Remesasvzla

267 Lakeshore Road East, Mississauga, Ontario, L5G 1G8.

Welcome to Remesasvzla: Your Trusted Remittance Service At Remesasvzla, we specialize in providing fast, secure, and reliable remittance services tailored to meet the needs of individuals and families sending money to Venezuela. Our mission is to simplify the process of transferring funds, ensuring that your loved ones receive the support they need, no matter where they are. Our Services Fast and Secure Transfers: We understand that time is of the essence when it comes to sending money. Our platform ensures that your transfers are processed quickly and securely, giving you peace of mind that your funds will reach their destination without delay. Competitive Exchange Rates: At Remesasvzla, we offer competitive exchange rates to maximize the value of your remittance. We strive to provide the best rates in the market, ensuring that your loved ones receive more for every dollar sent. User-Friendly Platform: Our online platform is designed for ease of use, allowing you to send money with just a few clicks. Whether you’re at home or on the go, our service is accessible from any device, making it convenient to manage your remittances. Customer Support: We pride ourselves on our exceptional customer service. Our dedicated support team is available to assist you with any questions or concerns you may have, ensuring a smooth and pleasant experience every time you use our service. Why Choose Remesasvzla? Reliability: With years of experience in the remittance industry, we have built a reputation for reliability and trustworthiness. You can count on us to deliver your funds safely and efficiently. Transparency: We believe in clear communication and transparency in all our transactions. You’ll always know the fees involved and the expected delivery time for your remittance. Commitment to Community: At Remesasvzla, we are dedicated to supporting the Venezuelan community. We understand the challenges faced by families and individuals, and we are here to help bridge the gap by providing accessible financial solutions. Start Sending Money with Remesasvzla Today! Ready to send money to Venezuela with confidence? Join Remesasvzla today and experience the convenience and security of our remittance services. Whether you’re supporting family, friends, or community members, we’re here to help you make a difference!

Financial Services Money services Payment Service Payment Solutions Payment Systems

EssencePay

Canada

Welcome to EssencePay: Your Trusted Payment Processing Solution At EssencePay, we provide a comprehensive suite of payment processing services designed to meet the needs of businesses and individuals around the globe. Our platform is built on the foundations of security, efficiency, and user-friendliness, making every transaction seamless and reliable. Our Services Secure Payment Processing: EssencePay prioritizes the safety of your transactions. Our robust security measures, including advanced encryption technology, ensure that your financial information is protected at all times. Multi-Currency Transactions: With EssencePay, you can easily conduct transactions in multiple currencies. This feature enables businesses to expand their reach and cater to a global audience, enhancing customer convenience and satisfaction. Flexible Payment Options: We offer a variety of payment options, including credit and debit cards, bank transfers, and e-wallets. This flexibility allows your customers to choose their preferred method of payment, increasing conversion rates and customer loyalty. Merchant Services: Our tailored merchant solutions empower businesses to accept online payments effortlessly. With easy integration into your website or e-commerce platform, you can start processing payments quickly and efficiently. Why Choose EssencePay? User-Friendly Interface: Our platform is designed for ease of use, ensuring that both businesses and customers can navigate the payment process without any hassle. Manage your transactions and access your funds with just a few clicks. Dedicated Customer Support: At EssencePay, we are committed to providing exceptional customer service. Our support team is available 24/7 to assist you with any questions or concerns, ensuring a smooth and pleasant experience. Competitive Fees: We understand the importance of cost-effectiveness. EssencePay offers competitive transaction fees, allowing you to maximize your profits while enjoying high-quality service. Commitment to Innovation: We continuously strive to enhance our services and adapt to the evolving needs of our clients. By leveraging the latest technology, we ensure that EssencePay remains at the forefront of the payment processing industry. Experience the EssencePay Advantage Today! Ready to simplify your payment processing? Join the EssencePay community today and discover the benefits of our secure, efficient, and user-friendly payment solutions. Whether you’re an individual or a business, we’re here to support your financial journey with excellence and integrity!

Financial Services Payment Solutions Payment Systems

Solid Trust Pay

1067 Carriage Court Oceanside

Welcome to Solid Trust Pay: Your Reliable Payment Processing Solution At Solid Trust Pay, we are committed to providing secure, efficient, and user-friendly payment processing services for businesses and individuals worldwide. With our innovative platform, you can manage your finances with confidence, whether you’re sending money, receiving payments, or conducting online transactions. Our Services Secure Payment Processing: Solid TrustPay offers a robust payment processing system that ensures your transactions are safe and secure. With advanced encryption and fraud protection measures, you can trust us to keep your financial information protected. Multi-Currency Support: Our platform supports multiple currencies, making it easy for you to transact globally. Whether you’re dealing in USD, EUR, or other currencies, SolidTrust Pay allows you to easily send and receive funds across borders. E-Wallet Services: Enjoy the convenience of managing your funds with our digital wallet. With Solid Trust Pay, you can store, send, and receive money effortlessly, all from a user-friendly interface available on desktop and mobile devices. Merchant Solutions: We provide tailored solutions for merchants, enabling you to accept online payments seamlessly. Our integration options make it easy to add Solid Trust Pay to your existing website or e-commerce platform. Why Choose Solid Trust Pay? User-Friendly Interface: Our platform is designed with you in mind. We offer an intuitive user experience that makes it easy to navigate, manage transactions, and access your funds whenever you need them. 24/7 Customer Support: At Solid Trust Pay, we believe in exceptional customer service. Our dedicated support team is available around the clock to assist you with any questions or issues you may encounter, ensuring you have the help you need when you need it. Low Fees: We’re committed to providing value. Solid Trust Pay offers competitive fees for transactions, allowing you to keep more of your money while enjoying top-notch service. Commitment to Security: Your security is our top priority. With state-of-the-art technology and strict compliance with industry standards, we ensure that your transactions are processed safely and securely. Join the Solid Trust Pay Community Today! Ready to take control of your financial transactions? Sign up with Solid Trust Pay today and experience the convenience and security of our payment processing services. Whether you’re an individual or a business, we’re here to support your financial journey with integrity and expertise!

Financial Services Online Payments Payment Gateway Payment Solutions Payment Systems

Moota

Moota.co is a powerful web-based application designed to streamline financial management for businesses in Indonesia. It offers a centralized dashboard where users can automatically track and reconcile bank transactions and account balances across multiple banks. This automation eliminates the need for manual checks, saving valuable time and reducing the risk of errors. Moota.co is especially beneficial for online businesses, providing real-time updates and comprehensive financial insights that help in making informed decisions. By integrating seamlessly with various banking systems, Moota.co enhances efficiency, transparency, and overall financial control for its users. Year Founded: Moota was founded in 2017, and it has quickly grown to become a vital tool for financial management in Indonesia. CEO: Under the leadership of CEO Bayu Hadi Yulianto, Moota has expanded its services and user base, making significant strides in the fintech industry. Headquarters: Based in Bandung, Moota operates from a key city in Indonesia, allowing it to effectively serve its users across the country. Why Choose Moota? Simplified Financial Management: Centralized Dashboard: Moota consolidates all your bank accounts into one easy-to-use dashboard. This means you can monitor transactions and balances from multiple banks in one place, significantly simplifying financial management.  Time-Saving Automation: Automatic Transaction Tracking: It automates the process of tracking bank transactions and updating account balances. This automation saves valuable time and reduces the need for manual checks, allowing businesses to focus on more strategic activities. Enhanced Security: Robust Security Measures: Moota employs advanced security protocols to ensure that your financial data is protected. This commitment to security provides peace of mind and builds trust among its users. Comprehensive Financial Insights: Real-Time Updates: With it, you receive real-time updates on your financial transactions, enabling you to make informed decisions quickly. The platform also offers customizable financial reports that provide detailed insights into your spending patterns and overall financial health.  Support for Businesses: Streamlined Operations: It is designed to help businesses streamline their financial operations. By automating routine tasks and providing comprehensive financial insights, It supports business growth and efficiency.

ShopeePay

ShopeePay is a digital wallet and mobile payment service introduced by Shopee, one of Southeast Asia and Taiwan’s leading e-commerce platforms. ShopeePay enhances the shopping experience by allowing users to add funds to their digital wallets and make secure, seamless transactions for online and offline purchases. The service offers a variety of features, including QR code payments, mobile reloads, and bill payments, making it a versatile tool for everyday financial needs. Additionally, ShopeePay facilitates easy refunds and cashback, providing added value and convenience to its users. With its integration into the Shopee ecosystem, ShopeePay is designed to simplify and streamline the payment process, fostering a cashless and efficient shopping environment. Year Founded: Launched in 2014, ShopeePay has become a vital part of the e-commerce ecosystem in Southeast Asia and Taiwan, enhancing the shopping experience with its seamless payment solutions. CEO: Under the leadership of CEO Chris Feng, ShopeePay has expanded its services and grown its user base, establishing itself as a leading digital wallet in the region. Headquarters:  Based in Singapore, ShopeePay operates from a strategic hub that supports its expansive reach across Southeast Asia and Taiwan. Why Choose ShopeePay? Seamless Integration: Convenient Payments: Shopee Pay integrates seamlessly with the Shopee e-commerce platform, allowing users to make quick and secure payments for their online purchases. This integration ensures a smooth shopping experience without the need to switch between different payment methods.  Versatile Payment Options: QR Code Payments: ShopeePay supports QR code payments, enabling users to make transactions at various participating merchants, both online and offline, with ease. Mobile Reloads and Bill Payments: Users can conveniently top up their mobile credits and pay bills directly through the ShopeePay app, streamlining their financial management. Security and Trust: Advanced Security Measures: ShopeePay employs robust encryption and authentication protocols to ensure that user data and transactions are secure. This commitment to security builds trust among users and encourages the adoption of digital payments. Value-Added Benefits: Cashback and Refunds: Shopee Pay offers cashback and easy refund processes, providing added value and enhancing the overall user experience. These incentives make transactions more rewarding and encourage repeated use. Financial Inclusion: Accessibility: By offering a digital wallet solution, Shopee Pay promotes financial inclusion by making financial services accessible to a broader audience, including those who may not have access to traditional banking services. This inclusivity fosters economic growth and empowers more individuals to manage their finances effectively. User-Friendly Interface: Ease of Use: The ShopeePay app is designed to be intuitive and easy to navigate, ensuring that users of all ages and technical backgrounds can utilize its features with minimal effort.

OVO

OVO is a leading digital wallet and payment service in Indonesia, developed by PT Visionet Internasional. It enables users to make seamless payments, transfer money, and accumulate loyalty points across a vast network of over 500,000 partner merchants. Widely accepted at convenience stores, online shopping platforms like Tokopedia, and ride-hailing services like Grab, It simplifies daily transactions. Additionally, it offers various financial services, including bill payments, mobile reloads, and travel insurance. With its user-friendly interface and extensive functionality, It continues to play a significant role in driving Indonesia’s digital financial inclusion and cashless society initiatives. Year Founded: Launched in 2017, It has quickly risen to become one of Indonesia’s leading digital wallet and payment services, revolutionizing the way users handle financial transactions. CEO: Under the leadership of CEO Karaniya Dharmasaputra, OVO has expanded its services and grown its user base, solidifying its position in the fintech landscape. Headquarters: Based in the capital city, Jakarta, OVO operates from a strategic location that enables it to effectively serve its wide user base across the country. Why Choose OVO?  Comprehensive Financial Services: Diverse Offerings: It provides a wide array of financial services including seamless payments, money transfers, bill payments, mobile reloads, and insurance. This makes it a one-stop solution for various financial needs. Extensive Merchant Network: Wide Acceptance: OVO is accepted at over 500,000 merchant locations, including convenience stores, online platforms like Tokopedia, and ride-hailing services like Grab. This extensive network ensures that users can rely on OVO for most of their daily transactions. Secure and Convenient: Advanced Security: It uses advanced encryption and authentication protocols to protect user data and transactions, ensuring a high level of security. User-Friendly Interface: The app is designed to be intuitive and easy to navigate, catering to users of all tech-savviness levels. Loyalty and Rewards: OVO Points: Users earn OVO Points with every transaction, which can be redeemed for discounts and special offers at partner merchants, adding value to every purchase.  Financial Inclusion: Accessibility: It promotes financial inclusion by making financial services accessible to a broader audience, including those who may not have access to traditional banking services. This helps bridge the gap between the unbanked population and essential financial services. Commitment to Innovation: Continuous Improvement: OVO is committed to continuous innovation, regularly introducing new features and services to meet the evolving needs of its users. This focus on improvement ensures that OVO remains a leading player in the digital finance sector.  

Kakao Pay

KakaoPay, developed by the South Korean tech giant Kakao, is a versatile mobile payment and digital wallet service that has significantly transformed the financial transaction landscape in South Korea. Seamlessly integrated with KakaoTalk, the nation’s most popular messaging app, Kakao Pay enables users to make contactless payments via near-field communications (NFC) and QR codes, making financial transactions as easy as sending a text message. In addition to facilitating everyday transactions, KakaoPay offers a comprehensive suite of financial services, including investments, loans, and insurance, all within a user-friendly app. This integration of services not only simplifies financial management but also enhances user convenience and security, solidifying Kakao Pay’s position as a cornerstone in the daily financial activities of millions of South Koreans. Year Founded: KakaoPay, launched in 2014, is a key player in South Korea’s fintech landscape, providing a wide range of financial services. CEO: Under the guidance of CEO Kim Beom-su, KakaoPay has grown and diversified its offerings, becoming a trusted name in digital finance. Headquarters: Based in Seongnam, KakaoPay operates from a strategic location that supports its innovative and tech-driven approach to financial services. Why Choose KakaoPay? Seamless Integration with KakaoTalk: User Convenience: Integrated with KakaoTalk, South Korea’s most popular messaging app, Kakao Pay allows users to handle financial transactions as easily as sending a message. This integration enhances user convenience and accessibility. Comprehensive Financial Services: Diverse Offerings: KakaoPay provides a wide array of services beyond basic payments, including investments, loans, and insurance. This makes it a one-stop solution for managing various financial needs. Contactless Payments: Modern Transactions: Using near-field communications (NFC) and QR codes, KakaoPay facilitates secure, contactless payments. This modern approach to transactions ensures safety and ease of use. Robust Security: Data Protection: With advanced encryption and authentication protocols, KakaoPay ensures that user data and transactions are protected. This commitment to security builds trust among users. User-Friendly Interface: Ease of Use: The app is designed to be intuitive, catering to users of all tech-savviness levels. This ensures that everyone can navigate and use the platform with ease. Financial Inclusion: Accessibility: KakaoPay promotes financial inclusion by making financial services accessible to a broader audience, including those who might not have access to traditional banking services. Innovation and Continuous Improvement: Future-Ready: KakaoPay is committed to continuous improvement and innovation, regularly introducing new features and services to meet the evolving needs of its users.

Advanced FX

108 17th St W, North Vancouver, BC V7M 1V4

Welcome to Advanced FX: Your Premier Foreign Exchange Partner At Advanced FX, we specialize in delivering exceptional foreign exchange services designed to meet the needs of businesses and individuals in a rapidly changing global economy. Our expertise, innovative technology, and customer-centric approach make us the ideal partner for all your currency exchange and international payment needs. Our Services Foreign Exchange Solutions Whether you’re a business looking to hedge against currency risk or an individual needing to exchange currency for travel, Advanced FX offers a comprehensive range of foreign exchange services. We provide competitive rates and tailored solutions to ensure you get the best value for your transactions. Real-Time Market Data Stay ahead of the curve with access to real-time market data and insights. Our platform empowers you with the information you need to make informed decisions about your currency exchanges and international payments, ensuring you capitalize on favorable market conditions. Global Payments Expand your business reach with our global payment solutions. Advanced FX simplifies the process of sending and receiving payments internationally, allowing you to transact with confidence. Our secure platform ensures that your funds are transferred quickly and efficiently, without hidden fees or unnecessary delays. Why Choose Advanced FX? Expertise You Can Trust With years of experience in the foreign exchange market, our team of professionals is dedicated to providing you with expert guidance and support. We understand the complexities of currency exchange and are here to help you navigate them with ease. Customizable Solutions At Advanced FX, we recognize that every client’s needs are unique. That’s why we offer customizable solutions tailored to your specific requirements. Whether you need spot contracts, forward contracts, or options, we work closely with you to develop a strategy that aligns with your financial goals. Commitment to Transparency We believe in transparency and honesty in all our dealings. With Advanced FX, you can expect clear communication, straightforward pricing, and no hidden fees. Our commitment to transparency ensures that you have complete confidence in your transactions. Dedicated Customer Support Our customer support team is always ready to assist you. Whether you have questions about our services, need help with a transaction, or want to understand market trends, we are here to provide timely and knowledgeable support. Experience the Advanced FX Advantage Today! Are you ready to elevate your foreign exchange experience? Contact Advanced FX today to learn more about our services and how we can help you achieve your currency exchange and international payment goals. With our commitment to excellence and customer satisfaction, we’re here to support you every step of the way!

Financial Services Payment Gateway Payment Solutions Payment Systems

GCash

GCash is a leading mobile wallet service in the Philippines, owned by Globe Fintech Innovations, Inc. (Mynt) and operated by G-Xchange, Inc. It offers a comprehensive suite of financial services, making daily transactions easier and more accessible for users. With GCash, users can send money, pay bills, shop online, buy load, and even invest—all through a user-friendly mobile app. It also supports QR-based payments and links to bank accounts, further enhancing its convenience. Trusted by millions of Filipinos, It provides a secure, reliable, and efficient way to manage finances, promoting financial inclusion and digital transformation in the country. Year Founded: Since its launch, GCash has grown to become one of the most popular mobile wallets in the Philippines, providing a wide range of financial services to millions of users. CEO: Under the leadership of Martha Sazon, GCash has focused on innovation and expanding its services to meet the evolving needs of its users. Headquarters: Situated in the business district of Bonifacio Global City, GCash operates from a prime location that allows it to effectively serve its large user base. Why Choose GCash? Financial Inclusion: GCash plays a significant role in promoting financial inclusion by providing access to financial services for millions of Filipinos who may not have traditional bank accounts. This helps bridge the gap between the unbanked population and essential financial services. Convenience: The GCash app is designed to simplify a variety of financial transactions, all in one place. Users can easily send money, pay bills, purchase mobile load, and even invest in financial products, right from their mobile phones. Wide Network: GCash has partnered with a vast network of merchants and billers, making it convenient for users to transact with a wide range of businesses and service providers. This extensive network enhances the app’s usability and value. Security: Security is a top priority for GCash. The platform uses advanced encryption and authentication protocols to protect users’ financial data and ensure secure transactions. This commitment to security helps build trust among its users. Innovative Services: GCash continually introduces new features and services to enhance the user experience. Some notable innovations include GCredit for instant loans, GSave for savings accounts, and GInvest for investment opportunities. These services provide users with more options to manage their finances effectively. Support for Overseas Filipinos: GCash enables Filipinos living abroad to send money and pay bills back home, making it a valuable tool for maintaining financial connections with family and friends in the Philippines.

Jappoo Transfer

Canada

Welcome to Jappoo Transfer: Your Reliable Partner for Fast and Secure Money Transfers At Jappoo Transfer, we understand that sending money across borders should be simple, fast, and affordable. Our mission is to provide a seamless money transfer experience that empowers you to connect with family, friends, or business partners anywhere in the world. Our Services International Money Transfers Send money quickly and securely with Jappoo Transfer. Our platform allows you to transfer funds internationally in just a few clicks. Whether it’s for remittances, gifts, or business transactions, enjoy competitive exchange rates and low fees, ensuring that your recipients get the most from your support. Real-Time Tracking Stay informed about your transfers with our real-time tracking feature. From the moment you initiate your transaction until it reaches its destination, you can monitor the progress of your funds, providing you with peace of mind and transparency every step of the way. User-Friendly Interface Our platform is designed with you in mind. With a clean and intuitive interface, sending money has never been easier. Whether you’re using a computer or a mobile device, the process is straightforward, allowing you to send money anytime, anywhere. Why Choose Jappoo Transfer? Fast and Reliable With Jappoo Transfer, you can count on your money reaching its destination quickly. We prioritize speed and reliability, ensuring that your transactions are processed efficiently without unnecessary delays. Low Fees and Competitive Rates We believe that sending money shouldn’t break the bank. Jappoo Transfer offers low fees and competitive exchange rates, allowing you to send more to your loved ones or business associates without worrying about high costs. Dedicated Customer Support Our customer support team is here to assist you with any questions or concerns you may have. We pride ourselves on providing excellent service and are committed to helping you navigate your money transfer needs with ease. Secure Transactions Your security is our top priority. We utilize advanced encryption and security protocols to ensure that your personal and financial information is protected, giving you confidence in every transaction. Start Transferring with Jappoo Transfer Today! Are you ready to experience hassle-free international money transfers? Contact Jappoo Transfer today to learn more about our services and how we can assist you in connecting with your loved ones or conducting business globally. With our commitment to excellence and customer satisfaction, we are here to support you every step of the way!

Financial Services Payment Gateway Payment Solutions Payment Systems

Alpine Currency

Unit 109-12827 76th Ave Surrey B.C. V3W 2V3

Welcome to Alpine Currency: Your Gateway to Seamless Currency Exchange At Alpine Currency, we specialize in providing efficient and reliable currency exchange services tailored to meet the needs of individuals and businesses alike. Our mission is to simplify the process of exchanging currencies, ensuring that you can focus on what truly matters while we handle the complexities of global finance. Our Services Effortless Currency Exchange Experience hassle-free currency exchange with Alpine Currency. Our user-friendly platform allows you to exchange a wide range of currencies quickly and securely. Whether you’re traveling abroad, making international purchases, or managing business transactions, we provide competitive rates and transparent fees, ensuring you get the best value for your money. Real-Time Currency Rates Stay informed with our real-time currency conversion rates. We provide up-to-date information on exchange rates, allowing you to make informed decisions when exchanging currencies. With Alpine Currency, you can avoid hidden fees and unexpected costs, ensuring a smooth transaction every time. Global Payment Solutions Our comprehensive payment solutions enable you to send and receive money internationally with ease. Whether you need to make a one-time payment or set up recurring transactions, our platform is designed to accommodate your needs, providing a seamless experience from start to finish. Why Choose Alpine Currency? Expertise You Can Trust With years of experience in the currency exchange industry, our team of experts is dedicated to providing you with the highest level of service. We understand the intricacies of global finance and are here to guide you through every step of the process. Customer-Centric Approach At Alpine Currency, we prioritize our customers. We take the time to understand your unique needs and tailor our services accordingly. Our commitment to exceptional customer service ensures that you receive the support you need, whenever you need it. Secure Transactions Your security is our top priority. We utilize advanced encryption technology and secure payment methods to protect your personal and financial information, giving you peace of mind with every transaction. Start Your Currency Exchange Journey with Alpine Currency Today! Are you ready to simplify your currency exchange experience? Contact Alpine Currency today to learn more about our services and how we can assist you in achieving your financial goals. With our commitment to excellence and customer satisfaction, we’re here to support you every step of the way!

Financial Services Payment Gateway Payment Solutions Payment Systems

Shift

Canada

Welcome to Shift: Simplifying Global Payments for You In today’s fast-paced world, modernized global payments are essential for saving time, reducing stress, and maximizing your financial resources. With Shift Connect, you can say goodbye to tedious bank visits, extended wait periods, and hidden banking fees. Enjoy real-time rates, favorable conversions, and instant transactions, allowing you to focus on what matters most in your life or business. Our Services Global Money Transfers Experience the freedom of sending money quickly and securely with our intuitive global payments platform. In just a few clicks, you can access real-time currency conversions, send and receive payments, and take advantage of competitive exchange rates. With Shift, you can avoid hidden fees and misinformation while managing your transfers from the comfort of your home or office with total confidence. International Payment Processing Gain immediate access to the global marketplace with our innovative platform designed for seamless international payment processing. Effortlessly process payments, make foreign exchange (FX) transfers, and book trades securely and in real-time. We simplify the complexities of international payments, breaking down barriers so you can effortlessly send money abroad without worrying about logistics or unexpected costs. Our wide range of foreign exchange solutions—including multi-currency accounts and risk management—empowers you to handle global financial operations as easily as local transactions. Why Choose Shift Connect? Your Money Moves Globally & Effortlessly At Shift, saving you time and money on global transactions isn’t just a goal; it’s our promise. We pride ourselves on being your trusted provider of foreign exchange and global payments solutions, delivering expert guidance and seamless transactions. Join Our Community Become part of a thriving network of businesses and individuals who trust Shift Connect to facilitate their global payment needs. Experience the ease and reliability of our services, and let us help you navigate the complexities of international finance. Start Your Journey with Shift Connect Today! Are you ready to transform how you manage your global payments? Contact Shift today to learn more about our innovative solutions and how we can streamline your international transactions. With Shift Connect, your money is in good hands, moving globally and effortlessly!

Financial Services Payment Gateway Payment Solutions Payment Systems
1 59 60 61 62 63 397