With Braid, you can create a Pool for any occasion or purpose, such as splitting the bill at a restaurant, organizing a group gift, or managing shared household expenses. You can invite friends and family to join the Pool, and everyone can contribute money towards the shared expense. Braid makes it easy to collect money from participants, as they can securely transfer funds directly into the Pool. There are no fees involved, so everyone can contribute without any additional costs. Once the money is collected, Braid provides tools to manage and track the expenses. You can see who has contributed and how much, making it easy to keep everyone accountable. Braid also allows you to set spending limits and track expenses, ensuring that the money is used for its intended purpose. When it’s time to spend the money, Braid provides a virtual card that can be used for online and in-store purchases. This eliminates the need to transfer money back and forth or deal with cash. Braid also offers features like reminders for overdue contributions, the ability to split expenses unevenly, and the option to withdraw funds from the Pool if needed. Overall, Braid simplifies the process of collecting and managing money together, making it a convenient solution for any shared expense. Social Link

Customers can access their accounts through the BMTX mobile app or website, allowing them to manage their finances conveniently and securely. The platform also provides tools and features to help customers track their spending, set financial goals, and make informed financial decisions. BMTX offers a range of loan and credit options, including personal loans, auto loans, and credit cards. Customers can apply for these products online and receive quick approval decisions. The platform also provides competitive interest rates and flexible repayment terms. In addition to individual customers, BMTX partners with businesses and schools to offer customized banking solutions. This includes white-label products that can be branded with the partner’s logo and tailored to their specific needs. BMTX works closely with its partners to ensure seamless integration and a user-friendly experience for their customers. Overall, BMTX aims to provide a modern and user-friendly banking experience, with a focus on convenience, competitive products, and personalized solutions for both individuals and businesses. Social Link

Blend is a technology company that provides a digital lending platform for financial institutions. Its platform streamlines the loan application process, making it faster and more efficient for both lenders and borrowers. Blend’s platform allows borrowers to apply for loans online, eliminating the need for paper applications and manual data entry. Borrowers can securely upload their financial documents and provide necessary information through a user-friendly interface. This reduces the time and effort required to complete a loan application. For lenders, Blend’s platform automates many of the manual processes involved in underwriting and approving loans. It uses advanced algorithms and data analytics to assess borrower risk and determine loan eligibility. This helps lenders make faster and more accurate lending decisions. Blend’s platform also integrates with other systems used by financial institutions, such as credit bureaus and loan origination systems. This allows lenders to access and analyze borrower data from multiple sources, further streamlining the loan application process. In addition to its digital lending platform, Blend offers other solutions for financial institutions, such as digital account opening for deposit accounts and digital mortgage closing. These solutions help financial institutions provide a seamless and convenient experience for their customers. Overall, Blend’s digital lending platform helps financial institutions increase productivity, reduce costs, and deliver exceptional customer experiences. By simplifying and automating the loan application process, Blend enables lenders to provide loans more quickly and efficiently, helping borrowers access the capital they need to achieve their goals. Social Link

Bettr aims to provide a comprehensive suite of financial services tailored specifically for the needs of young South Africans. The app offers a range of features and benefits, including: 1. Easy account setup: Users can quickly and easily open a Bettr account using their smartphone. The process is simple and requires minimal documentation. 2. Personalized budgeting tools: Bettr provides users with tools to help them manage their finances effectively. Users can set budgets, track their spending, and receive personalized recommendations to help them save money. 3. Savings and investment options: Bettr offers a range of savings and investment products designed to help users grow their wealth. Users can choose from various investment options, including low-risk and high-risk portfolios, depending on their financial goals and risk appetite. 4. Access to credit: Bettr understands that young people often need access to credit to achieve their goals. The app offers a range of credit products, including personal loans and credit cards, with competitive interest rates and flexible repayment options. 5. Financial education: Bettr believes in empowering its users with financial knowledge. The app provides educational resources and tools to help users improve their financial literacy and make informed financial decisions. 6. Rewards and incentives: Bettr rewards its users for their financial behavior. Users can earn points for saving, investing, and making responsible financial decisions. These points can be redeemed for various rewards, such as cashback, discounts, or exclusive offers. 7. Seamless integration with other financial services: Bettr aims to be a one-stop-shop for all financial needs. The app integrates with other financial services, such as insurance providers and payment platforms, to provide users with a seamless and convenient banking experience. Bettr is committed to providing a safe and secure platform for its users. The app uses advanced security measures, such as encryption and multi-factor authentication, to protect users’ personal and financial information. Overall, Bettr aims to revolutionize the way young South Africans manage their money. By providing access to a range of financial services and empowering users with financial knowledge, Bettr hopes to help young people build a better financial future. Social Link

With Bankin‘, users can easily connect all their bank accounts and credit cards in one place. This allows them to have a clear overview of their finances, including their income, expenses, and savings. Bankin’ also provides personalized insights and recommendations to help users make smarter financial decisions. It analyzes their spending habits and offers suggestions on how to save money or optimize their budget. One of the key features of Bankin is its ability to categorize transactions automatically. This means that users no longer have to manually categorize each expense or income. It does it for them, saving them time and effort. Bankin’ also offers a secure environment for managing finances. It uses bank-level encryption to protect users’ data and ensures that their information is safe and confidential. In addition to these features, Bankin’ also allows users to set financial goals and track their progress. Whether it’s saving for a vacation, a new car, or a down payment on a house, Bankin’ helps users stay on track and achieve their goals. Overall, Bankin’ is a comprehensive mobile money manager that simplifies the process of managing finances. It provides users with a clear overview of their financial situation, offers personalized insights and recommendations, and helps them achieve their financial goals. Social Link

Avant offers personal loans ranging from $2,000 to $35,000 with fixed interest rates and flexible repayment terms. The application process is done online and can be completed in just a few minutes. Avant uses a proprietary algorithm to evaluate borrowers’ creditworthiness, taking into account factors beyond just credit scores. Once approved, funds can be deposited into the borrower’s bank account as soon as the next business day. Avant also provides a mobile app for borrowers to manage their loans, make payments, and access customer support. It has received recognition for its innovative approach to lending, including being named one of Forbes’ America’s Most Promising Companies and one of Glassdoor’s Best Places to Work. Overall, Avant aims to provide a transparent and customer-centric borrowing experience for middle-income consumers, helping them achieve their financial goals. Social Link

With ANNA, freelancers and small businesses can easily manage their finances on the go. The app allows users to track all their transactions, view their account balance, and receive real-time notifications for incoming and outgoing payments.It also offers a range of financial admin tools to help users stay organized. Users can create and send professional invoices directly from the app, and track the status of each invoice. Italso automatically sends reminders for overdue payments, helping users get paid on time.One of the standout features of ANNA is its automatic tax reminders. The app calculates how much tax users need to set aside based on their income and expenses, and sends reminders to save for tax payments. This helps users avoid any surprises when it comes time to pay their taxes.ANNA also offers a range of additional services to help users manage their business finances. Users can order additional ANNA cards for their team members, and set spending limits and controls for each card. ANNA also integrates with popular accounting software, making it easy to export financial data for tax purposes.Overall, ANNA is a comprehensive mobile business current account that provides freelancers and small businesses with the tools they need to manage their finances efficiently. With its user-friendly app and range of features, ANNA is a valuable tool for any business owner on the go. Social Link

Empower is a financial technology (fintech) company that provides mobile banking services, including an Empower Checking Account. High-Interest Rates: Empower offered competitive interest rates on its checking accounts. This feature allowed users to earn interest on their account balances, providing an opportunity for increased savings. Cashback Rewards: Some checking accounts with Empower included cashback rewards on certain purchases. This feature allowed users to earn a percentage of their spending back in the form of cash rewards, providing an additional incentive for using the Empower Checking Account for everyday expenses. No Hidden Fees: Empower promoted a fee-transparent approach, aiming to eliminate hidden fees often associated with traditional banking. This included no monthly maintenance fees, overdraft fees, or foreign transaction fees, offering users a clear understanding of their account costs. Automatic Savings: The Empower app often included features that helped users save money effortlessly. This might include automated savings features that round up purchases to the nearest dollar and transfer the spare change into a designated savings account. Financial Insights and Budgeting Tools: Empower’s app typically provided users with insights into their spending habits and financial trends. Budgeting tools helped users set financial goals, track expenses, and manage their money more effectively. Mobile Check Deposit: Users of Empower’s Checking Account could often deposit checks using the mobile app. This feature allowed for convenient check deposits without the need to visit a physical bank branch. Free ATM Access: Empower typically provided access to a network of fee-free ATMs, allowing users to withdraw cash without incurring additional charges. This feature aimed to enhance the accessibility and convenience of the Empower Checking Account. Early Direct Deposit: Some financial institutions, including Empower, offered early direct deposit for paychecks. This feature allowed users to receive their salary or other direct deposits ahead of the traditional payday, providing quicker access to funds. FDIC Insurance: Empower Checking Accounts were typically FDIC-insured up to certain limits. This insurance provided added security for users, protecting their deposits in case the financial institution faced financial challenges. Customer Support: Empower generally offered customer support services to assist users with account-related inquiries or issues. Access to responsive customer support was crucial for addressing any concerns and ensuring a positive banking experience.   Social Link