RailsR is a global platform that is revolutionizing the financial sector by using embedded finance to create richer experiences with various brands. Headquartered in London, RailsR is led by CEO Philippe Morel, who brings his extensive experience from SETL. The platform’s mission is to democratize access to finance by replacing legacy industry infrastructure with a simple, turnkey platform. RailsR enables any business or brand to rapidly prototype, launch, and scale financial products that are directly embedded within their own user experience. It provides finance capabilities such as digital wallets, payments, rewards, loyalty points, or cards, which businesses can easily create and integrate into their brand and digital journey. This seamless integration aims to enhance the user experience and foster stronger relationships between brands and their customers. Year Founded: It was founded in the year 2016. CEO: The CEO of RailsR is Philippe Morel. Headquarters: The headquarters of RailsR is located in London, Shoreditch High St, United Kingdom. Why choose RailsR? Embedded Finance: RailsR uses embedded finance to enable richer experiences with the brands people love. Rapid Prototyping: RailsR enables any business or brand to rapidly prototype, launch, and scale financial products that are directly embedded within their own user experience. Democratizing Access: RailsR aims to democratize access to finance by replacing legacy industry infrastructure and being a simple to use turnkey platform. Financial Capabilities: It  provides finance capabilities, such as digital wallets, payments, rewards, loyalty points or cards which are simple for them to create and combine into an embedded finance experience. Leadership: RailsR’s CEO, Philippe Morel, has over 25 years of experience in financial services, advising corporates and financial institutions on their strategies, organisation and change management. Social Link

Paysafe Limited, a specialised payments platform that enables businesses and consumers to connect and transact seamlessly through industry-leading capabilities in payment processing, digital wallet, and online cash solutions. Paysafe has over 20 years of online payment experience, an annualised transactional volume of over US $120 billion in 2021, and approximately 3,500 employees located in 10+ countries. It connects businesses and consumers across 100 payment types in over 40 currencies around the world. Year Founded : It is a leading online payments company that was founded in 1996 as Netbanx. CEO: The current CEO and Executive Director of Paysafe is Bruce Lowthers, who joined the company in April 2021. Headquarters: Paysafe’s corporate headquarters are in London, UK, but the company has offices in 12 global locations across three continents. Why choose Paysafe? Paysafe offers a suite of scalable and secure online payment solutions, including payment processing, digital wallet, and online cash solutions. Paysafe supports over 250 payment types and 40 currencies, enabling merchants and consumers to send and receive payments across the globe. Paysafe has 25 years of payment experience and expertise in serving the global entertainment sectors, such as gaming, investing, travel, and retail. Paysafe provides access to diverse verticals, such as crypto, forex, and direct marketing, through its subsidiary brands, such as Skrill, Neteller, paysafecard, and Paysafecash. Paysafe fosters customer loyalty with a branded wallet that allows users to effortlessly manage their money, spend, invest, and manage funds. Risk Appetite PCI CompliantLevel 1 ,Processing currenciesCLP, EUR, GBP, USD Features 3D Secure Processing,Cross Border Payments,Currency Conversion,Payment Link,Payouts,Real Time Payments,Recurring Payments,Refunds,Split Payments Solutions Fraud Prevention,Mobile Checkout,Online Payments,Open Banking,Payment Gateway,Whitelabel Accepted Industries E-commerce Payment Options American Express,Apple Pay,Discover,Google Pay,Mastercard,Visa Social Link

PaySend Plc is an electronic money institution that specializes in international money transfers. They offer a range of services including transfers to bank accounts and card accounts, money requests, personal e-wallets, business IBAN accounts, payment cards, and card acceptance to individuals and companies. As of 2019, PaySend Plc had total assets of 7.71 million GBP. However, they reported a net income of -2,571,000.00 GBP, indicating a loss for the year. PaySend Plc is incorporated in the United Kingdom and is authorized and regulated by the Financial Conduct Authority, ensuring that they operate within the legal framework and meet the necessary regulatory requirements. Social Link

Paysera  is an electronic money institution based in Lithuania. It focuses on providing payment services at affordable prices to individuals and businesses. The company offers various services, including virtual accounts with IBAN, international money transfers, SEPA payments, and prepaid cards. Paysera offers a range of additional services such as payment processing, invoicing, and e-commerce solutions for businesses. They provide a secure and convenient way to manage finances and make transactions online. Paysera is regulated by the Bank of Lithuania and is compliant with all relevant financial regulations. They prioritize the security of customer funds and use advanced encryption and security measures to protect user data. Overall, Paysera offers a comprehensive range of financial services for individuals and businesses, making it a convenient and reliable option for managing finances and making transactions online. Social Link

Payset is a leading provider of virtual IBAN accounts, designed to streamline international trading activities. It offers multi-currency accounts, enabling users to accept and send funds globally in various currencies. Payset also provides an instant currency exchange feature for 38 currency pairs at competitive rates. The platform is built with a focus on global cash flow management, offering a secure, reliable, and innovative multi-currency wallet. With its next-generation payment technology, Payset aims to make payments faster and easier to manage, positioning itself as a comprehensive solution for cross-border transactions. Year Founded: It was founded in 2018.. CEO: The CEO of Payset is Perry Asforis. Headquarters: Payset’s headquarters are located at 23 Berkeley Square, London, England. Why choose Payset? Multi-Currency Account: Accept and send funds globally in various currencies. Instant Currency Exchange: Exchange 38 currency pairs instantly at low rates. Global Cash Flow Management: Manage your cross-border cash flow with their secure, reliable, and innovative multi-currency wallet. Next-Generation Payment Technology: It serves as the next generation of payment technology for making payments faster and easier to manage. Social Link

Paystree is a UK-based electronic money institution that offers a range of financial services. Authorized and regulated by the Financial Conduct Authority, Paystree provides payment accounts primarily to medium to large-sized enterprises located in the United Kingdom. It offers personal accounts with IBAN, business accounts with IBAN, and payment cards to both individuals and companies. Paystree serves a variety of industries including information technologies, sales, construction, food and drink, and healthcare. Its business model is based on classic banking services, enhanced by IT technologies for faster and more efficient payments compared to traditional banks. With features like free money transfers, free card payments, and bank beating exchange rates, Paystree positions itself as a competitive choice in the financial services market. Year Founded: It was founded in 2017. Headquarters: Paystree is headquartered in Southend-on-Sea, Finance House, 20 – 21 Aviation Way, United Kingdom. Why choose Paystree? Focused on Businesses: It is mainly focused on medium to large-sized enterprises, particularly in the United Kingdom. Variety of Industries: Paystree serves a variety of industries such as information technologies, sales, construction, food and drink, and healthcare. Efficient Payments: The business model of Paystree is based on classic banking services supported by IT technologies for faster, more efficient payments in comparison to traditional banks. Free Transfers and Payments: Paystree claims to provide free money transfers, free card payments, and bank beating exchange rates. Social Link

Paytend Europe UAB is an electronic money institution based in Lithuania. It specializes in international payments and offers personal e-wallets, prepaid cards, and international payment services to individuals. As an electronic money institution, Paytend Europe UAB is authorized and regulated by the Bank of Lithuania. This means that it must comply with the regulations and requirements set by the central bank to ensure the safety and security of customer funds. In 2020, Paytend Europe UAB had a total of 13.82 million EUR in customer funds that needed to be safeguarded. This indicates that the institution holds a significant amount of customer funds and is responsible for protecting them. Additionally, Paytend Europe UAB generated a gross profit of 464,000 EUR in 2020. This indicates that the institution is financially stable and able to generate income from its operations. Overall, Paytend Europe UAB is a regulated electronic money institution that focuses on international payments and offers various financial services to individuals. Its authorization and regulation by the Bank of Lithuania provide assurance of its compliance with regulatory requirements and the safety of customer funds. Social Link

Paymentworld Europe Ltd is an electronic money institution that provides e-money and e-payment solutions for both businesses and individuals. They offer personal e-wallet accounts, as well as business e-wallet accounts specifically designed for merchants. Additionally, they provide e-wallet accounts for partners, agents, and affiliates. It facilitates international payments to individuals, businesses, and merchants. They are incorporated in Malta and are authorized and regulated by the Malta Financial Services Authority, ensuring compliance with financial regulations and providing a secure and reliable service. Social Link

Paynetics AD is an electronic money institution that provides payment solutions to both businesses and individuals. They offer a range of services including payment platforms, virtual prepaid cards, e-wallet accounts, physical prepaid cards, and multi-currency merchant accounts. Paynetics AD is based in Bulgaria and is authorized and regulated by the Bulgarian National Bank. This means that they are subject to strict regulatory requirements and must adhere to certain standards to ensure the safety and security of their customers funds. Their payment platforms are designed to be user-friendly and provide a seamless payment experience for both businesses and consumers. They offer virtual prepaid cards that can be used for online purchases, as well as physical prepaid cards that can be used in-store. In addition, Paynetics AD offers e-wallet accounts that allow customers to store and manage their funds electronically. These accounts can be used for a variety of purposes, including making payments, transferring money, and managing expenses. For businesses, Paynetics AD offers multi-currency merchant accounts that allow them to accept payments in multiple currencies. This can be particularly useful for businesses that operate internationally or have customers from different countries. Overall, Paynetics AD is focused on providing secure and convenient payment solutions to businesses and individuals. Their range of services and regulatory oversight make them a trusted choice for electronic money services. Social Link

Payoma Ltd is an electronic money institution that provides digital payment solutions. They offer multi-currency e-wallets, allowing individuals and businesses to manage multiple wallets within one account. Customers can also attach a credit card or bank account to their Payoma account. As of 2019, It had total assets of 12.15 million GBP. They generated a net income of 349,881.00 GBP during that year. Payoma Ltd is incorporated in the United Kingdom and is authorized and regulated by the Financial Conduct Authority.

Payment Card Solutions (UK) Limited is an electronic money institution that specializes in providing business expense solutions. They offer a range of payment card solutions and services to help businesses manage their expenses more efficiently. As an electronic money institution, Payment Card Solutions (UK) Limited is authorized and regulated by the Financial Conduct Authority (FCA) in the United Kingdom. This means that they must adhere to strict regulatory standards and meet certain requirements to ensure the safety and security of their customers funds. In terms of financials, It had total assets of £14.64 million in 2020. They generated a net income of £139,314 during the same period. These figures indicate that the company is financially stable and profitable. Overall, It is a reputable electronic money institution that provides business expense solutions to help businesses manage their expenses more effectively. They are authorized and regulated by the FCA, ensuring that they meet the necessary regulatory standards. Social Link

Payen Limited is an electronic money institution that specializes in payment and cross-border solutions. They offer a range of services including payment services, foreign exchange services, and business bank accounts for business entities. As an electronic money institution, Payen Limited is authorized and regulated by the Financial Conduct Authority (FCA) in the United Kingdom. This means that they must adhere to strict regulatory standards and meet certain requirements to ensure the safety and security of their customers funds. In 2019, Payen Limited reported total assets of 19.27 million GBP and generated a net income of 3.22 million GBP. This indicates that the company is financially stable and profitable. Overall, Payen Limited provides a range of services to businesses, helping them with their payment and cross-border needs. With their authorization and regulation by the FCA, customers can have confidence in the safety and security of their funds. Social Link