Dharma Merchant Services was founded in 2007 with the goal of providing small businesses and nonprofits with fair and transparent payment processing solutions. We believe that businesses should not have to sacrifice their values or pay exorbitant fees to accept credit card payments. At Dharma, we are committed to offering fair pricing to our customers. We believe in transparency and do not charge hidden fees or lock our customers into long-term contracts. Our pricing is straightforward and easy to understand, allowing our customers to focus on running their businesses. In addition to fair pricing, we also prioritize customer service. Our team of trained, non-commissioned salespeople is dedicated to providing exceptional support to our customers. We understand that every business is unique, and we work closely with our customers to find the best payment processing solutions for their specific needs. As a conscious business, we are committed to social responsibility and giving back to our community. We donate a percentage of our profits to nonprofit organizations and support initiatives that align with our values. We believe that business can be a force for positive change in the world, and we strive to embody this belief in everything we do. Overall, Dharma Merchant Services is dedicated to providing small businesses and nonprofits with the payment processing solutions they need to thrive. We are proud to serve our customers with fair pricing, transparent practices, and a conscious business ethos. Social Link

Curbstone’s SaaS technologies provide a range of solutions for businesses. One of their main offerings is credit card payment processing on IBM i systems or iSeries. This allows businesses to securely process credit card payments directly on their existing infrastructure. Curbstone also offers solutions for data security and compliance. They help businesses move sensitive data off their network and into a secure environment, reducing the risk of data breaches. This is particularly important for businesses that handle sensitive customer information. Another key offering from Curbstone is the ability to reduce processing fees. They work with multiple authorization networks and payment processors to find the most cost-effective solution for their customers. By optimizing payment processing, businesses can save money on transaction fees. Curbstone also helps businesses automate time-consuming and fragmented payment processes. This can include tasks such as reconciling payments, generating reports, and managing customer data. By streamlining these processes, businesses can save time and improve efficiency. In addition to their technology solutions, Curbstone has established partnerships and certifications with major payment processors and financial institutions. This includes being a Gold Partner with TSYS, a Premier Partner with Chase Paymentech, and an IBM Business Partner. They also have certifications with Elavon, First Data, Certegy, and Bank of America. Overall, Curbstone provides businesses with a range of payment processing and technology solutions to help them overcome their most pressing challenges. Social Link

CPS offers a range of payment processing solutions, including traditional credit card terminals, mobile payment solutions, virtual terminals, and online payment gateways. These solutions are designed to meet the needs of businesses of all sizes and types. CPS also offers business financing options, including merchant cash advances and small business loans. These financing options can help businesses access the capital they need to grow and expand. In addition to payment processing and financing, CPS also offers website development and SEO services. These services can help businesses establish an online presence and attract more customers. CPS is committed to providing secure payment solutions and protecting consumer financial data. They offer encryption and tokenization technology to ensure that sensitive information is kept safe during transactions. Overall, CPS aims to provide businesses with the tools and services they need to streamline their operations, increase revenue, and provide a positive customer experience. Social Link

Cybersource offers businesses a comprehensive range of solutions for efficiently and securely managing online and in-person payments. The platform supports various payment methods globally, ensuring compatibility and flexibility. Key features include advanced fraud management tools that use machine learning to reduce risks and enhance transaction security. Additionally, Cybersource provides robust payment security measures to safeguard sensitive data and comply with industry standards. Their developer-friendly APIs enable seamless integration into different business systems, allowing companies to innovate and grow quickly. Cybersource’s solutions are designed to enhance the customer experience, streamline operations, and support growth in the digital-first economy. With an extensive partner network and additional services like global tax calculation and recurring billing, Cybersource is a versatile and reliable payment processing provider. For more information, visit their website. Year Founded: Established in 1994 CEO: The company is led by Michael Walsh as the CEO Headquarters: It’s headquartered in Foster City, California, USA. Why Choose Cybersource? Global Payment Support: 4. Cybersource’s global reach and extensive network of acquiring banks and payment processors enable businesses to accept payments in multiple currencies and languages, expanding their customer base and driving international growth. Advanced Fraud Management: Cybersource’s machine learning technology analyzes vast amounts of data in real-time to identify patterns and anomalies that may indicate fraudulent activity, allowing businesses to take proactive measures to protect themselves and their customers. Robust Security: By utilizing tokenization and encryption methods, Cybersource is able to safeguard confidential information and maintain compliance with industry regulations. This means that customer data is protected from potential cyber threats and unauthorized access, giving clients peace of mind when conducting transactions online. Developer-Friendly Integration: By providing easy access to their APIs, developers are able to quickly and efficiently incorporate the company’s services and products into their own applications, leading to increased innovation and expansion within the industry. Additional Services: Global tax calculation and recurring billing are crucial for modern payment systems, streamlining processes. By accurately applying taxes worldwide and automating subscription payments, businesses ensure compliance, reduce fines, and improve cash flow and customer satisfaction. These features boost efficiency, profitability, and customer experience. Extensive Partner Network: Offering multiple payment options improves efficiency and effectiveness by giving customers more choices, expanding businesses’ reach, boosting sales, streamlining the payment process, and enhancing security. Overall, a variety of payment solutions greatly improves payment processing for all parties involved. How to Set Up a Cybersource Account Visit the Website: Go to Cybersource. Contact Sales: Click on “Contact Sales” to discuss your business needs with a representative. Sign Up: After consultation, you will receive guidance on signing up and creating an account. Integration: Utilize Cybersource’s developer-friendly APIs to integrate the payment system into your platform. Configure Settings: Set up payment methods, fraud management tools, and security features. Testing: Test your setup in a sandbox environment to ensure everything works smoothly. Go Live: Once testing is successful, move to the live environment and start processing payments. Social Link

Cyclos also supports mobile payments, allowing users to make transactions using their smartphones. This makes it convenient for users to make payments on the go, without the need for physical cash or cards. Cyclos also supports peer-to-peer lending, allowing individuals to lend and borrow money directly from each other. This can be particularly useful for individuals who may not have access to traditional banking services or who may not qualify for loans from traditional financial institutions. Cyclos also supports community currencies, allowing communities to create their own local currencies to stimulate local economies. This can help to keep money circulating within the community and support local businesses. Overall, Cyclos provides a flexible and customizable platform for various payment and banking needs. It empowers local banks, businesses, and communities to provide innovative and cost-effective financial services to their customers. Social Link

DadePay’s payment solutions and gateway service technology provide businesses with a quick and efficient way to automate their cash application process. This eliminates the need for manual cash application, allowing finance leaders to focus on more strategic areas of receivables. By automating cash application, businesses can scale their AR operations and improve customer relationships. The solution also helps reduce per-payment processing costs and optimize DSO (Days Sales Outstanding), leading to improved cash flow. DadePay’s solution is easy to implement, with a high straight-through cash posting rate of 90%+. This ensures that finance leaders can quickly solve their most pressing AR challenge and start reaping the benefits of automated cash application. Overall, DadePay’s payment solutions and gateway service technology provide businesses with a streamlined and efficient way to manage their cash application process, leading to improved financial operations and customer satisfaction. Social Link

Dalenys provides a range of payment solutions to help businesses optimize their online transactions. Their secure monetizing solutions include a comprehensive set of features such as fraud prevention, risk management, and chargeback management. These solutions are designed to increase conversion rates and reduce the risk of fraudulent transactions. Dalenys also offers marketing solutions to help businesses drive traffic and increase sales. Their marketing tools include customer acquisition, retention, and loyalty programs, as well as personalized marketing campaigns. These solutions are designed to help businesses attract and retain customers, and increase their overall revenue. In addition to their payment and marketing solutions, Dalenys operates an online advertising network. This network allows businesses to advertise their products and services to a targeted audience, increasing their visibility and driving traffic to their websites. Dalenys’ advertising network is designed to help businesses reach their target audience and increase their online presence. Overall, Dalenys provides a comprehensive suite of payment, marketing, and advertising solutions to help businesses optimize their online transactions and increase their revenue. With their expertise in digital payments and technology, Dalenys is a trusted partner for businesses looking to improve their online presence and drive sales. Social Link

They have a wide range of products, including handheld POS devices, mobile POS devices, and desktop POS devices. Their products are designed to be user-friendly, reliable, and secure, making them ideal for businesses of all sizes. One of Datecs’ flagship products is the BluePad-50, a handheld POS device that combines the functionality of a traditional cash register with the convenience of a mobile device. The BluePad-50 is equipped with a built-in printer, barcode scanner, and magnetic stripe reader, allowing businesses to easily process payments and manage inventory on the go. Another popular product from Datecs is the BluePad-500, a mobile POS device that can be used with a smartphone or tablet. The BluePad-500 connects to the smartphone or tablet via Bluetooth, allowing businesses to accept payments anywhere, anytime. It also supports contactless payments, making it a versatile and convenient solution for businesses. In addition to their hardware solutions, Datecs also offers software solutions to complement their POS devices. Their software solutions include inventory management, sales reporting, and customer relationship management, allowing businesses to streamline their operations and improve efficiency. Overall, Datecs is committed to providing innovative and reliable POS solutions to businesses around the world. With their cutting-edge technology and dedication to quality, Datecs is well-positioned to continue leading the industry for years to come. Social Link

They also provide various financial services such as loans, insurance, and investment products to meet the diverse needs of their customers. Credit Saison aims to contribute to the growth of the Japanese economy by promoting cashless transactions and providing convenient and secure financial services. They also strive to enhance customer satisfaction by continuously improving their products and services through innovation and technology. Social Link

CredoPay offers a wide range of payment solutions, including online payments, mobile payments, point-of-sale (POS) payments, and recurring payments. The platform supports multiple payment methods, including credit cards, debit cards, net banking, and digital wallets. CredoPay’s payment processing technology is built on a robust and secure infrastructure, ensuring the safety and confidentiality of customer data. The platform is PCI-DSS compliant, adhering to the highest security standards in the industry. CredoPay also provides advanced features and tools to help businesses manage their payment operations effectively. This includes real-time transaction monitoring, fraud detection and prevention, customizable reporting and analytics, and integration with other business systems. In addition to its payment processing capabilities, CredoPay offers value-added services such as tokenization, recurring billing, and subscription management. These features enable businesses to streamline their payment processes and improve customer experience. CredoPay’s platform is highly scalable and can handle high transaction volumes, making it suitable for businesses of all sizes. The platform is also flexible and can be easily integrated with existing business systems and applications. Overall, CredoPay is a comprehensive payment processing and technology provider that offers secure, seamless, and scalable solutions for businesses in the financial industry. Social Link

Credorax provides a range of payment processing solutions to help online merchants accept payments from customers around the world. The company offers services to payment service providers (PSPs), independent online sellers (IOSs), payment facilitators (PFs), and merchants. Credorax holds multiple bank licenses, allowing it to provide acquiring bank services to merchants in over 32 EU/EEA countries. This means that merchants can accept payments from customers in these countries, regardless of their location. The company supports over 100 currencies, making it easy for merchants to accept payments in the currency of their choice. This helps to reduce friction for customers and increase conversion rates. Credorax is a principal level member of both Visa and MasterCard, which means that it has direct relationships with these card networks. This allows the company to provide merchants with access to the latest payment technologies and security features. In addition to its payment processing services, Credorax is also a licensed financial institution. This means that it is subject to strict regulatory oversight and must adhere to the highest standards of compliance and security. Overall, Credorax offers merchants a comprehensive and secure payment processing solution, allowing them to accept payments from customers around the world. Social Link

Credova’s platform offers a seamless and user-friendly experience for both merchants and consumers. Merchants can easily integrate Credova’s financing options into their existing point-of-sale systems or eCommerce platforms, allowing them to offer flexible payment options to their customers. Consumers can apply for financing directly through the Credova platform, either in-store or online. Credova’s network of financing partners provides a range of options, including interest-free financing, low monthly payments, and deferred interest plans. This allows consumers to choose the financing option that best fits their needs and budget. The application process is quick and easy, with instant approval decisions and transparent terms and conditions. Once approved, consumers can complete their purchase and start enjoying their new products right away. Credova also provides merchants with tools and analytics to help them manage their financing programs and track performance. This includes real-time reporting, customer data insights, and marketing support to help merchants optimize their financing offerings and drive sales. Overall, Credova’s point-of-sale financing platform provides a win-win solution for both merchants and consumers. Merchants can increase sales and customer loyalty by offering flexible payment options, while consumers can make purchases without the financial burden of paying upfront. Social Link