Solaris

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Solaris is a German technology company that specializes in providing a Banking-as-a-Service platform. It empowers businesses to offer embedded financial services through its straightforward APIs, allowing for the integration of fully digital banking services directly into products. Solaris holds a full banking license, e-money, and brokerage licenses, enabling it to operate across all financial areas on a pan-European level. With solutions for digital banking, payments, lending, and identification, Solaris leverages cutting-edge technology and cloud-based banking infrastructure to develop innovative and truly digital financial products. Its smart API accessible services facilitate real-time data management throughout the entire customer lifecycle. Year Founded: It was founded in March 2016. CEO: The CEO of Solaris is Carsten Höltkemeyer. Headquarters: The headquarters of Solaris is located in Berlin, Germany. Why choose Solaris? Embedded Financial Services: Solaris empowers businesses to offer embedded financial services. With their straightforward APIs, you can embed their fully digital banking services directly into your product. Licenses: Solaris holds a full banking license, e-money, and brokerage licenses, enabling it to operate on a pan-European level in all financial areas. Solutions: Solaris offers solutions for digital banking, payments, lending, and identification. Cutting-edge Technology: Solaris’ unique Banking-as-a-Service platform has some of the most advanced RESTful APIs in the European market. Cloud-based Banking: Their entire banking infrastructure is cloud-based, leading the development of innovative and truly digital financial products. Powerful APIs: With their smart API accessible services, you can easily manage the data of your users in real-time throughout the entire customer lifecycle. Social Link

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3S Money Club Limited

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3S Money Club Limited, operating as 3S Money, is an electronic money institution that specializes in providing online banking services for cross-border businesses. Its main goal is to assist foreign entrepreneurs in reaching customers in new markets. One of the key services offered by 3S Money is the provision of multi-currency current accounts with European IBANs. These accounts allow businesses to accept bank transfers from around the world, making it easier for them to conduct international transactions. As of 2019, 3S Money Club Limited reported total assets of £467,837.00. The company is incorporated in the United Kingdom and is authorized and regulated by the Financial Conduct Authority (FCA). This regulatory oversight ensures that 3S Money operates in compliance with the necessary financial regulations and safeguards the interests of its customers. Social Link

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Moneycorp Technologies Limited

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1 PARK ROW, SUITE 403, PROVIDENCE, Rhode Island, United States, 2903

As an electronic money institution, Moneycorp Technologies Limited provides services such as currency exchange, international payments, and money transfers. They offer competitive exchange rates and low fees for their services. Moneycorp Technologies Limited is authorized and regulated by the Central Bank of Ireland, which means they must adhere to strict regulations and guidelines to ensure the safety and security of their customers funds. They are required to have robust systems and controls in place to prevent money laundering and fraud. Customers can access Moneycorp Technologies Limited services through their online platform or mobile app. They can exchange currencies, make international payments, and manage their accounts easily and conveniently. Moneycorp Technologies Limited also offers additional services such as forward contracts, limit orders, and regular payment plans. These services are designed to help businesses and individuals manage their currency exposure and make international payments more efficiently. Overall, Moneycorp Technologies Limited is a trusted and reliable electronic money institution that provides currency exchange and international payment services to individuals and businesses. They are authorized and regulated by the Central Bank of Ireland, ensuring the safety and security of their customers funds. Social Link

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epayblock

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UAB “epayblock” is an electronic money institution that specializes in offering alternative banking services. They provide personal IBAN accounts, business IBAN accounts, merchant IBAN accounts, SEPA transfers, and payment processing API. One of the key features of UAB “epayblock” is the ability to open personal and business IBAN accounts. These accounts allow customers to receive and send payments, make transfers, and manage their finances online. The accounts come with their own unique IBAN numbers, which can be used for various financial transactions. In addition to IBAN accounts, UAB “epayblock” also offers merchant IBAN accounts. These accounts are specifically designed for businesses and allow them to accept payments from customers. The merchant accounts come with additional features such as payment processing and integration with e-commerce platforms. UAB “epayblock” also provides SEPA transfers, which are a fast and secure way to send and receive payments within the European Union. SEPA transfers are widely used for both personal and business transactions, and UAB “epayblock” facilitates these transfers for its customers. Furthermore, UAB “epayblock” offers a payment processing API, which allows businesses to integrate their systems with UAB “epayblock” for seamless payment processing. This API enables businesses to accept payments from various sources, including credit cards, bank transfers, and digital wallets. As an authorized and regulated electronic money institution, UAB “epayblock” operates under the supervision of the Bank of Lithuania. This regulatory oversight ensures that UAB “epayblock” complies with the necessary financial regulations and safeguards customer funds. In 2020, UAB “epayblock” reported total safeguarded customer funds of 5.53 million EUR. This indicates that UAB “epayblock” takes the security and protection of customer funds seriously. Overall, It offers a range of alternative banking services, including personal and business IBAN accounts, merchant IBAN accounts, SEPA transfers, and payment processing API. With its focus on providing secure and convenient financial solutions, UAB “epayblock” aims to meet the needs of individuals and businesses in the digital age. Social Link

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Trustcom Financial UAB

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Trustcom Financial UAB is an electronic money institution that provides current accounts with low maintenance costs. They offer virtual personal IBAN accounts and virtual business IBAN accounts to individuals and businesses. As of 2020, Trustcom Financial UAB had total customer funds to be safeguarded amounting to 25.20 million EUR. They generated a gross profit of 1.75 million EUR. It is incorporated in Lithuania and is authorized and regulated by the Bank of Lithuania. Social Link

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Tomorrow

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Tomorrow is a mobile banking service that combines convenience and sustainability. It offers its customers a range of features, such as accounts, cards, and investments, that support environmental and social causes. For every payment made with a Tomorrow card, a portion of the revenue goes to fund projects that fight climate change, protect the rainforest, and provide clean water. It is also certified as a B Corp, which means it meets high standards of social and environmental performance. It is more than just a bank, it is a movement for a better tomorrow. 🌱 Year Founded: It was founded in 2018. CEO: The CEO of Tomorrow is Jakob Berndt. Why choose Tomorrow? Sustainability: Every payment with your Tomorrow card finances climate protection. Social Justice: They are committed to sustainability and social justice. Positive Impact: The money in your account is used to fund environmentally and socially sustainable projects. Certified B Corporation: They meet the highest standards of verified social and environmental performance, public transparency, and legal accountability to balance profit and purpose. Innovation: It combines mobile banking with true sustainability. Social Link

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Tor Currency Exchange Limited, also known as TorFX, is an electronic money institution that specializes in international money transfers. They offer a range of services including money transfers, regular payments, repatriation of funds, and virtual accounts to both individuals and businesses. As of 2019, Tor Currency Exchange Limited had total assets of 108.42 million GBP and generated a net income of 7.59 million GBP. They are incorporated in the United Kingdom and are authorized and regulated by the Financial Conduct Authority. TorFX provides a secure and efficient platform for transferring money internationally, with competitive exchange rates and low fees. They aim to make the process as simple and convenient as possible for their customers, offering personalized service and expert guidance. Overall, Tor Currency Exchange Limited, or TorFX, is a trusted and reliable provider of international money transfer services, catering to the needs of individuals and businesses alike. Social Link

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Tinaba

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Some of the key features of Tinaba include: 1. Free current account: Tinaba offers a free online current account with no monthly fees or hidden charges. 2. Prepaid contactless card: Users can request a prepaid contactless card that can be used for payments and withdrawals at ATMs. 3. Mobile payments: Tinaba allows users to make payments directly from the app using their smartphone. This feature enables quick and convenient transactions. 4. QR code payments: Users can generate QR codes to receive payments from other Tinaba users or even from non-Tinaba users. This feature simplifies the payment process and eliminates the need for cash or card transactions. 5. Savings management: Tinaba provides tools to help users manage their savings effectively. Users can set savings goals, track their progress, and receive personalized recommendations to optimize their savings. 6. Budgeting tools: The app offers budgeting features that allow users to categorize their expenses, set spending limits, and receive notifications when they exceed their budget. 7. Money transfers: Tinaba enables users to send money to other Tinaba users instantly. Transfers can be made using the recipient phone number or by scanning their QR code. 8. Personal finance insights: Tinaba provides users with detailed insights into their spending habits, allowing them to understand where their money is going and make informed financial decisions. 9. Security: Tinaba prioritizes the security of its users data and transactions. The app uses advanced encryption technology to protect sensitive information and offers biometric authentication options for added security. 10. Customer support: Tinaba provides customer support through various channels, including email and live chat, to assist users with any questions or issues they may have. Overall, It offers a comprehensive set of features that make managing finances easy and convenient. With its free current account, mobile payments, QR code payments, and budgeting tools, Tinaba aims to provide a seamless and user-friendly banking experience. Social Link

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The Currency Cloud Ltd

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HEAD OFFICE The Steward Building 12 Steward Street London E1 6FQ United Kingdom

Currencycloud is a cross-border and multi-currency payment infrastructure designed to empower developers and innovators. Their platform, built by developers for developers, provides a stable foundation for creating innovative financial services. With global reach, It facilitates seamless money movement across borders, making it easier for entrepreneurs to launch new financial products. Operating behind the scenes for major digital challengers, It powers the infrastructure that enables money to flow smoothly worldwide. Their expertise, regulatory access, and robust compliance model contribute to shaping the future of international payments. 💰🚀 Headquarters:  It is based in London, with additional offices in New York, Amsterdam, Cardiff, and Singapore. Why choose Currencycloud? Acquired by Visa: In December 2021, Visa acquired Currencycloud, further validating its impact in the fintech space. Global Reach: With its clear cross-border infrastructure solutions, Currencycloud collaborates with partners like Visa, Dwolla, GPS, and Mambu to simplify international transactions. Regulated and Reliable: Currencycloud is regulated in the UK, Canada, the US, the EU, and Australia, ensuring compliance and security. Social Link

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The Foremost Currency Group Limited is an electronic money institution that specializes in foreign exchange and international payments. They provide services such as foreign currency accounts, international payments, and currency exchange to both individuals and companies. As of 2019, It had total assets of 35.87 million GBP. They generated a net income of 1.32 million GBP during that year. The company is incorporated in the United Kingdom and is authorized and regulated by the Financial Conduct Authority, ensuring that they operate within the legal framework and meet the necessary regulatory requirements. Social Link

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Syncom (UK) Limited

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Syncom (UK) Limited offers a range of online banking services to individuals and businesses. Their easy-to-use technology allows customers to manage their finances conveniently and securely from anywhere. As an electronic money institution, Syncom (UK) Limited is authorized to issue electronic money and provide payment services. This means that customers can make payments, transfer funds, and manage their accounts electronically. Syncom (UK) Limited is regulated by the Financial Conduct Authority (FCA), which ensures that they operate in compliance with relevant laws and regulations. This provides customers with confidence that their funds are protected and that the institution operates with transparency and integrity. With total assets of 300.00 GBP in 2019, Syncom (UK) Limited is a relatively small institution. However, their focus on user-friendly online banking technology sets them apart and makes them an attractive option for customers looking for convenient and efficient banking services. Social Link

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Syspay Ltd

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Syspay Ltd offers a range of payment solutions for businesses, including online payment processing, card acquiring, and e-wallet services. The company platform allows merchants to accept payments from customers around the world, supporting multiple currencies and payment methods. Syspay Ltd payment processing platform is designed to be secure and reliable, with advanced fraud prevention measures and encryption technology to protect sensitive customer data. The platform also offers real-time reporting and analytics, allowing merchants to track and analyze their payment transactions. In addition to payment processing, Syspay Ltd also offers card acquiring services, allowing merchants to accept credit and debit card payments. The company works with a network of acquiring banks to provide competitive rates and reliable payment processing. Syspay Ltd also offers e-wallet services, allowing customers to store and manage their funds online. The e-wallet can be used for online purchases, money transfers, and other financial transactions. As an electronic money institution, Syspay Ltd is subject to strict regulatory requirements and is committed to maintaining the highest standards of compliance and security. The company operations are regularly audited to ensure compliance with anti-money laundering (AML) and know your customer (KYC) regulations. Overall, Syspay Ltd provides businesses with a comprehensive payment processing platform, offering secure and reliable payment solutions for online transactions. Social Link

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