ZoftPay is a cutting-edge digital e-payment company headquartered in the United Kingdom, providing secure and comprehensive payment solutions tailored for the global business landscape. As an all-in-one platform, ZoftPay facilitates seamless credit card transactions, offering robust payment technology backed by a certified anti-fraud system. Designed to be user-friendly, ZoftPay’s services are crafted to enhance the online sales experience, connecting businesses with a worldwide customer base and fostering sustainable growth. With its commitment to making digital payments straightforward and secure, Zoft Pay stands as a reliable partner for businesses looking to expand their reach in the e-commerce domain. Headquarters:  The headquarters of Zoft Pay is located at Unit No 42, Bellstar Junction, Tienie Meyer Road, Cape Town, Western Cape 7530, South Africa. Why choose Zoft Pay? Global Reach: Connects your business with potential customers worldwide. Secure Transactions: Offers a safe and certified anti-fraud system for secure payments. All-in-One Solution: Provides a comprehensive payment solution for various business needs. Innovative Services: Delivers fully comprehensive and innovative solutions for business growth. User-Friendly: Designed to be straightforward and easy to use for both businesses and customers. Sustainable Growth: Aims to help your business achieve sustainable growth with its services.

21Bitcoin.app is a digital platform that facilitates the buying and trading of Bitcoin. It has gained recognition for its low transaction fees, especially for users in Europe. One of its standout features is the automatic withdrawal function, which many users find convenient. Additionally, it offers flexibility by allowing users to set their own Dollar Cost Averaging (DCA) intervals. However, some users have reported a slow verification process. As with any cryptocurrency platform, potential users are advised to conduct thorough research and consider the inherent risks before investing. Year Founded: 21Bitcoin.app was founded in the year 2020. CEO: The CEO of 21Bitcoin.app is Daniel Winklhammer. Headquarters: The headquarters of 21Bitcoin.app is located at Rupertiwinkelstrasse 19, Salzburg, Austria. Why choose 21bitcoin? Trust: It is trusted by thousands of Europeans and backed by the established Volksbank Raiffeisenbank Bayern Mitte. Instant Funding: You can fund your account instantly and start trading in just minutes. SEPA Instant deposits (up to €100,000) let you buy bitcoin right away. Automatic Bitcoin Saving: It allows you to set recurring purchases to automatically buy more bitcoin independent of market fluctuations on a schedule. Innovative Features: With the launch of 21bitcoin’s app 2.0, they brought features that were highly sought after by users and combined them with proven features for an even more intuitive user experience Security: Your bitcoin is held in trust and stored by their custodial partner BitGo Custody. In the unlikely event of insolvency, your bitcoin is still yours. Customer Support: At 21bitcoin, they provide 24/7 human customer support to help you navigate the world of bitcoin.

VoltCoins Clearcrest Inc, UAB is a registered crypto business based in Lithuania. It operates two crypto exchanges, VoltCoins and Coinsdrom. These exchanges allow users to buy, sell, and trade various cryptocurrencies. In addition to running its own exchanges, Clearcrest Inc also offers crypto exchange solutions for other potential operators. This means that the company can help individuals or businesses set up their own crypto exchanges using its technology and expertise. More information about this service can be found on the company’s website, Clearcrest.io. The company is operated by Valentyn Tkach and Pavel Zuk. They are responsible for managing the day-to-day operations of Clearcrest Inc and ensuring that the exchanges run smoothly and securely.

WebMoney offers a variety of services, including: 1. Money transfers: Users can send and receive money to and from other WebMoney users. Transfers can be made in various currencies, including US dollars, euros, and Russian rubles. 2. Online payments: WebMoney can be used to make payments for goods and services at online merchants that accept the payment method. Users can also make recurring payments and set up automatic payments. 3. Currency exchange: WebMoney allows users to exchange their funds between different currencies at competitive exchange rates. This feature is particularly useful for users who frequently deal with international transactions. 4. Prepaid cards: Web Money offers prepaid cards that can be used for online and offline purchases. These cards are linked to the user’s WebMoney account and can be loaded with funds from the account. 5. Mobile app: Web Money has a mobile app that allows users to manage their accounts, make payments, and track their transactions on the go. The app is available for both iOS and Android devices. 6. Security features: WebMoney uses advanced security measures to protect users’ funds and personal information. These include two-factor authentication, encryption, and anti-fraud systems. Overall, WebMoney provides a convenient and secure way for individuals and businesses to send and receive money, make online payments, and manage their finances.

WellCoinPay Some of the payment systems they work with include PayPal, Stripe, Skrill, Neteller, Payeer, Perfect Money, AdvCash, and many more. They also offer cryptocurrency payment options, including Bitcoin, Ethereum, and Litecoin. WELLCOINPAY provides merchants with a user-friendly dashboard where they can easily manage their transactions, view payment history, and generate reports. They also offer customizable payment forms that can be integrated into websites or mobile apps. One of the key features of WELLCOINPAY is their fraud prevention system. They use advanced algorithms and machine learning to detect and prevent fraudulent transactions, ensuring the security of both merchants and customers. In addition to their payment aggregation services, WELLCOINPAY also offers additional features such as recurring payments, subscription management, and invoicing. They also provide customer support to assist merchants with any issues or questions they may have. Overall, WELLCOINPAY is a comprehensive payment system aggregator that offers a wide range of payment options and features to help businesses streamline their online payment processes.

WireWallet is a modern online payment solution that was founded in 2019. It offers a range of features designed to make sending and receiving funds easier and more efficient. With WireWallet, businesses can have their own designated corporate B2B or C2B IBAN with multi-currency support, facilitating effortless transactions. It also supports payments to and from cryptocurrency exchanges, allowing businesses to pay and get paid in all major cryptocurrencies. Additionally, WireWallet’s open banking feature enables businesses to analyze their financial transactions to identify opportunities and problem areas. It also offers eCards and card payments as alternative payment methods, helping businesses expand to new markets and accept international customers. Year Founded: WireWallet was founded in 2019. CEO: The current CEO is Andrew Anastasiou. Headquarters: The headquarters of WireWallet is located in Larnaca, Cyprus. Why choose WireWallet? Corporate Named Virtual IBANs: Offers your very own designated corporate B2B or C2B IBAN with multi-currency support. Cryptocurrency IBANs: Supports payments to and from cryptocurrency exchanges in all major Cryptocurrencies. Open Banking: Allows you to analyze the money coming into and going out of your accounts. eCards: An alternative payment method that allows businesses to expand to new markets and sell their services internationally. Card Payments: A single API seamlessly integrated on the merchant’s website for accepting card settlements from international customers. High-level Security: WireWallet provides high-level security measures, ensuring your account is safe. No Transaction Limits: At WireWallet, there are no minimum or maximum transaction values. You can send and receive any amount you want. User-friendly Platform: Experience the convenience of WireWallet’s user-friendly platform. 24/7 Access: By opening an account with WireWallet, you keep control of your money and can access your account 24/7. Save on Exchange Fees: Receive in over 40 different currencies to any of our pooled accounts and save money on currency exchange fees.

Wise, previously known as TransferWise, is a renowned financial technology company that provides a variety of services to facilitate international money management. It offers an International Account that enables users to manage money across borders, making it convenient to pay bills or send money overseas. Known for its high-speed, low-fee transfers, It supports over 40 currencies, with more than half of the transfers reaching their destination in under 20 seconds. Users can also earn an annual percentage yield (APY) on their USD, GBP, and EUR balances by opting into the interest feature. With a strong focus on security, Wise ensures the protection of every transaction with HTTPS encryption and 2-step verification. Year Founded: It was founded in January 2011. CEO: The CEO of Wise is Kristo Käärmann. Headquarters: It is headquartered in London, United Kingdom. Why choose Wise? Variety of Options for Sending Money: It offers a range of options for sending money internationally. No Markup on Exchange Rates: Wise uses the real exchange rate, without any markup, for currency exchanges. Fast Money Transfers: For some transactions, it offers fast money transfers. Transparent Fees: While Wise might not always be the cheapest option, it is upfront about its fees. Trust and Security: Wise is trusted by over 13 million people and businesses, and prioritizes the security of transactions.

The company aimed to provide a seamless and efficient payment processing solution for businesses of all sizes. XCepts Ltd positioned itself as a disruptor in the industry, promising lower fees, faster transactions, and enhanced security measures. Veronica Baitova, the founder and CEO of XCepts Ltd, had a background in finance and technology. She recognized the need for a more streamlined payment processing system that could cater to the evolving needs of businesses in the digital age.XCepts Ltd quickly gained traction in the market, attracting a diverse range of clients from various industries. The company’s innovative approach to payment processing, coupled with its competitive pricing, made it an attractive option for businesses looking to optimize their financial operations. However, as XCepts Ltd was an unregulated payment processor, it operated outside the purview of traditional financial regulations. This lack of oversight raised concerns among industry experts and regulatory bodies, who questioned the company’s compliance with anti-money laundering (AML) and know-your-customer (KYC) regulations. Despite these concerns, XCepts Ltd continued to grow rapidly, expanding its client base and revenue. The company invested heavily in technology, developing advanced fraud detection and prevention systems to ensure the security of its transactions. In 2024, XCepts Ltd faced its first major setback when it was hit by a significant data breach. The breach compromised the personal and financial information of thousands of its clients, leading to a loss of trust and credibility. The incident prompted an investigation by regulatory authorities, who discovered several compliance failures within the company.As a result, XCepts Ltd faced hefty fines and legal repercussions. The company’s reputation took a severe hit, and many clients decided to terminate their contracts with the payment processor. This setback, coupled with the increased scrutiny from regulatory bodies, led to a decline in XCepts Ltd’s market share and financial performance. In an attempt to salvage the company’s reputation, Veronica Baitova implemented stricter compliance measures and enhanced security protocols. XCepts Ltd also sought partnerships with established financial institutions to regain trust and credibility in the market. Despite these efforts, XCepts Ltd struggled to regain its former position in the industry. The company faced intense competition from regulated payment processors that offered similar services with the added assurance of compliance with financial regulations. Ultimately, XCepts Ltd’s journey as an unregulated payment processor came to an end. The company was unable to recover from the reputational damage caused by the data breach and the subsequent regulatory scrutiny. Veronica Baitova eventually decided to shut down XCepts Ltd and explore new opportunities in the fintech industry.

Xentum AG is a Swiss-based company that specializes in providing tailor-made payment processing solutions for corporate clients. As a regulated financial intermediary, it is a member of the Self Regulatory Organization (SRO) “Verein zur Qualitätssicherung von Finanzdienstleistungen” (VQF), ensuring its operations are in compliance with Swiss law. One of the key features of Xentum AG is its transparent pricing model, which allows clients to reliably calculate their processing costs. Furthermore, the company has an established network of international banks and payment service providers. This enables clients to offer a wide range of payment services through a unified payment gateway, simplifying the payment process. Xentum AG’s commitment to quality and transparency makes it a reliable choice for businesses seeking efficient payment processing solutions. Year Founded: XentumAG have been operational since at least 2016. CEO: The key principal of Xentum AG is Fabian Baikhardt. Headquarters: Xentum AG is headquartered at Lindenstrasse 8, 6340 Baar, Switzerland. Why choose Xentum? Swiss Company: XentumAG is registered and operates in Switzerland, and is therefore subject to Swiss law. Regulated: XentumAG is a regulated Financial Intermediary and a member of the Self Regulatory Organization (SRO) “Verein zur Qualitätssicherung von Finanzdienstleistungen” (VQF). Transparent Rates: Xentum AG offers transparent pricing for its services, allowing clients to reliably calculate their processing costs. Banking: Xentum AG has an established network of International banks and Payment Service Providers, enabling clients to offer a wide range of payment services to their customers through a unified payment gateway.

Yapily is a leading fintech company that provides an open banking API infrastructure platform, enabling businesses to connect to extensive banking services across the UK and Europe. The API supports a wide range of use cases across data and payments, helping businesses to create optimal user experiences. Yapily places a strong emphasis on security, allowing businesses to innovate across payments and data without the need for additional licenses. With the feature Yapily Connect, businesses can gain secure, regulated access to open banking, facilitating global expansion. By offering these services, It is driving innovation in the financial sector and setting new standards in the fintech industry. Year Founded: It was founded on June 29, 2017. CEO: The CEO of Yapily is Stefano Vaccino. Headquarters: It is headquartered in London, England, United Kingdom. Why choose Yapily? Extensive Coverage: It offers the most extensive open banking API coverage across the UK and Europe for both consumer and business accounts. Innovation: It enables versatile use cases across data and payments powered by open banking, creating the best user experiences for customers. Performance: It helps improve adoption and conversion rates without straining internal resources. Security: Yapily provides a secure and regulated access to open banking. Support: Yapily offers best-in-class developer documentation and hands-on support.

Yedpay company was founded in 2015 and has since expanded its services to include mobile payment solutions, loyalty programs, and data analytics. Yedpay’s open payment platform allows merchants to accept various payment methods, including credit cards, mobile wallets, and QR code payments. The platform is compatible with both iOS and Android devices, making it accessible to a wide range of merchants and customers. In addition to payment processing, Yedpay also offers a range of value-added services. Merchants can use the platform to create and manage loyalty programs, allowing them to reward customers for their repeat business. The platform also provides data analytics tools, allowing merchants to gain insights into customer behavior and preferences. Yedpay’s platform is designed to be user-friendly and customizable. Merchants can easily integrate the platform into their existing systems and customize the interface to match their brand. The platform also supports multi-language and multi-currency capabilities, making it suitable for businesses operating in different countries. Overall, Yed pay aims to provide merchants with a comprehensive payment solution that is secure, convenient, and flexible. By offering a range of payment options and value-added services, the company helps merchants enhance their customer experience and drive business growth.

The USAePay gateway provides a secure and reliable platform for processing credit card transactions. It offers a range of features and services to help merchants manage their payments efficiently. Some of the key features of the USAePay gateway include: 1. Payment processing: The gateway supports all major credit card brands, including Visa, Mastercard, American Express, and Discover. It also supports ACH (Automated Clearing House) payments and electronic checks. 2. Fraud prevention: USAePay has built-in fraud prevention tools to help merchants detect and prevent fraudulent transactions. These tools include address verification, card verification value (CVV) checks, and velocity checks. 3. Recurring billing: The gateway supports recurring billing, allowing merchants to set up automatic payments for subscription-based services or recurring invoices. 4. Reporting and analytics: USAePay provides detailed reporting and analytics tools to help merchants track and analyze their payment data. This includes transaction history, sales reports, and customer insights. 5. Integration options: The USAePay gateway can be easily integrated with most major e-commerce platforms, shopping carts, and point-of-sale systems. It also offers APIs and SDKs for custom integrations. 6. Mobile payments: USAePay offers a mobile payment solution that allows merchants to accept payments on the go using their smartphones or tablets. The mobile app supports card-present transactions and can be used with compatible card readers. 7. Virtual terminal: The USAePay merchant console provides a virtual terminal solution, allowing merchants to manually enter credit card information and process payments from any internet-connected device. 8. Security and compliance: USAePay is PCI-DSS compliant and uses advanced encryption and tokenization technologies to protect sensitive cardholder data. It also offers additional security features such as 3D Secure authentication and fraud screening. Overall, USAePay provides a comprehensive payment gateway solution for merchants, offering a wide range of features and integrations to meet their payment processing needs.