detect and prevent fraudulent transactions, ensuring the safety of your business and customers. Seamless Integration: Our platform easily integrates with your existing systems, providing a smooth and hassle-free payment processing experience. Real-Time Reporting: Access detailed reports and analytics in real-time to stay on top of your transactions and financial performance. The Justt.ai Difference At Justt.ai, we believe that high-risk businesses deserve the same level of support and service as any other industry. Our commitment to excellence and customer satisfaction sets us apart. Here’s what makes us different: Proven Track Record: We have a history of successfully placing high-risk merchants with reliable payment processors. Dedicated Support: Our team of experts is available to assist you every step of the way, from application to ongoing account management. Innovative Solutions: Stay ahead of the curve with our innovative payment solutions designed to meet the evolving needs of high-risk businesses. Get Started Today Don’t let the challenges of high-risk payment processing hold your business back. Partner with Justt.ai and take advantage of our expertise and resources to secure a high-risk merchant account that works for you.  

L3 Payments: Credit Card and ACH Merchant Accounts For High-Risk and Hard-To-Place Businesses Proven Solutions. Decades of Experience. Personalized Service. Trusted Merchant Account Placement Since 2005 At L3 Payments, we specialize in direct merchant account placement and payments consulting for hard-to-place and high-risk merchants. With a focus on card-not-present and e-commerce merchants, we bring extensive expertise and a proactive approach to ensure your business’s payment processing needs are met. Expertise Across Diverse Verticals We cater to a variety of industries, including: CBD Nutraceuticals (straight-sale and continuity) E-cigarette MLM (Multi-Level Marketing) Travel Cam Sites Loan Modification Regardless of your industry and the challenges you face, if there is a bank that services your sector, we will connect you with them. Need a Merchant Account? L3 Payments is known for its exceptional service and proactive approach, making us a trusted partner for our clients and a valuable resource for partner banks. Our commitment to personalized service ensures that your unique business needs are addressed with the best possible solutions. Why Choose L3 Payments? Proven Track Record: Over a decade of experience in handling high-risk and hard-to-place merchant accounts. Personalized Service: Tailored solutions to fit the unique needs of your business. Industry Connections: Strong relationships with banks that specialize in high-risk industries. Comprehensive Support: From account setup to ongoing consulting, we provide end-to-end support. Get Started Today Connect with L3 Payments to find the right merchant account solution for your business. Our team of experts is ready to help you navigate the complexities of high-risk payment processing and secure the services you need to succeed. Contact Us today to learn more about how L3 Payments can support your business growth and ensure seamless payment processing.

Secure Transactions with Electronic Merchant Systems Rest assured that your transactions are safe and secure with our advanced security measures. We prioritize the protection of your customers’ sensitive information. Tailored Solutions No matter the size or type of your business, we provide customized payment solutions to meet your specific needs. Whether you’re accepting payments online, in-person, or on the go, we have you covered. Industry-Leading Technology With ElectronicMerchantSystems, you’ll have access to cutting-edge payment technology that keeps you ahead of the curve. Our innovative solutions help streamline your payment processes and enhance your business operations. Experience You Can Trust With years of experience in the industry, Electronic Merchant Systems is a trusted partner for businesses nationwide. Count on us for expert guidance, exceptional service, and reliable payment solutions. Ready to Get Started? Join the thousands of businesses that trust Electronic Merchant Systems for their payment processing needs. Contact us today to learn more about how we can help your business thrive.  

Welcome to Wetranxact: Your Trusted Partner for Card Payment Solutions At Wetranxact, we specialize in providing easy and efficient card payment services to businesses in Birmingham and beyond. As an award-winning Visa-approved card payments broker, we have established connections with all the top card payments companies, ensuring that you have access to the best solutions available. We understand that navigating the world of card payments can be complex, which is why our team is here to offer expert guidance and support every step of the way. Whether you’re looking to accept card payments online or through mobile devices, we can help you explore the options and find the right solution for your business. Here’s how we can assist you: Expert Guidance: Speak to one of our qualified brokers who will guide you through the process of finding the right card provider for your specific business needs. We’ll take the time to understand your requirements and recommend solutions that meet your goals. Website Audit: Our team can review your website and conduct a professional audit to ensure that you’re getting the most out of it in terms of card payment processing. We’ll identify any areas for improvement and help you optimize your site for seamless payment transactions. Save Time and Money: With years of industry experience, we have the knowledge and expertise to help you save time and money when it comes to card payment processing. We’ll streamline the process for you, making it easy to pick the right provider and get set up quickly. Don’t let the complexities of card payment processing hold your business back. Partner with Wetranxact and experience the ease and convenience of card payments done right. Contact us today to learn more about our services and how we can help you elevate your payment capabilities.

Welcome to Corepay – Your Trusted Payment Processing Partner At Corepay, we understand that every merchant is unique, with specific industry needs and risk levels. That’s why we provide expert solutions tailored to merchants of all risk levels, offering a rapid and transparent approach to setting up your merchant account. Our goal is to ensure that your business can flourish within days, with minimal effort on your part. Tailored Solutions for Every Industry Whether you operate in a high-risk or low-risk industry, Corepay has you covered. Our team specializes in delivering custom payment processing solutions designed to meet the unique needs of your business. From fast approvals to reliable fraud protection, we provide the tools and support you need to succeed. Industry-Leading Fraud Protection At Corepay, we take fraud prevention seriously. That’s why we offer merchants access to a range of advanced tools, including Verifi’s Rapid Dispute Resolution, Order Insight by Verifi, Ethoca Alerts, and 3-D Secure 2.1. With these tools in place, you can rest assured that your business is protected against chargebacks and fraudulent activity. Exceptional Customer Service When you partner with Corepay, you’re not just getting a payment processor – you’re gaining a trusted ally in your business’s success. Our team is committed to providing exceptional customer service, with direct access to our management team for any questions or concerns you may have. We pride ourselves on being responsive, reliable, and dedicated to your satisfaction. Why Choose Corepay? Fast Approvals: Get approved within 24-72 hours, even for high-risk industries. Exceptional Customer Service: Enjoy direct access to our management team for personalized support. Risk Mitigation: Benefit from advanced fraud protection tools to prevent chargebacks. Competitive Rates: Take advantage of low-risk rates as low as $99 per month and $0.05 per transaction, with waived fees for application, setup, and annual maintenance.                                                                              Maximized Approval Ratios: Our proprietary payment gateway utilizes routing technology based on your target customer base to maximize approval ratios. Comprehensive Chargeback Alerts: Receive traditional chargeback alerts from Ethoca and Verifi to stay informed and proactive. Partner with Corepay today and experience the difference a trusted payment processing partner can make for your business.  

Welcome to Payment Brain – Your Ultimate Resource for Payment Solutions At Payment Brain, we understand the importance of finding the right payment solution for your business. Whether you’re looking to accept payments online, in-person, or over the phone, we’re here to help you compare and find the best payment gateway, merchant account, or card machine for your needs. Compare Payment Gateways: Easily compare a wide range of payment gateways to find the one that best suits your website and business requirements. Whether you’re looking for seamless integration, robust security features, or competitive pricing, we’ve got you covered. Compare Merchant Accounts: Explore a variety of merchant account providers to receive card payments face-to-face, over the phone, or online. From traditional merchant accounts to modern payment processing solutions, we’ll help you find the right provider to meet your business needs. Card Machines and PDQ Machines: Learn more about taking payments face-to-face with traditional credit card machines or PDQ machines. Compare prices, features, and functionality to find the perfect solution for your brick-and-mortar business. Mobile Credit Card Readers: Discover the new style of smaller, lightweight mobile credit card readers that are perfect for businesses on the go. Compare prices and features to find the right mobile payment solution for your needs. At Payment Brain, we’re dedicated to helping businesses like yours find the best payment solutions to streamline operations, improve customer experience, and drive growth. Explore our comprehensive comparison tools and resources to make informed decisions about your payment strategy. Start comparing payment solutions today and take your business to the next level with Payment Brain!    

myPOS is a Europe-based fintech company that was established in 2014. It provides affordable card payment solutions and a multicurrency merchant account to over 150,000 small and medium-sized enterprises across more than 30 European countries. myPOS operates on a pay-as-you-go model, charging 1.10% + 7p per transaction, with no monthly fees or long-term contracts. However, it requires users to use their e-money merchant account, and charges may apply for withdrawals to regular accounts. While the platform has been praised for its card machines and straightforward transactions, some users have reported inconsistent customer support. Despite this, myPOS remains a popular choice for startups and micro businesses seeking a mobile payment solution. Year Founded: It was founded in 2014. CEO: The Chief Executive Officer of myPOS is Mario Shiliashki. Headquarters: The headquarters of myPOS is located in London, United Kingdom. Why choose myPOS? No Monthly Fees or Contracts: It operates on a pay-as-you-go model, meaning there are no monthly fees or long-term contracts. Multicurrency Merchant Account: myPOS offers a multicurrency merchant account, making it easier for businesses to operate internationally. Instant Access to Funds: Funds from transactions are instantly available in the myPOS account. Wide Range of Payment Solutions: It provides a variety of payment solutions, including mobile payment terminals and online payment solutions. 24/7 Support: myPOS offers round-the-clock support to its customers.

With Zilch, customers have the flexibility to make purchases and pay them off over time without incurring any interest charges or hidden fees. This allows them to manage their finances more effectively and avoid getting into debt. To sign up for Zilch, customers need to provide some basic personal information and go through a quick approval process. Once approved, they receive a virtual payment card that they can use to make purchases at any retailer that accepts MasterCard. When making a purchase with Zilch, customers are required to pay 25% of the cost upfront. This initial payment is deducted from their available credit balance. The remaining balance is then divided into three equal parts, with each part payable every two weeks.For example, if a customer makes a purchase of £100, they would pay £25 upfront and then £25 every two weeks for the next six weeks. This allows them to spread the cost of their purchase and make it more affordable.Zilch also offers a feature called “Pay in Four”, which allows customers to split their payments into four equal parts instead of three. This gives them even more flexibility in managing their payments. Overall, Zilch provides a convenient and transparent payment solution that allows customers to make purchases and pay them off over time without any interest or hidden fees. It is a modern alternative to traditional credit cards that aims to make financial management easier and more affordable for consumers. Social Link

Zilla aims to empower merchants and shoppers by providing them with a seamless and convenient payment solution. With Zilla, merchants can easily collect payments from their customers, allowing them to focus on growing their business. Customers, on the other hand, can enjoy the freedom to buy what they want, when they want, and pay for it later at 0% interest. Zilla payment solution is designed to be accessible to all, ensuring that financial services are not limited to a select few. By offering affordable and flexible payment options, Zilla aims to improve the overall shopping experience for customers, making it more enjoyable and stress-free.One of the key features of Zilla is its installment payment option. Customers can choose to pay for their purchases in small, manageable installments, spreading the cost over time. This allows them to budget their expenses more effectively and avoid any financial strain. Zilla also prides itself on transparency and fairness. There are no hidden charges or fees associated with using their services. Customers can rest assured that they will only pay the agreed-upon amount, without any surprises. In summary, Zilla is a payment and credit card solution company that aims to make financial services more accessible and affordable for merchants and shoppers in Nigeria. With flexible payment collections for merchants and the option to buy now and pay later at 0% interest for customers, Zilla is committed to helping Africans live their best life today. Social Link

As an electronic money institution, W-HA SA provides digital payment solutions and services to individuals and businesses. They offer a range of products and services, including: 1. Digital Wallet: W-HA SA provides a digital wallet that allows users to store and manage their electronic money. Users can easily make payments, transfer funds, and track their transactions through the wallet. 2. Peer-to-Peer Payments: W-HA SA enables users to send and receive money instantly to other users of the platform. This feature is particularly useful for splitting bills, paying friends, or making quick payments. 3. Online Payments: W-HA SA facilitates online payments for e-commerce businesses. They offer secure payment gateways and integration options for merchants to accept payments from customers. 4. Mobile Payments: W-HA SA mobile payment solutions allow users to make payments using their smartphones. This feature is convenient for in-store purchases, as users can simply tap their phones on contactless payment terminals to complete transactions. 5. International Transfers: W-HA SA enables users to send and receive money internationally. They offer competitive exchange rates and low fees for cross-border transactions. 6. Prepaid Cards: It issues prepaid cards that can be used for online and offline purchases. These cards are loaded with electronic money and can be topped up as needed. 7. Financial Management Tools: It provides users with tools to manage their finances effectively. Users can set budgets, track expenses, and receive notifications for their transactions. 8. API Integration: W-HA SA offers API integration for businesses that want to incorporate their payment solutions into their own platforms. This allows businesses to provide seamless payment experiences to their customers. As an authorized and regulated institution, It ensures the security and compliance of its services. They adhere to strict regulations and implement robust security measures to protect user data and transactions. Social Link

WireBloom LTD is an electronic money institution that specializes in international card processing. They provide services such as merchant accounts, card processing, card acceptance, payment gateways, and multi-currency processing to merchants. As of 2019, WireBloom LTD had total assets amounting to 487,684.00 GBP. This indicates the value of their resources, including cash, investments, and other assets. During the same year, WireBloom LTD generated a net income of 31,223.00 GBP. Net income represents the company total revenue minus all expenses and taxes. It is a measure of profitability and indicates how much money the company has earned after deducting all costs. WireBloom LTD is incorporated in the United Kingdom and is authorized and regulated by the Financial Conduct Authority. This means that they operate under the supervision and guidelines of the regulatory body responsible for overseeing financial institutions in the UK. Compliance with these regulations ensures that WireBloom LTD operates in a secure and trustworthy manner. Social Link

Volante Technologies is a leading financial technology company that specializes in providing cloud-native payments processing solutions for financial institutions. Founded to address the complexities of the payments landscape, Volante offers a comprehensive suite of services including real-time payments, ISO 20022 migration, and a low-code platform for building and integrating financial transaction-based services. Their innovative solutions enable banks and financial institutions to modernize their payment systems, ensuring seamless and efficient transactions. By leveraging Volante’s cutting-edge technology, institutions can focus on business growth and customer satisfaction, rather than being bogged down by IT infrastructure challenges. Volante Technologies stands out for its commitment to enhancing the efficiency and reliability of financial transactions in an ever-evolving digital economy. Year Founded: Volante Technologies was established in 2001, with a vision to transform financial technology by providing innovative solutions that simplify and enhance payments processing for financial institutions. CEO: Vijay Oddiraju leads Volante Technologies as CEO, bringing extensive experience in the financial technology industry. Under his leadership, the company has grown to become a trusted provider of payments solutions globally. Headquarters: Based in Jersey City, New Jersey, Volante Technologies operates in close proximity to major financial hubs, which facilitates access to a broad network of financial institutions and industry leaders. Why Choose Volante Technologies? Innovation and Modernization: Leading Edge Solutions: Volante Technologies is known for its innovative approach to payments processing, helping financial institutions modernize their systems and stay ahead in the competitive financial landscape. Low-Code Platform: Rapid Development: Volante’s low-code platform allows for quick and efficient development and integration of financial applications, significantly reducing time and costs compared to traditional development methods. Global Reach and Proven Success: Trusted by Industry Leaders: With over 150 customers worldwide, including major global corporate banks and card networks, Volante Technologies has a proven track record of delivering reliable and efficient financial solutions. Expertise in ISO 20022: Standards Compliance: Volante is a leader in supporting the ISO 20022 messaging standard, which is essential for interoperability and data quality in financial transactions. Their expertise ensures seamless migration and compliance with this standard. Cloud-Native Solutions: Scalability and Flexibility: Volante’s cloud-native payments platform provides real-time and instant payments capabilities, offering scalability and flexibility to handle increasing transaction volumes and regulatory requirements. Cost Efficiency: The cloud-native approach reduces reliance on extensive on-premises infrastructure, lowering operational costs and enhancing overall performance.