Stilt aims to provide financial opportunities to individuals who may have difficulty accessing traditional loans due to their immigration status, lack of credit history, or other factors. By offering loans without requiring a Social Security number or a co-signer, Stilt aims to make the borrowing process more inclusive and accessible. Stilt loan application process is designed to be simple and efficient. Applicants can apply online by providing basic personal information, such as their name, address, and employment details. Stilt also considers alternative data points, such as education, work experience, and future earning potential, to assess an applicant creditworthiness. Stilt offers competitive interest rates and flexible repayment terms to ensure that borrowers can manage their loan payments effectively. The company also provides personalized customer support to assist borrowers throughout the loan application and repayment process. In addition to loans, Stilt offers other financial products and services to help individuals build credit and improve their financial well-being. These include credit cards, financial education resources, and tools to track and manage expenses. Overall, Stilt aims to empower individuals who may face financial challenges by providing them with access to affordable credit and financial resources. By focusing on the underserved and often overlooked segments of the population, Stilt strives to promote financial inclusion and equal opportunities for all. Social Link

. With Spotii, customers can split their purchases into four equal payments, with the first payment made at the time of purchase and the remaining three payments made every two weeks. Spotii aims to make shopping more accessible and affordable for everyone. By offering a BNPL solution, Spotii allows customers to spread out the cost of their purchases over time, making it easier to manage their finances. This can be particularly helpful for larger purchases or unexpected expenses. Spotii also focuses on transparency and simplicity. There are no hidden fees or interest charges, and customers can easily see their payment schedule and remaining balance in their Spotii account. Spotii also offers a seamless checkout experience, allowing customers to complete their purchase with just a few clicks. In addition to providing a convenient payment solution for customers, Spotii also partners with merchants to help them increase sales and attract new customers. By offering BNPL as a payment option, merchants can appeal to a wider range of customers and increase conversion rates. Overall, It aims to provide a fair and inclusive payment solution that empowers customers to enjoy their purchases without the burden of high interest rates or fees. With Spotii, customers can shop now and pay later, making it easier to afford the things they love. Social Link

Starling Bank operates solely through its mobile app, allowing customers to manage their finances on the go. The app provides real-time notifications for transactions, spending insights, and the ability to freeze and unfreeze cards. Customers can also set savings goals and round up their purchases to save spare change. Starling Bank is known for its user-friendly interface and intuitive design. It aims to make banking simple and transparent, with no hidden fees or charges. The bank also offers 24/7 customer support through its in-app chat feature. In addition to its retail banking services, Starling Bank also offers business banking solutions. Its business current accounts come with features such as invoicing, expense tracking, and integration with accounting software. Starling Bank is fully licensed and regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA). It is a member of the Financial Services Compensation Scheme (FSCS), which protects eligible deposits up to £85,000 per person. Overall, It aims to provide a modern and convenient banking experience for its customers, with a focus on transparency, simplicity, and innovation. Social Link

SoFi (Social Finance, Inc.) is a financial services company founded in 2011, dedicated to helping individuals achieve financial independence. Offering a wide range of products, including online banking, personal loans, student loan refinancing, mortgages, and investment services, SoFi aims to provide its members with the tools they need to manage their finances effectively. Known for its user-friendly online and mobile banking platforms, SoFi also offers educational resources and financial planning tools, making it a one-stop solution for managing and growing wealth. With a strong commitment to its members’ financial well-being, SoFi continues to innovate and expand its services to meet the evolving needs of its user base.  Year Founded: It was founded in 2011 at Stanford University with the mission to help individuals achieve financial independence and realize their aspirations. Over the years, it has expanded its range of financial products and services to support its members in various aspects of their financial journey. CEO: Anthony Noto, the CEO of SoFi, has been instrumental in steering the company towards significant growth and innovation. With his extensive experience in finance and technology, Noto has strengthened SoFi’s position as a leading fintech company.  Headquarters: Based in the tech hub of San Francisco, SoFi leverages its strategic location to foster innovation and deliver cutting-edge financial solutions to its members. Why choose Sofi? Competitive Rates: Attractive Offers: SoFi provides competitive interest rates on various products, including loans and savings accounts. This makes it easier for members to save money and manage their debt efficiently. Wide Range of Services: Comprehensive Solutions: SoFi offers a diverse range of financial products, including student loans, personal loans, mortgages, credit cards, and investment services. This all-in-one approach ensures that members can find all the financial tools they need in one place. User-Friendly Platform: Ease of Use: SoFi’s online and mobile banking platforms are designed to be intuitive and user-friendly, allowing members to manage their finances easily and efficiently from anywhere. Financial Wellness Programs: Holistic Support: SoFi is committed to its members’ financial well-being. It offers various programs and resources, such as career coaching, financial planning, and community events, to help members achieve their financial goals and improve their overall financial health. Innovative Technology: Advanced Solutions: SoFi leverages cutting-edge technology to provide personalized financial solutions and enhance user experience. Its innovative approach ensures that members have access to the latest tools and resources to manage their finances effectively.

Users can deposit their assets into Solend and earn interest on their deposits. The interest rates are determined by the supply and demand dynamics of the protocol. Users can also borrow assets by using their deposited assets as collateral. The borrowing process on Solend is simple and efficient. Users can choose the asset they want to borrow, specify the amount they need, and provide collateral in the form of other assets. The protocol calculates the maximum borrowing limit based on the collateral provided and the current loan-to-value ratio. Solend uses a liquidation mechanism to ensure the safety of the protocol. If the value of the collateral falls below a certain threshold, the protocol can liquidate the collateral to repay the borrowed amount. This helps to protect lenders from potential losses. The protocol is governed by SOL token holders who can participate in the decision-making process through voting. The governance process ensures that the protocol remains decentralized and community-driven. Solend aims to provide a secure and efficient lending and borrowing experience on Solana. With its algorithmic interest rates and liquidation mechanism, Solend offers users the opportunity to earn interest on their assets and access liquidity when needed. Social Link

Shine aims to simplify the lives of small business owners and freelancers by providing them with a comprehensive solution to manage their finances and administrative tasks. With Shine, entrepreneurs can easily open a pro account online, without the need to visit a physical bank branch. The Shine app offers a user-friendly interface that allows users to easily manage their finances, track expenses, and send professional invoices. Users can also receive real-time notifications for incoming and outgoing payments, ensuring that they are always up to date with their financial transactions. In addition to financial management, Shine also acts as an administrative co-pilot, guiding entrepreneurs through the process of creating and managing their company. The app provides step-by-step guidance on legal and administrative tasks, such as registering a business, filing taxes, and managing contracts. Shine also offers insurance options to protect the equipment and activities of small business owners and freelancers. Users can easily purchase insurance coverage through the app, ensuring that they are protected against potential risks and liabilities. Overall, Shine aims to provide a comprehensive solution for small business owners and freelancers, helping them streamline their financial and administrative tasks, and providing them with the tools and support they need to succeed. Social Link

Scratch loan servicing platform offers a range of features and benefits for both borrowers and lenders. For borrowers, the platform provides a user-friendly interface that allows them to easily understand and manage their loans. They can view their loan details, make payments, and track their progress towards paying off their debt. One of the key features of Scratch is its team of Loan Guides. These Loan Guides are trained professionals who provide personalized guidance and support to borrowers. They help borrowers understand their options, develop a repayment plan that fits their financial situation, and navigate any challenges they may face along the way. Loan Guides are available to borrowers via phone, email, and chat, ensuring that borrowers have access to the support they need whenever they need it. For lenders, Scratch offers a flexible and customizable loan servicing solution. Lenders can partner with Scratch to service any asset class, including private student loans, personal loans, mortgages, and small business loans. Scratch can also customize its platform to meet the specific needs of lenders and borrowers, offering features such as flexible repayment options, automated payment reminders, and integration with other financial tools and systems. By partnering with Scratch as their loan servicer, lenders can benefit from the company expertise in loan servicing and technology. Scratch platform is built on modern technology infrastructure, ensuring scalability, security, and reliability. Lenders can also leverage Scratch data analytics capabilities to gain insights into borrower behavior and make data-driven decisions to grow their businesses. Overall, Scratch is reimagining loan servicing by providing borrowers with visibility and control over their debt, and offering personalized guidance and support. Lenders can partner with Scratch to grow their businesses and benefit from a flexible and customizable loan servicing solution. Social Link

Samba consumer banking services include personal loans, credit cards, mortgages, and savings accounts. They also offer a range of investment products such as mutual funds and brokerage services. For corporate clients, Samba provides a comprehensive suite of financial solutions including corporate lending, trade finance, cash management, and treasury services. They also offer advisory services for mergers and acquisitions, capital raising, and project finance. Samba private banking services cater to high-net-worth individuals and families, offering personalized wealth management solutions, estate planning, and trust services. They also provide Islamic banking services, including Sharia-compliant financing and investment products. Samba is known for its strong customer service and innovative digital banking solutions. They have a user-friendly online banking platform and mobile app, allowing customers to access their accounts and perform transactions conveniently. Overall, It aims to be a trusted financial partner for individuals and businesses in the UAE, providing them with the tools and expertise they need to achieve their financial goals. Social Link

Santander UK offers a wide range of products and services to meet the needs of their customers. In the Retail Banking segment, they provide residential mortgage loans, savings accounts, investments, current accounts, credit cards, personal loans, and insurance. They also offer these services to small businesses with an annual turnover of up to 6.5 million GBP. In the Corporate and Commercial Banking segment, Santander UK provides a range of products and services to meet the needs of larger businesses. This includes loans, bank accounts, and deposits. In the Corporate and Investment Banking segment, Santander UK offers a range of services to corporate and institutional clients. This includes corporate finance, debt and equity capital markets, transaction banking, and treasury services. Santander UK is committed to providing high-quality service to their customers. They have a strong branch network across the UK, as well as digital and telephony channels to ensure customers can access their services in a way that is convenient for them. Santander UK is also committed to supporting the communities in which they operate. They have a number of initiatives in place to help improve financial education and inclusion, support small businesses, and promote sustainable practices. Overall, Santander UK is a leading retail and commercial bank in the UK, offering a wide range of products and services to meet the needs of their customers. They are committed to providing high-quality service and supporting the communities in which they operate. Social Link

SNB offers a wide range of banking products and services to individuals, businesses, and government entities. These include personal and corporate banking, wealth management, investment banking, and treasury services. SNB also provides financing solutions for various sectors such as real estate, construction, energy, and healthcare. In line with the Kingdom Vision 2030, SNB is committed to supporting the growth of small and medium-sized enterprises (SMEs) by providing them with access to financing and advisory services. SNB aims to contribute to the diversification of the Saudi economy by promoting entrepreneurship and innovation. SNB is also focused on digital transformation and innovation. The bank has invested in technology and digital platforms to enhance its customer experience and provide convenient and secure banking services. SNB offers online and mobile banking, allowing customers to access their accounts, make transactions, and manage their finances anytime and anywhere. As a responsible corporate citizen, SNB is committed to sustainable development and social responsibility. The bank actively participates in community development initiatives and supports various social and environmental causes. Overall, SNB is a leading financial institution in Saudi Arabia, playing a crucial role in supporting economic growth and development. With its strong financial position, extensive product offerings, and commitment to innovation, SNB is well-positioned to meet the evolving needs of its customers and contribute to the prosperity of the Kingdom. Social Link

SaveIN aims to provide a seamless and convenient banking experience to its customers. It offers a range of financial products and services, including savings accounts, loans, insurance, and investment options. Customers can access these services through the SaveIN mobile app or website. One of the unique features of SaveIN is its instant finance for healthcare expenses. Customers can avail of medical treatments and services at SaveIN partner stores and clinics and pay for them over time. This feature ensures that customers can access the healthcare they need without worrying about immediate payment. SaveIN also offers a peer-to-peer lending and borrowing platform. Customers can lend or borrow money from their personal social network, including friends, family, and acquaintances. This feature provides an alternative to traditional banking channels and allows customers to access funds quickly and easily. SaveIN works in collaboration with banks, non-banking financial companies, and payment partners to provide the best products and services to its customers. By leveraging these partnerships, SaveIN ensures that its customers have access to a wide range of financial options and experiences. Overall, It is a fintech platform that aims to revolutionize the banking experience by offering unique financial products and services. Whether it instant finance for healthcare expenses or peer-to-peer lending and borrowing, SaveIN provides innovative solutions to meet the diverse needs of its customers. Social Link

Riyad Bank offers a wide range of retail banking products and services to meet the needs of individual customers. These include: 1. Accounts and Deposits: Riyad Bank offers various types of accounts, including current accounts, savings accounts, and time deposits. Customers can choose the account that best suits their needs and enjoy competitive interest rates. 2. Financing Solutions: Riyad Bank provides a range of financing solutions, including personal loans, auto loans, and home financing. These products are designed to help customers achieve their financial goals and provide flexible repayment options. 3. Credit Cards: Riyad Bank offers a variety of credit cards with different features and benefits. Customers can choose from a range of cards that offer rewards, cashback, and exclusive privileges. 4. Investment Products: Riyad Bank offers a range of investment products, including mutual funds, structured products, and equity trading services. These products allow customers to diversify their investment portfolios and potentially earn higher returns. 5. Insurance: Riyad Bank provides a range of insurance products, including life insurance, health insurance, and motor insurance. These products offer customers peace of mind and financial protection against unexpected events. 6. Digital Banking: Riyad Bank offers a comprehensive suite of digital banking services, including online banking, mobile banking, and ATM services. Customers can conveniently manage their accounts, make payments, and access a wide range of banking services anytime, anywhere. 7. International Banking: Riyad Bank offers a range of international banking services, including foreign currency exchange, international money transfers, and trade finance solutions. These services cater to the needs of customers who require cross-border banking services. It is committed to providing excellent customer service and innovative banking solutions to meet the evolving needs of its customers. With its extensive branch network, advanced digital banking capabilities, and comprehensive product offerings, Riyad Bank is well-positioned to serve the financial needs of individuals in Saudi Arabia. Social Link