Flexify Finance is a financial services company that offers a range of payment options to customers, including interest-free credit and flexible repayment terms. Formerly known as humm by Flexifi, the company has rebranded itself as Flexify Finance to better reflect its commitment to providing flexible financial solutions to its customers. One of the key advantages of Flexify Finance is its ability to integrate multiple payment options into a single platform. This makes it easy for customers to choose the payment option that best suits their needs, whether they prefer to pay in installments or in full. The company’s platform is also designed to be user-friendly, with a simple and intuitive interface that makes it easy for customers to navigate and complete their transactions. In addition to its payment options, Flexify Finance has also established partnerships with a wide range of organizations across the globe. This ensures that its services are available to customers in a variety of markets, from the CIS and Ukraine to Europe and Asia. By partnering with these organizations, Flexify Finance is able to offer its customers a comprehensive range of financial solutions that meet their needs and help them achieve their goals. Overall, Flexify Finance is a leading provider of flexible financial solutions that are designed to meet the needs of customers around the world. With its innovative platform, wide range of payment options, and global partnerships, the company is well-positioned to continue growing and expanding its reach in the years to come. Year Founded: It was founded in 2021. CEO: The CEO of Flexify Finance is Amit Bhayani. Headquarters: Flexify Finance is headquartered in Kyiv, Ukraine. Why choose Flexify Finance? Provides a payment platform for the iGaming industry. Offers features like anti-fraud protection, beneficial conversion, convenient tax planning, and recurring payments. Designed to be versatile, secure, and user-friendly. Caters to the needs of both small startups and large corporations.

API integration Buy Now Pay Later Fraud Prevention Online Payments Recurring card processing

eFlow Processing

Brussels, BE

eFlow Processing What is eFlow Processing? eFlow Processing is a merchant services provider specializing in payment processing, merchant account solutions, and chargeback prevention—especially for e-commerce businesses, including those in high-risk industries. They connect merchants with acquiring banks and payment processors worldwide while offering technical support for managing online payments and associated risks. Year Founded 2022 Headquarters Brussels, Belgium What You Get Merchant Account Onboarding & Processing — Support for both low-risk and high-risk e-commerce, tailored account setup via global acquirers. Chargeback Prevention Solutions — Tools and consulting designed to reduce dispute rates and protect merchant accounts from risk. Referral & Consulting Model — Acts as an independent introducer to payment processors and acquirers; they connect merchants but do not act as agents with binding authority. Built For E-commerce businesses—especially those in high-risk sectors Merchants who need optimized risk control and chargeback management Businesses seeking global acquirer access without building in-house infrastructure Why Choose eFlow Processing? Because they offer expert payment-processing navigation for merchants who face elevated risk or complex requirements. With a deep understanding of dispute resolution and compliance, plus connections to acquiring banks globally, eFlow empowers merchants to scale payments while managing exposure and maintaining protection over their accounts.

3d secure payment gateway Card Processing solutions Chargeback protection Fraud Prevention Payment Gateway

Paayes

United States 255 9th St San Francisco, CA, 94103 United States

With Paayes, you can accept payments from customers all over the world, in multiple currencies. Our platform is secure and reliable, ensuring that your customers’ payment information is protected at all times. We offer a range of payment solutions to suit your business needs. Whether you need a simple payment gateway for your website, a virtual terminal for phone orders, or a full-featured online store, we have you covered. Our platform is easy to set up and use, with intuitive interfaces and comprehensive documentation. We also provide dedicated support to help you get started and answer any questions you may have along the way. In addition to accepting payments, It also offers a range of other features to help you manage your business. From invoicing and billing to reporting and analytics, we provide the tools you need to run your business efficiently. Join thousands of businesses around the world who trust Paayes to handle their payments. Sign up today and start getting paid the easy way. Services Payment Service Address support@paayes.com

3d secure payment gateway API integration Fraud Prevention Merchant Accounts Multi-currency Account

PAYCIFIC Merchant Services

2055 Limestone Rd STE 200-C, Wilmington, DE 19808

PAYCIFIC Merchant Services We understand that high-risk businesses face unique challenges when it comes to accepting payments. That’s why we offer tailored solutions to help you navigate the complexities of the payment processing industry. With our high-risk merchant accounts, you can accept credit card payments from customers around the world. Our team of experts will work closely with you to understand your business needs and find the best payment processing solution for your specific industry. In addition to high-risk merchant accounts, we also offer services to help you set up a new business in the USA. Whether you’re a foreign entrepreneur looking to expand your business or a startup looking to establish a presence in the US market, we can guide you through the process of company formation, banking, and merchant account setup. At PAYCIFIC Merchant Services, we pride ourselves on providing exceptional customer service and support. Our team is available 24/7 to assist you with any questions or concerns you may have. We also offer competitive rates and flexible terms to ensure that our services are affordable and accessible to businesses of all sizes. Contact us today to learn more about our high-risk merchant accounts and business setup services. Let us help you take your business to the next level. Services Payment Service Address info@paycificmerchants.com

Card Processing solutions Chargeback protection Fraud Prevention Merchant Accounts Payment Gateway

Transaction Cloud

10 Dorrance St., Suite 700, PMB No. 6923, Providence, RI 02903, USA.

With Transaction Cloud, companies can easily manage their global payments, including credit card processing, bank transfers, and digital wallets. The platform supports multiple currencies and payment methods, making it easy for businesses to accept payments from customers all over the world. In addition to payments, Transaction Cloud also handles sales taxes and compliance. The platform automatically calculates and collects sales taxes based on the customer’s location, ensuring that businesses stay compliant with local tax regulations. This saves businesses time and effort, as they don’t have to manually calculate and collect taxes themselves. Transaction Cloud also offers subscription management capabilities, allowing businesses to easily set up and manage recurring billing for their customers. This is especially useful for SaaS companies and other businesses that offer subscription-based services. The platform handles all aspects of subscription management, including billing, invoicing, and customer management. Furthermore, Transaction Cloud provides robust affiliate management features, allowing businesses to easily set up and manage affiliate programs. This enables businesses to leverage the power of affiliate marketing to drive more sales and grow their customer base. The platform provides tools for tracking affiliate referrals, managing commissions, and generating reports. One of the key advantages of Transaction Cloud is its Singularity Integration architecture. This architecture allows businesses to easily integrate Transaction Cloud with their existing systems and applications, such as CRM, ERP, and e-commerce platforms. This eliminates the need for custom development and reduces the time and cost of implementation. Overall, Transaction Cloud is a comprehensive platform that helps SaaS and digital products companies streamline their operations, reduce costs, and accelerate their growth. By leveraging the power of Transaction Cloud, businesses can focus on what they do best – building and delivering great products – while leaving the administrative and accounting tasks to the platform. Services Payment Service Address trustpilot@transaction.cloud

Acquiring API integration BankingPayment Card Processing solutions CRM Provider

Zing.gg

With Zing.gg, you can easily integrate our payment gateway into your website, mobile app, or point-of-sale system. Our platform is designed to be user-friendly and secure, ensuring that your customers can make payments with ease and confidence. We offer a range of features to help you manage your payments, including real-time reporting, fraud prevention tools, and customizable payment pages. Our platform also supports recurring payments, so you can easily set up subscriptions or payment plans for your customers. Whether you’re a small business owner or a large enterprise, Zing.gg can help you streamline your payment process and grow your business. Sign up today and start accepting payments effortlessly. Social Link Facebook Twitter

Credit Card Fraud Prevention Payment Provider Risk Category Virtual Terminal

FIS Global

Jacksonville, Florida United States

‍Founded in 1968, FIS (Fidelity Information Services) is a Fortune 500 company and the world’s leading provider of financial technology that enables clients to grow and enhance their businesses. FIS serves over 20,000 clients in more than 130 countries and is headquartered in Jacksonville, Florida (USA), with over 53,000 employees worldwide helping businesses move money securely and build for the future. Leading Payment Services Provider and Payment Acquirer FIS serves as a top payment services provider and payment acquirer in the world and provides financial technology to millions of businesses and institutions. Through its ability to enable acquiring across 47+ market, FIS provides a full payment ecosystem covering various types of payments with end to end transaction processing, fraud protection and compliance-enabled infrastructure. FIS delivers the technology and expertise to help foster a safer, more competitive and increasingly smarter payments environment at any touchpoint: in-store, online or on a mobile device. Comprehensive Financial Solutions In addition to payments, FIS has a strong fintech and insurtech suite: Core & Digital Banking Systems – Revamping banking architecture through scalable, cloud-native platforms. Lending & Risk Mgt – Automate credit processing and enhance regulatory compliance. InsureTech – Empowering insurers to go digital for policies, claims & customer engagements. Data & Analytics – Using data to make better financial decisions. Why Choose FIS? Reliable Global Brand: We have committed to designing and manufacturing homecare products for more than 50 years From production through sale we have a complete and scientific quality management system R&D Principle It s Innovation Cares Delivery available over 100 countries. Safe & Compliant: Data encryption and compliance support for your business. End-to-End: From core banking through payment acquirer to settlement. Future-Proof Tech: Cloud-first design and open APIs for customization and new features. Key Facts Founded: 1968 Headquarters: Jacksonville, Florida, USA CEO: Stephanie L. Ferris Service Presence: 47+ markets globally How to setup account? Registration:  Visit the FISLink website. Find the section that says “CLIENT/CUSTOMER Registration” and click on the ”register here” link. Fill in the necessary information; including your email address (2 X), First Name, Last name and Password. Make sure you at least 1 upper case, 1 lower case, 1 number and 1 non-alphanumeric character in your password. Multi-Factor Authentication (MFA) Setup: And if you chose “I’d prefer not to protect my account at this time” before, now there is the option of turning on 2-step authentication manually: Log in to FISLink. Click on your name in the upper right corner and choose “Edit Profile.” Select “Protect account with 2 Step Verification” and make sure it’s set to “On.” Choose “Authentication App” on the verification method and click “Setup”. Social Link Twitter Facebook LinkedIn FAQs 1. What is FIS? FIS (Fidelity Information Services) is an international fintech leader and a key player in the banking, payments and capital markets. 2. What services does FIS offer? FIS provides core and digital banking, payments, risk management, insurance, treasury, financial planning and wealth management across multiple industries worldwide. 3. Where is FIS headquartered? FIS is based in Jacksonville, Fla., with customers in more than 100 countries. 4. Who is the CEO of FIS? The chief executive of FIS is Stephanie L. Ferris, since December 2022. 5. Is FIS a secure or reputable fintech company? Yes. FIS is a proven and globally recognized fintech company working with the word’s leading banks, insurers, institutions and under strict compliance standards.

Acquirer Payment Provider Bank Wire Credit Card Cross-border Payments E-wallet

Xpay

Our SolutionsAt XPay, we offer a range of solutions that cater to the needs of both businesses and individuals. Our solutions include: 1. XPay Business: A comprehensive suite of financial management tools that help businesses optimize their financial operations, including invoicing, payment processing, and payroll management. 2. XPay Wallet: A digital wallet that allows individuals to securely store and manage their money, make payments, and transfer funds to other users. 3. XPay Education: An educational platform that provides individuals with the knowledge and skills they need to make informed financial decisions and manage their money effectively. 4. XPay Community: A platform that connects businesses and individuals within a community, enabling them to transact with each other seamlessly and securely. Our MissionAt XPay, our mission is to empower individuals and businesses with the tools and knowledge they need to take control of their finances and achieve their financial goals. We believe that financial empowerment is the key to improving quality of life, and we are committed to making this a reality for everyone. Risk Appetite Risk AppetiteLow Risk ,License TypePayment Service Provider,PCI CompliantLevel 2 ,RegulatedYes ,Live MID ETA2-7 days ,Processing currenciesUSDT, EGP, EUR, SAR ,Settlement CurrenciesEGP, SAR, USD ,Settlement Cycle3 days,MDRtrxvolume ,Setup fees0 ,Transaction feesMax 2.5 Features 3D Secure Processing,Cross Border Payments,Currency Conversion,Payment Link,Real Time Payments,Recurring Payments,Refunds Solutions Accounting Integrations,Fraud Prevention,Invoice Payments,Master Merchant Account,Mobile Checkout,Monitoring & Reporting,One-click Payment,Online Payments,Payment Gateway,Payment Tokenization Accepted Industries E-commerce,Financial Services,Gambling,Gaming,Hospitality,Travel Payment Options Mastercard,Visa Social Link Website

Accounting Integrations Buy Now Pay Later Credit Card E-wallet Fraud Prevention

Yapstone

Yapstone platform is designed to provide secure, reliable, and scalable payment solutions for businesses of all sizes. We offer a range of payment options, including credit and debit cards, e-checks, bank transfers, and digital wallets, to help businesses reach customers in over 190 countries. At Yapstone, we understand that payment processing can be a complex and time-consuming task for businesses. That’s why we offer a suite of tools and services to simplify the payment process, including fraud detection and prevention, chargeback management, and compliance with global regulations. Our mission is to empower businesses to grow and succeed in the global marketplace by providing them with the tools and support they need to accept payments from customers around the world. Risk Appetite Risk AppetiteLow Risk, Medium Risk ,RegulatedYes Features 3D Secure Processing,Payouts,Real Time Payments,Refunds Social Link LinkedIn

Acquirer Payment Provider Acquiring Card Vaulting Credit Card Encryption

Ukheshe

EFT Corporation (formerly Ukheshe) What is Ukheshe / EFT Corporation? Originally founded in 2018, Ukheshe Technologies began as a digital-first fintech enabler in South Africa, focused on closing the financial inclusion gap through embedded finance solutions. Ukheshe later acquired EFT Corporation in January 2024 and officially rebranded under the EFT Corporation name in June 2024—melding Ukheshe’s agile fintech capabilities with EFT’s 23-year heritage in payments infrastructure across Africa . Under the EFT Corporation identity, the company serves as a continent-wide financial inclusion catalyst, delivering enterprise-grade banking tech, transaction switching, and digital payment orchestration to banks, telcos, fintech startups, and merchants across 35+ African countries Headquarters Johannesburg, South Africa (serving markets across Africa and beyond) What You Get Eclipse API Platform – A modular orchestration layer powering embedded finance, digital wallets, onboarding, and QR-enabled payments – now integrated with core switching tech from EFT Corporation Core Payment Switching & Issuance – Postilion-based systems handling high-volume real-time transactions, connectable to major banks and processors in Africa Omnichannel Processing – Unified support for cards, QR, POS, tap‑to‑pay, online and mobile across South Africa and beyond Tailored Embedded Finance – Customizable financial building blocks for banks, telecoms, e-commerce, and agri-fintech clients across African markets Innovation Labs & Research – Ukheshe Labs focuses on product R&D, cloud optimization, fintech innovation, and regulatory compliance—ensuring scalability and modular tech infrastructure Why Choose EFT Corporation? Because they combine agility with legacy scale. By unifying Ukheshe’s forward-thinking fintech architecture with EFT Corporation’s well-established banking infrastructure, they offer both modern embedded finance and trusted processing capabilities. With real-time transaction switching, seamless integration via Eclipse, and regulated compliance across diverse markets, EFT Corporation is built to deliver digital financial access at scale. Backed by a proven legacy and a bold vision—“Together we are stronger. Together we are Banking Beyond Tomorrow” .

Bank Wire Banking-as-a-service Buy Now Pay Later Card Issuing Card Vaulting

Unlimit

Unlimit is a global fintech company that has been pushing the boundaries of financial technology since 2009. With a presence on four continents, Unlimit helps businesses accept and make payments, and scale their operations with their deep tech expertise and local insights. They manage the portfolios of thousands of successful entrepreneurs, providing them with revolutionary fintech services. Unlimit offers a borderless payment solution that allows businesses to grow both locally and globally. They leverage one of the world’s largest in-house developed payment infrastructures, offering services like card acquiring, over 1000 payment methods, and multi-currency IBAN accounts. Unlimit is truly a one-stop solution for businesses looking to operate both locally and internationally. Year Founded: It was founded in the year 2009. CEO: The CEO of Unlimit is Juergen Hase. Headquarters: It is headquartered in London, England, United Kingdom. Why choose Unlimit? Global Presence: Unlimit is present on 4 continents, helping businesses accept and make payments, and scale their business with their deep tech expertise and local insights. Innovative Solutions: They manage the portfolio of thousands of successful entrepreneurs, empowering them with revolutionary fintech services. Borderless Payment Solution: Unlimit offers a borderless payment solution that allows businesses to grow locally and globally. Payment Infrastructure: They leverage the biggest in-house developed payment infrastructure in the world. Coverage: Unlimit offers widespread methods and unique local ones. Unlimited Growth Opportunities: Unlimit provides unlimited growth opportunities for their customers, freeing them of the payment constraints. Risk Appetite Risk AppetiteLow Risk, Medium Risk, High Risk ,PCI CompliantLevel 1 ,RegulatedYes ,Processing currenciesBTC, ETH, USDT, BRL, EUR, GBP, USD ,Settlement CurrenciesEUR, GBP, USD ,API DocsLink Features 3D Secure Processing,Cross Border Payments,Currency Conversion,Delayed Capture,Payment Link,Payouts,Real Time Payments,Recurring Payments,Refunds Solutions Acquiring,Banking-as-a-service,Card Issuing,Cross-border Payments,Fraud Prevention,IBAN Account,Master Merchant Account,Mobile Checkout,One-click Payment,Online Payments,Open Banking,Payment Gateway,Risk Management & Security,Virtual Terminal,Whitelabel Accepted Industries E-commerce,Education,Gaming,Marketplaces Payment Options American Express,Apple Pay,Diners Club,Discover,JCB,Maestro,Mastercard,UnionPay,Visa,Visa Electron Social Link Facebook Twitter YouTube LinkedIn

Acquiring Bank Wire Banking-as-a-service Buy Now Pay Later Card Issuing

Volt.io

Volt is a pioneering company that is creating the world’s first global real-time payment network. By uniting real-time open payments systems to one harmonized standard, Volt is transforming the way money moves globally. Their platform offers businesses the ability to provide customers with a frictionless payment experience, regardless of their location. With a focus on speed and simplicity, Volt’s checkout process is designed to be both elegant and intuitive. By integrating domestic networks as they launch and providing multiple connections to banks across territories, Volt ensures optimal performance and increased revenue capture for businesses. Year Founded: It was founded in 2019. CEO: The CEO of Volt is Tom Greenwood. Headquarters: It is headquartered in London, United Kingdom. Why choose Volt? Global Real-Time Payments: It is building the world’s first global real-time payment network. Open Banking: Volt leverages the power of open banking to create a network of networks. Customer Experience: Volt has created elegant, intuitive experiences for customers who crave convenience. Single Point of Access: It has harmonized a world of complex APIs into one interoperable standard with a single point of access. Reliability and Performance: It provides multiple connections to banks across territories, eliminating having a single point of failure. Risk Appetite Risk AppetiteLow Risk, Medium Risk, High Risk ,RegulatedYes Solutions Cross-border Payments,Fraud Prevention,IBAN Account,Invoice Payments,Monitoring & Reporting,One-click Payment,Payment Tokenization,Smart Routing,Virtual Terminal,Whitelabel Accepted Industries Crowdfunding,E-commerce,Education,Financial Services,Gambling,Gaming,Hospitality,Marketplaces,Pharma,Travel Social Link LinkedIn Website

Bank Wire Cross-border Payments Crypto E-wallet Fraud Prevention
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