Luxon Payments Limited is an electronic money institution that specializes in foreign exchange and international transfers. It provides e-wallet accounts to individuals, allowing them to easily manage their money and make international transactions. As of 2019, Luxon Payments Limited had total assets worth 11.09 million GBP. However, the company reported a net loss of 240,453.00 GBP for that year. Luxon Payments Limited is incorporated in the United Kingdom and is authorized and regulated by the Financial Conduct Authority (FCA). This means that the company operates under the supervision of the FCA and must comply with its regulations to ensure the safety and security of its customers’ funds. Overall, It aims to provide efficient and secure solutions for foreign exchange and international transfers, allowing individuals to easily manage their money across borders. Social Link

Lydia is a payment service provider that offers a convenient and secure way to manage your finances through a mobile application. With Lydia, you can open a mobile bank account and receive a debit card that can be used for all your transactions. Currently, Lydia accepts residents from the following countries to open mobile bank accounts: 1. Belgium 2. France 3. Germany 4. Ireland 5. Italy 6. Luxembourg 7. Monaco 8. Portugal 9. Spain 10. United Kingdom If you reside in any of these countries, you can easily open a mobile bank account with Lydia and start enjoying the benefits of their payment services. Simply download the Lydia mobile application, follow the registration process, and provide the necessary information to open your account. Once your account is set up, you will receive a debit card that can be used for online and in-store purchases, as well as ATM withdrawals. You can manage all your transactions, track your expenses, and send money to friends and family directly from the Lydia mobile application. It aims to provide a seamless and user-friendly experience for managing your finances, making it easier for you to stay in control of your money. Social Link

Overall, Majority aims to provide a convenient and affordable banking solution for migrants, offering them a range of services that cater to their specific needs. The inclusion of telecommunication services within the app is a unique feature that sets Majority apart from traditional banks. The $5 monthly membership fee is relatively low compared to other banking options, making it accessible for migrants who may be on a tight budget. The Visa debit card provided by Majority also offers additional benefits such as local discounts, further enhancing the value proposition for customers. The absence of minimum balance or deposit requirements, as well as no overdraft or foreign transaction fees, is particularly beneficial for migrants who may have irregular income or frequently send money internationally. The free international money transfers, although limited, can still be a significant cost-saving feature for customers. However, it is important to note that the limited availability of international money transfers may be a drawback for some customers who require frequent or larger transfers. Additionally, the range of countries covered for in-app phone calls may also be a limitation for customers who have contacts in countries not included in the list. Overall, Majority offers a compelling banking solution for migrants, combining banking and telecommunication services in one app at an affordable price. While there are some limitations to the services provided, the overall value and convenience offered by Majority make it an attractive option for migrants seeking a comprehensive financial solution. Social Link

It allows artists, photographers, and other creators to mint and sell their digital creations as non-fungible tokens (NFTs) on the Ethereum blockchain. MakersPlace aims to provide a secure and transparent marketplace for creators to showcase and monetize their work. One of the key features of MakersPlace is its focus on authenticity. Each digital creation on the platform is verified and authenticated using blockchain technology, ensuring that it is a unique and original piece of art. This helps to prevent plagiarism and counterfeiting, giving creators the confidence that their work is protected. MakersPlace also provides a range of tools and features to help creators showcase and sell their work. Creators can customize their profiles, create collections, and set their own prices for their digital creations. The platform also offers social features, allowing creators to connect with their audience and build a community around their work. In addition to providing a marketplace for creators, MakersPlace also offers a range of services to support the digital art ecosystem. This includes educational resources, community events, and partnerships with galleries and institutions to promote digital art. Overall, MakersPlace aims to empower digital creators by providing them with a platform to showcase and monetize their work, while also ensuring the authenticity and integrity of their creations through blockchain technology. Social Link

Mango Markets is revolutionizing the cryptocurrency trading landscape with its decentralized, cross-margin trading platform. Built on the robust Solana blockchain, it offers traders lightning-fast execution, up to 5x leverage, and exceptionally low fees. The platform caters to a variety of financial activities, including lending, borrowing, swapping, and leverage trading of crypto assets. Governed by its community through the Mango DAO and supporting an open-source ethos, Mango Markets empowers users with a transparent and efficient trading environment that rivals centralized exchanges. CEO:   CEO is Dafydd Durairaj. Why choose Mango Markets? Decentralized platform: Reduces reliance on central authorities. Cross-margin trading: Allows for efficient capital use. Built on Solana: Offers fast and cost-effective transactions. Community governance: Ensures democratic decision-making. Open-source: Encourages community contributions and transparency. Social Link

While Linus offers a high yield on cash deposits, it is important to note that it is not FDIC-insured. This means that if Linus were to face financial difficulties or go out of business, there is no guarantee that your funds would be protected. Additionally, Linus operates on blockchain and cryptocurrency technology, which can introduce additional risks. The value of cryptocurrencies can be volatile, and there is always the potential for hacking or security breaches. Therefore, it is crucial for users to understand that using Linus is more akin to investing rather than traditional cash deposit accounts. It is important to carefully consider the risks involved and only deposit funds that you are willing to potentially lose. It is also worth noting that the high yield offered by Linus is significantly higher than the national average savings account rate. While this may be appealing, it is important to thoroughly research and understand how Linus generates such high returns and whether it is sustainable in the long term. Overall, while They offers the potential for high returns on cash deposits, it is important to approach it with caution and fully understand the risks involved. Social Link

Liquid offers a wide range of services, including spot trading, margin trading, futures trading, and lending. The platform supports a variety of cryptocurrencies, including Bitcoin, Ethereum, Ripple, and many others. Liquid is known for its advanced trading features and tools, such as real-time market data, charting tools, and customizable trading interfaces. The platform also offers a secure and reliable trading environment, with multi-signature cold wallets and two-factor authentication. In addition to trading services, Liquid provides a range of other features, such as staking, token sales, and an initial exchange offering (IEO) platform. The platform also offers a mobile app for trading on the go.Liquid is regulated in Japan and operates under the supervision of the Financial Services Agency (FSA). The platform is committed to providing a safe and compliant trading experience for its users. Overall, Liquid is a comprehensive cryptocurrency exchange platform that offers a wide range of services and features for both beginner and advanced traders. Social Link

Liquity operates on the Ethereum blockchain and is built using smart contracts. The protocol is designed to be transparent, secure, and resistant to censorship. It does not rely on any centralized authority or governance, ensuring that the protocol remains decentralized and autonomous. The main feature of Liquity is the ability to borrow LUSD against your Ether collateral. LUSD is a stablecoin pegged to the value of the US dollar. When you borrow LUSD, you can use it for various purposes such as trading, investing, or simply as a stable store of value. To borrow LUSD, you need to deposit Ether as collateral into the Liquity system. The minimum collateral ratio required is 110%, which means that for every $1 worth of LUSD borrowed, you need to have at least $1.10 worth of Ether as collateral. This ensures that the system remains solvent even in times of high volatility. The loans are paid out instantly and there are no interest rates or fixed repayment schedules. Instead, you can repay the loan whenever you want by depositing LUSD back into the system. When you repay the loan, you can withdraw your collateral minus a stability fee, which is a small fee paid in LUSD. The stability of the system is maintained through the Stability Pool. This pool acts as a backstop for the protocol, ensuring that there are enough funds to cover any potential shortfalls. The Stability Pool is funded by users who deposit LUSD and earn rewards in the form of LQTY tokens. In addition to the Stability Pool, Liquity also relies on the collective guarantee of its users. When a borrower’s collateral ratio falls below the required threshold, other users can step in and liquidate the borrower’s collateral to repay the loan. This incentivizes borrowers to maintain a healthy collateral ratio and ensures the stability of the system. Overall, Liquity provides a decentralized borrowing solution that offers low collateral requirements, instant loans, and a stablecoin pegged to the US dollar. It is designed to be secure, transparent, and resistant to censorship, making it an attractive option for those looking for decentralized lending solutions. Social Link

Lively offers a user-friendly platform that allows account holders to easily manage their HSA funds. Users can track their contributions, view their account balance, and access their funds through a debit card or reimbursement. Lively also provides educational resources to help account holders understand the benefits and potential uses of their HSA funds. One of the key advantages of Lively is its fee structure. Unlike many other HSA providers, Lively does not charge any monthly maintenance fees. This means that account holders can keep more of their money invested and growing over time. Lively also offers a competitive interest rate on HSA funds, allowing account holders to earn additional income on their savings. In addition to its individual HSA offerings, Lively also provides employers with the option to offer flexible savings accounts (FSAs) to their employees. FSAs allow employees to set aside pre-tax money to cover eligible medical expenses. This can help employees save money on healthcare costs and provide a valuable benefit for employers to offer. Overall, Lively is a fintech HSA provider that focuses on simplifying the user experience and reducing fees. With its user-friendly platform and competitive fee structure, Lively is a popular choice for individuals and employers looking to maximize the benefits of their HSA funds. Social Link

LocalCryptos offers a secure and private trading experience by using end-to-end encryption and a decentralized escrow system. This means that funds are held in a smart contract until both parties confirm the transaction is complete. This eliminates the risk of fraud and ensures that both buyers and sellers are protected. LocalCryptos supports a wide range of cryptocurrencies, including Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), and more. Users can create offers to buy or sell crypto, set their own prices, and choose from a variety of payment methods. The platform also provides a messaging system for users to communicate and negotiate terms before completing a trade. To ensure the safety of its users, LocalCryptos has implemented various security measures, including two-factor authentication (2FA) and a reputation system. The reputation system allows users to rate and review their trading partners, helping to build trust within the community. LocalCryptos also offers a mobile app for iOS and Android devices, allowing users to trade on the go. The app provides the same features and security as the web platform, ensuring a seamless trading experience. Overall, LocalCryptos provides a user-friendly and secure platform for buying and selling cryptocurrencies, offering a wide range of payment options and a decentralized trading environment. Social Link

Locality Bank IO aims to simplify banking for businesses by providing a seamless digital experience. With Locality Bank IO, businesses can open accounts online, manage their transactions, and access a range of financial services tailored to their needs. One of the key features of Locality Bank IO is its focus on small and medium businesses. The bank understands the unique challenges faced by these businesses and aims to provide them with the tools and resources they need to thrive. This includes offering competitive interest rates on deposits and loans, as well as personalized financial advice and support. It also prioritizes security and privacy. The bank uses advanced encryption and security measures to protect customer data and transactions. Additionally, Locality Bank IO is committed to transparency and compliance with regulatory requirements, ensuring that businesses can trust their financial information is safe and secure. In summary, It is a digital bank that caters specifically to small and medium businesses. By offering a range of banking services and personalized support, the bank aims to help businesses maximize their financial potential and achieve their goals. Social Link

Longevity Card offers a range of features and benefits specifically designed for the elderly population. These include: 1. Personal finance management: The app provides tools and resources to help users manage their personal finances effectively. Users can track their expenses, set budgets, and receive personalized financial advice. 2. Health and wellness benefits: Longevity Card partners with various health and wellness companies to offer exclusive discounts and offers to its users. This includes discounts on fitness memberships, health insurance plans, wellness travel packages, and healthy food delivery services. 3. Easy-to-use interface: The app is designed with a user-friendly interface, making it easy for elderly individuals to navigate and access the features they need. The font size and color contrast are optimized for better readability, and the app can be customized to suit individual preferences. 4. Security and privacy: Longevity Card prioritizes the security and privacy of its users’ personal and financial information. The app uses advanced encryption technology to protect data and offers biometric authentication options for added security. 5. Customer support: Longevity Card provides dedicated customer support to assist users with any questions or issues they may have. The support team is trained to cater to the needs of the elderly population and offers assistance in a patient and understanding manner. Overall, Longevity Card aims to empower the elderly to take control of their personal finances while also promoting a healthy and active lifestyle. By offering a range of financial and wellness benefits, the neobank aims to improve the overall well-being of its users. Social Link