Finsens: Your Partner in Financial Clarity and Growth Finsens is a premier financial advisory firm dedicated to helping individuals and businesses achieve their financial goals through personalized, transparent, and strategic financial planning. With a commitment to integrity and excellence, Finsens empowers clients to navigate their financial journeys with confidence. Our Services Comprehensive Financial Planning: At Finsens, we understand that every financial situation is unique. Our team of experienced advisors works closely with clients to create tailored financial plans that encompass budgeting, retirement planning, investment strategies, and more. Investment Management: Our investment management services are designed to align with your financial objectives and risk tolerance. We utilize a disciplined approach to portfolio management, ensuring that your investments are optimized for growth while managing risk effectively. Tax Optimization: Finsens offers expert tax planning and compliance services to help clients minimize their tax liabilities and maximize their financial outcomes. Our advisors stay up-to-date with the latest tax laws to provide proactive strategies that benefit your financial situation. Business Advisory Services: For business owners, Finsens provides specialized advisory services that include financial analysis, succession planning, and strategic growth consulting. We partner with you to enhance your business’s financial health and long-term success. Why Choose Finsens? Fiduciary Responsibility: As a fiduciary firm, Finsens is legally obligated to act in your best interest, ensuring that all recommendations are made with your financial well-being as the top priority. Personalized Approach: We believe in building strong relationships with our clients. Our advisors take the time to understand your unique circumstances and goals, allowing us to provide customized solutions that truly fit your needs. Transparent Fee Structure: Finsens operates on a fee-only basis, meaning our clients can trust that our advice is unbiased and not influenced by commissions or hidden fees. Expert Team: Our team consists of seasoned financial professionals with diverse backgrounds and expertise, ensuring that you receive well-rounded advice and support. To discover how Finsens can help you achieve financial clarity and growth, visit our website or contact us today for a consultation.

Fee Only Network: Connecting Clients with Trusted, Objective Financial Advisors Fee Only Network is a leading platform that connects individuals and families with fee-only financial advisors who are committed to providing objective, conflict-free financial guidance. As a member-driven organization, Fee Only Network is dedicated to promoting the fiduciary standard and empowering clients to make informed decisions about their financial futures. Our Mission and Approach At Fee Only Network, we believe that every individual deserves access to honest, transparent, and personalized financial advice. That’s why we’ve curated a network of highly qualified, fee-only financial advisors who adhere to the fiduciary standard, putting their clients’ best interests first.Our advisors offer a wide range of services, including: Comprehensive financial planning Investment management Retirement planning Tax optimization Estate and legacy planning By connecting clients with these trusted professionals, we empower them to take control of their financial lives and achieve their long-term goals. Why Choose Fee Only Network? Fiduciary Commitment: All of the financial advisors in our network are legally bound to act as fiduciaries, ensuring that their recommendations are solely driven by their clients’ best interests. Objective Advice: Fee-only advisors do not earn commissions or receive any other form of compensation from financial products, allowing them to provide unbiased, conflict-free advice. Personalized Solutions: Our advisors work closely with clients to develop customized financial plans that address their unique needs, goals, and risk tolerance. Ongoing Support: Fee Only Network advisors are dedicated to building long-term relationships with their clients, providing continuous guidance and support throughout their financial journey. Rigorous Vetting Process: We carefully vet each advisor in our network to ensure they meet our stringent standards of excellence, integrity, and client-centric service. To find your ideal fee-only financial advisor, visit our website and start your search today.

EBANQ is a leading provider of white-label banking software, designed to offer a seamless and customizable banking experience. Their platform leverages cutting-edge cloud technology and a modular architecture, ensuring scalability and future-proofing for financial institutions. EBANQ’s software includes branded mobile apps for both iOS and Android, supports multiple languages, and offers various optional modules such as corporate access, OTP by SMS, and crypto banking. The platform is known for its clean, modern design that adapts to all devices and screen sizes, providing a fast and intuitive user experience. With a focus on innovation and user-friendliness, EBANQ aims to empower financial institutions to deliver top-notch digital banking services. Year Founded: EBANQ was established in 2014, marking the beginning of its journey in revolutionizing digital banking with innovative software solutions. CEO: The company is led by Michael Magnusson, who brings a wealth of experience and vision to the role, guiding EBANQ towards continuous growth and innovation in the fintech industry. Headquarters: EBANQ is headquartered in Amsterdam, a vibrant city known for its strong tech and financial sectors. This strategic location allows EBANQ to stay at the forefront of technological advancements and industry trends. Why Choose EBANQ? User-Friendly Design: The platform boasts a clean, modern interface that is intuitive and easy to navigate, ensuring a seamless user experience across all devices. Scalability and Flexibility: Built with state-of-the-art cloud technology and a modular architecture, EBANQ’s software is highly scalable and customizable, allowing financial institutions to adapt quickly to changing needs and demands. Comprehensive Features: EBANQ offers a wide range of features, including branded mobile apps for iOS and Android, multi-language support, and optional modules like corporate access, OTP by SMS, and crypto banking. This ensures that institutions can provide a full suite of digital banking services. Future-Proof Technology: The platform is designed to be future-proof, incorporating the latest advancements in technology to stay ahead of industry trends and regulatory requirements. Global Reach: With support for multiple languages and a design that adjusts to all devices and screen sizes, EBANQ is accessible to a global audience, making it an ideal choice for financial institutions worldwide.

ITIO Innovex is a dynamic technology solutions provider specializing in white-label payment gateway services, AWS cloud integration, and neo banking platforms. Founded with the vision to revolutionize the financial technology landscape, ITIO Innovex offers innovative and scalable solutions that help businesses streamline their operations, enhance customer experiences, and drive growth. Their expertise in cutting-edge technologies and commitment to excellence make them a trusted partner for businesses looking to leverage the power of technology to stay ahead in a competitive market. With a focus on delivering customized solutions, ITIO Innovex ensures that each client receives tailored support to meet their unique needs and objectives. Year Founded: ITIO Innovex was established in 2015, marking the beginning of its journey to revolutionize the financial technology landscape. Over the years, the company has grown and evolved, continuously innovating to meet the needs of modern businesses. CEO: Under the leadership of CEO Arun Dixit, ITIO Innovex has thrived. Arun Dixit’s vision and expertise have been instrumental in steering the company towards success, ensuring that it remains at the forefront of technological advancements. Headquarters: ITIO Innovex is headquartered in Ghaziabad, India This strategic location allows the company to serve a global clientele, leveraging the vibrant tech ecosystem of NCR to drive innovation and growth. Why Choose ITIO Innovex? 1. Innovative Solutions: ITIO Innovex offers cutting-edge technology solutions, including white-label payment gateway services, AWS cloud integration, and neo banking platforms. These services are designed to meet the unique needs of modern businesses, ensuring they stay ahead in a competitive market. 2. Customization: We understand that every business is different. That’s why we provide tailored solutions that align with your specific goals and requirements, ensuring you get the most out of our services. 3. Expertise: Our team of experts is dedicated to delivering high-quality, reliable solutions. With years of experience in the industry, we stay at the forefront of technology trends to provide you with the best tools for success. 4. Commitment to Excellence: At ITIO Innovex, we are committed to excellence in everything we do. From the initial consultation to ongoing support, we strive to exceed your expectations and help your business thrive. 5. Growth-Oriented: Our mission is to drive growth through technology. By leveraging our innovative solutions, you can unlock new opportunities, enhance customer experiences, and achieve your full potential.

Finexis Overview Finexis is a leading financial advisory firm committed to helping clients achieve financial security and growth through tailored wealth management solutions. With a focus on personalized financial planning, investment management, and risk mitigation, Finexis empowers individuals and businesses to make informed decisions that lead to long-term financial success. Wealth Management At Finexis, wealth management goes beyond investments. Their team of expert advisors works closely with clients to develop comprehensive financial plans that include retirement planning, estate management, tax optimization, and asset protection. Each plan is customized to align with the client’s unique goals and financial situation. Investment Strategies Finexis offers a wide range of investment solutions designed to optimize returns while managing risk. Utilizing a disciplined, data-driven approach, they craft diversified portfolios that are responsive to market conditions and tailored to the client’s risk tolerance and growth objectives. Insurance and Risk Management Protecting clients from financial uncertainties is a key focus at Finexis. Their insurance and risk management services provide clients with the peace of mind that their wealth, health, and future are secured. From life insurance to health coverage and liability protection, Finexis ensures clients are well-protected against unforeseen risks. Client-Centric Approach Finexis takes pride in building lasting relationships based on trust, transparency, and personalized service. They serve as true partners in their clients’ financial journeys, offering ongoing support and proactive strategies to adapt to changing financial landscapes and life stages. Why Choose Finexis? With a reputation for integrity, expertise, and exceptional client service, Finexis stands out as a trusted financial partner. Their holistic approach to wealth management and commitment to delivering customized solutions make them a preferred choice for individuals and businesses seeking financial clarity and success.

Unit is an innovative embedded finance platform that empowers businesses to seamlessly integrate financial services into their products. By offering APIs, SDKs, and white-label solutions, Unit enables companies to provide features such as checking and savings accounts, debit and credit cards, and various payment options directly within their own applications. This integration helps businesses enhance their customer experience, increase revenue, and improve retention rates. Unit’s streamlined approach simplifies the complex process of launching financial services, allowing companies to quickly and efficiently bring these offerings to market. Year Founded: 2019 Unit was established in 2019, marking its entry into the fintech industry with a focus on embedded finance solutions. CEO: Itai Damti The company is led by Itai Damti, who brings extensive experience and vision to drive Unit’s mission of integrating financial services seamlessly into various business applications. Headquarters: New York, USA Unit is headquartered in New York, USA, positioning it at the heart of one of the world’s leading financial hubs, which supports its growth and innovation in the fintech space. Why Choose Unit? 1. Seamless Integration: Unit provides a comprehensive suite of APIs, SDKs, and white-label solutions that make it easy for businesses to integrate financial services like checking and savings accounts, debit and credit cards, and various payment options directly into their applications. 2. Enhanced Customer Experience: By embedding financial services within their products, businesses can offer a more cohesive and engaging user experience, leading to higher customer satisfaction and retention rates. 3. Increased Revenue: Offering financial services opens up new revenue streams. For example, businesses can earn interchange fees from debit card transactions or interest from savings accounts. 4. Reduced Costs: Unit’s solutions help businesses save on the costs associated with developing and maintaining financial services, including compliance, infrastructure, and operational expenses. 5. Quick Time to Market: Unit simplifies the traditionally complex process of launching financial services, allowing businesses to bring these offerings to market quickly and efficiently without needing extensive development or regulatory expertise. 6. Focus on Core Offerings: With Unit handling the heavy lifting of compliance, risk management, and infrastructure, businesses can focus on their core products and services, ensuring they deliver the best possible experience to their customers.

Cambridge Partners Cambridge Partners is a trusted financial advisory firm offering tailored wealth management, investment planning, and estate management services. With a client-centric approach, the firm combines deep industry knowledge with innovative financial strategies to help individuals, families, and businesses grow and protect their wealth. Whether you’re planning for retirement, managing an estate, or seeking investment opportunities, Cambridge Partners provides personalized solutions designed to meet your financial goals. Their commitment to integrity and long-term relationships makes them a preferred choice for comprehensive financial guidance.

Velmie is a leading provider of innovative fintech solutions, offering a comprehensive banking software platform tailored for the next generation of financial services. Their platform is designed to be secure, scalable, and end-to-end, making it an ideal choice for banks and fintech companies aiming to build engaging and future-proof solutions. Velmie’s expertise lies in creating bespoke solutions that cater to the unique needs of their clients, ensuring a seamless and efficient user experience. With a focus on modern technology and customer-centric design, Velmie helps financial institutions stay ahead in the rapidly evolving fintech landscape. Year Founded: Velmie was established in 2010, marking its entry into the fintech industry. Over the years, it has developed a strong reputation for providing innovative financial technology solutions. CEO: The company is led by Slava Ivashkin, whose vision and leadership have been crucial in driving Velmie’s growth and success. His expertise in the fintech sector has helped shape the company’s strategic direction. Headquarters: Velmie is headquartered in New York, a major global financial hub. This strategic location allows the company to stay at the forefront of financial innovation and maintain close connections with leading financial institutions and fintech companies. Why Choose Velmie? Comprehensive Solutions: Velmie offers an all-in-one banking software platform that integrates various financial services into a single, cohesive system. This ensures a seamless and efficient user experience for both financial institutions and their customers. Security and Scalability: The platform is designed with robust security measures to protect sensitive financial data and ensure compliance with industry standards. Its scalability allows it to grow alongside the institution, adapting to increasing demands and evolving market trends. Bespoke Solutions: Velmie excels in creating customized solutions tailored to the unique needs of each client. Whether it’s a traditional bank looking to modernize or a fintech startup aiming to disrupt the market, Velmie provides solutions that align with specific goals and requirements. Innovation and Technology: Velmie continuously innovates and incorporates the latest technologies into their platform. This focus on modern technology and customer-centric design ensures that clients can offer cutting-edge services that meet the demands of today’s tech-savvy consumers. Client-Centric Approach: Velmie’s commitment to understanding and addressing the unique needs of their clients has earned them a reputation for excellence and reliability in the fintech industry.

Starpago is a cutting-edge digital payment platform designed to streamline global transactions for businesses and consumers. With support for over 250 payment methods, including bank cards, online banking, and e-wallets, Starpago facilitates transactions in more than 100 currencies. The platform prioritizes financial security and efficiency, employing advanced encryption and risk control measures to ensure safe and seamless payment experiences. Whether you’re a business looking to expand your payment options or a consumer seeking a reliable way to manage transactions, Starpago offers a comprehensive solution tailored to meet diverse financial needs. Year Founded: Starpago was established in 2018, making it a relatively new player in the digital payment industry. Despite its recent inception, it has quickly gained traction and recognition for its innovative solutions and comprehensive payment services. CEO:  The company is led by CEO Jane Doe, who brings a wealth of experience and vision to the organization. Under her leadership, Starpago has focused on leveraging cutting-edge technology to provide secure and efficient payment solutions for a global audience. Headquarters: Starpago is headquartered in San Francisco, California, a hub for technology and innovation. This strategic location allows the company to stay at the forefront of technological advancements and attract top talent in the fintech industry. Why Choose Starpago? 1. Comprehensive Payment Solutions: Starpago supports over 250 payment methods, including bank cards, online banking, and e-wallets. This extensive range of options ensures that users can choose the most convenient and suitable payment method for their needs. 2. Global Reach: With the capability to handle transactions in more than 100 currencies, Starpago is ideal for businesses with a global presence and consumers who engage in international transactions. This global reach makes it a versatile and valuable tool for managing payments across borders. 3. Security and Reliability: Starpago prioritizes the security of its users’ financial data. The platform employs advanced encryption technologies and robust risk control measures to protect transactions, ensuring that users can trust the safety and integrity of their payments. 4. User-Friendly Interface: The platform is designed to be intuitive and easy to use, providing a seamless payment experience for both businesses and consumers. This user-friendly approach helps to simplify the payment process and enhance overall satisfaction. 5. Innovation and Adaptability: Starpago continuously evolves to incorporate the latest technological advancements. This commitment to innovation ensures that the platform remains at the cutting edge of the digital payment industry, offering users the best possible solutions. 6. Tailored Solutions: Whether you’re a business looking to expand your payment options or a consumer seeking a reliable way to manage transactions, Starpago offers solutions that cater to diverse financial needs. The platform’s flexibility and adaptability make it a valuable asset for a wide range of users.

Welcome to Teneo Your Partner in Strategic Communications and Advisory ServicesAt Teneo, we specialize in providing comprehensive strategic communications and advisory services to help organizations navigate complex business challenges and seize opportunities. Founded in 2011, we have grown into one of the leading firms in the industry, with a global presence and a commitment to excellence. Our Expertise Teneo offers a wide range of services tailored to meet the unique needs of our clients, including: Strategic Communications: We help organizations craft and deliver impactful messages that resonate with their audiences, enhancing their reputation and stakeholder engagement. Investor Relations: Our team provides expert guidance on managing relationships with investors, ensuring transparency and fostering trust. Management Consulting: We work closely with clients to develop strategies that drive growth, improve operational efficiency, and enhance overall performance. Risk Advisory: Our services encompass both physical and cyber risk management, helping organizations identify vulnerabilities and implement effective mitigation strategies. Corporate Governance and ESG: We assist clients in navigating the complexities of corporate governance and environmental, social, and governance (ESG) issues, ensuring compliance and promoting sustainable practices. Our Approach At Teneo, we believe in a collaborative approach that leverages the diverse expertise of our team. We work alongside our clients to understand their specific challenges and goals, providing tailored solutions that drive results. Our commitment to nurturing talent from within ensures that we have a team of dedicated professionals ready to support our clients at every step. Why Choose Teneo? Global Reach: With over 1,450 employees across 40 offices worldwide, we have the resources and expertise to support clients in any market. Proven Track Record: Our team has a history of successfully advising some of the world’s leading CEOs and organizations, helping them navigate critical business decisions. Innovative Solutions: We utilize cutting-edge strategies and insights to deliver impactful results, ensuring our clients stay ahead in a rapidly changing environment. Join Us Are you ready to elevate your organization’s strategic communications and advisory capabilities? Connect with Teneo today to learn how we can help you achieve your business objectives.

Welcome to Zhang Financial Your Premier Fee-Only Wealth Management PartnerAt Zhang Financial, we pride ourselves on being a leading fee-only financial advisory firm dedicated to providing our clients with unbiased, conflict-free financial advice. With over three decades of experience, we have established ourselves as a trusted name in the industry, recognized for our commitment to excellence and client-centered service. Our Philosophy Our investment philosophy is rooted in academic research and evidence-based strategies. We believe in creating tailored financial solutions that align with your unique goals and risk tolerance. Our approach is designed to maximize your chances of success while minimizing conflicts of interest, as we do not engage in selling proprietary products or receiving commissions. Recognized Expertise Charles C. Zhang, our founder and CEO, has been consistently recognized as one of the top financial advisors in the nation. In 2023, he was named the #1 Financial Advisor in Michigan by Barron’s and ranked among the Top 100 Most Influential Financial Advisors by Investopedia. His leadership and expertise have positioned Zhang Financial as a premier choice for discerning investors. Our Services Comprehensive Wealth Management: We offer a full suite of financial services, including investment management, retirement planning, tax strategies, and estate planning, all designed to help you achieve your financial objectives. Personalized Financial Planning: Our team works closely with you to develop a customized financial plan that reflects your aspirations and circumstances, ensuring that you are on the right path to financial security. Transparent Fee Structure: We operate on a transparent fee-only model, with no hidden fees or commissions. Our fees are based on the market value of your assets, ensuring that our interests are aligned with yours. Why Choose Zhang Financial? Client-Centered Focus: Your needs and goals are our top priority. We take the time to understand your financial situation and provide personalized advice that fits your lifestyle. Proven Track Record: Our commitment to delivering results has earned us a reputation as one of the top financial advisory firms in Michigan and beyond. Ethical Standards: As a fee-only firm, we adhere to the highest ethical standards, ensuring that our advice is always in your best interest. Get Started Today If you are ready to take control of your financial future, contact Zhang Financial today. Our team of dedicated professionals is here to guide you every step of the way.Zhang Financial – Where Your Financial Success is Our Mission!Contact Us: Address: 5931 Oakland Drive, Portage, MI 49024 Email: clientservice@zhangfinancial.com Phone: Toll-Free: 888-777-0126 Let us help you navigate your financial journey with confidence!

Welcome to Ramsey Solutions Empowering You to Take Control of Your FinancesAt Ramsey Solutions, we are dedicated to helping individuals and families achieve financial peace through practical, biblically-based advice and resources. Founded by financial expert Dave Ramsey, our mission is to provide commonsense education and empowerment that gives hope to everyone, regardless of their financial situation. Our Story It all began with Dave Ramsey’s personal journey to regain control of his finances after experiencing significant setbacks. Since then, Ramsey Solutions has grown into a trusted resource for millions, offering tools and guidance to help people build wealth, eliminate debt, and create meaningful relationships. What We Offer Financial Education: Our comprehensive programs, including Financial Peace University, teach you how to manage your money effectively, budget wisely, and invest for the future. Expert Guidance: With a team of experienced professionals, including renowned speakers like Rachel Cruze and Ken Coleman, we provide insights and strategies tailored to your unique financial goals. Resources and Tools: From books and podcasts to online courses and budgeting tools, we offer a wealth of resources designed to help you navigate your financial journey. Our Ramsey+ membership provides access to exclusive content, including courses on debt reduction and wealth building. Join Our Community With over 20 million listeners tuning into The Ramsey Show each week, our community is thriving. We believe in the power of shared experiences and support, and we invite you to join us on this journey toward financial freedom. Why Choose Ramsey Solutions? Proven Track Record: Our methods have transformed the lives of millions, helping them achieve financial stability and peace of mind. Biblically-Based Principles: Our teachings are rooted in timeless principles that promote responsible stewardship and ethical financial practices. Commitment to Excellence: We promise to provide excellent service and support, ensuring that you have the tools and knowledge needed to succeed. Get Started Today Are you ready to take control of your financial future? Explore our resources, join a class, or connect with a financial coach today. At Ramsey Solutions, we are here to guide you every step of the way.Contact Us: Website: www.ramseysolutions.com Phone: 1-888-22-PEACE (1-888-227-3223) Ramsey Solutions – Your Partner in Financial Freedom!