Hokodo is a B2B Buy Now, Pay Later & Digital Trade Credit platform that is revolutionizing the way businesses handle transactions. By offering simple, fast payment terms for B2B customers, Hokodo aims to grow businesses and satisfy customers with a trade credit solution designed for both online and offline B2B sales. They offer various kinds of payment terms like 30, 60 or 90 Days, Instalment Payments, Trade Accounts, and Pay Now & Pay Later. Moreover, they protect against all credit and fraud risks. This makes Hokodo an ideal choice for businesses looking to streamline their payment processes and enhance operational efficiency. Year Founded: Hokodo was founded in 2018. CEO: The Co-CEOs of Hokodo are Louis Carbonnier and Richard Thornton. Headquarters: Hokodo is headquartered in London, England, United Kingdom. Why chooose Hokodo? Fast and Flexible: It offers simple, fast payment terms for B2B customers. Trusted and Secure: They invest heavily in best-in-class security encryption and protocols. Technology and Innovation: It brings their team’s experience in consumer financial services to create world-leading, frictionless user experiences. Empower and Support: It provides ongoing support and guidance to every merchant partner. Full Credit & Fraud Protection: Hokodo ensures that you receive 100% of every payment you’re owed, even if your customer is unable to pay. Social Link

Holvi is designed to simplify the financial management of small businesses and self-employed individuals. It offers a range of features and services to help users manage their finances more efficiently. One of the key features of Holvi is its business banking functionality. Users can open a professional account with Holvi, which provides them with a dedicated IBAN and the ability to send and receive payments. The account can be used for everyday banking needs, such as making payments, receiving funds, and managing cash flow. In addition to banking services, Holvi also offers invoicing capabilities. Users can create and send professional invoices directly from their Holvi account. The platform allows users to customize their invoices with their own branding and track payment status. Expense management is another important feature of Holvi. Users can easily track and categorize their business expenses, making it easier to manage budgets and track spending. Holvi also provides users with a digital receipt archive, allowing them to store and organize their receipts for easy reference. Holvi also offers tax preparation features, making it easier for users to manage their tax obligations. The platform provides users with a clear overview of their income and expenses, making it easier to calculate and report taxes. Holvi also integrates with popular accounting software, making it easier to transfer financial data for tax purposes. Finally, It provides users with a debit MasterCard, which can be used for online transactions and ATM withdrawals worldwide. The card is linked to the user’s Holvi account, allowing for seamless integration between the two. Overall, Holvi offers a comprehensive suite of financial management tools for small businesses and self-employed individuals. Its online platform and mobile app make it easy to manage finances on the go, while its range of features and services help users streamline their financial processes. Social Link

Flyp.me is a new service being launched by Holy Transaction that allows users to exchange cryptocurrencies directly from their wallets without the need for an account or registration. The service aims to provide a fast, secure, and private way to exchange cryptocurrencies, with no third-party involvement. One of the unique features of Flyp.me is its profit sharing model. When users make an exchange on the platform, a portion of the fees generated from the transaction will be distributed to token holders. This means that users can earn passive income simply by holding the Flyp.me token. The Flyp.me token, also known as FYP, is an ERC-20 token built on the Ethereum blockchain. It will be used to distribute profits to token holders and can also be used to pay for fees on the platform at a discounted rate. Overall, Flyp.me aims to provide a seamless and profitable cryptocurrency exchange experience for users. With its profit sharing model and wide range of supported cryptocurrencies, it could be an attractive option for those looking to exchange cryptocurrencies quickly and securely. Social Link

HoneyBook aims to empower these business owners by providing them with the tools they need to succeed. With HoneyBook, business owners can create professional-looking proposals and contracts, send invoices and receive payments, and manage their projects all in one place. This not only saves them time and effort, but also helps them present a more professional image to their clients. In addition to its core features, HoneyBook also offers a range of integrations with other popular business tools, such as Gmail, Google Calendar, and QuickBooks. This allows business owners to seamlessly connect their existing workflows and systems with HoneyBook, further streamlining their operations. HoneyBook also provides business owners with valuable insights and analytics, allowing them to track their performance and make data-driven decisions. By understanding their clients, projects, and finances better, business owners can optimize their operations and drive growth. Overall, HoneyBook is a comprehensive platform that helps service-based business owners manage their client relationships, finances, and projects more efficiently. With its user-friendly interface and powerful features, It is a valuable tool for any independent business owner looking to streamline their operations and scale their business. Social Link

Honeydue allows couples to easily manage their finances together. With Honeydue, partners can create a shared budget, track their expenses, and stay on top of their financial goals. One of the key features of Honeydue is the ability to link bank accounts and credit cards. This allows the app to automatically pull in transactions, making it easy for couples to see their spending in one place. By having all their transactions in one app, partners can easily track their expenses and identify areas where they can save money. Honeydue also allows couples to create a shared budget. Partners can set spending limits for different categories, such as groceries, dining out, or entertainment. The app will then track their spending in each category and send notifications when they are close to reaching their budget limits. This helps couples stay accountable and avoid overspending. In addition to the shared budget, Honeydue also has individual sections for each partner. This allows couples to keep track of their personal expenses separately. Each partner can link their own bank accounts and credit cards, and the app will pull in their individual transactions. This way, partners can still have their own financial independence while also being able to see the shared transactions. The “All” section in Honeydue is where both partners can see all the shared transactions. This section is useful for keeping track of joint expenses, such as rent, utilities, or shared subscriptions. Partners can easily see who made the transaction and how much was spent. Honeydue also offers additional features to help couples manage their finances. Partners can set financial goals together, such as saving for a vacation or paying off debt. The app will track their progress towards these goals and provide insights on how they can achieve them faster. Overall, Honeydue is a convenient and user-friendly app that helps couples manage their finances together. With its ability to link bank accounts, create shared budgets, and track expenses, Honeydue makes it easy for partners to stay on top of their financial goals and have a clear picture of their finances. Social Link

HoneyPay offers a range of services to help businesses accept online payments securely and efficiently. With our internet acquiring solution, businesses can easily integrate our payment gateway into their website or mobile app, allowing customers to make payments using various payment methods such as credit cards, debit cards, and e-wallets. One of the key advantages of using HoneyPay is our PCI DSS Level 1 Security Certification. This certification ensures that our payment processing system meets the highest security standards set by the Payment Card Industry Data Security Standard (PCI DSS). This means that all customer payment data is securely encrypted and stored, protecting it from unauthorized access or theft. In addition to security, HoneyPay also prioritizes confidentiality. We understand the importance of protecting sensitive customer information, and we have implemented strict measures to ensure that all data is handled with the utmost confidentiality. Our systems are regularly audited and monitored to ensure compliance with data protection regulations. By choosing HoneyPay as your internet acquiring partner, you can have peace of mind knowing that your customers’ payment information is safe and secure. Our reliable and efficient payment processing system will help streamline your business operations and provide a seamless payment experience for your customers.

The Global token, called HNY, is used for governance and decision-making within the 1Hive community. HNY holders can participate in voting on proposals and shaping the direction of the project. The Local token, called xCOMB on xDai and COMB on Polygon, is used to incentivize liquidity providers and traders on Honeyswap. Liquidity providers earn fees from trades and receive a portion of the Local token as a reward. Traders can also earn Local tokens by participating in liquidity mining programs. Honeyswap uses an automated market maker (AMM) model, where trades are executed against liquidity pools rather than traditional order books. This allows for continuous liquidity and eliminates the need for a centralized order matching system. To provide liquidity, users can deposit an equal value of two tokens into a liquidity pool. In return, they receive liquidity pool tokens that represent their share of the pool. These liquidity pool tokens can be redeemed for the underlying tokens at any time, along with any accrued fees. Honeyswap also features a swap interface where users can easily trade between supported tokens. The swap interface calculates the best available price based on the liquidity in the pools and executes the trade instantly. Overall, Honeyswap aims to provide a decentralized and user-friendly exchange experience while incentivizing liquidity providers and fostering community governance. Social Link

Hoolah is a leading buy now, pay later platform in Asia, offering consumers the flexibility to make purchases and pay for them in interest-free installments. Available with both debit and credit cards from various banks, Hoolah aims to promote responsible spending. It also provides merchants with solutions to attract new customers, improve conversion rates, and increase basket size by enhancing consumer affordability. Headquartered in Singapore, Hoolah operates in multiple Asian markets including Malaysia and Hong Kong. It’s worth noting that Hoolah has recently become a part of ShopBack. Year Founded: Hoolah was founded in 2017. CEO: The CEO of Hoolah is Arvin Singh. Headquarters: Hoolah is headquartered in Singapore. Why choose Hoolah? Buy Now Pay Later: Hoolah’s Buy Now Pay Later (BNPL) payment solution solves retailers’ biggest challenges around driving conversion and basket size, as well as encouraging new customers to visit and return. Interest-Free Installments: It allows consumers to split their purchases into three manageable, interest-free payments. Increased Sales for Retailers: Offering BNPL at checkout offers consumers more choices, more convenience, and greater affordability. It also increases the consumers’ purchasing power, which in turn increases the AOV and basket size for the merchant, resulting in an uptick in sales. Risk Management: Hoolah’s commitment to responsible affordability is evident through its risk management engine. It monitors your spending in real-time, ensuring each order doesn’t stretch your budget too thin. Seamless Integration and Full Payment Upfront: There is no risk for merchants, as Hoolah shoulders all risks associated with repayment. Merchants receive the total payment for any orders upfront, so their cash flow is not impacted. Risk Appetite Risk AppetiteLow Risk, Medium Risk Features Refunds Solutions Online Payments Accepted Industries E-commerce,Financial Services,Hospitality,Travel Payment Options Maestro,Mastercard,Visa Social Link

Host Merchant Services (HMS) is a payment processing company that offers customized credit card and electronic payment solutions to merchants. With transparent pricing, no hidden fees, and 24/7 customer support, HMS provides reliable services for various industries. Their commitment to lifetime rates ensures stability for businesses. You can explore more on their website. 😊👍 Year Founded: HMS was established in 2010. CEO: The current CEO of HMS is Lou Honick. Headquarters: The company is headquartered in Wilmington, Delaware. Why choose Host Merchant Services? Customized Solutions: HMS tailors payment processing systems to your business needs. Transparent Pricing: No hidden fees—just straightforward rates. 24/7 Customer Support: Get assistance anytime, day or night. Lifetime Rates: Locked-in credit card processing rates. Additional Services: Explore website solutions and customer analytics through Host Merchant Business Solutions.

Guarda Wallet apps are constantly updated and improved to provide users with the best experience and security. Social Link

Guavapay Limited is an electronic money institution that provides alternative banking solutions. They offer various services such as payment accounts, merchant accounts, prepaid cards, debit cards, currency exchange, and money transfers to individuals and companies. As an electronic money institution, Guavapay Limited operates in the digital space, providing convenient and efficient banking services to its customers. They offer payment accounts that allow individuals and businesses to manage their finances online, making payments and receiving funds electronically. Guavapay Limited also provides merchant accounts, which enable businesses to accept payments from customers through various channels, including online, mobile, and in-store. This service is particularly useful for e-commerce businesses and other companies that rely on electronic payments. In addition to payment accounts and merchant accounts, Guavapay Limited offers prepaid cards and debit cards. These cards can be used for making purchases and withdrawing cash, providing customers with a convenient and secure way to access their funds. Currency exchange is another service provided by Guavapay Limited. They offer competitive exchange rates and allow customers to convert their funds between different currencies, making it easier for individuals and businesses to manage their international transactions. Finally, Guavapay Limited facilitates money transfers, allowing customers to send and receive funds domestically and internationally. This service is particularly useful for individuals and businesses that need to make cross-border payments or remittances. Guavapay Limited is incorporated in the United Kingdom and is authorized and regulated by the Financial Conduct Authority (FCA). This regulatory oversight ensures that the company operates in compliance with relevant laws and regulations, providing customers with a secure and reliable banking experience. Overall, Guavapay Limited offers a range of alternative banking solutions, leveraging technology to provide convenient and efficient financial services to individuals and businesses. Social Link

UAB Guru Pay is an electronic money institution that specializes in providing SEPA and SWIFT-enabled IBAN accounts. They offer personal IBAN accounts, as well as business IBAN accounts for various types of operations, including C2B (consumer to business), B2B (business to business), and B2C (business to consumer). In addition to IBAN accounts, UAB Guru Pay also offers prepaid cards to both individuals and companies. These prepaid cards can be used for various purposes, such as making purchases online or in-store, withdrawing cash from ATMs, and managing expenses. As an electronic money institution, UAB Guru Pay is authorized and regulated by the Bank of Lithuania. This means that they are subject to strict regulatory requirements and oversight to ensure the safety and security of customer funds. In 2020, UAB Guru Pay reported that they had safeguarded customer funds totaling 1.91 million EUR. This indicates that they have measures in place to protect customer funds and ensure that they are held securely. Overall, UAB Guru Pay provides a range of financial services, including IBAN accounts and prepaid cards, with a focus on safety and regulatory compliance. Social Link