Our team at Merchant Advice Service has extensive knowledge and experience in the merchant services industry. We understand the complexities and challenges that businesses face when it comes to accepting payments from customers. That’s why we are committed to providing unbiased and transparent advice to help businesses find the right merchant services solution for their specific needs. We work with a wide range of merchant service providers, including traditional banks, independent sales organizations, and payment processors. This allows us to offer a comprehensive range of options to our clients, ensuring that they have access to the best rates and services available in the market. Our process begins with a thorough analysis of your business and its payment processing needs. We take into account factors such as your industry, transaction volume, average ticket size, and risk profile. Based on this information, we then research and negotiate with multiple providers to find the most suitable options for your business. We understand that price is an important consideration for businesses, but we also recognize that it’s not the only factor to consider. We take into account other factors such as customer service, technology, and additional features and benefits offered by the provider. Our goal is to find a solution that not only saves you money but also helps your business operate more efficiently and effectively. Once we have identified the best options for your business, we present them to you along with a detailed analysis of the pros and cons of each. We take the time to explain the terms and conditions, fees, and any potential hidden costs, ensuring that you have a clear understanding of what you are signing up for. At Merchant Advice Service, we are committed to providing exceptional customer service. We are always available to answer any questions or concerns you may have throughout the process. Our goal is to make the merchant services selection process as smooth and hassle-free as possible for our clients. If you’re looking for unbiased and transparent advice on merchant services, contact Merchant Advice Service today. We are here to help you find the best solution for your business. Risk Appetite Risk AppetiteLow Risk, Medium Risk, High Risk ,Processing currenciesEUR, GBP, USD ,Settlement CurrenciesEUR, GBP, USD Features Currency Conversion,Recurring Payments,Refunds Solutions Online Payments,Point of Sale Accepted Industries Adult,CBD,Crypto,E-commerce,Financial Services,Firearms,Gambling,Gaming,Hospitality,Pharma,Travel Payment Options American Express,Diners Club,Discover,JCB,Maestro,Mastercard,UnionPay,V pay,Visa,Visa Electron Social Link Facebook LinkedIn

Introducing lopay, the payment solution that gives you control and freedom over your money. With lopay, you can choose to get paid today, tomorrow, or the day after. No more waiting for your hard-earned money. And the best part? You don’t need a terminal to accept payments. But if you do prefer one, we’ll give you a free terminal. There are no transaction limits, no minimum spend requirements, and no chargebacks to worry about. Plus, lopay is supported by Google Pay and Apple Pay, making it even more convenient for your customers. Whether you’re a sole trader, a club, a charity, or a company, lopay is here to support your business. You can create QR codes for your customers to scan and pay in seconds, or simply send them an instant payment link over text, email, or social media. And if you still need a card reader, we offer a free one too. Please note that lopay cannot be used for selling products and services that are prohibited by the credit card network or violate laws in the countries where lopay operates. For more information, please refer to our Restricted Businesses page. Getting started with lopay is quick and easy. Download the app now and start taking payments in minutes. And with rates starting from 0.79%, which is less than half of what SumUp and iZettle charge, lopay is the better, fairer, and smarter choice for your business. Get control, get freedom, get lopay. You’ve earned it. Risk Appetite Processing currenciesGBP ,Settlement CurrenciesGBP Solutions Mobile Checkout,Point of Sale Accepted Industries E-commerce Social Link Facebook Instagram Twitter LinkedIn

We aim to simplify the payment process, making it faster, more secure, and more convenient for both businesses and consumers. Our goal is to eliminate the need for physical cash and traditional payment methods, such as checks and credit cards, by offering a seamless digital payment solution. Our payment service will be accessible through various channels, including mobile apps, online platforms, and point-of-sale systems. Users will be able to make payments with just a few taps or clicks, without the need to carry cash or remember multiple account details. Security is a top priority for us. We will implement robust encryption and authentication measures to ensure that all transactions are secure and protected from fraud. Our platform will also comply with industry standards and regulations to provide a safe and reliable payment experience. In addition to providing a convenient payment solution, we will also offer value-added services to enhance the overall user experience. This may include features such as loyalty programs, rewards, and personalized offers based on user preferences and spending habits. We believe that by offering a fast, secure, and user-friendly payment service, we can revolutionize the way people transact and contribute to a more efficient and seamless digital economy. Risk Appetite Risk AppetiteLow Risk, Medium Risk, High Risk ,License TypeAcquiring Bank,Processing currenciesEUR, USD ,MDRtrxvolume Features 3D Secure Processing,Currency Conversion,Payment Link,Payouts,Delayed Capture,Recurring Payments,Refunds,Split Payments Solutions Master Merchant Account,Online Payments,Open Banking,Payment Gateway,Point of Sale,Risk Management & Security,Virtual Terminal Accepted Industries Adult,CBD,Crypto,E-commerce,Financial Services,Gambling,Gaming,Hospitality,Pharma,Travel Payment Options 1American Express,Apple Pay,Diners Club,Discover,Google Pay,JCB,Maestro,Mastercard,UnionPay,Visa,Visa Electron Social Link LinkedIn Twitter Instagram Facebook

kevin. is a cutting-edge company specializing in white-label, brand-agnostic payment solutions. Their innovative platform facilitates seamless account-to-account transactions both online and in-store, offering a modern alternative to traditional payment methods. With features like instant fund settlement, enhanced security through multi-tokenization, and easy integration via plug-ins, kevin. empowers businesses to streamline their payment processes while maintaining their brand identity. This technology not only improves cash flow but also provides a secure and efficient payment experience for both merchants and customers. Year Founded: kevin. was established in 2018, marking its entry into the fintech industry with a mission to revolutionize payment solutions. CEO: The company is led by Tadas Tamosiunas, who brings a wealth of experience and vision to drive kevin.’s innovative approach in the payments sector. Headquarters: kevin. is headquartered in Vilnius, Lithuania, positioning itself in a vibrant tech hub known for its growing fintech ecosystem. Why choose Kevin? 1. Seamless Transactions: kevin. specializes in account-to-account transactions, which bypass traditional intermediaries. This not only reduces transaction costs but also speeds up the payment process, providing a smoother experience for both businesses and customers. 2. Instant Fund Settlement: One of the standout features of kevin. is its ability to settle funds instantly. This is a significant advantage for businesses as it improves cash flow management, allowing them to access their funds immediately after a transaction. 3. Enhanced Security: Security is a top priority for them. Their multi-tokenization technology ensures that sensitive payment information is converted into unique tokens, significantly reducing the risk of data breaches and fraud. This robust security framework builds trust and confidence among users. 4. Easy Integration: kevin. offers plug-ins that can be easily integrated into existing systems. This means businesses can adopt it’s payment solutions without facing major disruptions or requiring extensive technical adjustments. 5. Customizable Solutions: As a white-label solution, kevin. allows businesses to fully customize the payment experience to align with their brand identity. This flexibility ensures that businesses can maintain their unique branding while benefiting from it’s advanced payment technology.

JCC Payment Systems Ltd. (JCC) is a leading provider of payment processing services based in Cyprus. Established to streamline electronic transactions, JCC offers a wide range of services including credit and debit card processing, online payment solutions, and secure transaction services for businesses and financial institutions. The company is known for its robust infrastructure, advanced security measures, and commitment to innovation, ensuring reliable and efficient payment solutions for its clients. By facilitating seamless financial transactions, JCC plays a vital role in supporting the economic activities of businesses across Cyprus. Year Founded: Founded in 1989, JCC Payment Systems Ltd. has over three decades of experience in providing secure and efficient payment processing solutions in Cyprus. The company has grown to become a leading provider in the financial services sector, known for its innovative approach to payment technology. CEO: Under the leadership of CEO Dr. Nicodemos Damianou, JCC has continuously evolved to meet the changing needs of the market. His strategic vision and expertise in the field have been instrumental in positioning JCC as a trusted and reliable partner for businesses and financial institutions. Headquarters: Located in the capital city of Cyprus, Nicosia, JCC benefits from being at the center of economic activities in the region. This strategic positioning allows the company to effectively serve its diverse clientele and support the financial ecosystem of Cyprus. Why Choose JCC Payment Systems? Secure and Reliable Payment Solutions: Fraud Prevention: JCC employs advanced security measures to protect transactions from fraud and unauthorized access. This robust security infrastructure ensures that both businesses and consumers can trust JCC with their financial data. Comprehensive Services: Wide Range of Offerings: JCC provides a variety of payment services, including credit and debit card processing, online payments, ATM management, and card personalization. This comprehensive range of services allows businesses to manage all their payment needs under one roof. Innovation and Technology: Cutting-Edge Solutions: JCC is committed to leveraging the latest technology to enhance its service offerings. From real-time reconciliation to efficient payment processing, JCC ensures that transactions are not only fast but also reliable and secure. Customer-Centric Approach: Tailored Solutions: JCC understands that each business has unique needs. Therefore, the company offers customized payment solutions that cater to the specific requirements of different industries, ensuring that clients receive the best possible service. Experience and Expertise: Proven Track Record: With over 30 years of experience in the payment processing industry, JCC has built a reputation for excellence. The company’s long-standing presence in the market is a testament to its reliability and commitment to providing high-quality services.

iPay88 is a prominent payment gateway based in Malaysia, offering a comprehensive suite of payment solutions for businesses. It facilitates a smooth web checkout process, allowing businesses to accept a variety of payment methods on their e-commerce platforms. iPay88 also provides mobile app integration with SDK, enabling businesses to receive payments through their mobile applications. For businesses with subscription models, iPay88 supports recurring payment plans. With a wide array of payment options, including credit cards, e-wallets, and online banking, iPay88 caters to diverse customer preferences, making it a preferred choice for many businesses. Year Founded: It was founded in 2006. CEO: The CEO of iPay88 is Lim Kok Hing. Headquarters: It is headquartered in Kuala Lumpur, Malaysia. Why choose iPay88? Fast and Easy Checkout Process: It provides a quick and effortless checkout experience, which is a major selling point. Diverse Payment Options: It offers a variety of payment options, including credit and debit cards, online banking, e-wallets, and other alternative payment methods. Security Measures: It has implemented state-of-the-art security measures to protect both the merchant and the customer from potential payment fraud. Support for Multiple Currencies: iPay88 supports multiple currencies, allowing businesses to reach a wider audience and cater to the needs of customers in different countries. Risk Appetite Risk AppetiteLow Risk ,RegulatedYes Features 3D Secure Processing,Cross Border Payments,Payment Link,Payouts,Real Time Payments,Recurring Payments,Refunds Accepted Industries E-commerce,Gaming,Hospitality,Marketplaces,Travel Payment Options American Express,Google Pay,Maestro,Mastercard,UnionPay,V pay,Visa,Visa Electron Social Link LinkedIn

ICEPAY is a leading provider of online payment solutions, dedicated to making online payments easy and hassle-free. They offer a wide range of services, from online payment methods to PIN devices and apps. One of ICEPAY’s key features is its easy integration through plug ‘n play modules, which allows businesses to offer and accept all payment methods in their webshop or on their website seamlessly. They are committed to continuous innovation and regularly update their services to ensure the highest quality and the very best product. With ICEPAY, businesses can enhance their payment systems and provide a smooth payment experience for their customers. Year Founded: ICEPAY was founded in 1999. CEO: The CEO of ICEPAY is Steven de Boer. Headquarters: ICEPAY is headquartered in Amsterdam, Noord-Holland, The Netherlands. Why choose IcePay? Easy Integration: ICEPAY enables easy, efficient integration through plug ‘n play modules. Diverse Payment Options: ICEPAY offers a wide range of payment options, from online payment methods to PIN devices and apps. Continuous Innovation: It continuously innovates and regularly updates their services to ensure the highest quality and the very best product. Security: It places a strong emphasis on security, implementing robust measures to protect sensitive data. Customer-Centric: It is client-oriented and always listens to the other side. They try to fulfill customers’ wishes when reasonable offers are made. Risk Appetite Risk AppetiteLow Risk, Medium Risk ,RegulatedYes ,API DocsLink Features 3D Secure Processing,Cross Border Payments,Currency Conversion,Payouts,Real Time Payments,Recurring Payments,Refunds Solutions Card Vaulting,Cross-border Payments,Encryption,Fraud Prevention,Master Merchant Account,Mobile Checkout,Monitoring & Reporting,One-click Payment,Online Payments,Payment Gateway,Payment Tokenization,Point of Sale,Risk Management & Security,Virtual Terminal Accepted Industries E-commerce,Financial Services,Marketplaces Payment Options American Express,Maestro,Mastercard,V pay,Visa,Visa Electron Social Link LinkedIn

Here are some key features and benefits of using Handepay for your merchant services: 1. Low-cost processing: Handepay offers competitive rates for debit and credit card processing, helping you save money on transaction fees. 2. Contactless payments: Handepay allows you to accept contactless payments, including popular mobile payment options like Apple Pay, Google Pay, and Samsung Pay. This makes it convenient for your customers to pay using their preferred method. 3. Tailored solutions: Handepay understands that different businesses have different needs. They offer customized card payment solutions that are tailored to suit your specific business requirements. 4. No minimum monthly service charge: Unlike many other merchant service providers, Handepay does not have a minimum monthly service charge (MMSC). This means you only pay for the transactions you process, without any additional fees. 5. No PCI DSS compliance fees: Handepay does not charge any fees for PCI DSS compliance or non-compliance. This helps you save money and ensures that your business is compliant with the necessary security standards. 6. Free Business Resource Centre: Handepay provides a free Business Resource Centre, which offers valuable resources and information to help you grow your business. This includes guides, articles, and tips on topics like marketing, finance, and customer service. 7. Transparent pricing: Handepay believes in transparent pricing, with no hidden fees or surprises. They provide clear and easy-to-understand pricing structures, so you know exactly what you’re paying for. 8. Savings on average: Businesses that switch to Handepay save an average of 36% on their merchant services. This can add up to significant savings for your business over time. In summary, Handepay offers low-cost merchant services with features like contactless payments, tailored solutions, no minimum monthly service charge, no PCI DSS compliance fees, and a free Business Resource Centre. By switching to Handepay, you can save money and grow your business. Risk Appetite Risk AppetiteLow Risk ,RegulatedYes Features 3D Secure Processing,Cross Border Payments,Currency Conversion,Payment Link,Payouts,Real Time Payments,Recurring Payments,Refunds Solutions Cross-border Payments,Encryption,Fraud Prevention,Master Merchant Account,Mobile Checkout,Monitoring & Reporting,One-click Payment,Online Payments,Payment Gateway,Payment Tokenization,Point of Sale,Risk Management & Security,Virtual Terminal Accepted Industries Hospitality,Marketplaces,Travel Payment Options 1American Express,Apple Pay,Diners Club,Discover,Google Pay,JCB,Maestro,Mastercard,V pay,Visa,Visa Electron Social Link LinkedIn

IndicaOnline offers a comprehensive suite of features designed to help cannabis retailers streamline their operations and improve their bottom line. Some of the key features of the Indica Online platform include: – Point-of-sale: IndicaOnline’s point-of-sale system is designed specifically for cannabis retailers, with features such as age verification, inventory management, and integrated payment processing. – Electronic medical records: The platform includes a robust electronic medical records system that allows retailers to securely store and manage patient information, including medical history, prescriptions, and recommendations. – Inventory management: IndicaOnline’s inventory management system allows retailers to easily track and manage their inventory, including real-time updates on stock levels, automatic reordering, and detailed reporting. – Compliance tracking: The platform includes built-in compliance tracking features to help retailers stay in compliance with local and state regulations. This includes features such as automated reporting, age verification, and product tracking. – Customer loyalty program: IndicaOnline includes a customer loyalty program that allows retailers to reward their customers for repeat business. This includes features such as points-based rewards, special discounts, and targeted marketing campaigns. – Analytics and reporting: The platform includes robust analytics and reporting features that allow retailers to track key metrics such as sales, inventory turnover, and customer demographics. This data can be used to make informed business decisions and identify areas for improvement. – Mobile app: IndicaOnline offers a mobile app that allows retailers to manage their operations on the go. This includes features such as mobile ordering, inventory management, and customer communication. Overall, IndicaOnline offers a comprehensive and user-friendly platform that is designed to help cannabis retailers streamline their operations and improve their bottom line. With features such as point-of-sale, electronic medical records, inventory management, compliance tracking, customer loyalty programs, and analytics and reporting, IndicaOnline is a one-stop solution for cannabis retailers looking to optimize their business. Risk Appetite Processing currenciesUSD ,Settlement CurrenciesUSD Solutions Point of Sale Accepted Industries CBD Social Link Facebook YouTube LinkedIn

Fondy Our platform is designed to be user-friendly and secure, with advanced fraud prevention measures and PCI DSS compliance. We offer a range of integration options, including API, plugins for popular e-commerce platforms, and hosted payment pages. Our customer support team is available 24/7 to assist with any questions or issues. Fondy is trusted by thousands of businesses worldwide, from small startups to large enterprises. We are constantly improving our platform and adding new features to meet the evolving needs of our customers. With Fondy, businesses can streamline their payment processes and focus on growing their business. Risk Appetite Risk AppetiteLow Risk, Medium Risk ,License TypePayment Service Provider, Electonic Money Institution, Financial Institution, Acquiring Bank,RegulatedYes ,Live MID ETA0-1 days ,Processing currenciesEUR, GBP, USD ,Settlement CurrenciesEUR, GBP, USD ,MDRtrxvolume ,Setup fees0.20 ,Transaction fees1.3 ,API DocsLink Features of Fondy 3D Secure Processing,Currency Conversion,Payment Link,Payouts,Delayed Capture,Real Time Payments,Recurring Payments,Refunds,Split Payments Solutions Card Issuing,Fraud Prevention,IBAN Account,Master Merchant Account,Mobile Checkout,Online Payments,Open Banking,Payment Gateway,Point of Sale,Risk Management & Security,Smart Routing,Virtual Terminal Accepted Industries CBD,Crypto,E-commerce,Financial Services,Hospitality,Pharma,Travel Payment Options 1American Express,Apple Pay,Diners Club,Discover,Google Pay,JCB,Maestro,Mastercard,UnionPay,V pay,Visa,Visa Electron Social Link LinkedIn Facebook

Finaro is a licensed bank and global cross-border payment provider that offers a unified payments gateway and acquiring solutions to merchants. They provide access to over 150 payment methods, including popular local payment methods, and immediate access to over 100 banks. Finaro also offers conversion rate optimization, e-commerce plugins, payment acceptance options such as Hosted Payment Page and Pay by Link, detailed reports and analytics, smart 3D secure and anti-fraud solutions, token management, and account updater. Their customer-centric approach and exceptional tech capabilities enable them to simplify complexity and create solutions that generate growth and enable peace of mind for their merchants. Risk Appetite License TypePayment Service Provider, Financial Institution, Acquiring Bank,PCI CompliantLevel 1 ,RegulatedYes ,Live MID ETA8-14 days ,Processing currenciesAUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, JPY, NOK, NZD, PLN, SEK, SGD, TRY, ZAR ,Settlement CurrenciesAUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, JPY, NOK, NZD, PLN, SEK, SGD, TRY, ZAR ,MDRtrxvolume Features 3D Secure Processing,Cross Border Payments,Currency Conversion,Payment Link,Payouts,Delayed Capture,Real Time Payments,Recurring Payments,Refunds,Split Payments Solutions Acquiring,Cross-border Payments,Encryption,Fraud Prevention,Master Merchant Account,Mobile Checkout,Monitoring & Reporting,One-click Payment,Online Payments,Payment Gateway,Payment Tokenization,Point of Sale,Risk Management & Security,Smart Routing Accepted Industries Crypto,E-commerce,Education,Financial Services,Gaming,Hospitality,Marketplaces,Travel Payment Options 1Ali Pay,American Express,Apple Pay,Diners Club,Discover,Google Pay,JCB,Maestro,Mastercard,UnionPay,V pay,Visa,Visa Electron,WeChat Pay Social Link LinkedIn Facebook YouTube Instagram Twitter

Fidelity Payment Services offers a wide range of payment processing solutions, including credit and debit card processing, ACH and eCheck processing, gift and loyalty card programs, mobile payments, and more. Our payment technology is designed to be flexible and customizable, allowing businesses to tailor their payment solutions to their specific needs. At Fidelity, we understand the importance of security and fraud protection in the payment processing industry. That’s why we offer advanced security features, including PCI compliance, tokenization, and encryption, to ensure that our merchants and their customers are protected from fraud and data breaches. In addition to our payment processing solutions, Fidelity also offers exceptional customer support. Our team of experienced payment experts is available 24/7 to assist with any questions or issues that may arise. We pride ourselves on providing personalized service and building long-term relationships with our merchants. Overall, Fidelity Payment Services is committed to providing businesses with the best payment processing solutions and support in the industry. With our advanced technology, security features, and exceptional customer service, we help businesses of all sizes and industries thrive in today’s competitive marketplace. Risk Appetite Risk AppetiteLow Risk, Medium Risk ,RegulatedYes Features 3D Secure Processing,Payouts,Real Time Payments,Recurring Payments,Refunds Solutions Accounting Integrations,Card Vaulting,Mobile Checkout,Monitoring & Reporting,One-click Payment,Online Payments,Payment Tokenization,Point of Sale Accepted Industries E-commerce,Education,Financial Services,Hospitality,Marketplaces Payment Options American Express,Mastercard,Visa,Visa Electron Social Link LinkedIn