RateSetter offers personal loans with competitive interest rates and flexible repayment terms. Customers can borrow between £1,000 and £25,000, with loan terms ranging from 1 to 5 years. The application process is quick and easy, with decisions made within minutes. One of the key features of RateSetter personal loans is their flexibility. Customers have the option to make overpayments or repay their loan early without incurring any additional fees. This allows borrowers to save on interest and pay off their loan faster if they choose to do so. RateSetter also offers a RatePromise feature, which guarantees that the interest rate offered at the time of application will be the rate the customer receives if their loan is approved. This provides peace of mind and transparency for borrowers. In addition to personal loans, RateSetter also offers a range of other financial products, including business loans and property development finance. These products are designed to meet the needs of different customers and provide tailored solutions. With the acquisition by Metro Bank, RateSetter now has the backing of a well-established and reputable bank. This partnership allows RateSetter to leverage Metro Bank resources and expertise to further enhance their offerings and provide even better customer service. Overall, RateSetter and Metro Bank deliver a fresh and innovative approach to personal lending, combining competitive rates, flexible terms, and excellent customer service. Social Link

Rational FX The UK leading international money transfers and foreign currency exchange payments company is TransferWise. TransferWise offers a fast, secure, and low-cost way to send money abroad and exchange currencies. They have a user-friendly online platform and mobile app that allows customers to easily make transfers and track their transactions. TransferWise also offers competitive exchange rates and transparent fees, making it a popular choice for individuals and businesses alike. Social Link

Razorpay is an India-based fintech company that provides payment gateway services to vendors, merchants, and e-commerce platforms. Founded in 2014 by Harshil Mathur and Shashank Kumar, both Forbes 30 Under 30 India alumni, Razorpay has grown to serve millions of customers. Their platform handles end-to-end payments and can be integrated with various websites and apps. If you’d like to explore further, you can visit their official website. 🌟💡 Year Founded: Razorpay was founded in 2014. CEO: The CEO of Razorpay is Harshil Mathur. Headquarters: Razorpay’s headquarters is located in Bangalore, India. Why Choose Razorpay? Comprehensive Payment Solutions: Razorpay offers a wide range of payment solutions, including payment gateway services, subscription billing, and instant refunds. It supports payments through cards, net banking, UPI, wallets, and more. Easy Integration: Razorpay provides easy integration with websites and mobile apps through well-documented APIs, SDKs, and plugins, ensuring a smooth and hassle-free setup process. Security: Razorpay is PCI DSS Level 1 compliant, ensuring the highest level of security for your transactions. It employs advanced security measures to protect against fraud and unauthorized access. Multiple Payment Modes: Razorpay supports various payment modes, including credit/debit cards, UPI, net banking, and popular wallets like Paytm, Mobikwik, and more, catering to a diverse customer base. Smart Analytics:  It offers powerful analytics and reporting tools that provide insights into your transactions, helping you make informed business decisions and optimize payment performance. Instant Settlements: With Razorpay, businesses can access instant settlements, improving cash flow and ensuring faster availability of funds. Subscription Management: Razorpay’s subscription management tools allow businesses to automate recurring payments, manage plans, and track subscriber metrics efficiently. Developer-Friendly: Razorpay provides a developer-friendly environment with extensive documentation, sample codes, and 24/7 support, making it easy for developers to implement and customize payment solutions. Customer Support: Razorpay offers robust customer support with dedicated account managers and a support team available to assist with any queries or issues. Risk Appetite License TypePayment Service Provider,RegulatedYes ,Live MID ETA2-7 days ,Processing currenciesALL ,Settlement CurrenciesALL ,MDRtrxvolume Features 3D Secure Processing,Currency Conversion,Payment Link,Payouts,Delayed Capture,Recurring Payments,Refunds,Split Payments Solutions Fraud Prevention,Mobile Checkout,Online Payments,Open Banking,Payment Gateway,Point of Sale,Risk Management & Security,Smart Routing,Virtual Terminal,Whitelabel Accepted Industries E-commerce,Gaming,Marketplaces Payment Options American Express,Apple Pay,Diners Club,Google Pay,Maestro,Mastercard,UnionPay,Visa,Visa Electron Social Link

Reap offers a range of features and benefits to small businesses: 1. Simplified Payments: Reap online payments platform allows businesses to pay expenses and collect revenue using credit cards. This eliminates the need for manual processes and reduces administrative tasks. 2. Increased Cash Flow: By accepting credit card payments, businesses can improve their cash flow and receive payments faster. This can help with managing expenses and meeting financial obligations. 3. Enhanced Security: Reap prioritizes the security of transactions and customer data. The platform is PCI-DSS compliant, ensuring that sensitive information is protected. 4. Streamlined Expense Management: Reap provides businesses with a centralized platform to manage and track expenses. This makes it easier to monitor spending, reconcile accounts, and generate reports. 5. Access to Credit: Reap offers a credit facility that allows businesses to access funds when needed. This can be particularly beneficial for managing cash flow gaps or unexpected expenses. 6. Integration with Accounting Software: Reap integrates with popular accounting software, such as Xero and QuickBooks, making it seamless to sync transactions and streamline financial processes. 7. Competitive Rates: Reap offers competitive rates for credit card processing, helping businesses save on transaction fees and processing costs. 8. Dedicated Support: Reap provides dedicated customer support to assist businesses with any questions or issues they may have. This ensures a smooth experience and quick resolution of problems. 9. Scalable Solutions: Reap payment solutions are designed to grow with businesses. As businesses expand, Reap can provide additional features and services to meet their evolving needs. 10. Innovation and Future-Proofing: Reap is committed to advancing technology and building better tools for small businesses. They continuously innovate to provide businesses with the latest payment solutions and prepare them for future challenges. Overall, Reap aims to empower small businesses by providing them with the tools and resources they need to operate efficiently, improve cash flow, and compete in the market. Social Link

Rebilly was founded in 2012 by Adam Feber and Casey Graham, who were frustrated with the limitations of existing payment gateways and billing platforms. They wanted a solution that could handle the complex needs of their own subscription-based businesses, while also providing the flexibility and control they desired. To achieve this, Rebilly built its own payment technology and gateway from the ground up. This allowed them to create a platform that could handle a wide range of payment methods, gateways, and geographies, while also meeting the strict security requirements of PCI compliance. Rebilly platform is designed to be highly customizable and flexible, allowing businesses to tailor their payment processes to their specific needs. It offers a wide range of features, including automated billing, subscription management, fraud prevention, and revenue optimization tools. One of the key advantages of Rebilly is its ability to integrate with a wide range of third-party systems and services. This allows businesses to connect their payment processes with other tools they use, such as CRM systems, accounting software, and marketing platforms. Rebilly also places a strong emphasis on customer support and service. Its team of experts is available to help customers with any questions or issues they may have, and the company is committed to providing a high level of support and assistance. Overall, Rebilly is a payment technology and gateway company that was built to meet the needs of its own founders and has since grown to serve businesses around the world. Its platform offers a wide range of features and capabilities, and its focus on customization, integration, and customer support sets it apart from other payment solutions. Social Link

Telescope is a free payment monitoring tool offered by ProcessOut. It allows online merchants to track and analyze their payment performance in real-time. Merchants can monitor key metrics such as authorization rates, decline rates, and chargeback rates to identify any issues or areas for improvement. Telescope provides merchants with detailed insights into their payment data, allowing them to benchmark their performance against industry standards and identify any anomalies or trends. This information can help merchants optimize their payment processes and improve their overall payment performance. In addition to Telescope, ProcessOut also offers Payment Smart Routing. This solution allows merchants to optimize their payment routing strategy by dynamically routing transactions to the most appropriate payment provider based on factors such as cost, performance, and availability. By using Payment Smart Routing, merchants can ensure that each transaction is processed by the most suitable payment provider, maximizing their chances of successful authorization and minimizing fees. This can help merchants improve their overall payment performance and reduce costs. Overall, ProcessOut provides online merchants with the tools and solutions they need to monitor and optimize their payment performance. Whether it through the free Telescope tool or the Payment Smart Routing solution, ProcessOut helps merchants improve their authorization rates, reduce declines, and optimize payment fees. Social Link

Profituity offers a range of payment solutions and services to help small to mid-tier businesses get paid quickly and efficiently. Their payment solution is designed to be affordable, easy to implement, and user-friendly. One of the key features of Profituity payment solution is its ability to streamline the entire ACH and checks conversion process. This includes verifying critical information about customers bank accounts, electronically processing payments, and representing check and ACH payments that were initially denied due to insufficient funds. Profituity solution is trusted by over 30,000 small to mid-tier businesses who rely on the Automated Clearing House (ACH) products and services offered by the company to accept electronic payments. By using Profituity payment solution, businesses can simplify their payment processes, reduce manual work, and improve cash flow. Overall, Profituity aims to make it painless for businesses to get paid what theyve earned by providing a feature-rich payment solution that is affordable, simple to implement, and easy to use. Social Link

Progressa mission is to help Canadians improve their financial well-being by providing them with the tools and resources they need to manage their debt and build credit. The platform uses advanced technology and data analytics to assess an individual creditworthiness and provide them with personalized loan options that fit their needs and financial situation. Progressa direct-pay lending model is designed to help individuals who are struggling with debt by paying their bills directly. This not only helps them manage their debt more effectively, but also reduces the risk of missed payments and late fees. By consolidating their debt into a single loan with a fixed interest rate, individuals can also save money on interest payments and pay off their debt faster. In addition to providing loans, Progressa also offers financial education and resources to help individuals improve their financial literacy and make better financial decisions. The platform provides tools and resources to help individuals track their spending, create a budget, and set financial goals. Progressa also works with collection agencies and enterprises to offer proactive solutions for debt recovery. By leveraging its advanced technology and data analytics, Progressa is able to identify individuals who are at risk of defaulting on their debt and provide them with personalized solutions to help them get back on track. This not only helps individuals avoid the negative consequences of defaulting on their debt, but also helps collection agencies and enterprises recover more of their outstanding debt. Overall, Progressa is focused on providing Canadians with the tools and resources they need to manage their debt, build credit, and improve their financial well-being. By leveraging technology and data analytics, Progressa is able to offer personalized solutions that help individuals and businesses achieve their financial goals. Social Link

With Prommt, merchants can easily manage payments across various messaging channels, such as SMS, WhatsApp, Facebook Messenger, and more. This allows businesses to provide a seamless and convenient payment experience for their customers, regardless of the messaging platform they prefer. One of the key features of Prommt is its ability to protect payments for high-value goods. By leveraging secure and compliant payment processes, such as 3D Secure, PCI-1, and GDPR compliance, Prommt ensures that sensitive payment information is handled securely and reduces the risk of fraud. Prommt also enables businesses to blend remote e-commerce transactions with highly personalized customer service. This means that merchants can provide a personal touch to their customer interactions, even during the payment process. This can help enhance customer satisfaction and loyalty, as customers feel valued and well taken care of. Furthermore, Prommt allows businesses to take risky telephone and offline payments through an online payment process. This eliminates the need for customers to provide their payment information over the phone or in person, reducing the risk of data breaches and fraud. Overall, Prommt payment platform is designed to give businesses the flexibility to offer secure e-commerce payments while delivering a personalized customer service experience. By leveraging messaging channels and secure payment processes, Prommt helps merchants streamline their payment operations and provide a seamless and secure payment experience for their customers. Social Link

ProPay offers a range of payment solutions, including credit card processing, mobile payments, virtual terminal, and recurring billing. Their solutions are designed to be easy to use and integrate with existing systems, making it simple for businesses to accept payments from their customers .One of the key features of ProPay solutions is their focus on security. They offer a range of security features, including tokenization and encryption, to protect sensitive payment data. This helps businesses reduce the risk of data breaches and fraud, and ensures that their customers payment information is kept safe. ProPay also offers fraud prevention tools, such as address verification and CVV verification, to help businesses identify and prevent fraudulent transactions. They also provide chargeback management services, helping businesses navigate the chargeback process and minimize the impact on their bottom line. In addition to their payment solutions, ProPay also offers a range of value-added services, such as gift card and loyalty programs, to help businesses attract and retain customers. They also provide reporting and analytics tools, giving businesses insights into their payment data and helping them make informed decisions. Overall, ProPay is a comprehensive payment solutions provider that offers secure, affordable, and easy-to-use payment solutions for businesses of all sizes. Their focus on security and their range of value-added services make them a trusted partner for businesses looking to streamline their payment processes and protect their customers payment data. Social Link

The app, called Propel, is designed to make it easier for low-income individuals and families to access and manage their government benefits. It allows users to check their EBT balance, track their spending, and find nearby stores that accept EBT. One of the key features of the app is its ability to help users plan their grocery shopping. Users can create a shopping list and the app will suggest items that are eligible for purchase with their benefits. It also provides information on sales and discounts at participating stores, helping users save money on their groceries. In addition to helping users manage their benefits and save money on food, Propel also offers other financial tools and resources. The app provides access to financial education materials, including tips on budgeting and saving money. It also offers a feature called Fresh EBT Jobs, which connects users with job opportunities in their area. Propel is available for free on both iOS and Android devices. It is currently used by millions of EBT cardholders across the United States. The company is also working on expanding its services to include other government benefits, such as Medicaid and WIC. Overall, Propel app is aimed at empowering low-income Americans to take control of their finances and improve their financial health. By providing easy access to information and resources, the app helps users make informed decisions about their spending and save money on essential expenses like groceries. Social Link

Prospa offers a range of funding options, including small business loans and lines of credit. The loans can be used for a variety of purposes, such as purchasing inventory, hiring staff, or expanding operations. The application process is quick and easy, with most applications receiving a decision within 24 hours. Small business owners can apply online and provide basic information about their business, such as their revenue and time in operation. Prospa proprietary technology platform allows them to assess the creditworthiness of a business quickly and accurately. They use a combination of traditional credit scoring methods and alternative data sources to make their lending decisions. Once approved, funds can be deposited into the business owner bank account within 24 hours. Repayment terms are flexible, with options for daily or weekly repayments. Prospa also offers a transparent fee structure, with no hidden fees or charges. Prospa has received numerous awards and recognition for its innovative approach to small business lending. They have helped thousands of small businesses across Australia access the funding they need to grow and thrive. Social Link