Lintel Bank aims to provide a comprehensive range of financial services tailored specifically to the needs of international students and workers. Our innovative product offering will include banking services, remittance services, foreign exchange, and investment options. One of the key features of Lintel Bank is our global marketing strategy. We understand that international students and workers have unique financial needs and preferences, and we aim to cater to these needs through targeted marketing campaigns. Our marketing efforts will focus on reaching out to potential customers through various channels, including social media, online advertising, and partnerships with educational institutions and international organizations .Lintel Bank will also leverage technology to provide a seamless and convenient banking experience for our customers. We will offer a user-friendly mobile banking app that allows customers to easily manage their accounts, make transactions, and access a range of financial services. Additionally, our customer support team will be available 24/7 to assist customers with any queries or issues they may have. In terms of remittance services, Lintel Bank will offer competitive rates and fast transfer times to ensure that international students and workers can easily send money to their home countries. We will also provide foreign exchange services at competitive rates, allowing customers to exchange currencies conveniently and at a fair price. Furthermore, Lintel Bank will offer investment options tailored to the needs of international students and workers. We understand that many of our customers may have long-term financial goals, such as saving for education or retirement, and we will provide investment products that align with these goals. Overall, Lintel Bank aims to be a trusted financial partner for international students and workers, providing them with the financial services they need to thrive in their new countries. Through our innovative product offering and global marketing strategy, we are confident that we can meet the unique needs of this customer segment and establish ourselves as a leading financial service provider in this market. Social Link

Klarna can be best described as a buy now, pay later (BPNL) service that provides customer financing for both online retail and in-store purchases. Available in 31 countries and growing, Klarna has its own marketplace with more than 147 million happy shoppers and a mobile application to complete purchases on the go. Considered to be one of the best overall BNPL apps for merchants, Klarna facilitates integration with several third-party systems such as BigCommerce, Shopify, and more. The payment processing platform of Klarna helps businesses provide a secure checkout experience to customers with several payment methods. It offers multiple financing options including Pay-in-4, pay in 30 days, or 6- to 36-month plans. Overall, Klarna is a good choice for high-revenue businesses, businesses processing international sales, small and growing businesses, and retailers looking for seller protection. One of the best things about Klarna is its seller protection program under which all fraud and credit risk is borne by Klarna when its financing services are utilized by customers. In other words, businesses get paid in full when purchases are made and they are not responsible to collect payments or issue late fees. Klarna Merchant Pricing Monthly service fees: $0 Processing fees: 3.39%–5.99% + 30 cents Application and sign-up: $0 Onboarding fees: $0 Payout schedule: Determined in contract based on needs Risk: 0% APRs: 7.99% to 29.99% Repayment term: Six weeks to 24 months Late fees: $7 to $35 Funding timeline: Instant Compatible payment providers: PeachPay, Gr4vy, Stripe, Adyen, Digital River, Radial, and Cybersource Compatible eCommerce platforms: Adobe Commerce, BigCommerce, Cirkuit Commerce, Episerver, PrestaShop, Salesforce Commerce Cloud, Jibe, Wonderkind, Wix, WooCommerce, SAP, and Shift4Shop. Deployment Options: Cloud, SaaS, Web-based, On-Premise Windows, and On-Premise Linux Klarna support: 24/7 (Live rep), FAQs/Forum, and Knowledge Base Year Founded: Klarna was founded in 2005. CEO: The CEO of Klarna is Sebastian Siemiatkowski. Headquarters: Klarna is headquartered in Stockholm, Sweden. They also have offices in New York City. Why Choose Klarna? Flexible Payment Options: Klarna offers a variety of payment solutions for online storefronts. Their service allows online consumers to pay for items in installments. Interest-Free Payments: Klarna doesn’t charge interest on their Pay in 4 option, and there are no fees when you pay on time. Consumer-Centric Approach: Klarna puts consumer needs at the heart of their business. Safe and Secure: Klarna’s “Buy Now, Pay Later” brought a whole new level of trust and security to the online experience. Global Presence: Klarna is a global financial technology company providing online financial services to over 60 million consumers across 14 countries. Risk Appetite Processing currencies: EUR, GBP, USD Settlement Currencies: EUR, GBP, and USD Features Recurring Payments Solutions Online Payments Accepted Industries E-commerce, Financial Services, Gambling, Gaming, Hospitality, and Travel Social Link

Customers can contact Knab’s customer service team through various channels. They can reach out via phone, email, or live chat. Knab’s customer service team is available from Monday to Friday, between 8:00 AM and 10:00 PM, and on Saturdays from 9:00 AM to 5:00 PM. Customers can call Knab’s customer service at 0900-262 63 28 (€0.10 per minute). For international calls, the number is +31 30 303 1600. They can also send an email to klantenservice@knab.nl or use the live chat feature on the Knab website. It aims to provide personalized and human service to its customers. Their customer service team is trained to assist with various inquiries, including account-related questions, technical issues, product information, and general support. Social Link

Koalafi’s payment and finance solution is designed to provide flexibility and convenience for both merchants and customers. By offering a variety of pay-over-time plans, Koalafi enables merchants to attract and retain customers who may not have the means to make a full payment upfront. For customers, Koalafi’s platform allows them to make purchases and pay for them over time, making it easier to manage their finances. Whether they have excellent credit or no credit at all, Koalafi offers options that cater to their specific needs. Koalafi’s advanced technology and analytics ensure that the application process is seamless and efficient. Customers can apply for financing through a single application, eliminating the need for multiple applications and credit checks. This not only saves time but also reduces the hassle for customers. In addition to the convenience of the platform, Koalafi also provides world-class support to both merchants and customers. Their team is dedicated to ensuring that all transactions and inquiries are handled promptly and professionally. Overall, Koalafi’s payment and finance solution is revolutionizing the way merchants offer financing options to their customers. With their innovative platform, merchants can expand their customer base and increase sales, while customers can enjoy the flexibility and convenience of pay-over-time plans. Social Link

Kodo’s corporate card is designed to simplify expense management for businesses. With the integrated expense management tool, users can easily track and categorize their expenses, generate expense reports, and streamline the reimbursement process. In addition to the expense management features, Kodo also offers a credit line to help businesses manage their cash flow. Users can access interest-free credit for up to a month on their Kodo card spending, providing them with flexibility and convenience. Kodo also understands that businesses may have large expenses that they prefer to convert into EMIs (Equated Monthly Installments). With Kodo, users can easily convert their large expenses into EMIs with just a few taps on the app, making it easier to manage their cash flow. Furthermore, Kodo offers instant business loans for working capital. This feature allows businesses to access funds quickly and easily, providing them with the financial support they need to grow and expand. Overall, It aims to automate repetitive financial tasks and provide businesses with the tools they need to spend smarter and focus on building their businesses. With its integrated expense management tool, credit line, EMI conversion, and instant business loans, Kodo offers a comprehensive solution for businesses’ financial needs. Social Link

KOHO aims to provide a seamless and user-friendly banking experience for its customers. With their mobile app, users can easily manage their finances, track their spending, and set financial goals. The app also offers real-time notifications and insights to help users make informed financial decisions. One of the key features of KOHO is its cashback program. Users can earn instant cashback on every purchase made with their KOHO card. The cashback is automatically added to their account and can be used for future purchases or transferred to a savings goal. KOHO also offers a round-up saving feature, where users can automatically round up their purchases to the nearest dollar and save the difference. This helps users save money effortlessly and reach their savings goals faster. In addition to these features, KOHO provides a variety of other benefits to its customers. These include no monthly fees, no foreign exchange fees, and free ATM withdrawals at select locations. KOHO also offers a personalized budgeting tool that helps users track their spending and stay on top of their financial goals. Overall, KOHO is focused on providing a customer-centric banking experience that is convenient, transparent, and rewarding. With its innovative features and user-friendly interface, KOHO aims to make banking more accessible and enjoyable for Canadians. Social Link

To open a Kontist business account, follow these steps: 1. Visit the Kontist website (https://kontist.com/) and click on the “Open an account” button. 2. Fill in your personal information, including your name, email address, and phone number. 3. Choose the type of business account you want to open. Kontist offers different account options based on your business needs. 4. Provide your business information, including your business name, legal form, and tax number. 5. Upload the required documents. Kontist will ask for identification documents, such as your passport or ID card, as well as any necessary business documents, such as your business registration or tax certificate. 6. Verify your identity. Kontist may require you to complete a video identification process or provide additional documents to verify your identity. 7. Wait for approval. Kontist will review your application and documents. Once approved, you will receive an email with further instructions. 8. Download the Kontist mobile app from the App Store (for iPhone) or Google Play Store (for Android). 9. Log in to the app using the credentials provided in the email. 10. Set up your account preferences, such as choosing a PIN for your debit card and setting up notifications. 11. Activate your Kontist debit card. You will receive your card by mail, and you can activate it through the app. 12. Start using your Kontist business account. You can manage your finances, make payments, and track your transactions directly from the mobile app. Note: It currently only accepts applications from residents of Germany. Make sure you meet the residency requirements before applying. Social Link

As an electronic money institution, Koronapay Europe Limited provides services related to money transfers within Europe. This includes facilitating the transfer of funds between individuals and businesses, both domestically and internationally. Koronapay Europe Limited operates under the supervision and regulation of the Central Bank of Cyprus. This means that the institution must comply with the regulatory requirements set by the Central Bank, including anti-money laundering and customer protection measures. By being authorized and regulated by the Central Bank of Cyprus, Koronapay Europe Limited is able to provide its customers with a secure and reliable platform for their money transfer needs. Customers can trust that their funds are being handled by a licensed institution that is subject to regulatory oversight. Overall, Koronapay Europe Limited aims to provide efficient and convenient money transfer services to individuals and businesses in Europe, while ensuring compliance with regulatory requirements to protect the interests of its customers. Social Link

Kroo offers a range of features and services to help you manage your money and socialize with friends. With the Kroo app, you can split bills, send and request money from friends, and track your spending. The app also provides insights into your spending habits and offers personalized recommendations to help you save money. As a Kroo customer, you will receive a Kroo debit Mastercard that you can use for everyday purchases and ATM withdrawals. The card is accepted worldwide wherever Mastercard is accepted. It is committed to providing a safe and secure banking experience. Your funds are held in a segregated account with a regulated bank, and It uses advanced security measures to protect your personal and financial information. In addition to the app and debit card, It also offers a range of additional services, such as savings accounts, loans, and insurance. These services will be available once Kroo becomes a fully licensed bank. Overall, It aims to make managing your money and socializing with friends a seamless and enjoyable experience. Social Link

KuCoin is a digital currency exchange that allows users to buy coins with a credit card, bank transfer, and Apple Pay with data security. In 2017, the Seychelles-based crypto exchange was launched with an initial coin offering and ranks today among the world’s top 10 largest crypto exchanges by volume. It has partnered with Singapore-based crypto asset security platform, Onchain Custodian, which maintains custody of KuCoin’s crypto assets. KuCoin’s platform offers standard security measures, including identity verification, trading passwords and anti-phishing phrases. KuCoin deployment options: Cloud, SaaS, Web-based, On-Premise Windows, and On-Premise Linux KuCoin Support: FAQs/Forum, Email/Help Desk, and Chat Why Choose Kucoin? A wide range of cryptocurrencies Appealing to both traders and investors Easy-to-adapt interface and comprehensive functionalities Good dashboard and a lot of market information Competitive trading fees Volume discounts on fees Offers advanced features like margin trading and futures trading U.S. users can access a margin account for trading crypto Charges rock-bottom fees and supports trading in a huge range of cryptocurrencies Offers a 20% discount on trading fees when using its token, KuCoin Token (KCS) More than 700 coins are supported by the KuCoin platform Proprietary trading terminal is convenient for both novice traders and professionals Social Link

Kuda aims to provide a seamless and convenient banking experience to its customers through its mobile app. The app allows users to manage their finances, make payments, transfer funds, and track their spending. Kuda also offers features such as automatic savings, budgeting tools, and real-time transaction notifications. One of the key advantages of Kuda is its focus on affordability. The bank does not charge any monthly fees for its basic checking account, and customers can make unlimited free transfers to other banks. Kuda also offers competitive interest rates on savings accounts, allowing customers to grow their money. In terms of security, Kuda employs advanced encryption and authentication measures to protect customer data and transactions. The bank also offers biometric authentication options such as fingerprint and facial recognition for added security. It has gained popularity in Nigeria due to its user-friendly interface, transparent fee structure, and commitment to providing financial services to the unbanked population. The bank has plans to expand its services to other African countries in the future. Social Link

With Payment Platform by KyckGlobal, businesses can streamline their payment processes by accessing multiple payment methods from a single platform. This eliminates the need for multiple systems and simplifies the reconciliation process KyckGlobal’s platform is designed to integrate with existing payroll systems, making it easy for companies to implement and use. The platform offers a range of features and benefits, including: 1. Multiple payment options: KyckGlobal allows payers to offer their payees a variety of payment methods, including Same Day ACH, Debit, PayPal, Stored Value Card, Cash, and even Bitcoin. This flexibility allows payees to choose the payment method that works best for them. 2. Segmentation and grouping: Payers can segment their payees into different groups based on various criteria, such as location, job type, or payment frequency. This allows payers to remit payments to different groups of payees at different times, streamlining the payment process. 3. Out-of-cycle payments: KyckGlobal enables payees to split and request out-of-cycle payments, providing them with greater flexibility and control over their finances. This feature can be particularly useful for contract workers who may need to be paid for additional work or expenses outside of their regular payment schedule. 4. Document storage: The platform includes a document storage feature, allowing payers to securely store and manage important documents related to their contract workforce. This can include tax forms, contracts, and other relevant documents. 5. Tax form generation: KyckGlobal can generate tax forms, such as 1099s, for payees, simplifying the tax reporting process for both payers and payees. This can save time and reduce the risk of errors when it comes to tax compliance. 6. Payment statements: Payees can access payment statements through the platform, providing them with a clear and transparent view of their payment history. This can help payees track their earnings and ensure they are being paid correctly. Overall, KyckGlobal’s platform offers a comprehensive solution for managing and paying contract workforces. Its flexible payment options, segmentation capabilities, and additional features make it a valuable tool for companies looking to streamline their payment processes and provide a better experience for their contract workers. Social Link