Emirates NBD offers a wide range of retail banking services to individuals and families. These services include personal accounts, credit cards, loans, mortgages, insurance, and investment products. The bank also provides digital banking solutions, allowing customers to manage their finances conveniently through online and mobile platforms. For businesses, Emirates NBD offers a comprehensive suite of banking solutions. These include corporate accounts, trade finance, cash management, treasury services, and corporate finance. The bank also provides specialized services for small and medium-sized enterprises (SMEs), such as business loans and advisory services. Emirates NBD is a leader in Islamic banking, offering a full range of Sharia-compliant products and services. These include Islamic accounts, financing solutions, investment products, and Takaful (Islamic insurance).The bank also has a strong presence in the investment banking and asset management sectors. Emirates NBD Capital offers a wide range of investment banking services, including mergers and acquisitions, equity and debt capital markets, and advisory services. Emirates NBD Asset Management provides a range of investment products, including mutual funds, discretionary portfolios, and real estate funds. Emirates NBD has a global presence, with operations in multiple countries. This allows the bank to serve international clients and provide cross-border banking services. The bank also has a strong focus on innovation and technology, continuously enhancing its digital capabilities to provide a seamless and convenient banking experience for its customers. Overall, Emirates NBD is a leading banking group in the MENAT region, offering a comprehensive range of financial products and services to individuals, businesses, governments, and institutions. The bank’s strong presence, diverse product offering, and commitment to innovation make it a preferred choice for customers in the region. Social Link

Ellevest offers a range of investment options, including low-cost ETFs and impact investing portfolios. The platform takes into account factors such as the gender pay gap and longer life expectancies for women when creating investment plans. It also offers a feature called “emergency fund” that allows users to set aside money for unexpected expenses. Ellevest’s fees are competitive with other robo-advisors, with an annual fee ranging from 0.25% to 0.50% depending on the level of service chosen. The platform also offers a premium service called Ellevest Private Wealth Management, which has a higher minimum investment requirement and additional fees. One unique feature of Ellevest is its focus on career coaching and financial planning. Users can purchase one-on-one sessions with financial planners and career coaches to help them achieve their financial and professional goals. Overall, Ellevest is a good option for women who want a personalized investment plan and access to additional financial and career coaching services. However, it may not be the best choice for active traders or those looking for a wide range of investment options. Social Link

The app’s main goal is to help users achieve financial wellness by providing them with tools and insights to better manage their money. It offers features such as automated savings, expense tracking, and budgeting tools to help users stay on top of their finances. One of the standout features of Douugh is its virtual card, which allows users to make payments at millions of merchants worldwide. This card is linked to the user’s Douugh account and can be used for both online and in-store purchases. In addition to the virtual card, Douugh also offers separate accounts for managing bills, savings, and investments. This allows users to easily allocate their money and track their progress towards their financial goals. Looking ahead, Douugh has plans to introduce new features such as cryptocurrency investing and credit score monitoring. These additions would further enhance the app’s capabilities and provide users with even more tools to manage their finances effectively. Overall, Douugh is a comprehensive money management app that aims to empower users to take control of their finances and live financially healthier lives. With its virtual card, separate accounts, and upcoming features, it offers a range of tools and insights to help users achieve their financial goals. Social Link

DBS Bank, based in Singapore, is a leading financial services organization in Asia, known for its innovative strategies and commitment to redefining banking. It offers a wide range of services, including consumer banking, wealth management, and corporate banking, catering to diverse clientele across key Asian markets like India, Indonesia, and Hong Kong. A key to DBS’s success is its focus on digital transformation, with significant investments in technology that enhance customer experience and streamline banking services. This commitment has earned the bank international recognition for its digital offerings. Additionally, DBS is dedicated to sustainability and community development, integrating corporate responsibility into its business model through initiatives that promote sustainable practices and support local communities. This holistic approach enhances the bank’s reputation and impact. Year Founded: DBS Bank was founded in 1968 and has since grown to become a leading financial services group in Asia. The bank is headquartered in Singapore, a global financial hub, which positions it strategically to serve a diverse range of markets across the region. CEO: The current CEO, Piyush Gupta, has been at the helm since 2009. Under his leadership, DBS has embraced digital transformation, earning accolades such as the “World’s Best Digital Bank” by Euromoney. Gupta’s vision has driven the bank to innovate continuously, enhancing customer experience through advanced digital solutions. Headquarters: DBS Bank’s headquarters in Singapore allows it to leverage the city’s robust financial infrastructure and regulatory environment. This strategic location also facilitates the bank’s expansion into key Asian markets, including India, Indonesia, and Hong Kong. Why Choose DBS Bank? Innovative Digital Solutions: DBS Bank is renowned for its cutting-edge digital banking services. Recognized as the “World’s Best Digital Bank” by Euromoney, DBS leverages technology to provide seamless, secure, and user-friendly banking experiences. This makes managing finances more convenient and accessible for customers. Sustainability Commitment: DBS Bank integrates environmental, social, and governance (ESG) considerations into its business strategy. The bank actively supports green financing initiatives and aims to reduce its carbon footprint. This commitment to sustainability reflects DBS’s dedication to responsible banking and its efforts to contribute positively to the environment and society. Strong Regional Presence: With headquarters in Singapore and a significant presence in key Asian markets such as India, Indonesia, and Hong Kong, DBS Bank combines local expertise with a robust digital infrastructure. This strategic positioning allows DBS to deliver tailored financial solutions that meet the diverse needs of its customers across the region. Leadership and Vision: Under the leadership of CEO Piyush Gupta, DBS Bank has embraced a forward-thinking approach, driving continuous innovation and growth. Gupta’s vision has been instrumental in transforming DBS into a digital leader in the banking industry. Customer-Centric Services: DBS Bank prioritizes customer satisfaction by offering a wide range of services, including consumer banking, wealth management, and corporate banking. Their focus on enhancing customer experience ensures that clients receive personalized and efficient service. Community Development: Beyond financial services, DBS Bank is committed to fostering community development and financial inclusion. The bank’s initiatives aim to support local communities and promote economic growth, making a positive impact on society. Social Link

Daylight offers a range of features and benefits tailored to the LGBTQ+ community. These include: 1. Financial Education: Daylight provides educational resources and tools to help members improve their financial literacy and make informed decisions about their money. This includes articles, guides, and interactive tools to help members understand topics such as budgeting, saving, investing, and credit. 2. Banking Services: Daylight offers a full suite of banking services, including checking and savings accounts, debit cards, and mobile banking. Members can easily manage their money, make payments, and track their spending through the Daylight app. 3. Community Support: Daylight aims to create a sense of community among its members. The platform provides a space for members to connect with each other, share experiences, and find support. Daylight also partners with LGBTQ+ organizations and advocates to provide additional resources and support. 4. LGBTQ+ Affirming: Daylight is committed to creating a safe and inclusive space for its members. The platform uses gender-neutral language and avoids assumptions about members’ identities. Daylight also actively works to address the unique financial challenges faced by the LGBTQ+ community, such as discrimination, healthcare costs, and legal issues. 5. Personalized Financial Planning: Daylight offers personalized financial planning services to help members set and achieve their financial goals. Members can work with financial advisors who understand the specific needs and challenges of the LGBTQ+ community. 6. Social Impact: Daylight is dedicated to making a positive impact on the LGBTQ+ community. The platform donates a portion of its revenue to LGBTQ+ organizations and initiatives. Members can also choose to round up their purchases and donate the spare change to LGBTQ+ causes. Overall, Daylight aims to empower and support the LGBTQ+ community by providing accessible and inclusive financial services, educational resources, and a sense of community. Social Link

Current is a modern banking platform that provides a variety of financial services. It offers faster payments, allowing users to receive their paychecks up to two days earlier with direct deposit. Current also provides a credit building feature that simplifies the process of building credit with everyday purchases. Despite these benefits, certain fees may apply, including those for out-of-network ATM usage, late payments, foreign transactions, card replacements, cash deposits, and third-party processing. However, Current does not require credit checks or history for application. Additionally, it offers a Savings Boost feature, enabling users to earn an annual bonus of up to 4.00% on their savings. Users can also buy and sell cryptocurrencies from a selection of coins without any trading fees. Year Founded: Current was founded in 2015. Headquarters: Current is headquartered at 217 Centre Street Suite 180, New York, New York, 10013, United States. Why choose Current? Faster Payments: Get paid up to 2 days faster with direct deposit. Credit Building: Simplified credit building with everyday purchases. Savings Boost: Earn an annual bonus of up to 4.00% on your savings. Cryptocurrency Trading: Buy and sell cryptocurrencies from a selection of coins without any trading fees. No Credit Checks: No credit checks or history required to apply. Transparent Fee Structure: Some fees may apply, including out of network ATM fees, late payment fees, foreign transaction fees, card replacement fees, cash deposit fees, and third party processing fees. Social Link

Cleo: Hi there! I’m Cleo, your personal spending assistant. I’m here to help you keep track of your spending and make smarter financial decisions. How can I assist you today? User: Hi Cleo! I need help with managing my spending. I always seem to go over my budget. Cleo: I can definitely help you with that! Let’s start by setting a spending limit for each category. What are the categories you want to track? User: I want to track my spending on groceries, dining out, entertainment, and shopping. Cleo: Great! Let’s set a spending limit for each category. Based on your previous spending patterns, I recommend setting a limit of $200 for groceries, $100 for dining out, $50 for entertainment, and $150 for shopping. How do these limits sound to you? User: That sounds reasonable. Let’s go with those limits. Cleo: Perfect! I’ll keep track of your spending in these categories and notify you if you’re about to exceed your limits. I’ll also provide you with tips and advice on how to save money on specific goods and services. User: That would be really helpful! How will you know if I’m spending more than others on certain items? Cleo: I analyze the spending patterns of other members of Cleo and compare them to your spending. If I detect that you’re consistently spending more than the average on a particular item, I’ll notify you and provide suggestions on how to get that item at a lower price. For example, if you’re spending more on coffee than the average Cleo user, I might suggest brewing your own coffee at home to save money. User: That’s really cool! I’m excited to start using Cleo to manage my spending. How do I access all these features? Cleo: It’s easy! You can access me through the Cleo mobile app or website. Just log in to your Cleo account, and you’ll find all the spending tracking and saving features available to you. You can also chat with me directly through the app or website if you have any questions or need assistance. User: That sounds convenient. Thank you, Cleo! I’m looking forward to using your services. Cleo: You’re welcome! I’m here to help you achieve your financial goals. Remember, I’ll be keeping an eye on your spending and providing you with tips and advice along the way. If you have any other questions or need further assistance, feel free to reach out. Happy saving! Social Link

Clear Junction Ltd is an electronic money institution that provides payment infrastructure services. They offer a range of services including current accounts, client money accounts, collection accounts, omnibus accounts, correspondent accounts, international payouts, IBAN allocation, and SEPA/SWIFT payments. Clear Junction Ltd serves both natural persons and corporate customers, as well as financial institutions. They are authorized and regulated by the Financial Conduct Authority in the United Kingdom. In 2019, Clear Junction Ltd had total assets of 20.54 million EUR and generated a net income of 225,184.00 EUR. Social Link

With Carbon, users can easily apply for loans and receive funds within minutes, without the need for collateral or paperwork. The app uses advanced algorithms to assess creditworthiness and provide personalized loan offers. In addition to loans, Carbon also offers a range of payment solutions. Users can pay bills, buy airtime and data, transfer money to other bank accounts, and make online and offline purchases using the app. These transactions are processed quickly and securely, ensuring a seamless user experience. Carbon also provides high-yield investment opportunities, allowing users to grow their savings and earn attractive returns. Users can choose from a variety of investment options, including fixed deposits and mutual funds, and track their investments in real-time. Furthermore, Carbon offers a high-interest savings account, where users can save and earn interest on their deposits. The savings account is flexible, allowing users to deposit and withdraw funds at any time. To ensure the security of user data and transactions, Carbon employs advanced encryption and security measures. The app is also user-friendly, with a simple and intuitive interface that makes it easy for anyone to navigate and use. Overall, Carbon is a comprehensive digital banking app that provides Nigerians and Africans with convenient and reliable financial services. Whether it’s accessing quick loans, making payments, investing, or saving, Carbon offers a one-stop solution for all financial needs. Social Link

Bondora offers both consumer and business loans, with loan terms ranging from 3 months to 60 months. Investors can choose to invest in individual loans or use Bondora’s Portfolio Manager tool, which automatically diversifies investments across multiple loans. Investors can start investing with as little as 1 euro, making it accessible to a wide range of investors. It also offers a secondary market where investors can buy and sell their loan investments. Bondora has a robust risk assessment process in place to evaluate borrowers’ creditworthiness. They use a combination of traditional credit scoring methods and their own proprietary credit scoring model to assess borrowers’ ability to repay loans. Bondora also provides investors with detailed statistics and data on loan performance, allowing them to make informed investment decisions. They have a transparent fee structure, with no hidden fees or charges. Overall, Bondora is a reputable and well-established Peer-to-Peer lending platform in Europe, offering a range of investment options and providing investors with the necessary tools and information to make informed investment decisions. Social Link

With Braid, you can create a Pool for any occasion or purpose, such as splitting the bill at a restaurant, organizing a group gift, or managing shared household expenses. You can invite friends and family to join the Pool, and everyone can contribute money towards the shared expense. Braid makes it easy to collect money from participants, as they can securely transfer funds directly into the Pool. There are no fees involved, so everyone can contribute without any additional costs. Once the money is collected, Braid provides tools to manage and track the expenses. You can see who has contributed and how much, making it easy to keep everyone accountable. Braid also allows you to set spending limits and track expenses, ensuring that the money is used for its intended purpose. When it’s time to spend the money, Braid provides a virtual card that can be used for online and in-store purchases. This eliminates the need to transfer money back and forth or deal with cash. Braid also offers features like reminders for overdue contributions, the ability to split expenses unevenly, and the option to withdraw funds from the Pool if needed. Overall, Braid simplifies the process of collecting and managing money together, making it a convenient solution for any shared expense. Social Link

Branch offers a range of features and benefits for both businesses and employees. Here’s how it works: For Businesses: 1. Modernize Payment Methods: Branch helps businesses transition from traditional payment methods, such as paper checks, to a digital wallet system. This allows for faster and more efficient payment processing. 2. Faster Payments: With Branch, businesses can push funds to their employees’ digital wallets as quickly as after each shift or job. This ensures that employees receive their wages in a timely manner, improving their financial stability. 3. Pay Advances: Employees can request pay advances from upcoming paychecks through the Branch app. This feature provides employees with the flexibility to access their earned wages when needed, reducing financial stress. 4. Streamlined Payroll: Branch integrates with existing payroll systems, making it easy for businesses to manage and track employee payments. This eliminates the need for manual processes and reduces administrative burden. 5. Cost Savings: By eliminating paper checks and reducing administrative tasks, businesses can save on costs associated with traditional payment methods.   For Employees: 1. Instant Access to Funds: Employees can start using their funds immediately with the physical Branch Card. The virtual debit card is also available through the Branch app, which can be connected to Apple Pay or Google Pay for contactless payments. 2. Pay Advances: Employees can request pay advances from upcoming paychecks through the Branch app. This feature provides employees with the flexibility to cover unexpected expenses or manage cash flow gaps. 3. Financial Wellness Tools: Branch offers financial wellness tools and resources to help employees manage their finances effectively. This includes budgeting tools, savings goals, and educational content to improve financial literacy. 4. Real-Time Notifications: Employees receive real-time notifications for incoming payments, pay advances, and other financial activities. This helps them stay informed and in control of their finances. 5. Security and Privacy: Branch prioritizes the security and privacy of employee data. The platform uses advanced encryption and security measures to protect sensitive information. Overall, Branch empowers businesses to modernize their payment methods and provides employees with faster access to their wages and financial flexibility. Social Link