Fiserv is a global fintech and payments company that provides solutions for banking, global commerce, merchant acquiring, billing and payments, and point-of-sale. It helps financial institutions and businesses connect with their customers and enable seamless and secure transactions across the world. Fiserv has over 10,000 clients in more than 100 countries and has a presence in India, where it offers payment solutions and digital experiences for local markets. It is a leader in financial services technology and innovation, with products such as Carat, CardHub, Clover, and Developer Studio. Year Founded : The company was founded in 1984. CEO: The current CEO of Fiserv is Frank Bisignano. Headquarters:  Brookfield, Wisconsin. Why choose Fiserv? It is committed to delivering the best possible experience to its clients. The company offers a wide range of solutions for banking, global commerce, merchant acquiring, billing and payments, and point-of-sale. Fiserv provides innovative solutions to help businesses grow and thrive. Risk Appetite Risk AppetiteLow Risk, Medium Risk ,Processing currenciesEUR, GBP, USD ,Settlement CurrenciesEUR, GBP, USD ,API DocsLink Social Link

By analyzing transaction data, FlexPay can identify patterns and trends that may indicate a false decline. It then uses this information to create personalized strategies for each declined transaction, such as retrying the transaction with different parameters or contacting the customer to verify the transaction. FlexPay also provides real-time monitoring and reporting, allowing businesses to track the success of their decline recovery efforts and make data-driven decisions to optimize their payment processes. Overall, FlexPay helps businesses increase their revenue by reducing false declines and improving the customer experience. Social Link

FloBiz aims to empower SMBs by providing them with the tools and resources they need to streamline their operations and grow their businesses. With myBillBook, SMB owners can easily create and send professional invoices, track payments, manage inventory, and generate financial reports. The platform also helps businesses comply with GST regulations by automatically calculating and applying the appropriate taxes to invoices. In addition to myBillBook, FloBiz offers a range of other solutions to support SMBs. This includes expense management tools, digital payment solutions, and business analytics dashboards. These tools enable SMB owners to gain insights into their business performance, make data-driven decisions, and optimize their operations. FloBiz understands the unique challenges faced by SMBs and aims to provide them with affordable and accessible solutions. The platform is designed to be user-friendly and intuitive, making it easy for SMB owners to adopt and integrate into their existing workflows. With FloBiz, SMBs can digitize their operations, improve efficiency, and focus on growing their businesses. Social Link

Flutterwave, founded in 2016, is a prominent Nigerian fintech company providing a robust payment infrastructure for global merchants and payment service providers. Their platform enables businesses to accept and make payments in various currencies, facilitating seamless and secure transactions. By offering innovative solutions, Flutterwave has helped businesses expand their reach across Africa and beyond, making financial services more accessible and efficient. This powerful infrastructure supports businesses in scaling their operations and improving their payment processes, establishing Flutterwave as a key player in the global fintech landscape. Year Founded: Flutterwave was founded in 2016 with the aim to simplify payments for endless possibilities.  CEO: Olugbenga ‘GB’ Agboola, the CEO and co-founder, has been instrumental in driving Flutterwave’s growth and innovation in the fintech industry. Headquarters: With dual headquarters in San Francisco and Lagos, Flutterwave combines Silicon Valley innovation with deep insights into the African market. Why Choose Flutterwave? Global Reach: Multiple Currencies: Flutterwave’s platform supports transactions in numerous currencies, enabling businesses to expand their reach and cater to a global customer base.  Ease of Integration: Seamless Setup: It provides easy integration with a wide range of payment methods, allowing businesses to accept payments quickly and efficiently without complex technical hurdles.  Security and Compliance: Advanced Security: The platform employs robust encryption and fraud detection technologies to protect transactions. It is also fully compliant with regulatory standards, ensuring secure and trustworthy financial operations.   Innovative Solutions: Comprehensive Offerings: Flutterwave offers a suite of innovative products, including payment processing, financial management, and business analytics, to help businesses grow and thrive in a competitive market.  Support for SMEs and Entrepreneurs: Empowering Growth: By providing accessible and affordable payment solutions, Flutterwave helps small to medium-sized enterprises (SMEs) scale their operations and compete globally. 

With Flyp, users can easily manage their finances, track their spending, and set financial goals. The app provides a comprehensive overview of their financial health, allowing them to make informed decisions about their money. One of the unique features of Flyp is its community aspect. Users can connect with others who have similar financial goals or interests, and share their experiences and knowledge. This creates a supportive and collaborative environment where users can learn from each other and find inspiration to achieve their financial goals. Flyp also prioritizes trust and security. All banking services are provided by Sutton Bank, a trusted and reputable financial institution. This ensures that users’ funds are safe and protected. In addition to traditional banking services, Flyp offers a range of innovative features to enhance the banking experience. Users can easily split bills with friends, set up automatic savings plans, and even earn cashback rewards on their purchases. Overall, Flyp is revolutionizing the way people bank by combining traditional banking services with a community-driven approach. It provides users with the tools and support they need to take control of their finances and achieve their financial goals. Social Link

Flywire is a global payments enablement and software company that helps individuals and businesses make cross-border payments easily and efficiently. The company offers a proprietary global payments network, a next-generation payments platform, and vertical-specific software to facilitate complex payments for clients and their customers. Flywire specializes in the education, healthcare, travel, and B2B industries, providing tailored solutions that integrate seamlessly with existing accounts receivable workflows. The company also offers integration with leading ERP systems, making it easy for businesses to incorporate Flywire into their existing processes. By leveraging its global payments network and advanced technology, Flywire enables individuals and businesses to navigate the complexities of international payments without being limited by borders. Whether it’s paying tuition fees, medical bills, or conducting cross-border business transactions, Flywire aims to simplify the payment process and provide a seamless experience for its clients and their customers. Social Link

Forte’s payment solutions are designed to be flexible and scalable, allowing businesses to easily adapt to changing customer demands and market trends. Whether it’s accepting credit and debit card payments, processing ACH/eCheck transactions, or verifying checks, Forte has the tools and expertise to help businesses streamline their payment processes. One of Forte’s key strengths is its focus on reducing complexity and cutting costs for its customers. By providing a single platform that can handle multiple payment types, businesses can eliminate the need for multiple vendors and systems, saving time and money. Forte’s platform also integrates seamlessly with existing business systems, making it easy to implement and use. In addition to its payment processing capabilities, Forte also offers fraud prevention services to help businesses protect themselves and their customers from fraudulent transactions. By leveraging advanced fraud detection algorithms and real-time monitoring, Forte can help businesses identify and prevent fraudulent activity before it impacts their bottom line. Forte is committed to helping organizations of all sizes reduce transaction costs, mitigate risk, and increase efficiencies. Whether it’s a small business looking to streamline its payment processes or a large enterprise in need of a comprehensive payment solution, Forte has the expertise and technology to meet their needs. Social Link

FortisPay is a comprehensive payment solutions provider that caters to software partners and developers. They offer embedded payment solutions designed to transform payments into a competitive advantage for businesses. Their proprietary platform strengthens the payment capabilities of your software, providing a seamless and efficient payment process. FortisPay specializes in various industries including B2B & ERP, Hospitality, Healthcare, Specialty Retail, and Nonprofit, ensuring tailored solutions for diverse needs. With a team of dedicated professionals, FortisPay embraces the complexity and nuances of your industry to provide the best possible payment solutions. Year Founded: FortisPay was established in 2009. CEO: The CEO of FortisPay is Greg Cohen. Headquarters: FortisPay is headquartered at 43155 Main St. Suite 2310-C, Novi, Michigan, United States. Why choose FortisPay? Unique Payment Experiences: FortisPay is dedicated to transforming payments into your competitive advantage. Proprietary Platform: Their proprietary platform supports and strengthens the payments capabilities of your software. Industry Specializations: FortisPay has vertical expertise enabling them to tailor their proprietary platform to deliver unique payments experiences for various industries. Guides: FortisPay has dedicated professionals who work with you to develop an experience roadmap showing how to create tailored experiences for your customers. Positive Reviews: FortisPay has received positive reviews from their customers. Social Link

Fortu offers a range of services to its clients, including multi-currency accounts, international transfers, and investment opportunities. The platform is designed to provide a seamless and secure banking experience, with a focus on privacy and data protection. One of the key features of Fortu is its compliance and risk mitigation capabilities. The platform uses advanced technology and algorithms to monitor and detect any suspicious activity, ensuring that all transactions are legitimate and in compliance with regulatory requirements. This helps to protect both the client and the bank from potential risks and fraud. Fortu also offers a range of investment opportunities, allowing clients to diversify their portfolios and potentially earn higher returns. The platform provides access to a wide range of investment products, including stocks, bonds, and alternative investments. Clients can also benefit from the expertise of Fortu’s asset managers, who can provide personalized investment advice and recommendations. In addition to its banking and investment services, Fortu also offers a range of lifestyle benefits to its clients. This includes access to exclusive events and experiences, as well as concierge services for travel and entertainment. Fortu aims to provide a comprehensive banking solution that meets the unique needs and preferences of its clients. Overall, Fortu is a fintech project that aims to revolutionize the private and corporate banking sector. With its focus on compliance, risk mitigation, and personalized services, Fortu aims to provide a secure and seamless banking experience for its clients. Social Link

Fortumo’s platform allows merchants to offer their products and services to customers in emerging markets where traditional payment methods may not be widely available or accessible. By partnering with telcos and digital wallets, Fortumo enables merchants to reach a larger customer base and increase their revenue. One of Fortumo’s key solutions is carrier billing, which allows customers to make purchases by charging the cost to their mobile phone bill or prepaid balance. This eliminates the need for customers to have a credit card or bank account, making it easier for them to make purchases online. Carrier billing is particularly popular in emerging markets where credit card penetration is low. Fortumo also offers bundling solutions, which allow merchants to package their products or services with those of telcos or digital wallets. This can include offering free trials, discounted subscriptions, or exclusive content to customers who use a specific telco or digital wallet. Bundling helps merchants increase customer acquisition and retention by leveraging the existing customer base of telcos and digital wallets. In addition, Fortumo provides messaging solutions that enable merchants to engage with their customers through SMS and other messaging channels. This can include sending transactional messages, promotional offers, or customer support messages. Messaging helps merchants build a direct relationship with their customers and increase customer loyalty. Overall, Fortumo’s platform provides merchants with the tools and infrastructure they need to effectively monetize their products and services in emerging markets. By leveraging the reach and capabilities of telcos and digital wallets, merchants can expand their customer base and increase their revenue. Social Link

Four offers a range of payment solutions for both online and in-store purchases. Their flagship product is a buy now, pay later option that allows customers to split their purchase into four equal payments, with the first payment due at the time of purchase and the remaining three payments due every two weeks. Four also offers a purchase specific financing option, which allows customers to finance larger purchases over a longer period of time. This option is ideal for customers who want to make a big-ticket purchase but prefer to spread out the payments over several months. In addition to their payment solutions, Four provides retailers with a suite of tools and features to help them manage their payments and increase sales. This includes real-time reporting and analytics, customizable payment plans, and integration with popular eCommerce platforms. Four’s payment solutions are designed to be seamless and easy to use for both retailers and customers. They aim to provide a frictionless checkout experience, increase conversion rates, and drive customer loyalty. Overall, Four is a payment service and technology company that specializes in buy now, pay later and purchase specific financing options. They provide retailers with the tools and solutions they need to offer flexible payment options to their customers, ultimately driving sales and customer satisfaction. Social Link

As an electronic money institution, Foxpay, UAB specializes in providing payment terminals. They offer services related to electronic money, allowing customers to make payments and manage their funds electronically. In 2020, Foxpay, UAB had a total of 409,000.00 EUR in customer funds that needed to be safeguarded. This means that they held this amount of money on behalf of their customers, ensuring its security and availability. During the same year, Foxpay, UAB generated a gross profit of 428,000.00 EUR. This indicates the total revenue they earned from their operations before deducting any expenses. Foxpay, UAB is incorporated in Lithuania and operates under the authorization and regulation of the Bank of Lithuania. This means that they are subject to the rules and regulations set by the central bank to ensure the safety and stability of the financial system. Social Link