Delyanne Barros is a financial educator and entrepreneur who is passionate about helping others achieve financial independence. She believes that everyone has the power to take control of their finances and build wealth through investing. Delyanne Barros understands the unique challenges that many Latina women face when it comes to money management. She knows that cultural and societal factors can often make it difficult for women to prioritize their financial well-being. That’s why she is dedicated to providing accessible and relatable financial education to her audience. One of Barros’ main focuses is teaching her audience about the stock market. She believes that investing in stocks is one of the most effective ways to build wealth over time. However, she understands that the stock market can be intimidating for many people, especially those who are new to investing. Barros breaks down complex financial concepts into easy-to-understand language, making it accessible for anyone who wants to learn. She provides step-by-step guidance on how to get started with investing, including how to choose stocks, create a diversified portfolio, and manage risk. In addition to teaching about investing, Barros also emphasizes the importance of managing debt and building a strong financial foundation. She shares her own personal experiences of overcoming debt and building wealth, inspiring others to do the same. Through her online platform and social media presence, Barros has built a community of like-minded individuals who are motivated to take control of their finances. She provides ongoing support and resources to help her audience stay on track and achieve their financial goals. Overall, Delyanne Barros is a financial educator who is dedicated to empowering Latina women to take control of their finances and build wealth through investing. She provides accessible and relatable financial education, making it possible for anyone to “slay the stock market” and achieve financial independence.

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Conivix

There is no evidence to support the claim that Conivix is a legitimate crypto payment processor or that it offers crypto investment products listed on XETRA. The lack of detailed information and incomplete website raise red flags and suggest that Conivix may not be a trustworthy platform. It is important to exercise caution and conduct thorough research before engaging with any crypto-related service.

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Connected.co is a financial technology company that specializes in providing comprehensive payment solutions for high-risk businesses. With nearly two decades of experience, they offer a range of services including merchant accounts, payment gateways, ACH processing, and chargeback prevention. Their expertise lies in understanding the unique needs of high-risk industries and providing tailored solutions that ensure secure and efficient transactions. In addition to their technical prowess, It  prides itself on its customer-centric approach, offering friendly and accessible service. Whether a business is large or small, if it’s legal, Connected.co can get it approved, making them a trusted partner for businesses operating in high-risk industries. Year Founded: It  was founded in 1998. CEO: The CEO of Connected.co is JW Epply. Headquarters: Connected.co is headquartered in Santa Monica, California, United States. Why choose Connected.co? High-Risk Experts: Connected.co are experts at high-risk payments. They have developed one of the Internet’s first payment gateways and implemented advanced fraud prevention technology. Full-Service Provider: It offers a full suite of online payment solutions for high-risk businesses. This includes merchant accounts, payment gateways, ACH processing, and chargeback prevention. Friendly & Professional: In addition to being high risk experts, they pride themselves on being friendly and accessible.

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CONSOB

Consob is the Italian regulatory authority responsible for overseeing and regulating the country’s financial markets. It is an independent organization under the Ministry of Economy and Finance and is tasked with protecting investors, ensuring transparency, and preventing fraud in the securities markets. Consob monitors and supervises companies listed on the Italian Stock Exchange, as well as other financial intermediaries such as banks and investment firms. Its main goal is to maintain the integrity of the financial markets and safeguard the interests of investors.

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Cosmo Payment What is Cosmo Payment? Cosmo Payment is a digital wallet and prepaid card provider tailored for global freelancers, affiliates, and creators. It simplifies getting paid and accessing cash—with features like instant debit card access, mobile banking, and flexible payout options. With over two decades of expertise, the platform operates globally across 130 countries, serving around 250,000 users, and offering 40 million locations for card usage. Headquarters Registered under CP Solutions Ltd, based in the Isle of Man What You Get Easy Account Setup: Sign up in minutes and start receiving payments through your Cosmo account. Prepaid Debit Cards: Request virtual or plastic cards to shop online, in stores, and withdraw cash at ATMs worldwide. Bank Transfers: Send funds to your local bank account in supported regions. Global Mobile & Web Banking: Check balances, review transaction history, and manage your funds anywhere via app or portal. Multilingual Support: User portal and email support available in English, Spanish, French, Portuguese, Italian, Polish, and Arabic. Transparent Fee Structure: Detailed fees for card issuance, maintenance, transfers, and ATM usage are published clearly. Why Choose Cosmo Payment? Cosmo offers flexibility and convenience, making it easy to receive and access money globally—without traditional banking constraints. With card-based access and multi-language support, it’s well-suited for freelance creators, agencies, and professionals working across borders. User Feedback Highlights While many enjoy the platform’s convenience, some users report difficulties with bank transfers, card access, and customer support responsiveness: “I thought it’d work … but when I tried to transfer money to my bank, … after two attempts … I ordered the plastic card … I have money sitting in an account that I can’t use…”“They needed more verification to do that… the app malfunctioned and couldn’t pull up my account amounts.” Others mention partial functionality or delays depending on their country and banking partnerships.

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Cratos

Cratos is a digital exchange platform that offers a comprehensive suite of services for cryptocurrency trading. It provides a secure and user-friendly environment for trading over 36 types of cryptocurrencies. The platform is equipped with bank-grade security measures, including 2FA verification, activity logs, and blockchain technology. Users can easily deposit and withdraw funds through various methods, including SEPA transfer, international wire transfer, debit/credit card, and cryptocurrency. It also offers a unique crypto wallet for each user, enabling them to accept and send cryptocurrency with ease. Licensed by the Canadian FINTRAC, Cratos ensures a safe and secure trading experience. The platform also offers 24/7 customer support and a referral rewards program. However, it’s important to note that investing in virtual currencies carries a high risk, and potential investors should ensure they understand the market before proceeding. Year Founded: It was founded in 2013. CEO: The CEO of Cratos is Steve Apodaca. Headquarters: The headquarters of Cratos is located at Georgstraße 36, 30159 Hanover. Why choose Cratos? Wide Range of Cryptocurrencies: Cratos allows users to trade in more than 36 types of cryptocurrencies. Bank-Grade Security: The platform implements bank-grade security measures, including two-factor authentication (2FA), email and phone notifications, activity logs, and blockchain technology. User-Friendly Interface: Cratos provides an intuitive interface that allows users to execute trades with just a few clicks. Flexible Deposit and Withdrawal Options: Cratos offers a variety of deposit and withdrawal options, including SEPA transfer, international wire transfer, debit/credit card, and cryptocurrency. Licensed and Regulated: Cratos is licensed by the Canadian FINTRAC, which adds an extra layer of trust and reliability to the platform. 24/7 Customer Support: Cratos offers round-the-clock customer support to assist users with any issues or queries they may have. Referral Rewards Program: Users can earn passive income by inviting other cryptocurrency users to join Cratos and share in their revenue.

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Credencial Payments offers a variety of solutions for different industries, including e-commerce, retail, hospitality, transportation, and government. Their payment gateway allows businesses to accept online payments securely and efficiently, while their point-of-sale solutions enable merchants to accept payments in-store. In addition to their payment processing services, Credencial Payments also provides value-added services such as fraud prevention, tokenization, loyalty programs, and analytics. These services help businesses enhance their customer experience, increase sales, and improve operational efficiency. It  is committed to providing the highest level of security and compliance. They are PCI DSS certified, ensuring that customer data is protected and transactions are processed securely. They also comply with local regulations in each country where they operate, ensuring that businesses can accept payments legally and safely. With their extensive experience and expertise in the payment industry, Credencial Payments is a trusted partner for businesses looking to streamline their payment processes and offer a seamless payment experience to their customers.

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Creditron

Creditron is a leading provider of Automated Receivables Processing solutions. Since its inception in 1994, Creditron has been at the forefront of integrating receivables solutions that are both flexible and scalable. Their flagship ECP solution is a modular, thin-client integrated receivables platform that is designed to meet the most complex payment challenges. With a range of robust image-enabled payment processing and receivables automation products, Creditron caters to organizations of all sizes across various industries. Their mission is to create transparent financial solutions that allow businesses to realize their true potential, with innovative technology being at the core of their services. Year Founded: It was founded in 1994. CEO: The CEO of Creditron is Wally Vogel. Headquarters: Creditron’s headquarters are located in Oakville, Ontario, Canada. Why choose Creditron? Expertise: Creditron has extensive expertise in payment automation. Innovation: They provide innovative mission-critical solutions and support services tailored to the unique operations and business requirements of their customers. Savings: Their solutions are designed to help clients of all sizes save time and money. Enhancement: They enhance customer relationships and market share. Increase in Revenues: They help increase revenues. Streamlining: They streamline compliance and control and position their clients for success in the emerging payments environment. Reliability and Scalability: They provide the agile structure for doing it cost-effectively, with industry-leading performance, reliability, and scalability.

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Cryptix

Cryptix is a crypto payment gateway that offers fast and secure transactions worldwide. It supports payments from most well-known operators and guarantees easy integration, a secure solution, and low commission. Cryptix also claims to have PCI DSS level 1 security. In addition, it provides a complete processing solution for bitcoin-powered payments and payouts, including bitcoin or local currency settlement and professional-grade invoices. Cryptix’s easy-to-use APIs and plug-and-play integration make it a user-friendly platform or businesses looking to accept Bitcoin payments. Year Founded: It was founded in 2017. CEO: The CEO of Cryptix is Bernhard Koch. Headquarters: It is headquartered in Zug, Switzerland. Why choose Cryptix? Fast and Secure: It provides fast and secure transactions worldwide. Broad Compatibility: They support payments from most well-known operators. Easy Integration and Low Commission: It guarantees easy integration, a secure solution, and low commission. High Security Standards: They claim to have PCI DSS level 1 security. Comprehensive Crypto Payment Solution: It provides a complete processing solution for crypto-powered payments and payouts.

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Crypto1

Crypto1 (www.crypto1.io) is a trading name of the Estonian company Finligue Grupp OÜ, which held a license from the Financial Intelligence Unit (FIU) until July 2020. The director of Crypto1 is Anatolijs Belavskis, a Latvian national born in August 1988. Belavskis is also listed as an active director and controlling person of Treastone Ltd in the UK Companies House. Our investigation has revealed that It was involved in facilitating payments for the Infinitrade broker scam in collaboration with the Maltese payment processor Paytah. Additionally, It has lost its Estonian license. As a result, we have assigned It a red compliance light, indicating a high risk of involvement in fraudulent activities.

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There are several red flags that indicate Crypto Finance is a scam: 1. Lack of regulation: Crypto Finance is not regulated by any reputable financial authority. This means that they are not held accountable for their actions and there is no oversight to protect investors. 2. Non-functioning website: The fact that most menu items on the website do not work is a clear indication of a scam. Legitimate trading platforms would have a fully functional website with all features working properly. 3. Unrealistic returns: The promise of up to 10% return on investment is highly unrealistic and is often a tactic used by scammers to lure in unsuspecting investors. Legitimate investment opportunities do not guarantee such high returns. 4. Warnings from regulators: There have been warnings issued by various financial regulators against it. These warnings highlight the fraudulent nature of the platform and advise investors to stay away. Given these warning signs, it is highly recommended to avoid Crypto Finance and look for reputable and regulated trading platforms if you are interested in trading or investing in cryptocurrencies.

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CryptoPayIn offers a range of services related to cryptocurrency payments. They provide a white-label solution, allowing businesses to integrate cryptocurrency payment options into their platforms. This includes features such as accepting payments in various cryptocurrencies, converting cryptocurrencies to fiat currencies, and facilitating cryptocurrency transfers. CryptoPayIn is licensed by the Estonian Financial Intelligence Unit (FIU) to operate as a virtual currency service provider. This means they are regulated and must comply with anti-money laundering (AML) and know your customer (KYC) regulations. The company was established in October 2019 and has been operating with a license to operate virtual currency services since October 2020. The registered directors of the company are Kostas Konstantinou and Jekaterina Soldateva. It’s worth noting that CryptoPay In uses the same white-label solution as other platforms such as Bitxtech and XChangePro. XChangePro has been offline for several weeks, which may raise concerns about the reliability and stability of the platform. However, it’s unclear if this issue is specific to XChangePro or if it affects CryptoPayIn as well. As with any cryptocurrency service provider, it’s important to conduct thorough research and due diligence before using their services. This includes reviewing their licensing and regulatory status, as well as reading reviews and feedback from other users.

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