With PayCaps, businesses can accept payments through various channels such as credit cards, debit cards, e-wallets, and bank transfers. The payment gateway is designed to be secure and reliable, ensuring that customer data is protected and transactions are processed smoothly. PayCaps also offers a range of features to enhance the payment experience for both businesses and customers. These include recurring payments, multi-currency support, fraud prevention tools, and real-time reporting and analytics. For businesses looking to expand their reach, PayCaps offers integration with popular e-commerce platforms such as Shopify, WooCommerce, and Magento. This allows businesses to easily set up their online store and start accepting payments from customers around the world. In addition to its standard payment gateway solution, PayCaps also offers white-label solutions for businesses that want to have their own branded payment gateway. This allows businesses to maintain their brand identity while still benefiting from the features and security of PayCaps. Overall, It provides a comprehensive payment gateway solution that is tailored to the needs of businesses in the UAE and the Middle East. With its customizable options and range of features, PayCaps is a reliable choice for businesses looking to accept payments online. Social Link

Optimus Cards UK Limited is an electronic money institution that specializes in providing white-label debit card programs. They offer their services to businesses that want to offer their own branded debit cards to their customers. As of 2019, Optimus Cards UK Limited had total assets of 2.41 million GBP. This includes the funds held by the institution to support their debit card programs. In the same year, Optimus Cards UK Limited generated a net income of 685,083.00 GBP. This represents the profit made by the institution after deducting all expenses and taxes. It is incorporated in the United Kingdom and is authorized and regulated by the Financial Conduct Authority. This means that they are subject to the regulatory oversight of the FCA, which ensures that they operate in compliance with the relevant laws and regulations to protect consumers and maintain the integrity of the financial system. Social Link

MX51 is a dynamic force in the fintech landscape, offering businesses a transformative suite of payment solutions. From streamlined point-of-sale systems to cutting-edge payment processing, MX51 empowers merchants with efficient, secure, and innovative technology. With a commitment to advancing transactions, MX51 stands at the forefront of the industry, providing businesses the tools they need to thrive in a rapidly evolving digital marketplace. Year Founded: MX51 (formerly known as Assembly Payments) was founded in 2013. CEO: Simon Lee serves as the CEO of MX51. Headquarters: MX51 is headquartered in Melbourne, Australia. Why Choose MX51? Innovative Payment Solutions: MX51 provides innovative and flexible payment solutions designed to meet the evolving needs of businesses, offering a range of services from point-of-sale systems to secure payment processing. Streamlined Transactions: Businesses can streamline their transactions with MX51’s advanced technology, enhancing the efficiency of payment processes and improving overall customer experiences. Global Reach: It facilitates global transactions, allowing businesses to operate on an international scale and reach a broader customer base. Security and Compliance: It prioritizes the security of transactions, implementing robust measures to ensure data protection and compliance with industry standards. Adaptable Technology: The platform offers adaptable technology solutions that can be customized to suit the specific requirements of different industries and business models. Customer-Centric Approach: It is committed to a customer-centric approach, providing responsive support and staying at the forefront of technological advancements to meet the diverse needs of businesses. Social Link

Magnius is a leading Payment Platform that was established in 2015 in the Netherlands. It specializes in providing payment services to large merchants and Payment Service Providers (PSPs). The platform is recognized for its speed, flexibility, and user-friendly solutions. With over 500 payment methods and numerous integrations, it offers a fully white-label solution. Magnius is committed to optimizing operations, increasing profits, and reducing IT costs by up to 75% for its clients. The team at Magnius comprises of professionals who bring a wealth of knowledge and experience in all aspects of payments, making it a trusted choice for MSPs, PSPs, and international merchants. Year Founded: It was founded in the year 2015. CEO: The CEO of Magnius is Lennart Koopmans. Headquarters: The headquarters of Magnius is located in Leiden, Zuid-Holland, The Netherlands. Why choose Magnius? Affordability: It offers a high-quality, balanced headphone amplifier and preamplifier at an affordable price. Versatility: With over 500 payment methods and numerous integrations, Magnius caters to a wide range of business needs. Cost-Effective: It can help businesses reduce their IT costs by up to 75%, contributing to higher profit margins. Quality and Experience: The team at Magnius comprises professionals with a wealth of knowledge and experience in all aspects of payments. User-Friendly: Known for its user-friendly solutions, It makes payment processing easy and efficient.

Linked2pay is a payment processing and technology platform that offers a range of services to its customers and partners. The platform provides access to the latest payment technology innovations, allowing businesses to stay competitive in the marketplace.Linked2pay offers risk and payment technology solutions, enabling merchants to automate credit card, ACH, and check processing. This automation streamlines payment processes and reduces the risk of errors or fraud. In addition, Linked2pay provides payment integration tools for independent software vendors (ISVs). These tools allow ISVs to seamlessly integrate payment processing capabilities into their software, making it easier for their customers to accept payments. One of Linked2pay’s key offerings is its white label payment solutions platform. This platform is designed for banks, channel partners, and their clients, allowing them to offer their own branded payment processing services. This white label solution is highly customizable and can be tailored to meet the specific needs of each partner. Overall, Linked2pay is a leader in the payment processing industry, providing its customers and partners with the technology and tools they need to succeed in the marketplace. Social Link

Lemonway is a leading pan-European payment institution that specializes in providing secure and modular payment solutions tailored for marketplaces and crowdfunding platforms. Established in 2007, Lemonway has built a reputation for reliability and innovation, serving over 400 marketplaces with its comprehensive suite of services. These services include Pay-In, Pay-Out, and wallet management, all seamlessly integrated through their robust API. By offering a flexible and scalable payment infrastructure, Lemonway enables businesses to manage transactions efficiently and securely, fostering growth and trust within the digital economy. Year Founded: Lemonway was established in 2007, marking the beginning of its journey as a pioneering payment institution. Over the years, it has grown significantly, adapting to the evolving needs of the digital economy. The foundation year signifies over a decade of experience and expertise in providing secure and efficient payment solutions. CEO: Antoine Orsini is the CEO of Lemonway. Under his leadership, the company has flourished, expanding its services and client base. Orsini’s vision and strategic direction have been instrumental in positioning Lemonway as a trusted partner for over 400 marketplaces and crowdfunding platforms. His leadership ensures that the company remains innovative and customer-focused. Headquarters: Lemonway is headquartered in Paris, France, a strategic location that places it at the heart of the European financial and technological hub. Being based in Paris allows Lemonway to stay connected with key markets and regulatory bodies, ensuring compliance and fostering growth. The headquarters also serves as the central point for its operations, innovation, and customer support. Why Choose Lemonway? 1. European Payment Expertise: Lemon way specializes in providing payment solutions within the European market, bringing a deep understanding of regional financial regulations and requirements. 2. Marketplace and FinTech Focus: Tailored for marketplaces and FinTech companies, Lemon way’s solutions are designed to meet the specific needs of businesses operating in these sectors. 3. Payment Processing: Lemonway offers payment processing services, enabling businesses to securely and efficiently handle financial transactions, including e-wallet solutions. 4. Compliance Tools: With a focus on regulatory compliance, Lemon way provides businesses with tools to ensure adherence to financial regulations and industry standards. 5. Secure Transactions: Prioritizing security, Lemon way offers secure payment solutions, safeguarding sensitive financial information and providing peace of mind for businesses and customers. 6. Innovation and Technology: Lemonway is known for its commitment to innovation, utilizing technology to offer cutting-edge payment solutions and stay ahead of industry trends. 7. European Expansion Support: For businesses looking to expand in Europe, Lemonway serves as a strategic partner, offering the expertise needed to navigate the diverse European financial landscape. Social Link

Klarna can be best described as a buy now, pay later (BPNL) service that provides customer financing for both online retail and in-store purchases. Available in 31 countries and growing, Klarna has its own marketplace with more than 147 million happy shoppers and a mobile application to complete purchases on the go. Considered to be one of the best overall BNPL apps for merchants, Klarna facilitates integration with several third-party systems such as BigCommerce, Shopify, and more. The payment processing platform of Klarna helps businesses provide a secure checkout experience to customers with several payment methods. It offers multiple financing options including Pay-in-4, pay in 30 days, or 6- to 36-month plans. Overall, Klarna is a good choice for high-revenue businesses, businesses processing international sales, small and growing businesses, and retailers looking for seller protection. One of the best things about Klarna is its seller protection program under which all fraud and credit risk is borne by Klarna when its financing services are utilized by customers. In other words, businesses get paid in full when purchases are made and they are not responsible to collect payments or issue late fees. Klarna Merchant Pricing Monthly service fees: $0 Processing fees: 3.39%–5.99% + 30 cents Application and sign-up: $0 Onboarding fees: $0 Payout schedule: Determined in contract based on needs Risk: 0% APRs: 7.99% to 29.99% Repayment term: Six weeks to 24 months Late fees: $7 to $35 Funding timeline: Instant Compatible payment providers: PeachPay, Gr4vy, Stripe, Adyen, Digital River, Radial, and Cybersource Compatible eCommerce platforms: Adobe Commerce, BigCommerce, Cirkuit Commerce, Episerver, PrestaShop, Salesforce Commerce Cloud, Jibe, Wonderkind, Wix, WooCommerce, SAP, and Shift4Shop. Deployment Options: Cloud, SaaS, Web-based, On-Premise Windows, and On-Premise Linux Klarna support: 24/7 (Live rep), FAQs/Forum, and Knowledge Base Year Founded: Klarna was founded in 2005. CEO: The CEO of Klarna is Sebastian Siemiatkowski. Headquarters: Klarna is headquartered in Stockholm, Sweden. They also have offices in New York City. Why Choose Klarna? Flexible Payment Options: Klarna offers a variety of payment solutions for online storefronts. Their service allows online consumers to pay for items in installments. Interest-Free Payments: Klarna doesn’t charge interest on their Pay in 4 option, and there are no fees when you pay on time. Consumer-Centric Approach: Klarna puts consumer needs at the heart of their business. Safe and Secure: Klarna’s “Buy Now, Pay Later” brought a whole new level of trust and security to the online experience. Global Presence: Klarna is a global financial technology company providing online financial services to over 60 million consumers across 14 countries. Risk Appetite Processing currencies: EUR, GBP, USD Settlement Currencies: EUR, GBP, and USD Features Recurring Payments Solutions Online Payments Accepted Industries E-commerce, Financial Services, Gambling, Gaming, Hospitality, and Travel Social Link

KAPED’s credit cards are designed to provide businesses and entrepreneurs with a range of benefits and features that can help them manage their finances more effectively. These benefits include: 1. High credit limits: KAPED offers credit cards with high credit limits, allowing businesses to access the funds they need to grow and expand their operations. 2. Rewards program: KAPED’s credit cards come with a rewards program that allows businesses to earn points or cashback on their purchases. These rewards can be redeemed for a variety of benefits, such as travel, merchandise, or statement credits. 3. Enhanced security: KAPED’s credit cards are equipped with advanced security features, such as EMV chip technology and tokenization, to protect against fraud and unauthorized use. 4. Expense management tools: KAPED provides businesses with online tools and resources to help them track and manage their expenses more efficiently. This includes features such as real-time spending alerts, transaction categorization, and customizable reporting. 5. Access to financing: KAPED’s credit cards can provide businesses with access to additional financing options, such as lines of credit or cash advances, to help them meet their short-term funding needs. 6. Tech-driven solutions: KAPED leverages technology to provide businesses with innovative solutions, such as mobile payment options and integration with accounting software, to streamline their financial processes. Overall, KAPED’s credit cards are designed to empower businesses and entrepreneurs with the financial tools they need to succeed and thrive in today’s competitive market. Social Link

Kernolab’s platform provides a range of services to enable companies to offer seamless and secure banking and payment experiences to their customers. Some of the key features and capabilities of Kernolab’s platform include: 1. IBAN Generation: Kernolab enables companies to generate International Bank Account Numbers (IBANs) for their customers. This allows customers to receive and send payments, set up direct debits, and perform other banking transactions. 2. Payment Cards: Kernolab supports the issuance of both virtual and physical payment cards. Companies can offer their customers virtual cards for online transactions, as well as physical cards for in-store purchases. These cards can be linked to the customer’s account and provide a convenient way to make payments. 3. Card Management: Kernolab’s platform includes card management capabilities, allowing companies to easily issue, activate, and deactivate payment cards. Companies can also set spending limits, block certain types of transactions, and provide real-time notifications to customers for added security and control. 4. Transaction Monitoring: Kernolab’s platform includes robust transaction monitoring capabilities to detect and prevent fraudulent activities. Companies can set up rules and triggers to flag suspicious transactions, and Kernolab’s advanced algorithms analyze transaction patterns to identify potential risks .5. Compliance and Security: Kernolab ensures compliance with regulatory requirements and industry standards, such as Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations. The platform incorporates strong security measures, including encryption and multi-factor authentication, to protect customer data and transactions. 6. Integration and Customization: Kernolab’s platform is designed to seamlessly integrate with existing systems and infrastructure. Companies can customize the platform to match their branding and user experience, ensuring a consistent and cohesive customer journey. Overall, Kernolab’s platform empowers companies to offer comprehensive banking and payment services to their customers, enhancing their product offerings and driving customer satisfaction. Social Link

Ixopay is a leading payment orchestration platform designed to streamline and simplify the complex landscape of payment processing for businesses. With Ixopay, merchants gain the ability to consolidate multiple payment methods and service providers into a unified integration. This platform empowers businesses with flexibility and control over their payment processes, allowing them to efficiently manage diverse payment options. Ixopay’s comprehensive solution enhances the overall payment experience for merchants by providing a centralized interface to handle various payment methods, acquirers, and service providers. Year Founded: IXOPAY was founded in 2014. CEO: The CEO of IXOPAY is Nathalie Siegl. Headquarters: IXOPAY’s headquarters are located on Mariahilferstrasse, in the heart of Vienna, Austria. Why Choose Ixopay? Payment Orchestration: Ixopay offers a powerful payment orchestration platform, allowing businesses to consolidate and manage various payment methods through a unified interface. Flexibility and Control: Businesses can enjoy enhanced flexibility and control over their payment processes, thanks to Ixopay’s ability to handle diverse payment options and service providers. Streamlined Transactions: The platform streamlines transactions, providing merchants with an efficient and seamless solution for managing payments and enhancing the overall payment experience. Centralized Interface: Ixopay’s centralized interface simplifies the complexity of handling multiple payment methods, acquirers, and service providers, making it an ideal choice for businesses seeking a comprehensive payment solution. Risk Appetite Risk AppetiteLow Risk, Medium Risk, High Risk ,RegulatedNo ,Processing currenciesETH, USDT, AED, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, EEK, EGP, ERN, EUR, GBP, USD ,Settlement CurrenciesALL, EUR, GBP, USD ,MDRfixed ,Setup feesindividual ,Transaction feesindividual ,API DocsLink Features 3D Secure Processing,Currency Conversion,Payment Link,Payouts,Delayed Capture,Real Time Payments,Recurring Payments,Refunds,Split Payments Solutions Card Vaulting,Fraud Prevention,Risk Management & Security,Smart Routing,Virtual Terminal,Whitelabel Accepted Industries CBD,Crypto,E-commerce,Financial Services,Gambling,Gaming,Hospitality,Pharma,Travel Payment Options 1American Express,Apple Pay,Diners Club,Discover,Google Pay,JCB,Maestro,Mastercard,UnionPay,V pay,Visa,Visa Electron Social Link

This ensures that the IPG Gateway is always available and can handle high transaction volumes without any downtime. IPG also offers a range of security features to protect against fraud and ensure the safety of customer data. This includes tokenization, encryption, and fraud detection tools. IPG is also fully compliant with industry standards such as PCI DSS. In addition to its core payment gateway technology, IPG also offers a range of value-added services. This includes recurring billing, subscription management, and multi-currency support. It also provides detailed reporting and analytics tools to help businesses track and analyze their payment data. IPG works with a wide range of industries, including e-commerce, travel, gaming, and financial services. Its flexible and scalable platform can be tailored to meet the specific needs of each business. It also offers integration with a wide range of third-party systems, including shopping carts, CRM systems, and accounting software. Overall, IPG provides a comprehensive and customizable payment gateway solution that is designed to meet the needs of businesses of all sizes. Its robust infrastructure, advanced security features, and range of value-added services make it a trusted choice for businesses looking to accept online payments.

With Iorys, financial institutions can benefit from a wide range of features and capabilities. These include: 1. Core Banking System: Iorys provides a comprehensive core banking system that covers all the essential banking functionalities, such as customer management, account management, transaction processing, and reporting. 2. Payment Processing: The platform supports various payment methods, including SEPA, SWIFT, ACH, and card payments. It also enables real-time payments and integrates with third-party payment gateways. 3. Compliance and Risk Management: Iorys incorporates robust compliance and risk management features to ensure regulatory compliance and mitigate risks. It includes anti-money laundering (AML) and know your customer (KYC) modules, transaction monitoring, and risk assessment tools. 4. Multi-Currency Support: The platform supports multiple currencies, allowing financial institutions to offer services in different currencies and facilitate international transactions. 5. Cryptocurrency Integration: Iorys offers modules specifically designed for cryptocurrency exchanges and wallets. It enables seamless integration with popular cryptocurrencies like Bitcoin, Ethereum, and Ripple, allowing financial institutions to offer crypto-related services. 6. Lending and Credit Management: The platform includes modules for loan origination, credit scoring, and loan management. It supports various types of loans, such as personal loans, mortgages, and business loans. 7. Open Banking: Iorys supports open banking initiatives, allowing financial institutions to securely share customer data with third-party providers through APIs. This enables the development of innovative financial products and services. 8. Mobile and Online Banking: The platform provides mobile and online banking capabilities, allowing customers to access their accounts, make transactions, and manage their finances through web and mobile applications. 9. Reporting and Analytics: Iorys offers comprehensive reporting and analytics tools to provide financial institutions with insights into their operations, customer behavior, and performance. This helps in making data-driven decisions and improving business strategies. 10. Scalability and Customization: Iorys is highly scalable and can handle large volumes of transactions. It also offers customization options, allowing financial institutions to tailor the platform according to their specific requirements and branding. Overall, Iorys provides a flexible and comprehensive banking platform that empowers financial institutions to adapt to the evolving needs of the industry and offer innovative financial services to their customers. Social Link