Companies - fintech rating company for Payment Gateway Listing Directory Companies - fintech rating company for Payment Gateway Listing Directory

Current

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Current is a modern banking platform that provides a variety of financial services. It offers faster payments, allowing users to receive their paychecks up to two days earlier with direct deposit. Current also provides a credit building feature that simplifies the process of building credit with everyday purchases. Despite these benefits, certain fees may apply, including those for out-of-network ATM usage, late payments, foreign transactions, card replacements, cash deposits, and third-party processing. However, Current does not require credit checks or history for application. Additionally, it offers a Savings Boost feature, enabling users to earn an annual bonus of up to 4.00% on their savings. Users can also buy and sell cryptocurrencies from a selection of coins without any trading fees. Year Founded: Current was founded in 2015. Headquarters: Current is headquartered at 217 Centre Street Suite 180, New York, New York, 10013, United States. Why choose Current? Faster Payments: Get paid up to 2 days faster with direct deposit. Credit Building: Simplified credit building with everyday purchases. Savings Boost: Earn an annual bonus of up to 4.00% on your savings. Cryptocurrency Trading: Buy and sell cryptocurrencies from a selection of coins without any trading fees. No Credit Checks: No credit checks or history required to apply. Transparent Fee Structure: Some fees may apply, including out of network ATM fees, late payment fees, foreign transaction fees, card replacement fees, cash deposit fees, and third party processing fees. Social Link

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Currenxie (UK) Ltd

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Currenxie (UK) Ltd is an electronic money institution that specializes in providing global business accounts. They offer a range of services including business accounts with IBAN, business payment cards, and foreign exchange services. Their target customers include small and medium-sized businesses, large corporates, marketplaces, sole traders, and freelancers. As an electronic money institution, Currenxie (UK) Ltd is authorized and regulated by the Financial Conduct Authority (FCA) in the United Kingdom. This means that they must adhere to strict regulatory standards and meet certain requirements to ensure the safety and security of their customers’ funds. In terms of financials, Currenxie (UK) Ltd had total assets of 501,241.00 GBP in 2019. This indicates that they have a solid financial foundation to support their operations and provide reliable services to their customers. Overall, Currenxie (UK) Ltd is a reputable electronic money institution that offers a range of services to businesses of all sizes. Their authorization and regulation by the FCA provide customers with confidence in the safety and security of their funds. Social Link

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Curve

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Curve, founded in 2015 by CEO Shachar Bialick and headquartered in London, is a financial super app that consolidates all your cards into one. It offers the flexibility to switch payments between cards even after they’ve been made, the opportunity to earn cashback on purchases, and eliminates foreign exchange fees. By keeping your actual bank card details hidden, Curve also provides a safer way to spend. These innovative features make Curve a compelling choice for those seeking a more streamlined and efficient way to manage their financial life. It’s like having a financial control center in your pocket. Year Founded: Curve was founded on April 2, 2015. CEO: The CEO of Curve is Shachar Bialick. Headquarters: Curve is headquartered in London, England, United Kingdom. Why choose Curve? All Cards in One: It allows you to connect all your cards into one, eliminating the need to carry multiple cards and remember numerous PINs. Switch Payments: With It, you can switch payments between cards even after you’ve made them. This feature provides flexibility and control over your finances. Earn Cashback: Depending on the type of Curve card you have, you can earn between 1% to 3% cashback at a wide range of retailers. No Foreign Exchange Fees: When you use your bank or credit card abroad, you’re often hit with hefty foreign exchange fees. It eliminates these fees, saving you money on your overseas purchases. Security: It provides a safer way to spend by keeping your actual bank card details hidden when you shop online or in-store. Social Link

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Crosscard

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Crosscard S.A. provides a range of payment card solutions to meet the needs of businesses and individuals. Their services include: 1. Prepaid Cards: Crosscard offers prepaid cards that can be loaded with funds and used for online and offline purchases. These cards are a convenient alternative to traditional bank accounts and can be used globally. 2. Virtual Cards: Crosscard provides virtual cards that can be used for online purchases. These cards are ideal for e-commerce businesses and can be easily managed through an online platform. 3. Corporate Expense Cards: Crosscard offers corporate expense cards that enable businesses to manage employee expenses more efficiently. These cards can be loaded with funds and used for business-related expenses, with real-time reporting and control features. 4. Cross-Border Payments: Crosscard facilitates cross-border payments, allowing businesses and individuals to send and receive funds internationally. Their payment solutions are fast, secure, and cost-effective. 5. White Label Solutions: Crosscard provides white label solutions for businesses that want to offer payment card services under their own brand. This allows businesses to leverage Crosscard’s technology and infrastructure while maintaining their brand identity. Overall, Crosscard S.A. aims to simplify payments and provide innovative solutions for businesses and individuals. Their services are designed to be user-friendly, secure, and flexible, making them a trusted partner for payment card solutions. Social Link

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Cross River

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Cross River Bank is a financial institution that operates as a state-chartered bank in New Jersey. It is regulated by the Federal Deposit Insurance Corporation (FDIC) and offers a range of banking services to individuals and businesses. One of the key features of Cross River Bank is its technology-driven approach to financial services. The bank leverages advanced technology and data analytics to provide innovative solutions to its customers. This includes a comprehensive suite of products such as lending, payments, crypto, risk management, and Banking-as-a-Service (BaaS) offerings. Cross River Bank’s API-based banking platform allows businesses to integrate banking services directly into their own applications and systems. This enables seamless and efficient financial transactions and operations. In addition to its core banking services, Cross River Bank also offers checking, money market, and savings accounts, as well as certificates of deposit (CDs). These accounts provide customers with a range of options for managing their money and earning interest. Overall, Cross River Bank aims to provide a highly compliant and technologically advanced banking experience to its customers. Its focus on regulatory compliance ensures that customers can trust the bank with their financial needs, while its technology-driven approach enables efficient and convenient banking services. Social Link

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Crypterium

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Crypterium offers a range of services to its customers. Firstly, it allows users to store their cryptocurrencies securely in one app. This eliminates the need for multiple wallets and provides a convenient and easy-to-use solution for managing digital assets. Secondly, Crypterium enables users to buy and sell cryptocurrencies directly within the app. This eliminates the need for third-party exchanges and simplifies the process of acquiring and disposing of digital assets. Thirdly, Crypterium offers an exchange service that allows users to trade cryptocurrencies with each other. This provides a platform for users to exchange their digital assets and take advantage of market opportunities. Finally, Crypterium offers a cash-out service that allows users to convert their cryptocurrencies into fiat currencies and withdraw the funds to their bank accounts. This provides a convenient way for users to access the value of their digital assets and use them in the real world. In addition to these services, Crypterium also offers a range of business solutions. Its SDK program allows businesses to integrate Crypterium’s services into their own applications, providing their customers with access to crypto, banking, and VISA card issuance services. This enables businesses to monetize their audience and provide additional value to their customers. Overall, Crypterium is a comprehensive fintech solution that provides individuals and businesses with a range of services for managing and utilizing cryptocurrencies. Its user-friendly app and business solutions make it a trusted and popular choice for customers around the world. Social Link

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Crypto.com

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Crypto.com is one of the world’s most trusted and premier crypto trading platforms that allows traders to buy Ethereum, Bitcoin, and more than 250 other cryptocurrencies. An industry leader in security certifications and regulatory compliance, Crypto.com is trusted by more than 80 million users worldwide. One of the best things about Crypto.com is that it allows you to easily and quickly buy, grow, and manage your crypto assets. It is a digital currency brokerage acting as a safe custodian of your crypto assets. The best thing is that you can leverage the non-custodial Crypto.com DeFi Wallet to exercise full control of your private keys. It also comes with a Visa card that can be used by traders to spend their cryptocurrency assets with just a few clicks. The Visa card can be used to receive up to 5 percent cashback on spending, paid in Cronos (CRO). Traders can even shop with Crypto.com Pay to receive up to 10 percent cashback, paid in CRO. If this is not all, it is extremely easy to track more than 250 crypts by setting up price movement alerts and price alerts. Traders also have the complete freedom of withdrawing crypto to external addresses by paying a small fixed fee. As far as the security of crypto assets is concerned, Crypto.com implements security measures such as two-factor authentication (2FA), cold storage for the majority of user funds, and other security protocols to protect user assets. It also offers educational resources (articles, tutorials, and other learning materials) to guide users gain a clear and complete understanding of the cryptocurrency market so they can make informed and data-driven decisions. Users can even utilize the Crypto.com mobile app to manage their cryptocurrency portfolio on the go. Furthermore, they can earn interest on their cryptocurrency holdings through staking or by participating in various interest-earning programs. Crypto.com might be a good choice for you if you are looking for an affordable, all-in-one cryptocurrency platform. It is a solid low-fee crypto exchange with over 250 cryptocurrencies available. It offers a Visa card with cashback rewards and allows you to earn interest on cryptocurrencies. You can deposit money into your Crypto.com account via an electronic bank transfer or wire transfer without paying any fees. You can also sell and buy cryptocurrencies at true cost, making it one of the better value exchanges. The Crypto.com app makes it easy to convert fiat currencies into crypto. It accepts over 20 fiat currencies including USD, GBP, and EUR. Crypto.com’s lowest interest rates are better than the best high-yield savings accounts. It provides a platform for users to trade cryptocurrencies, collect NFTs, and view trading metrics such as volume and price movements. Year Founded: 2016 HQ Location: Singapore Deployment Options: Cloud, SaaS, Web-based, On-Premise Windows, and On-Premise Linux Support: FAQs/Forum and Email/Help Desk Why Choose Crypto.com? A large list of supported tokens to use in wallet, exchange, and card services Great educational content The trading, buying, and selling features are quick Provides daily updates on all cryptocurrencies Supports cryptocurrency trading, staking, and swapping Offers its own credit card, crypto wallet, and allows users to invest in NFTs Social Link

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Cryptopay

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Cryptopay offers a range of services to cater to the needs of both individuals and businesses. For individuals, Cryptopay provides a secure and convenient way to manage their digital currencies. Users can create a Cryptopay wallet to store their cryptocurrencies, such as Bitcoin (BTC), Litecoin (LTC), Ripple (XRP), and more. With a Cryptopay wallet, users can send and receive digital currencies, as well as convert them to fiat currencies like USD, EUR, and GBP. Cryptopay also offers a prepaid card that can be loaded with cryptocurrencies and used for everyday purchases, both online and offline. For businesses, It offers a range of solutions to accept digital currencies as payment. Merchants can integrate Cryptopay’s payment gateway into their websites or online stores, allowing customers to pay with cryptocurrencies. It also provides a point-of-sale (POS) system for physical stores, making it easy to accept digital currencies in person. In addition to its wallet and payment solutions, It also offers a cryptocurrency exchange service. Users can buy cryptocurrencies with a bank card, instantly exchange them to fiat currencies, and make bank transfers in Euro and GBP. Overall, Cryptopay aims to bridge the gap between the cryptocurrency and fiat worlds, providing users with a secure and convenient way to manage their digital currencies and make transactions in both the digital and physical realms. Social Link

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CSC24Seven.com Ltd

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As an electronic money institution, CSC24Seven.com Ltd provides businesses with online payment solutions. This includes e-wallet accounts, which allow businesses to store and manage their funds electronically. CSC24Seven.com Ltd also offers virtual payment cards, which are digital cards that can be used for online purchases. These cards can be easily generated and used for one-time transactions or recurring payments. In addition, CSC24Seven.com Ltd provides physical payment cards, which are physical cards that can be used for both online and offline purchases. These cards can be branded with the business’s logo and can be used by customers to make payments at any merchant that accepts card payments.CSC24Seven.com Ltd also offers white-label cards to online merchants and businesses. These cards can be customized with the merchant’s branding and can be used by customers to make payments specifically at that merchant’s website or store. As an authorized and regulated institution, CSC24Seven.com Ltd operates in compliance with the regulations set by the Central Bank of Cyprus. This ensures that the company follows strict guidelines to protect the funds and personal information of its customers. Overall, CSC24Seven.com Ltd provides businesses with a range of online payment solutions to help streamline their payment processes and improve the customer experience. Social Link

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Countingup

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Countingup, a fintech startup based in the UK, has developed a business current account with integrated accounting features. The app aims to simplify bookkeeping and tax processes for small business owners and self-employed individuals, helping them save time and money. The Countingup app offers a range of features to streamline financial administration. It provides live profit and loss reports, allowing users to track their business performance in real-time. The app also includes receipt capture tools, which enable users to easily store and organize their receipts digitally. Automatic expense categorization is another feature, which helps users keep track of their expenses and ensures accurate accounting. In addition, the Countingup app offers invoicing capabilities, allowing users to create and send professional invoices directly from their mobile devices. The app also provides tax estimates throughout the year, giving business owners peace of mind and helping them avoid any surprises when it comes to tax payments. By combining banking and accounting functionalities in one app, Countingup aims to simplify financial management for small businesses and self-employed individuals. The app is designed to be user-friendly and accessible, even for those with limited accounting knowledge or experience. Countingup is part of a growing trend in the fintech industry, where startups are leveraging technology to offer innovative solutions to traditional financial services. By providing integrated banking and accounting features, Countingup aims to help small businesses save time and money, allowing them to focus on growing their businesses. Social Link

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Coutts

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Coutts offers a range of services to its clients, including private banking, wealth management, investment advice, and financial planning. Its private banking services cater to high-net-worth individuals and families, providing personalized solutions to help clients manage and grow their wealth. Coutts’ wealth management services include investment management, portfolio construction, and asset allocation. The bank’s team of experts work closely with clients to understand their financial goals and risk tolerance, and then develop tailored investment strategies to help achieve those goals. In addition to traditional banking and wealth management services, Coutts also offers specialist services such as philanthropy advice, art advisory, and lifestyle management. The bank’s philanthropy advice helps clients make a positive impact in society by providing guidance on charitable giving and setting up charitable foundations. Coutts is also committed to promoting financial capability and literacy. The bank offers educational programs and resources to help individuals and businesses improve their financial knowledge and skills. This includes workshops, seminars, and online resources on topics such as budgeting, saving, and investing. Lastly, Coutts is dedicated to addressing climate change and promoting sustainable practices. The bank has set ambitious targets to reduce its own carbon footprint and supports clients in their efforts to transition to a low-carbon economy. Coutts also offers sustainable investment options, helping clients align their investments with their values. Overall, Coutts’ focus on exceptional service, deep understanding of wealth, and commitment to making a positive impact sets it apart as a trusted partner for high-net-worth individuals and families. Social Link

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Copper Banking

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Copper is a financial technology platform that offers a comprehensive suite of banking, investing, and learning tools for families. It’s specifically designed to instill smart money habits in kids and teens. With Copper, young users receive their own debit card, have access to over 55,000 fee-free ATMs, and learn to save, spend, and budget effectively. They can also earn a 5.00% return on savings and get introduced to the basics of investing. Parents have the ability to monitor all spending, ensuring a safe learning environment. Although Copper is not FDIC-insured, deposits are maintained at FDIC insured depository institutions. With an App Store rating of 4.9 from over 60,000 reviews, Copper is recognized for its unique approach to financial education for the younger generation. Year Founded: Copper was founded in 2019. CEO: The CEO of Copper is Eddie Behringer. Headquarters: Copper is headquartered in London, England, United Kingdom. Why choose Copper? Educational: Copper is designed to teach smart money habits to kids and teens. Practical: Users get their own debit card and have access to over 55,000 fee-free ATMs. Investment Opportunities: Users can earn a 5.00% return on savings and learn the basics of investing. Parental Oversight: Parents can monitor all spending, ensuring a safe learning environment. Highly Rated: Copper has an App Store rating of 4.9 from over 60,000 reviews. Integration: Copper integrates seamlessly with Google’s suite of productivity apps, making it a ‘zero-data input’ CRM. Social Link

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