Daylight

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Daylight offers a range of features and benefits tailored to the LGBTQ+ community. These include: 1. Financial Education: Daylight provides educational resources and tools to help members improve their financial literacy and make informed decisions about their money. This includes articles, guides, and interactive tools to help members understand topics such as budgeting, saving, investing, and credit. 2. Banking Services: Daylight offers a full suite of banking services, including checking and savings accounts, debit cards, and mobile banking. Members can easily manage their money, make payments, and track their spending through the Daylight app. 3. Community Support: Daylight aims to create a sense of community among its members. The platform provides a space for members to connect with each other, share experiences, and find support. Daylight also partners with LGBTQ+ organizations and advocates to provide additional resources and support. 4. LGBTQ+ Affirming: Daylight is committed to creating a safe and inclusive space for its members. The platform uses gender-neutral language and avoids assumptions about members’ identities. Daylight also actively works to address the unique financial challenges faced by the LGBTQ+ community, such as discrimination, healthcare costs, and legal issues. 5. Personalized Financial Planning: Daylight offers personalized financial planning services to help members set and achieve their financial goals. Members can work with financial advisors who understand the specific needs and challenges of the LGBTQ+ community. 6. Social Impact: Daylight is dedicated to making a positive impact on the LGBTQ+ community. The platform donates a portion of its revenue to LGBTQ+ organizations and initiatives. Members can also choose to round up their purchases and donate the spare change to LGBTQ+ causes. Overall, Daylight aims to empower and support the LGBTQ+ community by providing accessible and inclusive financial services, educational resources, and a sense of community. Social Link

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Decent Finance Limited, operating as WLX, is a UK-based electronic money institution that specializes in mobile wallets. As of 2019, the company had total assets amounting to 350,000.00 GBP. It is authorized and regulated by the Financial Conduct Authority (FCA) in the United Kingdom. Social Link

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Demivolt

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Demivolt, UAB is an electronic money institution that provides digital banking and payment solutions. It offers various services such as accounts with IBAN, money transfers, payment initiation, card processing, and currency exchange. As of 2020, Demivolt, UAB had total customer funds to be safeguarded amounting to 0.00 EUR. This means that the institution is responsible for safeguarding and protecting the funds of its customers. In terms of financial performance, Demivolt, UAB generated a gross profit of 0.00 EUR. This indicates the total profit earned by the institution before deducting any expenses or taxes. Demivolt, UAB is incorporated in Lithuania and is authorized and regulated by the Bank of Lithuania. This means that it operates under the supervision and regulations set by the central bank of Lithuania to ensure compliance and protect the interests of customers. Social Link

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Deserve

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Deserve’s CaaS platform allows financial institutions to offer their customers branded credit cards without having to build and maintain their own infrastructure. This enables these institutions to quickly and easily enter the credit card market and provide their customers with a seamless and personalized credit card experience. The platform includes a range of tools and features that financial institutions can leverage to enhance their credit card offerings. This includes customizable card designs, rewards programs, and spending controls. Financial institutions can also access detailed analytics and reporting to gain insights into their customers’ spending habits and preferences. In addition to the platform itself, Deserve also provides education and resources to help financial institutions better understand the credit card market and effectively market their offerings. This includes access to industry experts and best practices for customer acquisition and retention. Deserve partners with Celtic Bank to issue its credit cards. Celtic Bank is a Member of the FDIC, which provides added security and peace of mind for customers. Overall, Deserve’s CaaS platform enables financial institutions to offer their customers a branded credit card solution that is tailored to their needs and preferences. By leveraging Deserve’s technology and expertise, financial institutions can quickly and easily enter the credit card market and provide their customers with a seamless and personalized credit card experience. Social Link

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Desjardins

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Desjardins also offers online and mobile banking services, allowing clients to manage their accounts, make payments, transfer funds, and access a range of financial tools and resources. The cooperative nature of Desjardins means that profits are reinvested back into the organization to benefit its members and the communities it serves. Desjardins is committed to sustainability and social responsibility, and has implemented various initiatives to support environmental conservation, community development, and financial education. It also offers specialized services for specific industries, such as agriculture, real estate, and healthcare. Overall, It aims to provide its clients with personalized and innovative financial solutions, while also contributing to the economic and social well-being of its members and communities. Social Link

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deVere E-Money

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“deVere E-Money” is an electronic money institution that specializes in international money transfers. They provide services such as money transfers, currency exchange, multi-currency e-wallets, and payment cards to individuals. As of 2020, “deVere E-Money” had a total of 5.05 million EUR in customer funds that were safeguarded. This means that the institution takes measures to protect customer funds and ensure their security. In terms of financial performance,”d eVere E-Money” generated a gross profit of 980,000.00 EUR in 2020. This indicates that the institution was able to generate a significant amount of revenue from its operations. It is incorporated in Lithuania and is authorized and regulated by the Bank of Lithuania. This means that they operate under the supervision of the central bank and must comply with the regulations and requirements set forth by the regulatory authority. Overall, “deVere E-Money” is a licensed electronic money institution that offers a range of financial services, with a focus on international money transfers. They have customer funds safeguarded and are regulated by the Bank of Lithuania. Social Link

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Dharma

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Dharma Merchant Services was founded in 2007 with the goal of providing small businesses and nonprofits with fair and transparent payment processing solutions. We believe that businesses should not have to sacrifice their values or pay exorbitant fees to accept credit card payments. At Dharma, we are committed to offering fair pricing to our customers. We believe in transparency and do not charge hidden fees or lock our customers into long-term contracts. Our pricing is straightforward and easy to understand, allowing our customers to focus on running their businesses. In addition to fair pricing, we also prioritize customer service. Our team of trained, non-commissioned salespeople is dedicated to providing exceptional support to our customers. We understand that every business is unique, and we work closely with our customers to find the best payment processing solutions for their specific needs. As a conscious business, we are committed to social responsibility and giving back to our community. We donate a percentage of our profits to nonprofit organizations and support initiatives that align with our values. We believe that business can be a force for positive change in the world, and we strive to embody this belief in everything we do. Overall, Dharma Merchant Services is dedicated to providing small businesses and nonprofits with the payment processing solutions they need to thrive. We are proud to serve our customers with fair pricing, transparent practices, and a conscious business ethos. Social Link

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DBS Bank

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DBS Bank, based in Singapore, is a leading financial services organization in Asia, known for its innovative strategies and commitment to redefining banking. It offers a wide range of services, including consumer banking, wealth management, and corporate banking, catering to diverse clientele across key Asian markets like India, Indonesia, and Hong Kong. A key to DBS’s success is its focus on digital transformation, with significant investments in technology that enhance customer experience and streamline banking services. This commitment has earned the bank international recognition for its digital offerings. Additionally, DBS is dedicated to sustainability and community development, integrating corporate responsibility into its business model through initiatives that promote sustainable practices and support local communities. This holistic approach enhances the bank’s reputation and impact. Year Founded: DBS Bank was founded in 1968 and has since grown to become a leading financial services group in Asia. The bank is headquartered in Singapore, a global financial hub, which positions it strategically to serve a diverse range of markets across the region. CEO: The current CEO, Piyush Gupta, has been at the helm since 2009. Under his leadership, DBS has embraced digital transformation, earning accolades such as the “World’s Best Digital Bank” by Euromoney. Gupta’s vision has driven the bank to innovate continuously, enhancing customer experience through advanced digital solutions. Headquarters: DBS Bank’s headquarters in Singapore allows it to leverage the city’s robust financial infrastructure and regulatory environment. This strategic location also facilitates the bank’s expansion into key Asian markets, including India, Indonesia, and Hong Kong. Why Choose DBS Bank? Innovative Digital Solutions: DBS Bank is renowned for its cutting-edge digital banking services. Recognized as the “World’s Best Digital Bank” by Euromoney, DBS leverages technology to provide seamless, secure, and user-friendly banking experiences. This makes managing finances more convenient and accessible for customers. Sustainability Commitment: DBS Bank integrates environmental, social, and governance (ESG) considerations into its business strategy. The bank actively supports green financing initiatives and aims to reduce its carbon footprint. This commitment to sustainability reflects DBS’s dedication to responsible banking and its efforts to contribute positively to the environment and society. Strong Regional Presence: With headquarters in Singapore and a significant presence in key Asian markets such as India, Indonesia, and Hong Kong, DBS Bank combines local expertise with a robust digital infrastructure. This strategic positioning allows DBS to deliver tailored financial solutions that meet the diverse needs of its customers across the region. Leadership and Vision: Under the leadership of CEO Piyush Gupta, DBS Bank has embraced a forward-thinking approach, driving continuous innovation and growth. Gupta’s vision has been instrumental in transforming DBS into a digital leader in the banking industry. Customer-Centric Services: DBS Bank prioritizes customer satisfaction by offering a wide range of services, including consumer banking, wealth management, and corporate banking. Their focus on enhancing customer experience ensures that clients receive personalized and efficient service. Community Development: Beyond financial services, DBS Bank is committed to fostering community development and financial inclusion. The bank’s initiatives aim to support local communities and promote economic growth, making a positive impact on society. Social Link

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CTBC Bank

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CTBC Bank offers a comprehensive range of banking services to meet the needs of individuals, businesses, and institutions. These services include: 1. Personal Banking: CTBC Bank provides various personal banking services, including savings accounts, fixed deposits, credit cards, personal loans, mortgages, and wealth management solutions. Customers can access their accounts through online banking, mobile banking, and ATMs. 2. Business Banking: CTBC Bank offers a range of banking solutions for businesses, including business accounts, business loans, trade finance, cash management, and treasury services. The bank also provides specialized services for small and medium-sized enterprises (SMEs) to support their growth and development. 3. Corporate Banking: CTBC Bank provides a comprehensive suite of banking services for corporate clients, including corporate accounts, working capital financing, project financing, syndicated loans, trade finance, cash management, and treasury services. The bank also offers specialized services for multinational corporations (MNCs) to support their global operations. 4. Investment Banking: CTBC Bank offers investment banking services, including underwriting and distribution of securities, mergers and acquisitions advisory, corporate finance, and capital market solutions. The bank also provides research and analysis to help clients make informed investment decisions. 5. Wealth Management: CTBC Bank provides wealth management services to help individuals and families grow and protect their wealth. These services include investment advisory, portfolio management, trust services, insurance products, and retirement planning. 6. International Banking: CTBC Bank has a strong international presence and offers a range of international banking services, including cross-border trade finance, foreign exchange services, correspondent banking, and global cash management. The bank also provides international banking solutions for Taiwanese companies expanding overseas and foreign companies operating in Taiwan. 7. Digital Banking: CTBC Bank is committed to digital innovation and provides a range of digital banking services, including online banking, mobile banking, and digital payment solutions. The bank also offers digital tools and platforms to enhance customer experience and convenience. CTBC Bank is known for its customer-centric approach, innovative products, and commitment to excellence. The bank has received numerous awards and accolades for its banking services and has a strong reputation in the industry. Social Link

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Curbstone

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Curbstone’s SaaS technologies provide a range of solutions for businesses. One of their main offerings is credit card payment processing on IBM i systems or iSeries. This allows businesses to securely process credit card payments directly on their existing infrastructure. Curbstone also offers solutions for data security and compliance. They help businesses move sensitive data off their network and into a secure environment, reducing the risk of data breaches. This is particularly important for businesses that handle sensitive customer information. Another key offering from Curbstone is the ability to reduce processing fees. They work with multiple authorization networks and payment processors to find the most cost-effective solution for their customers. By optimizing payment processing, businesses can save money on transaction fees. Curbstone also helps businesses automate time-consuming and fragmented payment processes. This can include tasks such as reconciling payments, generating reports, and managing customer data. By streamlining these processes, businesses can save time and improve efficiency. In addition to their technology solutions, Curbstone has established partnerships and certifications with major payment processors and financial institutions. This includes being a Gold Partner with TSYS, a Premier Partner with Chase Paymentech, and an IBM Business Partner. They also have certifications with Elavon, First Data, Certegy, and Bank of America. Overall, Curbstone provides businesses with a range of payment processing and technology solutions to help them overcome their most pressing challenges. Social Link

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Current

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Current is a modern banking platform that provides a variety of financial services. It offers faster payments, allowing users to receive their paychecks up to two days earlier with direct deposit. Current also provides a credit building feature that simplifies the process of building credit with everyday purchases. Despite these benefits, certain fees may apply, including those for out-of-network ATM usage, late payments, foreign transactions, card replacements, cash deposits, and third-party processing. However, Current does not require credit checks or history for application. Additionally, it offers a Savings Boost feature, enabling users to earn an annual bonus of up to 4.00% on their savings. Users can also buy and sell cryptocurrencies from a selection of coins without any trading fees. Year Founded: Current was founded in 2015. Headquarters: Current is headquartered at 217 Centre Street Suite 180, New York, New York, 10013, United States. Why choose Current? Faster Payments: Get paid up to 2 days faster with direct deposit. Credit Building: Simplified credit building with everyday purchases. Savings Boost: Earn an annual bonus of up to 4.00% on your savings. Cryptocurrency Trading: Buy and sell cryptocurrencies from a selection of coins without any trading fees. No Credit Checks: No credit checks or history required to apply. Transparent Fee Structure: Some fees may apply, including out of network ATM fees, late payment fees, foreign transaction fees, card replacement fees, cash deposit fees, and third party processing fees. Social Link

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CPS offers a range of payment processing solutions, including traditional credit card terminals, mobile payment solutions, virtual terminals, and online payment gateways. These solutions are designed to meet the needs of businesses of all sizes and types. CPS also offers business financing options, including merchant cash advances and small business loans. These financing options can help businesses access the capital they need to grow and expand. In addition to payment processing and financing, CPS also offers website development and SEO services. These services can help businesses establish an online presence and attract more customers. CPS is committed to providing secure payment solutions and protecting consumer financial data. They offer encryption and tokenization technology to ensure that sensitive information is kept safe during transactions. Overall, CPS aims to provide businesses with the tools and services they need to streamline their operations, increase revenue, and provide a positive customer experience. Social Link

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