Ferratum Bank

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Ferratum Bank operates as a fully licensed bank in Malta, regulated by the Malta Financial Services Authority (MFSA). It offers a range of banking services, including current accounts, savings accounts, and debit cards. Customers can access their accounts and perform transactions through the bank’s online and mobile banking platforms. One of the key services provided by Ferratum Bank is micro-loans. These are small, short-term loans that are typically repaid within a few weeks or months. The bank’s online platform allows customers to apply for a loan and receive a decision within minutes. If approved, the funds are then transferred to the customer’s bank account or mobile wallet. Ferratum Bank also offers savings accounts, allowing customers to earn interest on their deposits. These accounts can be opened and managed online, making it convenient for customers to save and access their funds. In addition to its banking services, Ferratum Bank provides financial education and resources to help customers make informed financial decisions. It aims to promote responsible borrowing and saving habits among its customers. Overall, Ferratum Bank aims to provide fast, convenient, and accessible banking services to its customers. Its online and mobile platforms make it easy for customers to manage their finances on the go, while its micro-loans and savings accounts cater to the needs of individuals looking for quick and flexible financial solutions. Social Link

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Fidor Bank

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Fidor Bank is an internet-based direct bank that is headquartered in Munich. They offer a wide range of financial services, including various credit offers, card products, investment opportunities, and online savings bonds. Catering to both private and business customers, Fidor Bank leverages the power of digital technology to provide seamless and efficient banking solutions. Their commitment to innovation and customer service makes them a trusted choice in the banking industry. Year Founded: It was founded in 2009. CEO: The CEO of Fidor Bank is Boris Joseph. Headquarters: Fidor Bank is headquartered in Munich, Germany. Why choose Fidor Bank? Innovative Approach: It has leap-frogged most other so-called ‘challenger’ banks because it is a purely digital entity. Customer-Centric: It starts innovation at the point of customer, not at the point of bank. This customer-centric thinking is reflected in the design of its processes and products. Technology-Driven: It strongly believes that technology drives the service offer of a bank of the future. Global Presence: It offers digital banking not only in Germany but also in other countries and with partners worldwide. Unique Business Model: In layman’s terms, Fidor does not do the plumbing – it has three other banks providing the pipes. If one pipe gets blocked, it still has two good ones left to use. Social Link

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eToro

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eToro offers a wide range of cryptocurrencies for trading, including Bitcoin, Ethereum, Ripple, Litecoin, and many more. Users can trade these cryptocurrencies against fiat currencies such as USD, EUR, and GBP, as well as against other cryptocurrencies. One of the unique features of eToro is its social trading platform. Users can connect with other traders, follow their trades, and even automatically copy their trades. This allows beginners to learn from experienced traders and potentially profit from their expertise. eToro also offers a range of other trading options, including stocks, commodities, indices, and ETFs. Users can trade these assets using various trading tools and features, such as leverage, stop loss, and take profit orders. The platform is known for its user-friendly interface, making it easy for beginners to navigate and trade. It also provides a range of educational resources, including webinars, tutorials, and a trading academy, to help users improve their trading skills. eToro is regulated by several financial authorities, including the Financial Conduct Authority (FCA) in the UK, the Cyprus Securities and Exchange Commission (CySEC) in Cyprus, and the Australian Securities and Investments Commission (ASIC) in Australia. This provides users with a level of trust and security when trading on the platform. Overall, eToro is a popular choice for both beginner and experienced traders, offering a wide range of trading options, a social trading platform, and a user-friendly interface. Social Link

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Even

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Even’s mobile app allows employees to access their earned wages before payday, helping them to cover unexpected expenses or avoid costly overdraft fees. The app also provides tools for budgeting and saving, allowing employees to set aside money for specific goals or emergencies. Even partners with employers to offer this service as a benefit to their employees. Employers can integrate Even’s technology into their existing payroll systems, making it easy for employees to access their wages through the app. Even’s technology uses advanced algorithms to analyze an employee’s income and spending patterns, allowing the app to provide personalized recommendations for budgeting and saving. The app also offers features like automatic bill payments and alerts for upcoming expenses. It is committed to helping employees improve their financial well-being by providing them with the tools and resources they need to manage their money effectively. By offering early access to earned wages and promoting responsible financial habits, Even aims to reduce financial stress and improve overall employee satisfaction. Social Link

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Eversend

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Eversend is a financial super app that serves as a comprehensive solution for various monetary needs. It offers a multi-currency wallet, allowing users to hold and exchange multiple currencies at fair and transparent rates. Eversend is committed to reducing the cost of transactions, offering low fees for sending and receiving money. As one of Africa’s largest currency exchange platforms, it provides the best possible rates for currency exchange. Eversend also offers a virtual debit card in USD, which can save users up to 13% on fees compared to traditional banks in Africa. With secure servers and 256-bit SSL encryption, Eversend ensures the safety of its users’ financial information. Whether you’re in Africa or the diaspora, Eversend is a trusted choice for over 750,000 customers worldwide. Year Founded: Eversend was founded in 2017. CEO: The CEO of Eversend is Stone Atwine. Headquarters: Eversend is headquartered in London, United Kingdom. Why choose  EverSend? Multi-Currency Wallet: It allows you to hold and exchange multiple currencies at fair and transparent exchange rates. Low Transaction Fees: They aim to drive the cost of payments to zero, offering affordable rates for sending and receiving money. Currency Exchange: It is one of Africa’s biggest currency exchange platforms, allowing you to exchange and send money at the best possible rates. Virtual Debit Card: It offers a virtual card in USD, which can save you up to 13% on fees compared to traditional banks in Africa. Cross-Border Transfers: With it, you can send money from outside or within Africa or receive money in your local currency in Nigeria, Uganda, Ghana, Kenya, Rwanda, South Africa, the United Kingdom, and Europe. Security: Eversend uses secure servers and privacy is verified by physical security. Their website and app use 256-bit SSL encryption. Social Link

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Evertec

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Evertec was founded in 2004 and has since grown to become a major player in the electronic transactions industry. The company’s merchant acquiring services allow businesses to accept a wide range of payment methods, including credit and debit cards, electronic checks, and mobile payments. Evertec’s payment processing services enable businesses to securely process and authorize transactions, while its business solutions help companies streamline their operations and improve efficiency. In addition to its payment services, Evertec also offers a range of IT professional services, including software development, system integration, and IT consulting. The company’s cash processing services include the collection, counting, and sorting of cash, as well as the management of ATMs and other cash handling devices. Evertec’s extensive network and infrastructure allow it to provide reliable and secure payment solutions to businesses of all sizes. The company’s clients include banks, retailers, government agencies, and other organizations that rely on electronic transactions to conduct their business. Evertec is committed to innovation and continuously invests in research and development to stay at the forefront of the industry. The company’s technology solutions are designed to meet the evolving needs of its clients and provide them with the tools they need to succeed in today’s digital economy. Overall, Evertec is a trusted partner for businesses in Latin America and the Caribbean, providing them with the technology and expertise they need to thrive in the digital age. Social Link

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EveryBill

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EveryBill offers a range of payment management solutions to help businesses collect and process payments securely and efficiently. Some of the key features and services provided by EveryBill include: 1. Manual Check Drafting: EveryBill enables businesses to create and process manual check drafts, allowing them to collect payments from customers who prefer to pay by check. This service includes check printing and mailing, as well as check verification and fraud prevention measures. 2. Electronic Check Drafting: EveryBill’s electronic check drafting service allows businesses to collect payments electronically by debiting funds directly from customers’ bank accounts. This service is ideal for businesses that want to offer their customers a convenient and secure payment option without the need for physical checks. 3. Credit Card Charging: EveryBill supports credit card payments, allowing businesses to securely process payments using major credit cards such as Visa, Mastercard, American Express, and Discover. EveryBill’s credit card charging service includes features such as tokenization and encryption to ensure the security of customer payment information. 4. ACH Network: EveryBill leverages the Automated Clearing House (ACH) Network to facilitate electronic funds transfers between businesses and their customers. This service enables businesses to collect payments directly from customers’ bank accounts, providing a cost-effective and efficient payment option. 5. Web-Based Applications: EveryBill provides web-based applications that allow businesses to manage their payment processes easily. These applications offer features such as payment scheduling, reporting and analytics, customer management, and integration with existing business systems. 6. Regulatory and Security Compliance: EveryBill understands the unique regulatory and security challenges faced by businesses operating in certain industries or regions. They provide solutions that comply with industry-specific regulations, such as HIPAA for healthcare organizations, and offer robust security measures to protect customer payment data. Overall, EveryBill’s payment management solutions are designed to help businesses streamline their payment processes, improve cash flow, and enhance the customer experience. Whether businesses need to collect payments by check, credit card, or electronic funds transfer, EveryBill offers a comprehensive suite of services to meet their needs. Social Link

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Evo Payments

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Ten Glenlake Parkway, South Tower, Suite 950 Atlanta, GA 30328

EVO Payments offers a wide range of payment solutions to meet the needs of different businesses. These solutions include: 1. Point-of-sale (POS) systems: EVO Payments provides POS systems that are designed to streamline the payment process and improve customer experience. These systems can accept various payment methods, including credit cards, debit cards, and mobile payments. 2. E-commerce solutions: EVO Payments offers e-commerce solutions that enable businesses to accept online payments securely. These solutions include payment gateways, shopping carts, and fraud prevention tools. 3. Mobile payment solutions: EVO Payments provides mobile payment solutions that allow businesses to accept payments on the go. These solutions include mobile card readers and mobile payment apps. 4. Integrated payment solutions: EVO Payments offers integrated payment solutions that can be seamlessly integrated into existing business systems, such as ERP and CRM systems. This allows businesses to streamline their payment processes and improve efficiency. 5. International payment solutions: EVO Payments specializes in cross-border payment solutions, allowing businesses to accept payments in different currencies and from customers around the world. These solutions include multi-currency processing, dynamic currency conversion, and international payment gateways. 6. Security and fraud prevention: It prioritizes security and offers advanced fraud prevention tools to protect businesses and their customers from fraudulent transactions. These tools include tokenization, encryption, and real-time fraud monitoring. In addition to these payment solutions, EVO Payments also provides reporting and analytics tools, customer support, and ongoing technical assistance to ensure that businesses can effectively manage their payment processes. Social Link

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Eway

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Eway Australia provides a reliable online payments system that enables businesses to easily and securely accept payments. Offering a complete package, Eway integrates a payment gateway with a specialized merchant account, simplifying the payment procedure as a whole. Notable features consist of: Effortless Payments: Eway guarantees seamless online payment processing for your business, no matter which device your customers prefer. Transparent Pricing: Eway removes any unexpected fees with its transparent flat-rate pricing of 1.5% plus 25 cents per transaction. Cybersecurity and Fraud Protection: Eway complies with PCI DSS level 1 requirements to protect cardholder information, and provides effective tools for preventing fraud. Local Support: Their dedicated team provides practical guidance and 24-hour emergency technical assistance. Whether you’re a startup, established business, or enterprise company, Eway tailors its payment solutions to meet your unique needs. Explore their website for further details and experience hassle-free payments! Year Founded: This website was founded in 1998. CEO: As of my last update (which was current until 2021), the CEO of Eway Australia is Matt Bullock. Headquarters: Eway’s headquarters are located in Sydney, Australia. 1. The Eway Difference 1.1. Seamless Payments We have created our payment processing system to be easily accessible and user-friendly on any device. Our aim is to offer a smooth and trouble-free experience for both merchants and customers, ensuring that transactions can be swiftly and efficiently completed. With Eway, you can have confidence that your online payments will be securely processed with the highest level of convenience, regardless of your location or the device you are using. 1.2. Transparent Pricing Our pricing structure is transparent and straightforward: 1.5% in addition to 25 cents for each transaction. Rest assured, there are no unexpected charges or concealed fees. Your business can rely on predictable costs. . 1.3. Cybersecurity and Support Security: Eway complies with PCI DSS level 1 regulations to protect cardholder information. Local Support: Our team offers hands-on support to guarantee a smooth payment process for you. 2. Global Partnership Eway is a division of Global Payments Inc., a prominent company in the payments technology industry. Collectively, we provide cutting-edge solutions on a global scale. 3. Milestones 2004: Connected to all Australian banks. 2016: Joined Global Payments Inc. 2021: Served over 28,000 merchants across five countries. 4. Why choose Eway? Diverse Expertise: Our team consists of exceptionally bright and imaginative experts from various parts of the world. We are dedicated to establishing a culture that appreciates diversity, nurturing innovation and development. Flexible Work Environment: At eWay Corp, we promote transparent communication and the sharing of thoughts. Our adaptable work approach guarantees a harmonious equilibrium between work and personal life. Cutting-Edge Technologies: Our commitment to continuous research and integration of cutting-edge technologies allows us to revolutionize the IT sector. By prioritizing innovation, we guarantee the delivery of high-caliber products and solutions. Strong Ethical Foundation: eWay Corp offers a nurturing and motivating work environment thanks to its capable leadership team and amiable coworkers. 5. General Account Setup: Visit the their website and sign up for an account. Provide necessary business information, including company details, contact information, and payment preferences. Verify your account through the confirmation email sent by Eway Social Link

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Exact Payments

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USA

Exact Payments is a payment solution and gateway that provides high-performance payment processing services to software partners, omnichannel merchants, and bank partners. It offers a range of features and capabilities designed to meet the needs of modern businesses. One of the key features of Exact Payments is its cloud technology, which allows for scalability and ease of use. This means that businesses can easily scale their payment processing capabilities as their needs grow, without the need for significant infrastructure investments. The cloud technology also enables seamless integration with other systems and platforms, making it easy to connect Exact Payments with existing software and tools. Exact Payments provides modern Rest APIs, which allow businesses to easily integrate payment processing functionality into their software applications. This makes it simple for software partners to add payment capabilities to their products, enhancing the value they provide to their customers. The Rest APIs are designed to be developer-friendly, with clear documentation and support available to assist with integration. For omnichannel merchants, Exact Payments offers integrated virtual point-of-sale (POS) capabilities. This allows businesses to accept payments from multiple channels, including online, mobile, and in-store. The integrated virtual POS system provides a seamless and consistent payment experience across all channels, making it easy for customers to make purchases and for businesses to manage their payments. Exact Payments also provides an intuitive reporting portal, which gives businesses access to detailed payment data and analytics. This allows businesses to gain insights into their payment processing performance, identify trends and patterns, and make data-driven decisions to optimize their payment operations. The reporting portal provides real-time data and customizable reports, making it easy for businesses to access the information they need. In terms of payment processing capabilities, Exact Payments is integrated with leading processors in the US and Canada, including Elavon, Fiserv, Global Payments/TSYS, Chase Canada, and Moneris. This means that businesses can leverage the existing relationships and capabilities of these processors, while benefiting from the advanced features and functionality of Exact Payments. In November 2020, Platform Partners LLC, a private holding company headquartered in Houston, TX, acquired a controlling interest in Exact Payments. This acquisition is expected to further enhance the capabilities and reach of Exact Payments, allowing it to better serve its customers and partners. Social Link

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Exela Technologies

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Exela Technologies offers a range of software and services to help businesses automate and streamline their processes. Their solutions are designed to improve efficiency, reduce costs, and enhance the overall customer experience. One of Exela’s key offerings is their finance and accounting solution suite. This suite includes tools for accounts payable and receivable, financial reporting, and general ledger management. These tools help businesses automate their financial processes, reduce errors, and improve the accuracy and timeliness of financial reporting. Exela also offers a human capital management solution suite, which includes tools for employee onboarding, payroll processing, benefits administration, and performance management. These tools help businesses streamline their HR processes, improve employee engagement, and ensure compliance with labor laws and regulations. In addition, Exela provides industry-specific solutions for banking, healthcare, insurance, and the public sector. These solutions are tailored to the unique needs and challenges of each industry, helping businesses in these sectors automate their processes and improve their operational efficiency. Overall, Exela Technologies is focused on helping businesses achieve digital transformation by leveraging their global footprint and proprietary technology. Their solutions are designed to enhance quality, productivity, and the end-user experience, ultimately helping businesses stay competitive in today’s digital age. Social Link

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ExMarkets

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ExMarkets is a digital asset exchange that provides a platform for spot trading of digital currencies. It stands out for its unique feature of serving as a launchpad for new crypto projects, providing assistance to institutional clients in creating tokens, raising funds for IEO, and effectively listing tokens. ExMarkets offers two types of utility tokens – ERC-777 and ERC-20. Additionally, it ensures liquidity and maintains order books by aggregating data from several other exchanges. However, it’s important to remember that investing in cryptocurrencies carries risk, and individuals should only invest what they can afford to lose. Always conduct thorough research and consider seeking advice from a financial advisor before investing. Year Founded: ExMarkets was founded in late 2018. CEO: The CEO of ExMarkets is Tadas Kasputis. Headquarters: The headquarters of ExMarkets is located in Tortola, British Virgin Islands. Why choose ExMarkets? Spot Trading: ExMarkets is an exchange for spot trading of digital currencies. Crypto Project Launch: It also serves as a platform where you can launch your own crypto project. The ExMarkets team provides assistance to institutional clients in creating tokens, raising funds for IEO and effectively listing tokens. Utility Tokens: They offer two types of utility tokens – ERC-777 and ERC-20. Liquidity and Order Books: They provide liquidity and order books while also using a backend framework that aggregates data from several other exchanges. Social Link

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