Lemonway is a leading pan-European payment institution that specializes in providing secure and modular payment solutions tailored for marketplaces and crowdfunding platforms. Established in 2007, Lemonway has built a reputation for reliability and innovation, serving over 400 marketplaces with its comprehensive suite of services. These services include Pay-In, Pay-Out, and wallet management, all seamlessly integrated through their robust API. By offering a flexible and scalable payment infrastructure, Lemonway enables businesses to manage transactions efficiently and securely, fostering growth and trust within the digital economy. Year Founded: Lemonway was established in 2007, marking the beginning of its journey as a pioneering payment institution. Over the years, it has grown significantly, adapting to the evolving needs of the digital economy. The foundation year signifies over a decade of experience and expertise in providing secure and efficient payment solutions. CEO: Antoine Orsini is the CEO of Lemonway. Under his leadership, the company has flourished, expanding its services and client base. Orsini’s vision and strategic direction have been instrumental in positioning Lemonway as a trusted partner for over 400 marketplaces and crowdfunding platforms. His leadership ensures that the company remains innovative and customer-focused. Headquarters: Lemonway is headquartered in Paris, France, a strategic location that places it at the heart of the European financial and technological hub. Being based in Paris allows Lemonway to stay connected with key markets and regulatory bodies, ensuring compliance and fostering growth. The headquarters also serves as the central point for its operations, innovation, and customer support. Why Choose Lemonway? 1. European Payment Expertise: Lemon way specializes in providing payment solutions within the European market, bringing a deep understanding of regional financial regulations and requirements. 2. Marketplace and FinTech Focus: Tailored for marketplaces and FinTech companies, Lemon way’s solutions are designed to meet the specific needs of businesses operating in these sectors. 3. Payment Processing: Lemonway offers payment processing services, enabling businesses to securely and efficiently handle financial transactions, including e-wallet solutions. 4. Compliance Tools: With a focus on regulatory compliance, Lemon way provides businesses with tools to ensure adherence to financial regulations and industry standards. 5. Secure Transactions: Prioritizing security, Lemon way offers secure payment solutions, safeguarding sensitive financial information and providing peace of mind for businesses and customers. 6. Innovation and Technology: Lemonway is known for its commitment to innovation, utilizing technology to offer cutting-edge payment solutions and stay ahead of industry trends. 7. European Expansion Support: For businesses looking to expand in Europe, Lemonway serves as a strategic partner, offering the expertise needed to navigate the diverse European financial landscape. Social Link

LexisNexis Risk Solutions offers a range of payment solutions and gateway technologies to help customers assess, predict, and manage risk. These solutions are designed to enable customers to make more efficient payments and ensure compliance with global payment and compliance rules. One of the key features of LexisNexis’ payment solutions is real-time information checking. As customers enter payment information into a mobile app or website, LexisNexis checks the information against global payment and compliance rules in real-time. This helps to ensure that the payment information is accurate and compliant, reducing the risk of errors or fraudulent transactions. In addition to real-time information checking, LexisNexis also offers an API that can be integrated into a customer’s payment flow. This API allows customers to validate and access payment information at any point in the payment process, helping to streamline and automate payment processing. Another key feature of LexisNexis’ payment solutions is the ability to maintain accurate banking and payment routing data within a customer’s payment processing platform. This helps to ensure that payments are routed correctly and efficiently, reducing the risk of delays or errors. Overall, LexisNexis Risk Solutions offers a comprehensive set of payment solutions and gateway technologies to help customers assess, predict, and manage risk. Whether customers need a specific solution or an end-to-end set of solutions, LexisNexis can provide the expertise and technology to help them make more efficient payments and ensure compliance with global payment and compliance rules. Social Link

By using Libeo, businesses can streamline their invoice management process and reduce the time and effort spent on manual tasks such as data entry and payment processing. The platform integrates with existing accounting software, allowing businesses to easily import and categorize invoices. Libeo also provides a secure and efficient way to pay suppliers. Instead of manually entering bank account details or logging into online banking, businesses can simply select the invoices they want to pay and click a button to initiate the payment. Libeo takes care of the rest, ensuring that payments are made securely and on time. In addition to simplifying the payment process, Libeo also helps businesses improve their cash flow management. The platform allows businesses to easily track and monitor their finances in real-time, providing insights into their cash flow position and helping them make informed decisions about when to pay invoices and when to collect account receivables. Overall, Libeo offers a comprehensive solution for businesses to digitize and automate their invoice management and payment processes. By centralizing and streamlining these tasks, businesses can save time, reduce errors, and improve their financial management. Social Link

LiftBank provides a range of services to meet the needs of entrepreneurs. These services include: 1. Digital Account: LiftBank offers a fully integrated digital account that allows entrepreneurs to manage their finances easily. This includes features such as balance checking, transaction history, and the ability to make payments and transfers. 2. No Hidden Fees: LiftBank is committed to transparency and does not charge any hidden fees. Entrepreneurs can have peace of mind knowing that they will only be charged for the services they use, with no surprises. 3. Easy Integration: LiftBank’s platform is designed to be easily integrated with other systems and tools that entrepreneurs use. This allows for seamless integration of financial data and processes, making it easier for entrepreneurs to manage their businesses. 4. Licensing: LiftBank offers licensing options for entrepreneurs who want to create their own digital bank. This allows entrepreneurs to leverage LiftBank’s platform and technology to create their own branded digital banking solution. 5. Support for Different Business Types: LiftBank caters to a wide range of businesses, including MEIs (Microempreendedor Individual), e-commerces, marketplaces, and companies of any size. LiftBank understands the unique needs of each business type and provides tailored solutions to meet those needs. 6. Less Bureaucracy: LiftBank aims to simplify the banking relationship for entrepreneurs by reducing bureaucracy. This means less paperwork and faster processes, allowing entrepreneurs to focus on growing their businesses. It is committed to supporting entrepreneurs in Brazil by providing them with the tools and services they need to succeed. With its integrated digital account and transparent fees, LiftBank aims to make banking easier and more accessible for entrepreneurs. Social Link

Lightspeed is a popular choice for small businesses due to its user-friendly interface and robust features. The POS system allows businesses to easily manage inventory, track sales, and process payments. Lightspeed also offers integrations with popular accounting software, allowing for seamless bookkeeping. One of the standout features of Lightspeed is its built-in payment processing. This eliminates the need for a separate payment processor and simplifies the payment process for businesses. Lightspeed also offers the option to use a third-party payment processor if preferred. In addition to its core POS features, Lightspeed offers a range of add-ons to enhance the functionality of the system. This includes hardware such as barcode scanners and receipt printers, as well as integrations with popular e-commerce platforms. Lightspeed also offers modules for curbside pickup and email marketing, allowing businesses to adapt to changing consumer preferences and market their products effectively. Pricing for Lightspeed varies depending on the specific needs of the business. Lightspeed offers a free tier for businesses with basic needs, as well as paid tiers with additional features and support. The pricing is competitive and affordable for small businesses, making it an attractive option for those looking for a reliable and feature-rich POS system. Overall, Lightspeed is a comprehensive and affordable POS solution for small businesses. Its robust features, user-friendly interface, and range of add-ons make it a popular choice for independent retailers and restaurants. Social Link

Linked2pay is a payment processing and technology platform that offers a range of services to its customers and partners. The platform provides access to the latest payment technology innovations, allowing businesses to stay competitive in the marketplace.Linked2pay offers risk and payment technology solutions, enabling merchants to automate credit card, ACH, and check processing. This automation streamlines payment processes and reduces the risk of errors or fraud. In addition, Linked2pay provides payment integration tools for independent software vendors (ISVs). These tools allow ISVs to seamlessly integrate payment processing capabilities into their software, making it easier for their customers to accept payments. One of Linked2pay’s key offerings is its white label payment solutions platform. This platform is designed for banks, channel partners, and their clients, allowing them to offer their own branded payment processing services. This white label solution is highly customizable and can be tailored to meet the specific needs of each partner. Overall, Linked2pay is a leader in the payment processing industry, providing its customers and partners with the technology and tools they need to succeed in the marketplace. Social Link

Klarna can be best described as a buy now, pay later (BPNL) service that provides customer financing for both online retail and in-store purchases. Available in 31 countries and growing, Klarna has its own marketplace with more than 147 million happy shoppers and a mobile application to complete purchases on the go. Considered to be one of the best overall BNPL apps for merchants, Klarna facilitates integration with several third-party systems such as BigCommerce, Shopify, and more. The payment processing platform of Klarna helps businesses provide a secure checkout experience to customers with several payment methods. It offers multiple financing options including Pay-in-4, pay in 30 days, or 6- to 36-month plans. Overall, Klarna is a good choice for high-revenue businesses, businesses processing international sales, small and growing businesses, and retailers looking for seller protection. One of the best things about Klarna is its seller protection program under which all fraud and credit risk is borne by Klarna when its financing services are utilized by customers. In other words, businesses get paid in full when purchases are made and they are not responsible to collect payments or issue late fees. Klarna Merchant Pricing Monthly service fees: $0 Processing fees: 3.39%–5.99% + 30 cents Application and sign-up: $0 Onboarding fees: $0 Payout schedule: Determined in contract based on needs Risk: 0% APRs: 7.99% to 29.99% Repayment term: Six weeks to 24 months Late fees: $7 to $35 Funding timeline: Instant Compatible payment providers: PeachPay, Gr4vy, Stripe, Adyen, Digital River, Radial, and Cybersource Compatible eCommerce platforms: Adobe Commerce, BigCommerce, Cirkuit Commerce, Episerver, PrestaShop, Salesforce Commerce Cloud, Jibe, Wonderkind, Wix, WooCommerce, SAP, and Shift4Shop. Deployment Options: Cloud, SaaS, Web-based, On-Premise Windows, and On-Premise Linux Klarna support: 24/7 (Live rep), FAQs/Forum, and Knowledge Base Year Founded: Klarna was founded in 2005. CEO: The CEO of Klarna is Sebastian Siemiatkowski. Headquarters: Klarna is headquartered in Stockholm, Sweden. They also have offices in New York City. Why Choose Klarna? Flexible Payment Options: Klarna offers a variety of payment solutions for online storefronts. Their service allows online consumers to pay for items in installments. Interest-Free Payments: Klarna doesn’t charge interest on their Pay in 4 option, and there are no fees when you pay on time. Consumer-Centric Approach: Klarna puts consumer needs at the heart of their business. Safe and Secure: Klarna’s “Buy Now, Pay Later” brought a whole new level of trust and security to the online experience. Global Presence: Klarna is a global financial technology company providing online financial services to over 60 million consumers across 14 countries. Risk Appetite Processing currencies: EUR, GBP, USD Settlement Currencies: EUR, GBP, and USD Features Recurring Payments Solutions Online Payments Accepted Industries E-commerce, Financial Services, Gambling, Gaming, Hospitality, and Travel Social Link

Customers can contact Knab’s customer service team through various channels. They can reach out via phone, email, or live chat. Knab’s customer service team is available from Monday to Friday, between 8:00 AM and 10:00 PM, and on Saturdays from 9:00 AM to 5:00 PM. Customers can call Knab’s customer service at 0900-262 63 28 (€0.10 per minute). For international calls, the number is +31 30 303 1600. They can also send an email to klantenservice@knab.nl or use the live chat feature on the Knab website. It aims to provide personalized and human service to its customers. Their customer service team is trained to assist with various inquiries, including account-related questions, technical issues, product information, and general support. Social Link

Koalafi’s payment and finance solution is designed to provide flexibility and convenience for both merchants and customers. By offering a variety of pay-over-time plans, Koalafi enables merchants to attract and retain customers who may not have the means to make a full payment upfront. For customers, Koalafi’s platform allows them to make purchases and pay for them over time, making it easier to manage their finances. Whether they have excellent credit or no credit at all, Koalafi offers options that cater to their specific needs. Koalafi’s advanced technology and analytics ensure that the application process is seamless and efficient. Customers can apply for financing through a single application, eliminating the need for multiple applications and credit checks. This not only saves time but also reduces the hassle for customers. In addition to the convenience of the platform, Koalafi also provides world-class support to both merchants and customers. Their team is dedicated to ensuring that all transactions and inquiries are handled promptly and professionally. Overall, Koalafi’s payment and finance solution is revolutionizing the way merchants offer financing options to their customers. With their innovative platform, merchants can expand their customer base and increase sales, while customers can enjoy the flexibility and convenience of pay-over-time plans. Social Link

To open a Kontist business account, follow these steps: 1. Visit the Kontist website (https://kontist.com/) and click on the “Open an account” button. 2. Fill in your personal information, including your name, email address, and phone number. 3. Choose the type of business account you want to open. Kontist offers different account options based on your business needs. 4. Provide your business information, including your business name, legal form, and tax number. 5. Upload the required documents. Kontist will ask for identification documents, such as your passport or ID card, as well as any necessary business documents, such as your business registration or tax certificate. 6. Verify your identity. Kontist may require you to complete a video identification process or provide additional documents to verify your identity. 7. Wait for approval. Kontist will review your application and documents. Once approved, you will receive an email with further instructions. 8. Download the Kontist mobile app from the App Store (for iPhone) or Google Play Store (for Android). 9. Log in to the app using the credentials provided in the email. 10. Set up your account preferences, such as choosing a PIN for your debit card and setting up notifications. 11. Activate your Kontist debit card. You will receive your card by mail, and you can activate it through the app. 12. Start using your Kontist business account. You can manage your finances, make payments, and track your transactions directly from the mobile app. Note: It currently only accepts applications from residents of Germany. Make sure you meet the residency requirements before applying. Social Link

Founded in 2011, Kraken is considered to be one of the world’s longest-standing digital asset platforms. It was one of the first exchanges to start offering spot trading with margin, parachain auctions, staking, regulated derivatives, and index services. Kraken clients trade more than 200 digital assets and 6 different national currencies, including GBP, EUR, USD, CAD, CHF, and AUD. The platform also offers high-level security through a well-organized and systematic verification process with a two-factor authenticator (2FA) security feature. One of the most established cryptocurrency exchanges, Kraken has the highest volume of BTC/Euro of any exchange which gives them incredibly high volume and liquidity. Year Founded: 2011 Number of cryptocurrencies supported: 97 Security features: 2FA withdrawal email confirmation, air-gapped cold storage, strict surveillance, precise API key permission control, SSL encryption Types of transactions supported: Buy, sell, send, receive, exchange, futures trading, and Cryptowatch Maximum deposit and withdrawal: $100,000 daily (intermediate-level members) Why Choose Kraken? Easy-to-use iOS mobile application with a clean UI interface The widest range of tokens and globally accessible Easy to set up an account and purchase crypto Very fast transactions Full of innovative tools for crypto lovers Pretty good trading fees – the maximum fee is between 0.16% to 0.26% – for the lowest value trading Helps you buy crypto assets directly from the fiat money you deposited   Social Link

KuCoin is a digital currency exchange that allows users to buy coins with a credit card, bank transfer, and Apple Pay with data security. In 2017, the Seychelles-based crypto exchange was launched with an initial coin offering and ranks today among the world’s top 10 largest crypto exchanges by volume. It has partnered with Singapore-based crypto asset security platform, Onchain Custodian, which maintains custody of KuCoin’s crypto assets. KuCoin’s platform offers standard security measures, including identity verification, trading passwords and anti-phishing phrases. KuCoin deployment options: Cloud, SaaS, Web-based, On-Premise Windows, and On-Premise Linux KuCoin Support: FAQs/Forum, Email/Help Desk, and Chat Why Choose Kucoin? A wide range of cryptocurrencies Appealing to both traders and investors Easy-to-adapt interface and comprehensive functionalities Good dashboard and a lot of market information Competitive trading fees Volume discounts on fees Offers advanced features like margin trading and futures trading U.S. users can access a margin account for trading crypto Charges rock-bottom fees and supports trading in a huge range of cryptocurrencies Offers a 20% discount on trading fees when using its token, KuCoin Token (KCS) More than 700 coins are supported by the KuCoin platform Proprietary trading terminal is convenient for both novice traders and professionals Social Link