PGSellers as an illegal payment processor for certain companies, it is important to report this information to the appropriate authorities or regulatory bodies. They will be able to investigate the matter further and take appropriate action if necessary.

Digipay is a digital payments and financial services platform based in the Philippines, designed to provide convenient and secure financial solutions. Through its mobile wallet and extensive biller ecosystem, Digipay enables users to perform essential transactions such as bill payments, money transfers, and mobile top-ups via their smartphones or at designated agent locations. Its interoperable backend ensures seamless integration with various financial systems, empowering communities by making financial services more accessible and reliable. By leveraging technology, it aims to foster financial inclusion and enhance the everyday financial experiences of its users. Year Founded: It was established in 2019 with the aim of providing digital financial solutions that cater to modern needs. CEO: Leading DigiPay is Shahid Mansuri, who drives the company’s vision and strategy, ensuring it remains at the forefront of the fintech industry. Headquarters: The company is headquartered in Ahmedabad, which is known for its growing tech and business ecosystem. Why Choose DigiPay? 1. Comprehensive Payment Solutions: DigiPay offers a wide range of services including payment gateways, mobile-based payments, customer loyalty programs, utility bill payments, and remittance solutions. This makes it a one-stop platform for all your digital payment needs. 2. Security: Security is a top priority for DigiPay. The platform includes features like 3D secure payments and advanced fraud prevention mechanisms to ensure that all transactions are safe and secure, protecting both businesses and their customers. 3. Convenience: DigiPay allows users to perform financial transactions directly from their smartphones. This means you can manage payments and pay bills anytime, anywhere, making financial management more convenient and efficient. 4. Support for Multiple Currencies: For businesses dealing with international clients, DigiPay supports multi-currency transactions, which simplifies the process of receiving and sending payments across different countries. 5. Customer Support: DigiPay provides robust customer support to help users with any issues or inquiries they might have. This ensures a smooth user experience and prompt resolution of any problems.

PhonePe is a leading digital wallet and online payment application in India. It offers a wide range of financial services, including instant money transfers, mobile and DTH recharges, utility bill payments, and in-store payments. Users can also invest in gold, mutual funds, and insurance. The app supports 11 Indian languages, catering to a diverse user base. With over 500 million downloads on the Google Play Store, It is not only widely used but also trusted for its safety and security. It’s a one-stop solution for various payment and investment needs. Year Founded: It was founded in December 2015. CEO: The CEO of PhonePe is Sameer Nigam. Headquarters: PhonePe is headquartered in Bengaluru, Karnataka, India. Why choose PhonePe? Ease of Use: It provides a user-friendly interface that makes digital transactions simple and quick. Versatility: From instant money transfers to utility bill payments, mobile and DTH recharges, and even investments in gold, mutual funds, and insurance, It offers a wide array of financial services. Security: PhonePe ensures the safety and security of your transactions, making it a reliable platform for all your payment and investment needs. Accessibility: PhonePe supports 11 Indian languages, catering to a diverse user base. Popularity: With over 500 million downloads, PhonePe is widely used and trusted across India.

Bankful’s payment processing platform is designed to be user-friendly and easy to integrate with existing e-commerce platforms. Merchants can accept payments in multiple currencies, making it easier for them to expand their customer base globally. The platform also supports subscription billing, allowing merchants to offer recurring payment options to their customers. One of the standout features of Bankful’s platform is its support for cryptocurrencies. Merchants can accept payments in popular cryptocurrencies such as Bitcoin and Ethereum, giving them the ability to tap into the growing market of cryptocurrency users. Bankful also offers automated fraud tools to help merchants protect themselves against fraudulent transactions. These tools use advanced algorithms to detect and prevent fraudulent activity, reducing the risk of chargebacks and other payment disputes. Overall, Bankful’s platform is designed to help merchants manage their revenue, grow their customer base, and build their businesses securely. With its seamless integration with leading e-commerce platforms and its robust suite of payment products, Bankful is a trusted partner for merchants looking to optimize their payment processing capabilities.

Pivo is a popular mobile payment application in Finland that offers a secure and convenient platform for everyday transactions. With it, users can transfer money in real-time using a phone number, share common expenses, and make payments online. The application is accessible to customers of all Finnish banks and is trusted by over 1.2 million users. In addition to its payment features, Pivo also provides a digital student card for university and vocational school students, making it a versatile tool for managing finances and student life. Year Founded: It was founded in 2021. CEO: The CEO of Pivo is Nkiru Amadi-Emina. Headquarters: Pivo’s headquarters are located in San Jose, California. Why choose Pivo? Convenience: With Pivo, you can handle all your transactions from one place. Security: It offers a secure platform for all your transactions. Real-time transfers: With Pivo, you can transfer money in real-time using a phone number. Expense sharing: It allows you to easily share common expenses with others. Online payments: It makes online payments easy and hassle-free. Student card: It offers a digital student card for university and vocational school students. Ease of use: It is ideal for people of all ages as it is not complicated to use. Portability: It is lightweight and portable, so you can make videos anywhere.

Pivot Pay is an innovative financial platform that is revolutionizing the way financial transactions are conducted in Africa. As a Neo-Bank, Pivot Pay offers a mobile wallet that powers savings, spending, and peer-to-peer transfers across the continent. With a vision to provide limitless financial transactions across Africa, It  is breaking borders and solving financial problems across seven countries. The platform boasts over 250,000 verified users and has processed 2.5 million transactions, demonstrating its significant impact. Pivot Pay is headquartered in Uganda, with additional offices in Dubai and Kenya, further emphasizing its expansive reach and commitment to serving the African continent. Year Founded: It was founded in 2021. Headquarters: It  is headquartered in Uganda, with offices in Dubai and Kenya. Why choose Pivot Pay? Pan-African Vision: It  is building an African Neo-Bank, aiming to provide limitless financial transactions across Africa, breaking borders and solving financial problems across 7 countries. Mobile Wallet: They offer one mobile wallet across Africa powering savings, spending, and peer-to-peer transfers. User Base: They have over 250K+ verified users and have processed 2.5 million transactions2

Pixxles is a company that specializes in providing comprehensive payment processing solutions. Their services cater to the needs of online eCommerce businesses, offering features such as cart integration, payment gateways, and cross-border payments. They also extend their services to include a Virtual Terminal for mail or telephone orders, recurring billing for subscription-based services, and mobile payment acceptance. To ensure their clients’ operations are secure and compliant, Pixxles provides support for cart integration and adherence to payment rules and regulations, along with fraud prevention tools. This makes Pixxles a one-stop solution for businesses seeking efficient and secure payment processing services. Year Founded: It was founded in 2018. CEO: The CEO of Pixxles is Salma Begum Kamaly. Headquarters: It is headquartered in London, England, United Kingdom. Why choose Pixxles? Direct Approach: Pixxles cuts out third parties when it comes to licensing requirements for regulated activities. They are directly accountable to their customers and to the Regulator. Transparent Pricing: Pixxles is committed to transparent pricing and believes in providing a more cost-effective way to run your business. Outstanding Support & Protection: It offers support from cart integration to compliance and more. They assess and monitor your compliance with payment rules and regulations every step of the way. Effortless Payment Processing: It offers end-to-end payment services including online eCommerce payments, virtual terminal, and recurring payments. Scalability: Pixxles’ payment acceptance capabilities can scale with your business.

Plastiq is a versatile business payment platform that empowers businesses and individuals to pay for a variety of expenses using their preferred payment method, even in situations where cards are not typically accepted. It offers the convenience of paying regular bills, such as rent, utilities, tuition, and even income taxes. Plastiq provides a unique blend of financial control and flexibility, allowing users to leverage the benefits of credit cards while ensuring vendors receive payment on their terms. With a strong emphasis on security, Plastiq adheres to the highest standards, including PCI & DSS Level 1 certification, bank-grade security, and military-grade encryption. However, users are advised to understand the terms and conditions, including any associated fees, before using the service. Year founded: It was founded in 2012. CEO: The CEO of Plastiq is Eliot Buchanan Headquarters: The headquarters of Plastiq is located in San Francisco, California, United States. Why choose Plastiq? Versatility: Plastiq allows businesses and individuals to make payments using their preferred method, even in situations where cards are not typically accepted. Financial Control and Flexibility: It offers financial control and flexibility, allowing users to manage their cash flow effectively. Security: Plastiq adheres to the highest standards of security, including PCI & DSS Level 1 certification, bank-grade security, and military-grade encryption. Personal Expenses: In addition to serving businesses, Plastiq also caters to individuals, allowing them to pay personal expenses by credit card, debit card, or bank transfer. User-friendly Interface: Plastiq has a user-friendly interface and a wide range of supported payment methods, making it a versatile solution for bill payment and expense management.

Pliant’s B2B credit card platform offers several benefits to businesses. Firstly, it simplifies payment procedures by providing both physical and virtual credit cards that can be easily integrated into existing financial processes and software. This eliminates the need for manual payment processes and reduces the risk of errors. The platform also offers flexible card limit customization, allowing businesses to set spending limits for individual employees or departments. This helps to control expenses and prevent overspending. Real-time reporting is also available, providing businesses with up-to-date information on their spending and allowing them to make informed financial decisions. Pliant’s platform seamlessly integrates with existing accounting and expense management tools, further streamlining financial processes. This eliminates the need for manual data entry and reduces the risk of errors or discrepancies. In terms of card options, Pliant offers both virtual and physical Visa cards. These cards are distinct from prepaid or debit cards, providing businesses with the benefits and features of a traditional credit card. Pliant is also agnostic to bank accounts, ensuring widespread card acceptance without the need for preloading. Overall, Pliant’s B2B credit card platform offers businesses a user-friendly and comprehensive solution for managing their expenses and payments. By simplifying and streamlining financial processes, businesses can save time and reduce the risk of errors, ultimately improving their overall financial management.

Ruuky aims to provide a user-friendly and engaging banking experience for young people. The app features interactive video stories that offer financial guidance and education, helping users learn about managing their finances and making smart financial decisions. One of the unique aspects of Ruuky is its focus on community. Users can choose individual nicknames and follow each other within the app, creating a sense of connection and community among its users. This social aspect sets Ruuky apart from traditional banks and appeals to the younger generation who are accustomed to social media platforms. In terms of its banking services, Ruuky offers a free digital bank account that includes both virtual and physical debit Mastercards. The virtual card can be used for online purchases, while the physical card can be used for in-person transactions. There is a one-time fee of 10 euros for the physical card. Ruuky operates on a credit basis, meaning that users can only spend the money they have in their account and cannot go into overdraft. This helps promote responsible spending and financial management. With its unique approach to banking and its focus on engaging with its target audience through social media platforms, Ruuky has quickly gained traction and is positioning itself as the digital bank of choice for Generation Z in Europe. With its recent expansion into Austria and plans for further growth, Ruuky is poised to become a major player in the neobanking space.

Paystruct is a high-risk payment processor that has been associated with the Sky Capital broker scam. It is considered a facilitating payment processor in this scam, indicating that it has played a role in processing payments for the fraudulent activities of the scam operators. However, there is limited information available about Paystruct, including details about the legal entities or individuals associated with it. This lack of transparency raises concerns about the legitimacy and trustworthiness of the payment processor. Given its involvement in at least one scam and the lack of information about its operators, Paystruct has been included in our “Red Compliance Light” list. This designation indicates that the payment processor poses a high risk and should be approached with caution.

Payswix is a versatile fintech platform that provides a wide array of payment services both locally and internationally. They operate through various systems such as SEPA, SWIFT, CHAPS, BACS, and Faster payments, ensuring efficient and smooth transactions. Catering to the needs of businesses and individuals alike, It offers each account its own E-wallet and EUR IBAN in multiple currencies. Whether you’re a business looking for a reliable payment solution or an individual seeking an efficient way to manage transactions, Payswix stands out as a promising choice in the fintech landscape. Year Founded: Payswix was founded in 2017. CEO: The current Founder and Managing Director of Payswix is Liudas Kulikauskas. Headquarters: It is located at Menulio str. 7, Vilnius, LT-04326, Lithuania. Why choose Payswix? Reputation and Stability: It has been in the market for over 5 years, during which it has built a strong reputation. Range of Financial Products and Services: Payswix offers a diverse range of financial products and services, catering to various business models. Technological Capabilities: It boasts advanced technology, ensuring user-friendly interfaces and robust security measures. Collaborative Approach: It values collaboration and seeks mutually beneficial relationships. Expertise and Industry Knowledge: Payswix’s team comprises seasoned professionals with expertise in the payment industry.