Splitit is a Buy Now, Pay Later (BNPL) service that allows consumers to make purchases using their existing credit card and pay for them in monthly installments. Here are some benefits associated with using Splitit, both for consumers and merchants: For Consumers: No New Credit Applications: Splitit doesn’t require consumers to apply for a new credit line. Users can utilize their existing credit cards, making it more convenient and avoiding potential impacts on credit scores. Interest-Free Payments: Similar to other BNPL services, Splitit typically offers interest-free installment plans. This can help consumers budget more effectively and avoid interest charges on their purchases. Transparent Pricing: Splitit aims to provide transparent pricing. Users are aware of the total cost of their purchase upfront, and there are no hidden fees or interest charges if payments are made on time. Use of Existing Credit Card Benefits: Consumers can continue to enjoy the benefits and rewards associated with their existing credit cards, such as cashback, rewards points, or travel miles, when using Splitit. Global Acceptance: Splitit is designed to work with credit cards, making it accessible to users with internationally accepted cards. This can be convenient for consumers who shop across borders. For Merchants: Increased Conversion Rates: Offering Splitit as a payment option can lead to increased conversion rates, as consumers may be more likely to make a purchase when they have the flexibility of paying in installments. No Risk of Chargebacks: Splitit is not subject to chargebacks as it does not extend credit directly to consumers. This can reduce the risk for merchants compared to traditional payment methods. Broad Consumer Base: Splitit may attract a broader consumer base, including those who prefer to use their existing credit cards for purchases but want the option to pay in installments. Easy Integration: Splitit is designed to integrate seamlessly into existing e-commerce platforms and checkout processes. Merchants can implement the service without major changes to their systems. Enhanced Customer Experience: Providing the option to pay in installments can enhance the overall shopping experience for customers, potentially leading to increased customer satisfaction and loyalty. It’s important for both consumers and merchants to be aware of the specific terms and conditions of using Splitit, including any fees associated with missed payments or changes to the payment plan. As with any financial service, understanding the terms helps users make informed decisions based on their financial situation and preferences.   Social Link

. With Spotii, customers can split their purchases into four equal payments, with the first payment made at the time of purchase and the remaining three payments made every two weeks. Spotii aims to make shopping more accessible and affordable for everyone. By offering a BNPL solution, Spotii allows customers to spread out the cost of their purchases over time, making it easier to manage their finances. This can be particularly helpful for larger purchases or unexpected expenses. Spotii also focuses on transparency and simplicity. There are no hidden fees or interest charges, and customers can easily see their payment schedule and remaining balance in their Spotii account. Spotii also offers a seamless checkout experience, allowing customers to complete their purchase with just a few clicks. In addition to providing a convenient payment solution for customers, Spotii also partners with merchants to help them increase sales and attract new customers. By offering BNPL as a payment option, merchants can appeal to a wider range of customers and increase conversion rates. Overall, It aims to provide a fair and inclusive payment solution that empowers customers to enjoy their purchases without the burden of high interest rates or fees. With Spotii, customers can shop now and pay later, making it easier to afford the things they love. Social Link

With Spreedly, merchants can easily integrate with multiple payment gateways and endpoints, allowing them to offer their customers a wide range of payment options. This flexibility enables merchants to capture and store credit card information securely in Spreedly vault, reducing their PCI-DSS compliance scope. Spreedly orchestration platform allows merchants to easily route transactions to different payment gateways based on rules and conditions they define. This enables them to optimize their payment processing and ensure high transaction success rates.In addition to its core payment gateway functionality, Spreedly offers a diverse ecosystem of services and integrations. This includes integrations with popular third-party APIs, such as fraud detection services, subscription management platforms, and more. These integrations allow merchants to enhance their payment processing capabilities and provide a seamless experience for their customers. Spreedly also provides merchants with valuable market insights and analytics. By analyzing transaction data, merchants can gain valuable insights into their customers payment preferences and behaviors. This information can help merchants optimize their payment strategies and drive digital growth. Overall, Spreedly offers merchants a comprehensive solution for managing their payment processing needs. Its flexible integration options, robust orchestration platform, and diverse ecosystem of services make it an ideal choice for merchants looking to optimize their payment operations and provide a seamless payment experience for their customers. – Year Founded: Spreedly was founded in 2008. – CEO: The CEO of Spreedly is Justin Benson. – Headquarters: Spreedly’s headquarters is located in Durham, North Carolina, USA. Why Choose Spreedly? 1. Payment Gateway Flexibility: Spreedly provides a platform that allows businesses to work with multiple payment gateways easily, offering flexibility and the ability to choose the best-suited options. 2. Global Payment Solutions: The platform supports global payment solutions, enabling businesses to expand their reach and accept payments from customers worldwide. 3. Secure Tokenization: Spreedly employs secure tokenization techniques, ensuring the safety and confidentiality of sensitive payment information, which is crucial for maintaining customer trust. 4. Reduced Integration Complexity: Spreedly helps reduce the complexity of integrating with various payment gateways, streamlining the development process for businesses. 5. Subscription and Recurring Billing Support: Businesses that rely on subscription models or recurring billing can leverage Spreedly’s features to manage and optimize these processes effectively. 6. Unified API: Spreedly offers a unified API that simplifies the integration process and allows businesses to manage payment transactions seamlessly. 7. Data Portability: Spreedly emphasizes data portability, allowing businesses to maintain control over their payment data and ensuring smooth transitions between different gateways. 8. Developer-Friendly Tools: Developers appreciate Spreedly’s developer-friendly tools and documentation, facilitating a smoother implementation and ongoing management of payment gateways. 9. Compliance and Security: Spreedly is designed with compliance and security in mind, adhering to industry standards and regulations to protect against potential security threats. 10. Adaptability to Business Needs: Spreedly’s adaptable infrastructure caters to the evolving needs of businesses, making it suitable for a wide range of industries and payment scenarios. Risk Appetite Risk AppetiteLow Risk ,PCI CompliantLevel 1 ,RegulatedYes Solutions Blacklisting,Encryption,Monitoring & Reporting,Payment Tokenization,Smart Routing Accepted Industries E-commerce Social Link

With Spriggy, parents have full control over their child spending. They can set spending limits, block certain types of purchases, and even receive notifications whenever their child makes a transaction. This gives parents peace of mind knowing that their child is learning responsible money management while still being protected. For kids, Spriggy offers a fun and interactive way to learn about money. They can set savings goals, track their progress, and even earn rewards for reaching their goals. The app also provides educational content and tips on how to save and spend wisely. Spriggy also encourages family involvement in financial education. Parents and kids can have conversations about money, set savings goals together, and learn about budgeting and financial responsibility as a team. In addition to the app and prepaid card, Spriggy also offers a parent dashboard where parents can manage their child account, view transaction history, and set up automatic allowances. This makes it easy for parents to stay involved and keep track of their child financial activities. Overall, Spriggy is a convenient and secure way for parents and kids to manage money together. It promotes financial literacy, responsibility, and family involvement, all while providing a safe and user-friendly platform for managing and tracking transactions. Social Link

Sprucebooks also provides a secure and compliant environment for storing and managing client information. With Sprucebooks, merchants can streamline their payment processes, improve client communication, and enhance their overall customer experience. Social Link

Square, founded in 2009 by Jack Dorsey and Jim McKelvey, is a leading financial services and mobile payment company. It offers a comprehensive suite of tools designed to simplify commerce for businesses of all sizes. Square’s services include point-of-sale systems, payment processing, and financial solutions that help businesses manage their operations more efficiently. With its user-friendly interface and innovative technology, Square empowers merchants to accept payments seamlessly, track sales, and grow their businesses. The company’s mission is to make commerce easy and accessible for everyone, fostering a more inclusive economy. Year Founded: Square was established in 2009. This was a time when mobile payments and financial technology were starting to gain traction, and Square quickly became a pioneer in this space. CEO: Jack Dorsey, who is also one of the co-founders, serves as the CEO. Jack Dorsey is well-known for his role in founding Twitter as well, making him a prominent figure in the tech industry. Headquarters: Square’s headquarters are located in San Francisco, California, USA. San Francisco is a major hub for technology companies, providing a vibrant environment for innovation and growth. Why Choose Square? User-Friendly Interface: Square’s tools are designed to be intuitive and easy to use. This means that even those without extensive technical knowledge can quickly learn to manage transactions and other business operations efficiently. Versatile Payment Options: Square supports a wide range of payment methods, including credit and debit cards, mobile wallets, and contactless payments. This flexibility ensures that businesses can cater to the payment preferences of their customers, enhancing the overall customer experience. Comprehensive Financial Services: Beyond payment processing, Square offers additional financial services such as business loans through Square Capital, payroll management, and invoicing solutions. These services help businesses manage their finances more effectively and focus on growth. Powerful Analytics: Square provides robust analytics and reporting tools that give businesses real-time insights into sales, inventory, and customer behavior. This data-driven approach allows businesses to make informed decisions, optimize operations, and tailor their strategies to better meet customer needs. Security and Compliance: Square prioritizes security with advanced encryption and fraud prevention measures. This ensures that all transactions are safe and compliant with industry standards, providing peace of mind to both merchants and customers. Support for All Business Sizes: Whether you are a small startup or a large enterprise, Square’s scalable solutions can meet your needs. The flexibility and range of services offered by Square make it suitable for businesses at any stage of growth. Innovation and Customer-Centric Approach: Square is known for its innovative technology and customer-centric approach. The company continually evolves its offerings to meet the changing needs of businesses, ensuring that they have the tools necessary to succeed in an increasingly digital world. By choosing Square, businesses gain access to a comprehensive suite of tools that simplify commerce, enhance customer experience, and support growth. Square’s commitment to innovation and security makes it a reliable partner for businesses looking to thrive. 🌟

Squarespace offers a user-friendly interface that allows sellers to easily create and manage their online store. The platform provides a range of customizable templates, allowing sellers to create a unique and visually appealing storefront. Squarespace also offers a variety of built-in features to enhance the shopping experience for customers. These include product galleries, inventory management, and secure payment processing. Sellers can also integrate with popular payment gateways such as PayPal and Stripe. In addition to its e-commerce capabilities, Squarespace also provides tools for content creation and marketing. Sellers can create blog posts, add social media integration, and optimize their site for search engines. Squarespace offers 24/7 customer support, ensuring that sellers have access to assistance whenever they need it. The platform also provides analytics and reporting tools, allowing sellers to track their sales and make data-driven decisions. Overall, Squarespace is a comprehensive e-commerce solution that is suitable for small to medium-sized businesses. Its intuitive interface, customizable templates, and range of features make it a popular choice for sellers looking to establish a professional online presence. Social Link

Squidcard Limited is an electronic money institution that operates in the digital transaction platform sector. It is based in the United Kingdom and is authorized and regulated by the Financial Conduct Authority. In 2018, Squidcard Limited had total assets of 2.48 million GBP. However, the company generated a net income of -641,000.00 GBP, indicating a loss for the year.As an electronic money institution, Squidcard Limited likely provides services related to digital payments and transactions. This could include services such as prepaid cards, mobile payments, and online payment solutions. Being authorized and regulated by the Financial Conduct Authority ensures that Squidcard Limited operates within the legal framework and meets the necessary regulatory requirements in the UK financial industry. Social Link

Additionally, STACK offers real-time notifications for every transaction made with the card, ensuring that users are always aware of their spending. The app also allows users to set financial goals and track their progress towards achieving them. Another unique feature of STACK is its ability to seamlessly integrate with other financial apps and services. Users can connect their STACK account to popular budgeting apps, investment platforms, and more, allowing for a comprehensive view of their financial health. Furthermore, STACK prioritizes security and privacy. The card is equipped with chip and PIN technology, and users can easily freeze and unfreeze their card through the app if it is lost or stolen. STACK also uses advanced encryption and security measures to protect user data. Overall, It offers a convenient and user-friendly way to manage finances, save money, and make transactions both domestically and internationally, making it an attractive option for individuals looking for a modern and innovative banking solution. Social Link

The firm provides legal advice and representation in various areas of finance and capital markets law, including: 1. Corporate Finance: The firm assists clients in raising capital through various financial instruments, such as bonds, shares, and derivatives. They advise on the legal aspects of capital structuring, financing agreements, and regulatory compliance. 2. Alternative Financing: Stadler Völkel Lawyers specializes in alternative financing methods, such as crowdfunding, peer-to-peer lending, and initial coin offerings (ICOs). They provide legal advice on the regulatory framework, investor protection, and compliance requirements for these innovative financing methods. 3. Banking and Financial Services: The firm advises banks, investment companies, and other financial institutions on regulatory compliance, licensing requirements, and financial product development. They also represent clients in disputes with regulatory authorities and assist in obtaining necessary approvals and licenses. 4. Securities Law: Stadler Völkel Lawyers provides legal advice on securities offerings, including IPOs, private placements, and secondary offerings. They assist clients in drafting prospectuses, conducting due diligence, and ensuring compliance with securities regulations. 5. Corporate Governance: The firm advises clients on corporate governance matters, including board structures, shareholder rights, and disclosure requirements. They assist in drafting corporate governance policies and provide guidance on compliance with corporate governance codes and regulations. 6. Regulatory Compliance: Stadler Völkel Lawyers helps clients navigate the complex regulatory landscape in the finance and capital markets industry. They provide advice on compliance with financial regulations, anti-money laundering laws, and data protection regulations. 7. Dispute Resolution: The firm represents clients in disputes related to finance and capital markets law, including litigation, arbitration, and mediation. They have extensive experience in handling complex financial disputes and have successfully represented clients in high-stakes cases. Stadler Völkel Lawyers is committed to providing personalized and practical legal solutions to its clients. They strive to understand their clients business objectives and tailor their advice to meet their specific needs. With their expertise in finance and capital markets law, the firm aims to help clients navigate the legal complexities of the financial industry and achieve their strategic goals. Social Link

Starling Bank operates solely through its mobile app, allowing customers to manage their finances on the go. The app provides real-time notifications for transactions, spending insights, and the ability to freeze and unfreeze cards. Customers can also set savings goals and round up their purchases to save spare change. Starling Bank is known for its user-friendly interface and intuitive design. It aims to make banking simple and transparent, with no hidden fees or charges. The bank also offers 24/7 customer support through its in-app chat feature. In addition to its retail banking services, Starling Bank also offers business banking solutions. Its business current accounts come with features such as invoicing, expense tracking, and integration with accounting software. Starling Bank is fully licensed and regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA). It is a member of the Financial Services Compensation Scheme (FSCS), which protects eligible deposits up to £85,000 per person. Overall, It aims to provide a modern and convenient banking experience for its customers, with a focus on transparency, simplicity, and innovation. Social Link

Their team of experts provides a wide range of services including offshore company formation, offshore banking, tax planning, asset protection, and wealth management. They have a deep understanding of the offshore industry and can assist clients in navigating the complex legal and financial landscape. Offshore company formation is one of their key services, and they can help clients set up companies in jurisdictions such as Belize, British Virgin Islands, Cayman Islands, and Seychelles. They guide clients through the entire process, from choosing the right jurisdiction to registering the company and obtaining the necessary licenses and permits. Offshore banking is another area of expertise for Starting Offshore. They have established relationships with reputable offshore banks and can assist clients in opening bank accounts in jurisdictions such as Switzerland, Singapore, and Hong Kong. They ensure that clients have access to a wide range of banking services, including multi-currency accounts, online banking, and debit and credit cards. Tax planning is an essential aspect of offshore business, and Starting Offshore provides expert advice on minimizing tax liabilities legally. They help clients take advantage of tax incentives and benefits offered by offshore jurisdictions, ensuring that they comply with all relevant tax laws and regulations. Asset protection is another critical service offered by Starting Offshore. They assist clients in structuring their assets in a way that protects them from potential legal and financial risks. This includes setting up trusts, foundations, and other legal entities that provide a high level of asset protection. Wealth management is an integral part of offshore business, and Starting Offshore offers comprehensive wealth management services to their clients. They help clients manage their offshore investments, diversify their portfolios, and maximize returns. They work closely with clients to understand their financial goals and develop customized wealth management strategies. Overall, Starting Offshore is a trusted partner for offshore business organizations, providing expert consultancy services to help them establish and grow their offshore operations. With their extensive knowledge and experience in the offshore industry, they are well-equipped to assist clients in achieving their business and financial objectives. Social Link