SplitIt

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Splitit is a Buy Now, Pay Later (BNPL) service that allows consumers to make purchases using their existing credit card and pay for them in monthly installments. Here are some benefits associated with using Splitit, both for consumers and merchants: For Consumers: No New Credit Applications: Splitit doesn’t require consumers to apply for a new credit line. Users can utilize their existing credit cards, making it more convenient and avoiding potential impacts on credit scores. Interest-Free Payments: Similar to other BNPL services, Splitit typically offers interest-free installment plans. This can help consumers budget more effectively and avoid interest charges on their purchases. Transparent Pricing: Splitit aims to provide transparent pricing. Users are aware of the total cost of their purchase upfront, and there are no hidden fees or interest charges if payments are made on time. Use of Existing Credit Card Benefits: Consumers can continue to enjoy the benefits and rewards associated with their existing credit cards, such as cashback, rewards points, or travel miles, when using Splitit. Global Acceptance: Splitit is designed to work with credit cards, making it accessible to users with internationally accepted cards. This can be convenient for consumers who shop across borders. For Merchants: Increased Conversion Rates: Offering Splitit as a payment option can lead to increased conversion rates, as consumers may be more likely to make a purchase when they have the flexibility of paying in installments. No Risk of Chargebacks: Splitit is not subject to chargebacks as it does not extend credit directly to consumers. This can reduce the risk for merchants compared to traditional payment methods. Broad Consumer Base: Splitit may attract a broader consumer base, including those who prefer to use their existing credit cards for purchases but want the option to pay in installments. Easy Integration: Splitit is designed to integrate seamlessly into existing e-commerce platforms and checkout processes. Merchants can implement the service without major changes to their systems. Enhanced Customer Experience: Providing the option to pay in installments can enhance the overall shopping experience for customers, potentially leading to increased customer satisfaction and loyalty. It’s important for both consumers and merchants to be aware of the specific terms and conditions of using Splitit, including any fees associated with missed payments or changes to the payment plan. As with any financial service, understanding the terms helps users make informed decisions based on their financial situation and preferences.   Social Link

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Soldo

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Soldo is a spend management solution that aims to streamline financial operations for businesses. It offers a platform where employees can spend with transparency and accountability, thereby reducing the administrative burden on finance teams. Soldo provides a host of features including automatic card top-ups, advanced reporting, custom roles, and non-nominative cards. This allows for real-time visibility of company spending, enabling businesses to make informed decisions. Furthermore, Soldo integrates with existing accounting software for easy reconciliation and faster month-end management. Prioritizing security, Soldo undergoes continuous audits to meet stringent standards, ensuring a high level of protection for its users. Year Founded: PayCEC was founded in the year 2018. CEO: The CEO of PayCEC is Mr. Jimmy Lee. Headquarters: PayCEC is headquartered in Irvine, California, United States. Why choose PayCEC? Prestige and Experience: PayCEC has established a strong reputation in the industry and brings a wealth of experience to the table. Competitive Price: They offer their services at competitive prices, providing value for money. Confidentiality: PayCEC prioritizes the security and confidentiality of its clients’ information. Easy Integration: Their system is designed for easy integration, making it user-friendly. 24/7 Support: They provide round-the-clock support to ensure their clients’ needs are met promptly. Multiple Payment Methods: PayCEC accepts various payment options, including debit and credit cards, and even cryptocurrency. Social Link

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Shrap Ltd

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As an electronic money institution, Shrap Ltd provides e-wallet accounts and mobile app services for individuals and businesses. These services allow users to make small mobile payments conveniently. Shrap Ltd is authorized and regulated by the Financial Conduct Authority (FCA), ensuring that it operates within the legal framework and meets the necessary regulatory requirements. In 2019, Shrap Ltd reported total assets of 10,048.00 GBP, indicating its financial stability and ability to provide reliable e-wallet and e-payment solutions to its customers. Overall, It offers secure and convenient electronic money services, making it a trusted choice for individuals and businesses in the United Kingdom. Social Link

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Profee

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Profee is an international online service that provides a fast, reliable, and secure platform for sending money abroad. It prides itself on offering lower costs compared to traditional banks and other remittance services, making it an attractive option for users. With a wide reach, Profee allows users to send money to numerous countries within minutes. Additionally, it offers customer support in multiple languages including English, Russian, and Greek. However, as with any financial service, users are advised to conduct their own research to ensure the service’s trustworthiness before proceeding with transactions. Year Founded: It was founded in 2017. Headquarters: Profee’s headquarters are located in Nicosia, Cyprus. Why choose Profee? Fast and Reliable: Profee offers a quick and reliable way to send money overseas. Secure: Your transfer is protected by EU regulation and supported by a check being sent to your email. Cost-Effective: Profee claims to offer a much lower cost than what banks and other money remittance services offer. Wide Reach: You can send money within minutes to a large number of countries. Customer Support: Profee provides customer support in English, Russian, and Greek. Positive Reviews: Profee has received positive reviews for its service, with users highlighting its excellent exchange rates, simple interface, and fast card-to-card transfers. Social Link

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SatoshiTango

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The platform aims to provide a simple and secure way for individuals and businesses to buy and sell bitcoins. Users can create an account on the SatoshiTango website and complete a verification process to start trading. The platform offers competitive exchange rates and low fees for transactions. SatoshiTango supports various payment methods, including bank transfers, cash deposits, and local payment options such as Rapipago and PagoFacil in Argentina. Users can also use the platform to send and receive bitcoins to and from other wallets. One of the unique features of SatoshiTango is its Visa debit card. Users can request a physical or virtual card that is linked to their SatoshiTango account. This card can be used to make purchases online or in physical stores, both locally and internationally. The card allows users to spend their bitcoins directly, without the need to convert them to fiat currency. SatoshiTango also provides a mobile app for iOS and Android devices, allowing users to access their accounts and trade bitcoins on the go. The app offers a user-friendly interface and provides real-time market data and price charts. Overall, SatoshiTango aims to make buying and selling bitcoins easy and accessible for users in Latin America and beyond. With its range of payment options and the ability to use bitcoins directly with the Visa debit card, the platform offers convenience and flexibility for both individuals and businesses. Social Link

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Rizq

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With Rizq, individuals can open a current account in minutes, without the need for a credit check. The account comes with a contactless debit card that can be used for everyday transactions. Customers can also set up direct debits and standing orders, making it convenient to manage their finances. One of the unique features of Rizq is its focus on ethical banking. The account is sharia-compliant, meaning it adheres to Islamic principles. This includes avoiding interest-based transactions and investments in industries such as gambling, alcohol, and tobacco. Rizq ensures that customers money is handled in a way that aligns with their values. Rizq also offers a range of innovative features to help customers manage their money effectively. The app provides real-time notifications for every transaction, allowing users to keep track of their spendings. Customers can also set budgets and savings goals, helping them to stay on top of their finances. In addition to personal accounts, Rizq provides banking services for small and medium-sized businesses. This includes business current accounts, invoicing tools, and expense management features. Rizq aims to make banking for businesses simple, secure, and cost-effective. Another notable aspect of Rizq is its commitment to giving back. The app allows customers to donate a portion of their transactions to charity effortlessly. Users can choose from a list of registered charities and select the percentage of each transaction they wish to donate. This feature enables customers to make a positive impact with their everyday spending. Overall, Rizq is a modern and inclusive banking solution that caters to the needs of individuals and businesses. With its ethical approach, user-friendly app, and commitment to social responsibility, Rizq aims to revolutionize the way people bank in the UK. Social Link

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Round The Block

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Round The Block aims to make the process of selling Bitcoin in Australia as simple and convenient as possible. Their user-friendly website allows users to easily convert their cryptocurrency to Australian dollars and have the funds deposited directly into their bank account. One of the unique features of Round The Block is their ability to allow users to pay bills or purchase eGift cards with their digital currency. This provides users with more options and flexibility in how they can use their cryptocurrency. Round The Block prides itself on providing a reliable and secure platform for selling Bitcoin. They prioritize the safety of their users funds and ensure that all transactions are conducted in a secure manner. Overall, Round The Block aims to make the process of selling Bitcoin in Australia accessible to everyone, regardless of their level of experience with cryptocurrency. Their user-friendly website and range of services make it easy for anyone to convert their digital currency to Australian dollars and use it in a variety of ways. Social Link

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Sable

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Sable aims to provide a seamless and user-friendly banking experience. With Sable, customers can open an account and get virtual cards online in just 5 minutes, eliminating the need for lengthy paperwork and waiting periods. One of the key features of Sable is its focus on helping customers build their credit score quickly. Sable offers credit-building tools and resources to help customers establish and improve their credit history. This can be particularly beneficial for immigrants and students who may have limited credit history in the US. It also offers free international transfers, making it convenient for customers to send money abroad without incurring high fees. This can be especially useful for individuals who have family or business connections overseas. Another advantage of banking with Sable is the absence of fees or minimum balance requirements. This means that customers can enjoy banking services without worrying about hidden charges or maintaining a certain amount of money in their accounts. Overall, Sable aims to provide a modern and inclusive banking experience for its customers. By offering quick and easy access to credit and debit, helping customers build their credit score, and providing free international transfers, Sable aims to simplify banking and make it accessible to a wide range of individuals. Social Link

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Rho

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Rho Business Banking aims to simplify financial management for startups and high-growth companies. By offering a range of services, Rho helps businesses streamline their banking operations and focus on their core activities. One of the key services provided by Rho is commercial banking. This includes checking accounts and treasury accounts, which allow businesses to manage their day-to-day financial transactions efficiently. With Rho commercial banking services, businesses can easily track their income and expenses, make payments, and manage their cash flow. Rho also offers corporate cards, which provide businesses with a convenient and secure way to make purchases and manage expenses. These cards can be used by employees for business-related expenses, and businesses can set spending limits and track transactions in real-time. Corporate cards help businesses simplify expense management and improve transparency. Another important service provided by Rho is accounts payable. Rho accounts payable solution helps businesses automate and streamline their payment processes. With this service, businesses can easily manage invoices, schedule payments, and track payment status. Rho accounts payable solution helps businesses save time and reduce the risk of errors in their payment processes. It important to note that while It provides these financial services, it is not a bank itself. Instead, Rho partners with established financial institutions such as Evolve Bank & Trust and Sterling Bank to provide its services. This partnership allows Rho to leverage the expertise and infrastructure of these banks while offering a modern and user-friendly banking experience to its customers. Overall, It aims to provide startups and high-growth companies with the financial tools and services they need to succeed. By simplifying financial management and offering innovative solutions, Rho helps businesses focus on their growth and achieve their goals. Social Link

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RAKBANK

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RAKBANK personal banking services include savings and current accounts, credit cards, personal loans, mortgages, and wealth management solutions. The bank also offers a range of digital banking services, including online and mobile banking, allowing customers to manage their accounts and conduct transactions conveniently. For businesses, RAKBANK provides a comprehensive suite of banking solutions, including business accounts, trade finance, working capital finance, and treasury services. The bank also offers specialized services for SMEs, such as business loans, cash management solutions, and merchant services. RAKBANK Islamic Banking unit, RAKislamic, offers Sharia-compliant banking products and services, including savings accounts, financing solutions, and investment products.In addition to its banking services, RAKBANK provides a range of value-added services, such as insurance products, remittance services, and foreign exchange services. RAKBANK is committed to providing excellent customer service and has won several awards for its customer-centric approach. The bank also focuses on innovation and has introduced several digital initiatives to enhance customer experience and convenience. Overall, RAKBANK aims to be the bank of choice for individuals and businesses in the UAE, offering a wide range of banking solutions tailored to their needs. Social Link

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Ramp

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Ramp is a leading spend management platform that consolidates corporate cards, travel, expenses, and accounts payable into a single platform to automate finance operations and enhance efficiency. It provides proactive policy controls, configurable approvals, and AI-powered reconciliation to manage spending. it also offers a corporate card and bill payment platform, integrates seamlessly with accounting systems, and supports global operations with payments to 195 countries in over 40 currencies. With customization options and dedicated support, it is designed to optimize finance operations and is trusted by innovators and industry leaders worldwide. Year Founded: It was established in the year 2019. CEO: The Chief Executive Officer of Ramp is Eric Glyman. Headquarters: The headquarters of Ramp is located in New York City, New York, United States. Why choose Ramp? Spend Management: Ramp provides proactive policy controls, configurable approvals, and AI-powered reconciliation to manage spending. Corporate Cards: Ramp powers the fastest-growing corporate card and bill payment platform in America. Accounts Payable Solutions: Ramp seamlessly integrates with your accounting systems and consolidates your finance stack. Global Operations: Ramp supports global operations, allowing you to send payments to 195 countries in over 40 currencies and reimburse employees in their local currencies within 2 days. Customization: Ramp allows you to customize its platform to fit your business and give you the controls you need with policies, roles, and approval workflows. Support: It offers dedicated support anytime, anywhere. Social Link

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Project Imagine Ltd

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Project Imagine Ltd is an electronic money institution that operates in the FinTech industry. It is based in the United Kingdom and is authorized and regulated by the Financial Conduct Authority. In 2020, It had total assets of 7.93 million GBP. The company generated a net income of -4,942,072.00 GBP, indicating a loss for the year. As an electronic money institution, Project Imagine Ltd likely provides digital financial services such as online banking, digital wallets, and payment solutions. The company focus on building FinTech solutions suggests that it is actively involved in developing innovative technologies and products in the financial sector. Being authorized and regulated by the Financial Conduct Authority ensures that Project Imagine Ltd operates within the legal framework and meets the necessary regulatory requirements to provide financial services to its customers. Social Link

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