Patelco Credit Union was founded in 1936 by a group of Pacific Telephone & Telegraph Company employees who wanted to create a financial institution that would serve their specific needs. Originally known as the Pacific Telephone Employees Credit Union, the organization started with just 12 members and $500 in assets. Over the years, Patelco Credit Union has grown significantly and expanded its membership to include employees of other companies and organizations in the Bay Area. Today, Patelco serves over 400,000 members and has more than $7 billion in assets. As a credit union, Patelco is owned and operated by its members, who elect a volunteer board of directors to oversee the organization. This cooperative structure allows Patelco to focus on providing personalized service and competitive rates to its members, rather than maximizing profits for shareholders. Patelco offers a wide range of financial products and services, including checking and savings accounts, loans, credit cards, and investment options. They also provide online and mobile banking services, making it convenient for members to manage their finances. In addition to serving its members, Patelco is committed to giving back to the communities it serves. The credit union supports various charitable organizations and initiatives, with a focus on education, financial literacy, and community development. Overall, Patelco Credit Union is dedicated to helping its members and communities prosper by providing them with the financial tools and resources they need to achieve their goals. Social Link

With Nutmeg, you can easily set up an investment account and start investing with as little as £500. Their platform uses advanced technology to create and manage a diversified portfolio tailored to your investment goals and risk tolerance. Nutmeg’s investment team consists of experienced professionals who actively manage your portfolio, making adjustments as needed to optimize performance. They use a combination of low-cost ETFs (exchange-traded funds) to provide broad market exposure across different asset classes. One of the key benefits of Nutmeg is their transparency and fair pricing. They have a simple fee structure, with no hidden charges or transaction fees. The annual management fee ranges from 0.45% to 0.75% depending on the size of your investment, and there are no additional charges for trading or rebalancing your portfolio. Nutmeg also offers tax-efficient investment options, such as ISAs (Individual Savings Accounts) and pensions. These accounts allow you to invest in a tax-efficient manner, potentially saving you money on taxes. In addition to their investment services, Nutmeg provides educational resources and tools to help you make informed investment decisions. They offer a range of investment strategies, from socially responsible investing to fully managed portfolios. Overall, Nutmeg offers a convenient and accessible way for UK residents to invest their money. Whether you’re a beginner investor or have more experience, Nutmeg’s online investment service can help you achieve your financial goals. Social Link

With Nomad, customers can open an American account remotely, without the need for a social security number or a US address. They can then deposit money into their account and convert it into dollars at competitive exchange rates. Nomad’s debit card allows customers to make purchases in dollars anywhere in the world, as well as withdraw cash from ATMs. The card is accepted at millions of locations worldwide, making it convenient for customers to use their funds wherever they go. In addition to the banking services, Nomad also offers investment options. Customers can invest in a variety of assets, such as stocks, bonds, and ETFs, all in dollars. The investment platform is user-friendly and provides access to real-time market data and research tools. Nomad’s app provides a seamless and intuitive user experience, allowing customers to manage their finances, track their expenses, and monitor their investments all in one place. The app also offers features like budgeting tools and notifications to help customers stay on top of their financial goals. Nomad prioritizes security and uses advanced encryption and authentication methods to protect customer data and transactions. The company also offers 24/7 customer support to assist customers with any questions or issues they may have. Overall, Nomad provides a comprehensive solution for Brazilians who want to live in dollars, offering a convenient and secure way to save, spend, and invest in the US. Social Link

Mogo is a Canadian-based financial technology company that offers a variety of financial services to its users. They provide online personal loans without hurting the user’s credit score and offer a no-obligation line of credit pre-approval in just 3 minutes. In addition to this, Mogo provides free monthly credit scores and a Prepaid Visa Card. What sets Mogo apart is their commitment to climate action. They plant one tree every time a user spends with them, turning spending into a positive environmental impact. Mogo is designed to help users spend less so they have more money to put towards saving and investing. Year Founded: It was founded in the year 2003. CEO: The CEO of Mogo is David Feller. Headquarters: It’s headquarters are located in Vancouver, British Columbia. Why choose Mogo? Commission-Free Trading: It offers unlimited commission-free trading. No FX Fees: MogoTrade does not charge any foreign exchange fees. Free Live-Streaming Stock Prices: MogoTrade provides free live-streaming stock prices. Financial Services: It offers a variety of financial services including personal loans, identity fraud protection, mortgages, and a Visa Debit card. Credit Score Viewing: It provides credit score viewing through Equifax for select customers. Social Link

Locality Bank IO aims to simplify banking for businesses by providing a seamless digital experience. With Locality Bank IO, businesses can open accounts online, manage their transactions, and access a range of financial services tailored to their needs. One of the key features of Locality Bank IO is its focus on small and medium businesses. The bank understands the unique challenges faced by these businesses and aims to provide them with the tools and resources they need to thrive. This includes offering competitive interest rates on deposits and loans, as well as personalized financial advice and support. It also prioritizes security and privacy. The bank uses advanced encryption and security measures to protect customer data and transactions. Additionally, Locality Bank IO is committed to transparency and compliance with regulatory requirements, ensuring that businesses can trust their financial information is safe and secure. In summary, It is a digital bank that caters specifically to small and medium businesses. By offering a range of banking services and personalized support, the bank aims to help businesses maximize their financial potential and achieve their goals. Social Link

Lendio was founded in 2011 by Brock Blake and Trent Miskin. The platform aims to simplify the loan application process for small business owners by connecting them with multiple lenders through a single application. To use Lendio, business owners need to fill out an online application that asks for basic information about their business, such as revenue, time in business, and credit score. Lendio then matches the business with potential lenders from its network based on the provided information. Lendio’s network includes a wide range of lenders, including traditional banks, online lenders, and alternative financing options. This allows business owners to compare loan offers and choose the one that best fits their needs. The types of loans available through Lendio include term loans, lines of credit, equipment financing, commercial mortgages, and more. The loan amounts can range from a few thousand dollars to several million, depending on the business’s needs and qualifications. Lendio’s platform also provides resources and educational materials to help business owners understand the loan process and improve their chances of getting approved. Additionally, Lendio offers a team of loan specialists who can provide personalized assistance and guidance throughout the application process. Overall, Lendio aims to make the loan application process more accessible and efficient for small business owners, helping them secure the funding they need to grow and succeed. Social Link

LendInvest offers a range of products and services to its clients. For intermediaries, LendInvest provides bridging loans, development finance, and buy-to-let mortgages. These loans can be used for a variety of purposes, such as purchasing property, refurbishing properties, or financing property development projects. For landlords, LendInvest offers buy-to-let mortgages. These mortgages are designed specifically for landlords who want to purchase or refinance residential investment properties. LendInvest offers competitive rates and flexible terms to meet the needs of landlords. For developers, LendInvest provides development finance. This type of finance is designed to help developers fund the construction or renovation of residential or commercial properties. LendInvest offers flexible terms and quick decision-making to help developers get their projects off the ground. It also offers a range of investment opportunities for investors. Investors can invest in LendInvest’s loan book, which consists of a portfolio of property loans. Investors can choose to invest in individual loans or diversify their investment across multiple loans. LendInvest also offers an Innovative Finance ISA, which allows investors to earn tax-free returns on their investments. Overall, It aims to provide fast, flexible, and transparent lending and investment solutions to its clients. The platform leverages technology to streamline the lending process and provide a seamless experience for borrowers and investors. Social Link

illimity’s business model is based on three main pillars: 1. Digital Direct Banking: illimity offers a range of digital banking services to individuals, families, and businesses. These services include current accounts, payment services, loans, and savings products. The bank aims to provide a seamless and user-friendly digital experience to its customers, with a focus on personalization and tailored solutions. 2. Credit to Small and Medium-sized Enterprises (SMEs): illimity provides credit to high-potential SMEs, with a particular focus on those operating in sectors with high growth potential. The bank aims to support these businesses by offering flexible and customized financing solutions, with a quick and efficient approval process. 3. Credit Distressed Corporate: illimity acquires distressed corporate loans and manages them through its platform, neprix. The platform uses advanced technologies and data analytics to assess the creditworthiness of these loans and optimize their recovery. illimity aims to maximize the value of these distressed assets and generate attractive returns for its investors. Through its integrated technologies and human intelligence, illimity aims to leverage its expertise in credit risk management, digital banking, and distressed asset management to create value for its customers and investors. The bank’s innovative approach and focus on technology-driven solutions set it apart from traditional banks in Italy. Social Link

The Banking division of Hamilton Reserve Bank provides a wide range of services to individuals and businesses. Personal banking services include current and savings accounts, debit and credit cards, foreign exchange, and international money transfers. Business banking services include corporate accounts, merchant services, trade finance, and cash management solutions. The Trust & Escrow division offers secure and reliable trust and escrow services to clients worldwide. These services include trust administration, estate planning, asset protection, and escrow services for mergers and acquisitions, real estate transactions, and other business deals. The Capital Markets division of Hamilton Reserve Bank provides investment banking services to corporate clients. These services include capital raising, mergers and acquisitions advisory, debt and equity financing, and financial restructuring. The Asset Management division offers a range of investment solutions to individual and institutional clients. These solutions include portfolio management, mutual funds, alternative investments, and wealth management services. Hamilton Reserve Bank is committed to providing its clients with innovative and secure banking solutions. The Bank leverages advanced technology to ensure the safety and efficiency of its operations, including robust cybersecurity measures to protect client data and transactions. With its global presence and extensive network of correspondent banks, Hamilton Reserve Bank is able to provide its clients with seamless cross-border banking services. The Bank is dedicated to delivering exceptional customer service and building long-term relationships with its clients. Hamilton Reserve Bank is regulated by the relevant financial authorities in each jurisdiction it operates in, ensuring compliance with all applicable laws and regulations. The Bank adheres to strict anti-money laundering and know-your-customer procedures to prevent financial crime and maintain the integrity of the global financial system. Overall, Hamilton Reserve Bank is a trusted and reliable banking partner for individuals and businesses around the world, offering a comprehensive range of banking, trust, capital markets, and asset management services. Social Link

Grasshopper offers a range of banking services tailored to the needs of startups and high-growth companies. These services include: 1. Business Banking: Grasshopper provides a full suite of business banking services, including checking accounts, savings accounts, and debit cards. These accounts are designed to be easy to set up and manage, with features like online and mobile banking, bill pay, and remote deposit capture. 2. Payments and Transfers: Grasshopper enables companies to send and receive payments quickly and securely. This includes features like ACH transfers, wire transfers, and international payments. Grasshopper also integrates with popular payment platforms like Stripe and PayPal. 3. Expense Management: Grasshopper helps companies track and manage their expenses more efficiently. This includes features like expense categorization, receipt capture, and integration with accounting software like QuickBooks and Xero. 4. Cash Flow Management: Grasshopper provides tools and insights to help companies better manage their cash flow. This includes features like cash flow forecasting, automated invoicing, and real-time transaction monitoring. 5. Funding and Capital: Grasshopper offers access to a range of funding options, including lines of credit, term loans, and business credit cards. Grasshopper also partners with venture capital firms and angel investors to provide additional funding opportunities for its customers. 6. Financial Insights: Grasshopper provides real-time financial insights and analytics to help companies make better-informed decisions. This includes features like customizable dashboards, financial reporting, and benchmarking against industry peers. 7. Security and Compliance: Grasshopper prioritizes the security and privacy of its customers’ financial data. It uses advanced encryption and multi-factor authentication to protect against unauthorized access. Grasshopper also complies with industry regulations, such as Know Your Customer (KYC) and Anti-Money Laundering (AML) requirements. Overall, Grasshopper aims to simplify and streamline the banking experience for startups and high-growth companies, allowing them to focus on what they do best – building and scaling their businesses. Social Link

Fortu offers a range of services to its clients, including multi-currency accounts, international transfers, and investment opportunities. The platform is designed to provide a seamless and secure banking experience, with a focus on privacy and data protection. One of the key features of Fortu is its compliance and risk mitigation capabilities. The platform uses advanced technology and algorithms to monitor and detect any suspicious activity, ensuring that all transactions are legitimate and in compliance with regulatory requirements. This helps to protect both the client and the bank from potential risks and fraud. Fortu also offers a range of investment opportunities, allowing clients to diversify their portfolios and potentially earn higher returns. The platform provides access to a wide range of investment products, including stocks, bonds, and alternative investments. Clients can also benefit from the expertise of Fortu’s asset managers, who can provide personalized investment advice and recommendations. In addition to its banking and investment services, Fortu also offers a range of lifestyle benefits to its clients. This includes access to exclusive events and experiences, as well as concierge services for travel and entertainment. Fortu aims to provide a comprehensive banking solution that meets the unique needs and preferences of its clients. Overall, Fortu is a fintech project that aims to revolutionize the private and corporate banking sector. With its focus on compliance, risk mitigation, and personalized services, Fortu aims to provide a secure and seamless banking experience for its clients. Social Link

Finch is a unique checking and investing account that offers a range of features to help users grow their money. One of the standout features of Finch is that the entire balance in the account is automatically invested, allowing users to potentially earn higher returns on their money compared to traditional checking accounts. In addition to automatic investing, Finch also provides users with instant access to their balance. This means that users can easily withdraw or transfer funds whenever they need to, without any delays or restrictions. Another key feature of Finch is its personalized investment recommendations. The platform uses advanced algorithms to analyze users’ financial goals, risk tolerance, and investment preferences, and then provides tailored investment recommendations to help users make informed decisions. Overall, Finch offers a unique combination of checking and investing features, making it a convenient and efficient way for users to manage their money and potentially grow their wealth. Social Link